Travel insurance while camping
Simple and flexible travel insurance to take you camping around the world. Buy at home or while traveling, and claim online from anywhere in the world.
- As featured in:
As featured in:
Seek solace, adventure, and the great outdoors while camping
Ditch the tech and relax to the rhythm of a wilderness camping trip. From stargazing in Canada’s Jasper National Park to sleeping under the stars on Australia’s Whitsunday Islands, you’ll experience more of everything on a camping break.
- What's covered for camping?
- Cover for adventure or sports activities while camping
- Why consider travel insurance for camping
- What's not covered?
What's covered for camping?
If you are injured or become ill travel insurance can help you find medical treatment in a foreign country and take the sting out of unexpected medical costs. Depending on your Country of Residence and the plan you’ve selected, World Nomads may offer coverage (up to the policy limits) for:
- Overseas emergency medical: emergency medical expenses at a hospital or medical centre if you suffer an unexpected injury or illness while hiking. You can submit a claim to recover unexpected medical expenses while camping abroad.
- Medical evacuation and repatriation: approved overseas emergency medical evacuation to the most appropriate medical facility for treatment or repatriation back to your country of residence. Emergency transport is subject to approval from the 24-hour Emergency Assistance team.
- Trip cancellation: has severe weather or a sick travel companion put a stop to your camping break, and you have no choice but to cancel your trip? Your plan may be able to recover the unused, non-refundable expenses of cancelling your trip.
- Gear protection: had your camera stolen while camping? Our gear coverage can help with replacing belongings swiped from under your nose. You’ll need a police report to submit with your claim as well as copies of the original receipts and supporting documentation.
- Delayed baggage cover: has your checked-in baggage been delayed for more than 24 hours? Your plan may cover essential items you purchase while you’re waiting for your baggage.
- Natural catastrophe: both our plans may cover you if a natural catastrophe occurs and you need to move to a safe place or cannot use your booked accommodation.
- Coronavirus coverage: we offer coverage for some Coronavirus-related events. Check out our Coronavirus cover article which goes into more detail on all the benefits, including benefit limits and exclusions.
Cover for adventure or sports activities while camping
Both our Standard Plan and Explorer Plan offer cover for level 1 sports and adventure activities such as camping, hiking and mountain biking up to 4,500 meters (14,763 feet), or river tubing, kayaking and bungee jumping.
For Kiwis looking for more adventurous pursuits, you may need to upgrade your cover if you’re planning on camping, hiking or mountain biking up to 6,000 meters (19,685 feet) or if you’re abseiling or rafting. Specify all the activities you’re planning on your trip when you get your quote, as you can’t add them afterwards. Terms and conditions apply, check your Policy Wording for details or contact us.
Why consider travel insurance for camping?
If that dawn hike didn’t quite go to plan and you need a doctor urgently, call our 24/7 Emergency Assistance Team. They can help direct you to the nearest medical centre or arrange emergency transport to the most appropriate facility and coordinate payment directly with the hospital (provided cover has been confirmed by us). For general out-patient treatment that’s unlikely to exceed US$725, keep all your receipts so you can make a claim under your policy for reimbursement.
The Explorer Plan also has cover for the rental insurance excess if you’re involved in a motor accident or if your rental car is damaged or stolen, or if you lose the rental key.
Travel Insurance Tip 1: check you have any relevant paperwork as you’ll likely be asked to provide proof for several things such as entry permits for countries you’ll be visiting, special tourist visas, digital COVID-19 certificates, proof of vaccinations and a negative PCR test, and camping or visitor permits for national parks.
What's not covered?
Sorry – we won’t cover you if you do something reckless (such as camping in an area that is against local authority warnings). Some things we don’t cover include:
- Pre-existing medical conditions as explained in your Policy Wording.
- Any adventure or sport activity you did not specify on your policy.
- If you refuse to be repatriated or evacuated.
- If you do not use a professional, qualified, and licensed guide and operator for activities where required.
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do. If you are unable to contact us before arranging emergency transport or medical treatment, this may impact your cover.
- Expenses that can be recovered from other sources e.g., service providers, credit card issuers or other insurance policies.
- If you don't keep your gear safe and secure at all times.
- Medical treatment that can wait until you return to your country of residence.
- The policy excess per person per insured event where applicable (check your Summary of Cover).
Travel Insurance Tip 2: before you head off into the wilderness, follow the camping regulations that apply to that region or country. If you unknowingly cross into another country that is not on your certificate of insurance, it could affect your coverage.
This is not a full list of what’s covered and what’s not; please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Did you know travel insurance covers...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
True Claims Stories
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel insurance while camping
Simple and flexible travel insurance to take you camping around the world. Buy at home or while travelling, and claim online from anywhere in the world.
- As featured in:
As featured in:
Get ready to discover the globe while camping
Camping is the start of many adventures for New Zealanders chasing wilderness and open skies. Plant yourself among the forests of Slovenia or beneath a star-studded desert sky to experience more of everything on a camping break.
What’s covered for camping?
Travel insurance can help with unexpected costs if a sudden illness or injury lands you in hospital, if you’re left empty handed when the airline loses your baggage (with your camping gear in it!), or if severe weather puts a dent in your travel plans.
World Nomads offers cover (up to the policy limits) for:
- Overseas emergency medical: the great outdoors can be good for the soul but not if it ends in sickness or injury. Your policy may cover you for your overseas medical expenses, up to the policy limits and when agreed by us. You can submit a claim to recover unexpected medical expenses while camping abroad.
- Medical evacuation:if your secluded camping spot is far away from medical facilities, our cover may help get you transported to the medical facility best for your care. Subject to approval from the 24/7 Emergency Assistance Team.
- Baggage protection: had your stuff swiped while camping? Our gear cover may help with replacing belongings that were stolen. Remember to keep copies of your receipts if you need to make a claim.
- Cancellation protection: if severe weather or a sick or injured travel buddy affects your trip before it’s even begun, and you have no choice but to cancel your trip, there is cover to help with those non-refundable expenses of cancelling your camping trip.
- Family plans: cover includes two adults and up to eight dependents on the one policy. Plus, plans can be extended while still travelling for up to 12 months from your departure date (terms and conditions apply).
Cover for adventure or sport activities while camping
Both our Standard and Explorer plans offer cover for level 1 sport and adventure activities that include camping and hiking up to 2,000 metres, and activities such as surfing, kayaking and bungy jumping.
For Kiwis looking for more adventurous pursuits you may need to upgrade your cover if you’re planning on camping or hiking up to 6,000 metres or if you’re abseiling or mountain biking. Specify all the activities you are planning on your trip when you get your quote as you can’t add them afterwards. Terms and conditions apply, check your PDS for details or contact us.
