Surfing beaches, ancient spirituality and misty mountains. What’s not to like about beautiful Bali.
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Bali is renowned for its surf scene, spiritual vibe, and mouth-watering food, so it’s easy to see why Australians flock to Bali every year. Whether it's covering medical emergencies, lost luggage, or unexpected cancellations, travel insurance may help protect you when embarking on your Bali escape.
With World Nomads, you can buy travel insurance when you book your trip from home or while you're already travelling. Both of our travel insurance policies – the Standard Plan and Explorer Plan - offer cover (up to the benefit limits) for:
Make sure you select the right travel insurance plan for your needs. Each of our policies offers different benefits, limits and sub-limits, so it’s best to compare them to see which one suits the type of trip you’re planning.
With World Nomads you can get a quote, make a claim, or extend your policy instantly online, even while travelling.
World Nomads travel insurance may cover you (up to the policy limits) for the following:
If you or anyone in your party gets sick or injured and you need to cancel your holiday plans, we may cover the non-refundable travel expenses. Please note that the traveller must have already been issued a traveller’s Certificate of Insurance from World Nomads to have cancelation coverage available to them.
We cover more than 150 activities, sports and experiences including trekking, rafting or surfing, which are just some of the activities tourists seek out in Bali. But we don’t cover everything. Many activities also have specific terms and conditions, limitations and exclusions you should read up on. An upgrade for certain sports may be required. Check your policy for details.
If your luggage gets damaged or stolen en route to Bali or during your travels, you may be able to claim the unexpected costs incurred as a result. And if your luggage is delayed for more than 24 hours, you may be entitled to replacement costs for your essential clothing and toiletries. It’s important to read your Product Disclosure Statement (PDS) carefully.
If your island time is thrown into chaos by a volcanic eruption, or you’re involved in a scooter accident, you can make a claim. If a volcano wreaks havoc with flight schedules, we understand that you may want to cancel your trip rather than vacation in an ash-affected area. If you're already in Bali, we may cover your exit. The use of scooters/mopeds comes with a caveat – you must have the appropriate licenses and add it as an activity when you buy your policy. Terms and conditions apply.
If you come down with Bali Belly after drinking contaminated food or water or are unfortunate enough to injure yourself in the surf, your policy may cover you for medical expenses. If required, you can get transported to a medical facility suited for your care, subject to approval from the 24/7 Emergency Assistance Team. Limits apply.
Travel insurance is not designed to cover everything. Some things World Nomads don’t cover include:
While Bali is generally safe, if you’re venturing there for the first time, it’s handy to be well-versed on how to traverse the island safely.
Traveler tip: make copies of all key travel documents – passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets – and keep them separate from the originals so you have backups and proof of purchase if required.
World Nomads has various articles that cover a range of fun topics on Bali, such as:
Get a travel insurance quote for your trip to Bali.
Bali is a pleasure to travel around at any time of year, but the best time to visit is during the dry season from April to October when the weather is sunny and pleasant, perfect for exploring the island’s beaches and outdoor activities.
This is not a full list of what's covered and not covered. There may be specific terms, conditions, limitations and exclusions that apply depending on what you'll be doing. Please read your PDS carefully. If you’re not sure if something is covered or how to claim, contact us and we’ll let you know.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions about Bali and travel insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
Geysers, glaciers and Chilean wine awaits. Learn how travel insurance can help Americans visiting Chile.
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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
Chile offers countless opportunities to see some of the world’s most iconic natural wonders. Many Americans enjoy visiting El Tatio - a geothermal area that consists of geysers, fumaroles, and other geological structures. You can also cruise to the El Brujo Glacier, venture out to see some of the amazing national parks in Patagonia, kayak to take in the beauty of the Marble Caves in the Aysen region, or see the Moai statues at Easter Island.
While a trip to Chile is an amazing experience, there are some things to be aware of when you’re visiting from the US. Our nomads have experienced it all - from lost baggage to natural disasters. We’ve learned quite a bit in our travels, and we encourage you to check out our team’s tips on things to know before you visit Chile —and look into travel insurance* options for Chile.
International travel can bring all kinds of unexpected surprises - like the hidden petroglyphs that you can find in the Atacama Desert.
Some surprises are not as great. Nobody wants to think about things like canceled trips, delayed baggage and medical emergencies, but these things can happen unexpectedly. If you fall and get hurt while hiking the Guatin Canyon in the Atacama Desert, you may then wish that you had travel insurance for Chile.
There are four plans to select from, and when you get a quote, you can compare the options to determine the best international travel insurance for your needs.
While you’ll have an out-of-this-world time hiking through the desert, Chile offers many thrilling adventures beyond Atacama. World Nomads covers more than 250 activities for Americans traveling to Chile and includes things like rafting the Rio Futaleufu and rock climbing in Patagonia.