Why consider travel insurance for camping?
Camping holidays can serve up some serious surprises. If that hike to catch the sunrise turns into a nasty misstep and you need a doctor urgently, call our 24/7 Emergency Assistance Team. They can help direct you to the nearest medical centre or arrange emergency transport to the most appropriate facility.
Traveller Tip: check you have any relevant paperwork as you’ll probably be asked for proof for several things such as entry permits for countries you’ll be visiting, special tourist visas, digital COVID certificates, proof of vaccinations and a negative PCR test, and camping or visitor permits for national parks.
For self-drive camping trips, the Explorer Plan has cover for the rental insurance excess if you’re involved in a car accident. If you’re taking your own sports equipment such as a kayak, the Explorer Plan also offers cover to hire replacement equipment if:
- It is accidentally damaged by a carrier; or
- It is delayed or lost by a carrier for more than 12 hours (the waiting period).
Please note sporting equipment that is checked-in is only covered where the carrier requires it be checked-in due to its size or weight.
Camping destinations
Awaken your sense of adventure camping in:
- Old-growth forests on the coast of the Baltic Sea in northern Sweden.
- Shiretoko National Park, Japan for hot springs and waterfalls.
What’s not covered?
Sorry – we won’t cover you if you do something reckless (such as camping in an area that is against local authority warnings). Some things we don’t cover include:
- Any pre-existing medical conditions which are not listed as an automatically covered pre-existing medical condition as per your PDS. Check your policy wording carefully.
- If you do not use a professional qualified and licensed guide and operator for activities where required.
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do.
- Unattended baggage or personal items.
- The policy excess per person per insured event where applicable (check the Summary of Benefits in your PDS).
Travel Insurance Tip: before you head off into the wilderness, be sure to follow the camping regulations that apply to that region or country. If you unknowingly cross into another country that is not on your certificate of insurance, it could affect your cover.
This is not a full list of what’s covered and what’s not; please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Did you know travel insurance covers...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
True Claims Stories
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Camping
Simple and flexible travel insurance to take you camping around the world. Buy at home or while traveling, and claim online from anywhere in the world.
- As featured in:
As featured in:
Experience the world sleeping under canvas
Camping in wild and remote places is right of passage for many Aussies. Discover the hike-in only campsites on the Hawaiian Islands or go solo camping in the Canadian Rockies to get under the skin of a country on a camping break.
- What's covered for camping?
- Cover for adventure or sports activities while camping
- Why consider travel insurance for camping
- What's not covered?
What's covered for camping?
Travel insurance can help with unexpected costs if a sudden illness or injury lands you in hospital, if you’re left empty handed when the airline loses your baggage (with your camping gear in it!), or if severe weather puts a dent in your camping plans.
World Nomads offers cover (up to the policy limits) for:
- Overseas emergency medical: the great outdoors can be good for the soul but not if it ends in sickness or an injury. Your policy may cover you for your overseas medical expenses, up to the policy limits and when agreed by us. You can submit a claim to recover unexpected medical expenses while camping abroad.
- Medical evacuation:if your secluded camping spot is a long way from medical facilities, our cover may help get you transported to the medical facility best for your care. Subject to approval from the 24/7 Emergency Assistance Team.
- Baggage protection: had your stuff swiped while camping? Our gear cover may help with replacing belongings that were stolen. Remember to keep copies of your receipts if you need to make a claim.
- Cancellation protection: if severe weather or a sick or injured travel buddy puts a stop to your trip before it’s even begun, and you have no choice but to cancel, there is cover to help with those non-refundable expenses of cancelling your camping trip.
- Family plans: cover includes two adults and up to eight dependents on one policy. Plus, plans can be extended while still travelling for up to 12 months from your departure date (terms and conditions apply).
Cover for adventure or sports activities while camping
Both our Standard and Explorer plans offer cover for level 1 sport and adventure activities that include camping and hiking up to 2,000 metres, as well as activities such as surfing, kayaking and bungy jumping.
For Aussies looking for more adventurous pursuits, you may need to upgrade your cover if you’re planning on camping or hiking up to 6,000 metres or if you’re abseiling or mountain biking. Specify all the activities you’re planning on your trip when you get your quote, as you can’t add them afterwards. Terms and conditions apply, check your PDS for details or contact us.
Why consider travel insurance for camping?
Camping holidays can serve up some serious surprises. If that hike to catch the sunrise turns into a nasty misstep and you need a doctor urgently, call our 24/7 Emergency Assistance Team. They can help direct you to the nearest medical centre or arrange emergency transport to the most appropriate facility.
Traveller Tip: check you have any relevant paperwork as you’ll probably be asked for proof for a number of things such as entry permits for countries you’ll be visiting, special tourist visas, digital COVID-19 certificates, proof of vaccinations and a negative PCR test, and camping or visitor permits for national parks.
For self-drive camping trips, the Explorer Plan has cover for the rental insurance excess if you’re involved in a car accident. If you’re taking your own sports equipment, such as a kayak, the Explorer Plan also offers cover to hire replacement equipment if:
- It is accidentally damaged by a carrier
- It is delayed or lost by a carrier for more than 12 hours (the waiting period).
Please note: sporting equipment that is checked-in is only covered where the carrier requires it be checked-in due to its size or weight.
What's not covered?
Sorry – we won’t cover you if you do something reckless (such as camping in an area that is against local authority warnings). Some things we don’t cover include:
- Any pre-existing medical conditions which are not listed as an automatically covered pre-existing medical condition as per your PDS. Check your policy wording carefully.
- If you do not use a professional, qualified, and licensed guide and operator for activities where required.
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do.
- Damage to sporting equipment while in use or more than three years old.
- Unattended baggage or personal items.
- The policy excess per person per insured event where applicable (check the Summary of Benefits in your PDS).
Travel Insurance Tip: before you head off into the wilderness, follow the camping regulations that apply to that region or country. If you unknowingly cross into another country that is not on your certificate of insurance, it could affect your cover.
This is not a full list of what’s covered and what’s not; please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Did you know travel insurance covers...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
True Claims Stories
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Tanzania
From the top of Mount Kilimanjaro to the streets of Stone Town, learn why travel insurance is recommended for Americans in Tanzania.
- As featured in:
As featured in:
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
At a glance:
- Travel insurance benefits for Tanzania may include trip cancellation, delay, and interruption
- Coverage for medical emergencies, medical evacuation, and natural disasters while abroad
- Protection for lost, stolen, or delayed baggage and personal belongings
- Coverage for 250+ adventure and sports activities across Tanzania (hiking Mt. Kilimanjaro included!)
- Optional Cancel For Any Reason (CFAR) upgrade for extra flexibility. Additional terms apply
- Do I need travel insurance for Tanzania?
- Travel insurance for activities in Tanzania
- Travel insurance for medical emergencies in Tanzania
- Travel insurance for lost bags in Tanzania
- Travel insurance for crime and road safety in Tanzania
- Travel insurance for canceled, interrupted, or delayed trips in Tanzania
- Tips for traveling to Tanzania from the United States
Home to Serengeti National Park where lions and giraffes roam among the plains. Home to the snowy peak of Mount Kilimanjaro, the highest point on the African continent. And home to the white sand beaches and turquoise waters surrounding the island of Zanzibar.
Tanzania is famed for its thrilling wildlife experiences, its picturesque national parks (21 to be exact), and its diverse culture. It’s no wonder that it is a top destination for Americans. You can also trek with chimpanzees in Gombe National Park (where Jane Goodall set up a chimpanzee research center many years ago), learn age-old traditions with Maasai warriors, and savor Swahili food in busy markets.
While a trip to Tanzania is an incredible experience, there are always some things to be aware of, from lost baggage to natural disasters. We encourage you to consider travel insurance* for Tanzania to help protect your vacation.
Do I need travel insurance for Tanzania?
International travel can bring all kinds of unexpected surprises - like watching a leopard make a kill while on a safari tour in Ngorongoro Crater.
Some surprises aren’t so great, though. Nobody wants to think about things like canceled trips and medical emergencies, but these things can happen unexpectedly. You might come down with symptoms for malaria and need to see a doctor. Or perhaps you fell and broke your ankle while climbing Mount Meru and need to be evacuated to a hospital. You may wish then you had travel insurance for Tanzania.
There are four plans to select from, and when you get a quote, you can compare the options to determine the best international travel insurance for your needs.
Travel insurance for activities in Tanzania
While summitting Mount Kilimanjaro and taking a safari are among Tanzania’s most popular attractions, there are plenty of adventures to be had. World Nomads covers more than 250 activities for Americans traveling to Tanzania and includes things like scuba diving off Pemba Island, undertaking a volunteer project in a local school, or embarking on one of Tanzania’s other incredible treks.
Before you get a quote for your travel insurance for Tanzania, it’s smart to have an idea of which activities you’d like to do. Each insurance plan covers different activities so a rough itinerary can help you select the best insurance for your adventure.
For example, if you’re itching to kite surf on Paje Beach in Zanzibar or go hiking in the Usambara Mountains, all World Nomads travel insurance plans, including the Standard Plan, will cover you. However, if you’re dreaming of taking a hot air balloon ride over the Serengeti, you’ll want to upgrade to the Explorer or Epic Plan to get full coverage.
With World Nomads plans, you can trust that you can be supported with benefits for:
- Trip cancellation
- Emergency medical expenses
- Baggage and personal belongings
- Trip interruption and delay
- Emergency evacuation and repatriation
- Adventure activities
Travel insurance for medical emergencies in Tanzania
Before you take off on your Tanzanian excursion, we recommend that you make an appointment with our non-insurance service partner who provides telehealth travel consultations. The service offers online consultations 24/7 and can help you obtain necessary vaccinations or medications, such as malaria prevention and medication to help with altitude sickness and traveler’s diarrhea.
We also recommend packing a few basic supplies for your trip, as some things aren’t always available, especially in rural areas of Tanzania. Strong mosquito repellant to help prevent malaria, sunscreen, and bandages are a good place to start.
If you have a medical emergency when traveling in Tanzania, you can call the 24/7 emergency assistance team and they can help refer you to a place that offers the level of care that you need. They can also help communicate with your Tanzanian medical team if there is a cultural or language barrier.
Maybe you broke your hip while attempting to climb Mount Kilimanjaro and your attending physician (and the 24/7 emergency assistance team) determines that it’s best for you to go home to the US to get medical care. The repatriation coverage that is included in your travel insurance for Tanzania may cover the costs to get you there.
From routine to more complicated procedures, health care in Tanzania can be challenging and different than what you’re used to in the US. Tap water isn’t safe so make sure to drink bottled or filtered water. You’re not always going to have a place to wash your hands before you eat – and a lot of local food is eaten with hands—so carry disinfectant wipes to reduce your chances of getting sick. Malaria is a reality in Tanzania. If you suspect that you may have malaria symptoms, go to a local clinic for a test. That is something that most clinics can test and treat—and is more commonly understood than if you were to seek treatment for it back in the United States.
Travel insurance for lost bags in Tanzania
If you’re planning to climb Kili, you probably packed your hiking boots. You will be pretty bummed to land in Arusha and realize that the airline lost your bag.
If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If your bag is delayed at least 12 hours, your travel insurance for Tanzania may reimburse you for a change of clothes and toiletries until you and your bag are reunited.
The first step is to contact the airline. If the airline isn’t able to help you locate your lost bag, the second step is to contact our non-insurance service partner that will track and expedite the return of your undelivered baggage by the airline. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call so you can file a lost luggage claim.
Travel insurance for crime and road safety in Tanzania
Theft is something to watch out for in Tanzania—especially in crowded markets or on the streets of Dar es Salaam. Dress modestly and leave flashy jewelry at home to blend in as best you can and reduce your chances of being a target of theft.
A few other things you can do to stay safe include carrying your bag in front of you and leaving unnecessary valuables in a locked place in your accommodation, including credit cards (you’ll pretty much just be using cash, anyway!) Crime can increase at night, so it is advised to avoid walking after dark unless you are in well-lit areas.
If you take one of Tanzania’s famed buses across the country, they are typically packed with chickens, goats, luggage, and lots of people-- so be aware of your belongings!
And if you’re planning a road trip through this incredible country, remember that driving in Tanzania is different than in the US. Expect rough roads, look out for potential animal crossings, and avoid driving at night, if possible, as crime can increase, and roads are often unlit in remote areas. Your Explorer, Epic or Annual travel insurance plan for Tanzania could also include rental car damage protection, covering potential mechanical failures or delays caused by car issues along your adventure.
Travel insurance for canceled, interrupted, or delayed trips in Tanzania
When you’re searching for the best travel insurance for Tanzania, check to make sure it has coverage for trip cancellation, trip delay, and trip interruption. If it does, you could be reimbursed for unused, prepaid, non-refundable travel expenses if something unexpected happens.
Nature is unpredictable and natural disasters are always a possibility. If flash floods sweep through Serengeti National Park and wash out your safari lodge, your travel insurance for Tanzania may help you be reimbursed for non-refundable, prepaid tours and hotel accommodations that you paid for in advance.
World Nomads travel insurance may also help if you’re already on your trip and something happens. For example, you may need to go back to the United States early if an immediate family member has an unexpected medical emergency or dies.
Tanzania is a long way from the United States, and a bucket list destination for many Americans. If you want an additional safety net for your trip, consider purchasing CFAR (cancel for any reason) as an add-on to your Explorer or Epic Plan during the time sensitive period. Whether you simply change your mind or need to cancel your vacation for any reason not covered by the insurance plan, CFAR allows you to cancel and get back a portion of your prepaid, non-refundable trip expenses, whether that be a cruise or a cultural excursion.
Tips for traveling to Tanzania from the United States
Home to over 120 ethnic groups and 126 languages, Tanzania is incredibly diverse. Kiswahili is spoken by a large part of the population and knowing a few words and phrases will go a long way. You may want to read out guide for cultural do’s and dont’s in Tanzania, including dressing modestly – especially in Muslim areas like Zanzibar.
Before you leave the United States, we encourage you to check out the US government’s safety warnings for Tanzania. Weather, safety, and political situations can change at any time, and this is where they list any current advisories.
If you purchase travel insurance for Tanzania, it’s a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.
ATMs can be difficult to find in remote areas, and can run out of cash, so travel with sufficient cash. American dollars are widely accepted by major tour operators and in safari lodges but for markets and smaller purchases, you’ll need to use Tanzanian shillings.
When you’re booking tours, research for ethical, responsible excursions. The same goes for booking a trek to Kili. Look for a company that treats the porters fairly, including pay and proper gear for the environment. Speaking of the outdoors, keep those camera batteries charged so you can snap all the incredible wildlife you’re sure to be spotting—and don’t forget to read our guide to safely photographing wildlife. Have fun, and safari njema!
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.A flight delay
My flight was delayed due to mechanical issues, which caused me to miss my connecting flight to Kilimanjaro, Tanzania. This delay meant that I missed the first night in my hotel and the pre-arranged transfer from the airport. I also needed to purchase a new transport from the airport to the Machame Gate at Kilimanjaro National Park.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Are you or your family sick or injured?
- Natural disaster or terrorist attack where your'e going?
- Called to active service?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need medication?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Hurt abroad?
- Need to get to a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Video camera gone?
- Laptop lost?
- Sports gear stolen?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for a trip to Tanzania
Tanzania is home to epic, unspoiled wildernesses where the Big Five roam free-range. Our travel insurance tips will help you enjoy it full throttle.
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Lions, leopards, and rhinos... they’re only the beginning of the jaw-dropping sights you may encounter on an adventurous trip to Tanzania. The country has 21 national parks, including Gombe Stream National Park (where Dr. Jane Goodall founded a chimpanzee research centre in 1965) and Serengeti National Park, the safari mecca where 4,000 lions and 550 cheetahs roam among the grassy plains.
Like much-needed mosquito netting, World Nomads is here to help protect you and can help take the edge off your worries so you can maximize the sheer beauty of it all instead.
With World Nomads plans, you can trust that you can be supported with benefits for:
- Trip cancellation
- Emergency medical expenses
- Baggage and personal belongings
- Trip interruption and delay
- Emergency evacuation and repatriation
- Adventure activities
Pickpocketing and other crimes
Crime can be a problem in Tanzania. Tourists can be the victims of theft, carjacking and mugging, especially in crowded cities. When you have a World Nomads policy, you may be covered for the loss of your belongings, up to their depreciated value, and to the per-article and total maximum benefit amount.
Always file a police report and hold on to a copy for World Nomads. Carrying colorful Tanzanian shillings? Depending on your Country of Residence, there’s limited or no coverage for cash, so leave what you won’t need for a day out in the safe at your hotel, if possible.
Natural disasters
Rain, rain, go away... during Tanzania’s waterlogged monsoon months (March through May and November thru December), flooded roads may be impassable, or you could be stuck in a cyclone. Translation? Ruined plans and you missing out on things you already paid for.
When surprises such as this happen, World Nomads can step in to support you: depending on your Country of Residence, your coverage could include anything from trip cancellation and trip interruption to an evacuation to a safe place. Your choice of a Standard or an Explorer Plan may also decide what benefits you get.
Just note that if a natural disaster has already been forecast or happened after you purchased your policy, it’s not reimbursable. (In other words, you can’t get an insurance policy for something you already know about)
Adventure activity coverage
If you’re planning a trip to Tanzania, you may want to consider a World Nomads plan. World Nomads covers more than 150 adventure sports and activities. Read our Help Center article on adventure sports coverage to ensure your activities are included. Additional premiums may apply, and coverage may vary between the Standard and Explorer plans.
Your World Nomads plan can come in handy if tracking elephants on a guided walking safari through the Selous Game Reserve or paddle boarding in a lagoon near Zanzibar After all, a twisted ankle or appendicitis can happen anywhere; and you may want emergency medical coverage for sudden accidents or sicknesses.
Conditions may apply. For example, you may be covered for abseiling – also known as climbing a rock or rappelling – but only up to a certain elevation. Read your policy for more details or contact us with your coverage questions.
Medical emergencies
World Nomads policy holders have access to 24/7 Emergency Assistance... good news if you’re up a Tanzanian creek without a paddle. Experts on the line can connect you to the nearest qualified hospitals, assist with paperwork, and more. You may also need to touch base with them before undergoing any major medical procedures or evacuation services.
Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
A flight delay
My flight was delayed due to mechanical issues, which caused me to miss my connecting flight to Kilimanjaro, Tanzania. This delay meant that I missed the first night in my hotel and the pre-arranged transfer from the airport. I also needed to purchase a new transport from the airport to the Machame Gate at Kilimanjaro National Park.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Are you or your family sick or injured?
- Natural disaster or terrorist attack where your'e going?
- Called to active service?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need medication?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Hurt abroad?
- Need to get to a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Video camera gone?
- Laptop lost?
- Sports gear stolen?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Surfing
Surf smart: Learn how travel insurance coverage for surfing can help when the unexpected hits, for Canadians
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At a glance:
- Travel insurance for surfers may help cover emergency medical expenses, trip cancellations, and damaged surfboards—whether you're surfing in Costa Rica, Europe, or beyond.
- Coverage may include emergency medical treatment due to surf-related injuries, like reef cuts, board collisions, and jellyfish stings.
- 24/7 non-insurance emergency assistance is available if you run into trouble in or out of the water.
- Choose from two travel insurance plans: Standard or Explorer, and add optional higher activity level coverage to customize your plan based on your trip style and level of adventure.
- World Nomads plans also cover 250+ other adventure activities, from scuba diving and snorkeling to zip-lining and jungle trekking.
- Why should I consider travel insurance for my surf trip?
- What’s covered by World Nomads Travel Insurance for surfers?
- What level of travel insurance coverage do I need for my surf trip?
- What’s not covered by the travel insurance plan I buy for surfing internationally?
- Travel tips for surfing
- Frequently asked questions
Whether you're catching waves in Bali, tackling reef breaks in Fiji, or just learning to surf on vacation, accidents can happen. Wipeouts, board collisions, reef cuts, or even jellyfish stings can quickly turn your dream surf trip into one you’d rather forget. That’s where travel insurance can step in — helping with emergency medical costs and other unexpected events.
Why should I consider travel insurance for my surf trip?
Chasing waves is thrilling, but even the best-planned trip can run into trouble. Wipeouts, sudden illness, or flight delays can disrupt your itinerary, while gear damage or theft can leave you stranded without a board. Travel insurance plans for surfers can help with the costs of medical care if you’re hurt, reimburse you for cancelled plans if you're too unwell to travel, and assist with lost or damaged equipment.
Whether you're paddling out in Europe or heading to remote islands in search of world-class waves, World Nomads offers plans that support your sense of adventure—backed by 24/7 emergency assistance and coverage for more than 250 sports and activities.
What’s covered by World Nomads Travel Insurance for surfers?
World Nomads Travel Insurance for Canadians may cover a range of problems you could face on and off the water. These include:
-
Emergency Medical Expenses
Broken bones or gashes from epic wipeouts -
24/7 Emergency Assistance
Your first call in any emergency situation -
Baggage & Gear Coverage
Broken or damaged surfboards
(if transported via a common carrier, like a commercial airline) -
Trip Cancellation
Reimbursements if you’re too sick to go on your surf trip
Get a quote and compare the plans to see which level of coverage is right for you.
At World Nomads, we know your surf trip is about more than just riding waves. That’s why our travel insurance coverage for surfers includes protection for over 250 other adventure sports and experiences – from jungle hikes and scuba dives to zip-lining and snorkeling. Whether you’re chasing swells or exploring off the beach, we offer two travel insurance plans with different levels of activity coverage to suit your trip style, budget, and adventure level. Check out our (lengthy) activity list and ensure you pick the plan and activity level that covers everything you plan to do.
*All coverage is subject to plan terms and conditions. Be sure you read and understand your plan documents. Any questions, just ask!
Nomads tip: Get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.
What level of travel insurance coverage do I need for my surf trip?
- Standard Plan – Best suited for backpackers, budget travelers and families. Includes up to $5,000,000 CAD in emergency medical expenses and $2500 for trip cancellation. This is our most basic plan, but it packs a punch.
- Explorer Plan – For those trips you’ll be talking about for years to come! Provides enhanced benefit limits, like up to $500 CAD for baggage delays.
You can compare plans and coverage limits when you get a quote.
Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels, too.
Get a surf travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What’s not covered by the travel insurance plan I buy for surfing internationally?
Sorry – we won’t cover you if you do something careless or out of control (like tackle big-wave off-shore surfing when you’re only a beginner). For example, some things we may not cover include:
- Surfing under the influence of alcohol or drugs
- Reckless behavior or failure to follow safety advice
- Search-and-rescue costs.
- Any damage related to the wear and tear of sports equipment.
- Unattended baggage, sporting equipment or personal items.
- Travel within your home province.
Top safety tips for your surfing adventure
- Always check local conditions and surf reports
- Wear reef booties and rash guards for protection
- Know your limits — and don’t surf alone
- Use a leash and inspect your gear before hitting the waves
- Respect local surf etiquette
- Save the 24/7 Emergency Assistance Line on your phone and print out a copy of your travel insurance documents. If you need help in a pinch, you don’t want to be searching for who to call.
- Keep your receipts and paperwork. Any claim you make will need supporting documentation such as receipts of your purchases and a loss or theft report. Keep these with you in printed or digital form if you need to make a claim.
FAQ
Here are our most frequently asked questions about cover for surfing. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
-
What does travel insurance for surfing cover?
Travel insurance plans for surfing may help cover emergency medical expenses, trip cancellations, damaged or stolen surf gear, and 24/7 emergency assistance. World Nomads offers plans designed for adventure travellers, including surfers chasing waves internationally.
-
Does travel insurance cover surfboard damage or loss?
World Nomads may offer baggage and gear protection to reimburse you if your surfboard is damaged or stolen while travelling, however it does not cover damage sustained while the gear is in use. Keep receipts and incident reports to support your claim. Wear and tear is not covered.
-
Can I get reimbursed if I have to cancel my surf trip?
If your trip is cancelled due to a covered reason—such as unexpected illness or injury—World Nomads’ travel insurance may reimburse you for pre-paid, non-refundable expenses like flights and accommodation.
-
Are surf competitions or professional surfing covered?
No, most travel insurance plans do not cover surfing during competitions or if you’re a professional surfer receiving compensation. Always review your plan details to understand any exclusions related to professional sports.
-
What plan should I choose for a surf trip abroad?
World Nomads offers two travel insurance plans: Standard and Explorer, and you have the option to choose additional activity coverage for each. Additional activity coverage may be necessary if you plan to take your adventure up a notch. If you get a quote, you can compare coverages; you will be prompted to list out all your activities. It is then you can see what the additional activity coverage will cost.
-
Does travel insurance cover surfing injuries like reef cuts or broken bones?
Yes, if you’re hurt while surfing, World Nomads’ emergency medical coverage may help pay for doctor visits, hospital stays, or other medical treatment needed due to an accident on the water.
-
What’s not covered by surfing travel insurance?
Travel insurance may not cover injuries that occur while surfing under the influence of drugs or alcohol, participating in pro competitions, or damage from regular wear and tear. It also won’t cover unattended baggage or travel within your home province.
Need destination inspiration?
Already picked your surf spot? Nice. But if you’re dreaming about your next wave—or just want to daydream between sessions—check out some of our surf stories for inspiration. You might just discover your next favorite break.
Surfing in Europe: 6 unexpected spots to explore
Where to find the best surfing on Mexico’s West Coast
Surf town hopping in Costa Rica
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance cover and tips for expats
Cover for expats worldwide for medical emergencies, sports and activities, trip cancellations, and more.
- As featured in:
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The information and details found in this article is not suitable for residents of Australia who are expatriates.
World Nomads travel insurance is designed for adventure seekers who understand that living and working in other countries and among different cultures is a great privilege, and an education. Your decision to move abroad is a big one, considering the benefits of travel insurance may be beneficial for you and your loved ones.
What expats should keep in mind?
We've put together this expat tips checklist to help you plan before you set off on your next working holiday. Please note, benefit limits, terms and conditions apply depending on your Country of Residence and the plan you’ve selected.
- Change is constant, embrace it. Despite detailed planning pre-departure, things can change. We know how important flexibility is when abroad, so you can buy a policy before you leave home or while traveling for as long, or as little, as you need. If you decide to stay longer in a place than you thought you would or decide to change direction on a whim, we are happy to extend your policy and help you choose the right level of cover for your needs.
- Vaccinations are not new. For years, there have been rules in place for travelers regarding immunizations against serious illnesses, and the COVID-19 pandemic is no different. When planning your expat experience, check with embassies, global health bodies (such as the World Health Organization, US Centers for Disease Control and Prevention, etc) and government authorities of the countries you're hoping to visit about their entry requirements. Some countries now require proof of vaccination or a negative PCR test result (usually taken 48-72 hours before arrival). Read our COVID-19 Travel Insurance article and keep your vaccine and test records with you – they’re as important as your passport these days.
- Not all country entry rules are the same. We know the rules for entry to our own country, but what is acceptable in one country might not be the case in another, so do your research pre-departure. Check the entry rules and regulations for the places you plan to visit. The last thing you want to do is arrive somewhere new to you, only to be turned around for not having the correct paperwork or because you decided to travel to a country that had a ‘Do Not Travel’ warning in place.
- It’s not too late to buy travel insurance once you’ve set off. If you’ve been so busy that insurance is an after-thought, it’s never too late. World Nomads offers insurance for travelers between 18 and 65 (up to 69 years for US residents). Our policies are available to most nationalities who are working or traveling outside of their Country of Residence. You can buy a policy online using a credit card, and this can be done even after you’ve left home, but there are some exceptions, so check your policy details before purchasing.
- If you plan on driving overseas, do your homework. Driving in another country can be a big deal and at times quite scary, especially when the road rules differ, so make sure you know the requirements. Check the licensing rules (you may need to apply for an international driving permit depending on which country you’re from). Our Explorer Plan policy may be able to help with rental car excess if you’re involved in an accident, but you need to be correctly licensed, adhere to local laws, and have taken out a rental policy with the car hire company.
- If you’re a digital nomad, ensure you’re travel ready. Most expat travelers today don’t leave home without their tech devices – we’re talking digital cameras, laptops, air pods, drones etc. Aside from helping to document your travels, they’re not cheap and should be properly protected. At World Nomads, our policies may cover a wide range of everyday gadgets, but how we do that and how much we insure them for depends on the plan you choose. Terms and conditions apply.
- Adventure travel is fun, but also risky. Expats are an adventurous bunch, so it’s not surprising that many exciting activities will rate high on the to-do list. Our plans include cover for more than 150 activities globally – everything from backpacking to kayaking, hiking, and bungee jumping, but not all are covered under every plan, so read the full list here. You may need to pay an additional premium for higher-risk activities.
- Travel cover doesn’t replace international medical insurance. While we may offer cover for overseas emergency medical expenses, any treatment must be certified as medically necessary by an authorized medical practitioner or paramedic overseas and agreed by our Emergency Assistance Team. Your employer or host should take care of your medical cover. We also have some exclusions when it comes to pre-existing conditions. Our Emergency Assistance Team is available 24/7 in case of emergencies.
This is not a full list of what's covered. There are benefit limits and terms and conditions that apply. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it.
For more answers related to travel insurance coverage please visit our Help Center or if you have a specific question about World Nomads travel insurance contact us.
You’re in safe hands with World Nomads
Check out our True Claims video to get a behind the scenes look at how we can help you when something goes wrong.
About World Nomads
World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, you can get a quote online at www.worldnomads.com. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states, or provinces. Please carefully read your policy wording for a full description of coverage.
Did you know travel insurance covers...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTraveling during the Coronavirus pandemic - Your questions answered
World Nomads FAQ’s can help you plan for future travel
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The Coronavirus pandemic is the single biggest challenge travelers have faced in the last 50 years. While visa and travel rules frequently change, they rarely do so on the scale we’re seeing around the world.
Before you even think about packing your bags it’s more important than ever to start planning as you’ll need to add some extra check boxes to your normal To Do list before you go.
Depending on your Country of Residence and your selected plan, travel insurance may help if:
- You’re injured and need medical transport or evacuation home.
- You want cover for your bags and valuables in case they’re lost, stolen or damaged. Keep the paperwork and receipts for your gear.
- You’ve already left home and need to buy travel insurance.
- You want cover for some Coronavirus-related events.
- You need cover for overseas medical expenses and hospitalization costs.
- You’re looking for cover for adventure sports, activities, and experiences.
For more information related to Coronavirus and travel insurance cover check out our COVID FAQs
Our FAQ’s capture some of the most pressing changes as a result of Coronavirus-related hurdles.
Why should I consider travel insurance?
Many countries now require travelers to have coronavirus-specific travel insurance. Whether you want to purchase travel insurance or not, the choice may be taken out of your hands if you want to travel to specific countries. Travel insurance requirements range from requiring basic medical cover for emergencies, to a full travel insurance policy that includes cover for specific Coronavirus-related events such as quarantine.
Do I need a vaccine passport or proof of vaccination?
Once you’re fully vaccinated (which may mean more than one dose depending on the vaccine and if you need a booster shot), and you’ve been given the all-clear from your medical practitioner to travel, you may need proof of vaccination with your airline, hotel, tour operator or at passport control. Research entry requirements for the countries you’re visiting as they may need a specific format of vaccine passport. Always travel with original or digital copies of your vaccination. You may also be asked to show evidence of being vaccinated by your airline, hotel, and when arriving at your intended destination.
How do travel restrictions work?
We’ve seen many countries open and then close their borders as Coronavirus cases fall and then increase. Once you’ve booked a trip, you’ll need to keep an eye on border restrictions and entry requirements at the country you’re traveling to, as well as for your own country of residence. Some governments are advising their citizens to not travel to certain countries. It may affect any claims you make under your travel insurance cover if you travel to a destination against your government’s advice.
Look out for any last-minute government travel updates, as well as notifications from airlines and other travel companies you’ve made bookings with.
What if there are last-minute changes to my booking due to Coronavirus?
Unless you’re staying with family or friends while traveling, you’ll be booking hotels, hostels, or campgrounds, as well as tours and activities in advance. Check with your accommodation provider and tour operator to find out if there are any last-minute cancellations or changes to Coronavirus requirements. Some hotels or hostels may require visitors to be vaccinated or to show a negative PCR test in some cases 48 or 72 hours before arrival.
Have I got the right vaccine?
It’s great that your vaccinated and have proof of it (like a vaccine passport) but you may still need a specific vaccine with some countries specifying which vaccines are eligible for entry, and yours may not be on the list. Check the entry requirements of any country you are planning to visit well ahead of your travel date to allow enough time to take any tests and confirm the vaccine you’ve taken is approved for entry. If it’s not on the list – it won’t matter if you've been vaccinated, you won’t be let in.
Am I covered if I need to pay for quarantine?
This really depends on your Country of Residence and the plan you purchase. Some of our policies offer cover for some Coronavirus-related events but these may vary between plans. While one policy might offer cover for the cost of your quarantine, another may not. Make sure you select your chosen plan carefully and that you know what you're covered for before making a purchase.
For more details, or if you have a specific question about World Nomads insurance, please visit our online Help Center or contact us.
Note: Travel insurance isn’t designed to cover everything. Read your policy carefully and make sure you know what’s covered and what’s not before you buy. Benefit limits, terms and conditions and specific exclusions apply.
Experiencing a medical emergency?
If you're experiencing a medical emergency and need medical help, contact our 24/7 Emergency Assistance Team who can help direct you to medical help, and if necessary, work with local authorities to repatriate you home, subject to the terms and conditions of your policy.
For more information on planning ahead and safeguarding your trip against Coronavirus check out the following articles:
- Travel tips for the COVID-19 era
- How the COVID-19 vaccine could impact your travel plans
- Tourist Visas
- Our latest worldwide Travel Alerts
You’re in safe hands with World Nomads
Check out our True Claims video below to get a behind the scenes glimpse of how we help travelers when something goes wrong.
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Road Trips
Canadians Can Protect Their Road Trips, Both Domestically and Internationally
- As featured in:
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At a glance:
- Peace of Mind on the Road: Travel insurance can give you backup for delays, medical emergencies, or mishaps far from home—so you can enjoy the journey, not the stress of what-ifs.
- Domestic or International Drives: Whether you're cruising the Trans-Canada Highway or navigating winding roads abroad, insurance helps you stay prepared for the unexpected.
- Not Just for Flights: Road trips come with their own risks—stolen bags, trip interruptions, and more. Travel insurance coverage can help protect your plans and your wallet.
- 24/7 Emergency Help: Get support anytime, anywhere, whether you're stranded on a mountain pass or need help locating lost baggage.
- Flexible Plans for Every Trip: From quick weekend getaways to cross-country or international adventures, there’s a plan built to match your road trip style.
- Why should I consider travel insurance for my road trip?
- What travel insurance coverage is offered by World Nomads for road trips?
- What level of travel insurance coverage do I need for my road trip?
- What may not be covered by the travel insurance plan I buy for road trips abroad?
- Top safety tips for your road trip
- FAQs
From spontaneous detours to unexpected delays, road trips rarely go exactly as planned. Travel insurance helps you hit the road with more confidence, knowing you’ve got backup if the unexpected happens.
Why should I consider travel insurance for my road trip?
Whether you're road tripping across the U.S. to explore national parks or renting a car abroad to drive through winding European countrysides, unexpected detours can happen. That’s why travel insurance for road trips is worth considering—it’s designed to protect you from bumps in the road that go beyond flat tires. From trip interruptions to emergency medical needs far from home, travel insurance for your road trip offers peace of mind so you can focus on the open road ahead, not the what-ifs. Whether domestic or international, your road trip deserves the same level of planning as any other adventure.
What travel insurance coverage is offered by World Nomads for road trips?
World Nomads Travel Insurance for Canadians may cover a range of unexpected problems you could face on and off the road. Plans may include:
-
Emergency Medical Expenses
Even a minor car crash could result in big hospital bills -
24/7 Emergency Assistance
Whether you are stranded in the middle of nowhere, or need a referral for roadside assistance, the 24/7 team is available to assist in an emergency situation -
Baggage & Gear Coverage
Protection against lost, stolen or damaged bags and gear -
Trip Cancellations
Reimbursement of pre-paid, non-refundable expenses like flights, tours and accommodations if you’re unexpectedly too sick to go on your road trip
Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province, too.
At World Nomads Travel Insurance, we know your road trip is more than just the drive. You’ll be making lots of stops, having fun along the way. That’s why our plans include travel insurance coverage for over 250 other adventure sports and experiences – from jungle hikes and scuba dives to camping and rock climbing. We offer two travel insurance plans with different levels of coverage to suit your trip style, budget, and adventure level. Check out our activity list and ensure you pick the plan and corresponding activity level that covers everything you plan to do.
*All coverage is subject to plan terms and conditions. Be sure you read and understand your plan documents. Any questions, just ask!
What level of travel insurance coverage do I need for my road trip?
- Standard Plan – Best suited for backpackers, budget travellers and families. Includes up to $5,000,000 CAD in emergency medical expenses and $2500 for trip cancellation and trip interruption. This is our most basic plan, but it packs a punch.
- Explorer Plan – For those trips you’ll be talking about for years to come! Provides enhanced benefit limits, like up to $5,000 CAD for trip cancellation and trip interruption.
You can compare plans and maximum benefit amounts when you get a quote. Optional coverages come at an additional cost.
Nomads tip: Get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What may not be covered by the travel insurance plan I buy for road trips abroad?
While we can offer coverage for many losses relating to biking, there are some things that may not be covered. These include, but are not limited to:
- Rental car or personal vehicle damage
- Incidents that are a result of acting irresponsibly under any sort of intoxication or influence.
- Personal belongings that are left unattended or in an unlocked vehicle
Top safety tips for your road trip
As cyclists ourselves, we have learned that it helps to be prepared. Before you hit the road with your bike, helmet and gear, check out a few of our safety tips for having the best cycling trip ever.
- Be sure to drive to the conditions – take your time, especially on unfamiliar roads.
- Don’t ever drink alcohol and drive - not only is it extremely dangerous but it could invalidate your plan.
- Don’t leave valuable items in the car, even for a short time; they are not covered.
- Have your GPS handy and bring back-up directions (such as a printed map!).
- Check out more tips for driving in remote areas in our article How to Plan a Safe Road Trip.
FAQ
Here are our most frequently asked questions about cover for road trips. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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Do I need travel insurance coverage for a road trip within Canada?
Travel insurance for domestic road trips within Canada is a smart way to prepare for unexpected disruptions. From emergency medical expenses to trip cancellations, the right road trip travel insurance plan can help you recover costs and get back on track when things don’t go as planned. It’s especially helpful when you’re far from home, navigating unfamiliar roads or destinations. Your policy includes our Adventure Travel Hotline which is your one-stop source for information that adventure travellers like you need. Remember your Canadian government health plan does not fully cover you outside your home province and a medical emergency requiring an ambulance ride, for example, could result in hefty personal costs.
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What does road trip travel insurance typically cover?
Travel protection plans for road trips may include coverage for emergency medical expenses, trip cancellation, and 24/7 emergency assistance. All could be very helpful in the case of a car accident abroad or even domestically.
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Can rental car damage be covered under my travel insurance plan for road trips?
No. Your plan does not cover damage to your rental car or personal vehicle.
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Can I buy travel insurance for an international road trip?
Absolutely. Whether you're renting a camper van in New Zealand or driving through the Alps, travel insurance coverage for international road trips provides crucial support. Protection plans can include medical expense coverage abroad, trip interruption protection, and assistance in emergencies.
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What’s not covered by travel insurance on a road trip?
Travel insurance for road trips may not cover:
- Incidents involving alcohol or irresponsible behavior
- Unattended valuables left in your vehicle
- Vehicle damage (whether you’ve rented or it’s your own car)
Always review your plan details and exclusions before hitting the road.
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Which travel insurance plan is best for my road trip?
The right road trip insurance plan depends on your trip style:
- Standard Plan – Great for families or budget travellers doing short domestic road trips
- Explorer Plan – Ideal for adventure-filled trips
Use the quote tool to compare benefit limits and customize coverage for your specific needs.
Need destination inspiration?
Already mapped your route? Awesome. But if you’re still dreaming up your next great drive—or just want a little inspiration between gas stops—check out some of our favorite road trips and tips. From iconic highways to hidden backroads, you might just find your next unforgettable adventure.
A road trip through Uganda’s National Parks
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Singapore
Home to modern architecture, colonial landmarks and amazing food experiences
- As featured in:
As featured in:
Travel insurance when visiting Singapore
The tiny city-state of Singapore has been a significant trading hub for more than 700 years, and the cultural relics of the millions who’ve passed through it make it a fascinating place for foodies and history buffs. If you’re a traveller transiting through Singapore, it may be worth extending your visit to a few days or more to explore beyond the confines of its busy airport.Perched at the tip of the Malay Peninsula, this small country is home to extraordinary modern architecture as well as well-preserved colonial landmarks, and awe-inspiring views of thousands of ships sailing through the Strait to the second busiest port in the world, Singapore Port.
Delayed luggage is reportedly one of the top issues for our travellers in Singapore, which may not be surprising given it hosts such busy air and sea ports. Lost and stolen luggage and medical emergencies are also among the unexpected events that our travelers report.
- How can travel insurance help when visiting Singapore?
- Repatriation or evacuation cover for when things go wrong
- Coronavirus and travelling to Singapore
- When you arrive safely, but your bags don’t
How can travel insurance help when visiting Singapore?
World Nomads travel insurance is designed to help with many of the unexpected events that can occur while traveling.
Overseas emergency medical assistance
One minute, you’re enjoying a cycling trip around the pristine island of Pulau Ubin, the next you’re in an ambulance wondering what happened. Accidents and illnesses can happen unexpectedly which is why our 24/7 Emergency Assistance Team is always available to take your call. Our team members can:
- Direct you to the closest medical facility.
- Help set up direct payments to the medical facility if needed.
- Organise an ambulance if necessary.
- Put you in touch with a nurse, doctor or case manager who can help with medical queries.
Make sure you let us know how you’re doing and stay in touch with our EA team for the duration of your medical event. And don’t worry – if you’ve already left on your trip and wished you’d bought travel insurance, with World Nomads you can buy while you’re already overseas although waiting periods for cover may apply.
Repatriation or evacuation cover for when things go wrong
If you’re seriously injured or ill, our cover includes (if deemed medically necessary):
- Evacuation to transport you to the nearest medical treatment facility.
- Repatriation back to your Country of Residence for medical treatment.
This is particularly helpful when you’re injured and require special assistance or arrangements (such as lying flat) while flying, which can require the purchase of multiple seats, business class travel or an air ambulance.
And, if you’re traveling alone and are unable to navigate your repatriation by yourself, depending on your Country of Residence, we may also send one of our World Nomads team members to accompany you home. You can read how we helped one of our travelers in this scenario.
Coronavirus and traveling to Singapore
Depending on your Country of Residence, World Nomads travel insurance offers cover for some COVID-19-related events.
You should also do your research about the COVID-19-related travel restrictions and entry requirements – including PCR tests and proof of vaccination – for the countries you’re traveling to. Make sure you’ve done your homework and know what you will need to enter or transit through Singapore.
Travel Insurance Tip: it’s your responsibility to check visa and entry requirements, and make sure you comply with them, to any destination you’re travelling to. Travel insurance doesn’t offer cover for the costs associated with being denied entry to a country because you didn’t have the right visas or entry requirements.
When you arrive safely, but your bags don’t
If your bags don’t arrive with you in Singapore, then luggage travel insurance may be able to help while the airline tries to find it. If your bags are delayed 12 hours (or 24 hours on some policies) after the scheduled landing time, you may be covered for basic expenses you incur as a result. This may include a change of clothes, a toothbrush and other basic necessities.
What to do if your bag doesn’t turn up: if your airline carrier has lost your luggage, you must exhaust all avenues with them first to try and locate it. You’ll need to file a lost luggage report with your carrier or the local authorities, and keep copies of all paperwork, including all receipts of expenses, for when you submit your claim.
If you’re not sure what to do, contact our 24/7 Emergency Assistance Team who can help.World Nomads Footprints Program
World Nomads believes in giving back to the communities we visit as travellers. We began our Footprints charity program in the wake of the devastating Southeast Asian tsunami of 2004, to enable travellers to donate to community development projects across the world.If you decide to purchase travel insurance with us, there is an option to add a donation at the time of purchase, and select the project you would like to send the donation to. One hundred percent of all donations go directly to the project.
All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage. If you’ve more questions, just get in touch.
Travel insurance plans - Standard and Explorer
World Nomads offers two plans for travelers going to Singapore – the Standard and Explorer plans. Each offers cover with different benefit limits for:
- 24/7 overseas emergency medical assistance.
- Medical evacuation and repatriation.
- Lost, stolen or damaged baggage.
- Cancellation of pre-paid travel arrangements.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team