Before you get a quote for your travel insurance for Chile, it’s a good idea to have an idea of which activities you’d like to do. Each insurance plan covers different activities so with a rough itinerary, you can select the best insurance for your adventure.
Glacier walking in Torres del Paine will be covered by all insurance plans, including the Standard Plan. However, if you’re an avid climber and wish to summit Ojos del Salado— Chile’s highest peak that reaches over 22,615 feet—you’ll need to purchase the Epic Plan, which covers high altitude mountaineering up to 26,247 feet.
One of the coolest (or should we say hottest) things to see in Chile are the geysers. It’s fascinating to see the eruption of the steaming water shooting high into the air. As you can imagine, it also comes with its own set of dangers. Although it doesn’t happen a lot, we’ve heard reports of travelers falling into geysers and being severely burned.
Watch your steps when you’re near geysers. The thick fog from the fumaroles and glares from the sun can sometimes make it difficult to see where you’re stepping. Accidents do happen a travel insurance plan for Chile may help reimburse you for those unexpected medical emergencies.
If you have a medical emergency when traveling to Chile, you can call the 24/7 emergency assistance team and they can help refer you to a place that offers the level of care that you need. They can also help communicate with your Chilean medical team if there’s language barriers.
If your doctor (and the 24/7 Emergency Assistance Team) determines that it’s best for you to go home to the US to get medical care, the repatriation coverage that is included in your travel insurance for Chile may cover the costs to get you there.
To streamline your experience seeking medical treatment in Chile, we recommend signing up for FootprintID before your trip. This non-insurance service is a portable personal health record where your documents, prescriptions, test results, and emergency contacts are accessible in one place anywhere in the world. Whether you need to refill a prescription or deal with a more serious injury, FootprintID expedites the process.
Nobody plans for lost bags, but it happens. If you’re planning to trek through the Andes Mountains, you may be bringing along your new pair of hiking boots. What happens if you get to Santiago and then realize that the airline lost your bag? Your travel insurance for Chile may reimburse you for the cost to replace your hiking boots and other belongings.
If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful. If your bag is delayed for at least 12 hours, you may be reimbursed for a change of clothes and toiletries until it gets back to you.
If that bag goes missing at the airport, the first step is to contact the airline. If the airline isn’t able to help you locate your lost bag, the second step is to contact Blue Ribbon Bags, our non-insurance service partner that will track and expedite the return of your undelivered baggage by the airline. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call Blue Ribbon Bags so you can file a lost luggage claim.
Theft is something to watch out for when you travel to Chile - especially in crowded touristy areas like Santiago and Valparaiso. Be aware of your surroundings and avoid putting anything valuable in your back pockets. You may also want to carry handbags across your body, and wear backpacks on your front.
Keep an eye on your bags at bus terminals, train stations, and airports. We’ve heard about organized scams where a visitor gets sprayed with something and then a “good Samaritan” points it out and offers to help. It’s really a ploy to divert your attention while someone else comes up and steals your belongings.
If anything does happen, make sure you make a police report. You’ll need that to make a claim.
When you’re searching for the best travel insurance for Chile, check to make sure it has coverage for trip cancelation, trip delay, and trip interruption. If it does, you mayh be reimbursed for unused, prepaid, non-refundable travel expenses if something unexpected happens.
Chile is located on the Pacific Ring of Fire –earthquakes and volcanoes can happen anytime. The government has been known to restrict access to Conguillo National Park because of concerns about flare-ups of the Llaima volcano.
If your trip is canceled because a volcano erupts and makes it impossible for you to get there, your travel insurance for Chile may help you be reimbursed for non-refundable tours and hotel accommodations that you paid for in advance. You’ll need to have purchased your plan before the eruption (once it erupts, it’s no longer unexpected and travel insurance doesn’t cover “known events”).
Travel insurance may also help if you’re already on your trip and something happens. For example, you may need to go back to the United States early if an immediate family member has an unexpected medical emergency or dies.
The Explorer and Epic Plan can also cover various travel inconveniences. Perhaps you’ve booked a ski vacation at Valle Nevado in the Andes, but the snow isn’t great. If the resort closes all or part of its facilities for at least one day during your visit due to lack of snow, you may be eligible to be paid for the inconvenience.
Before you leave the US, we encourage you to check out the US government’s safety warnings for Chile. Weather, safety, and political situations can change at any time, and this is where they list any advisories that may exist at that time.
If you purchase travel insurance for Chile, it’s a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.
Take extra camera batteries. The worst feeling is to get set up for the perfect shot of an Andean Condor, only to find out you have a dead battery. If you make the journey to see the penguins, make sure to read up on some of our tips on how to photograph wildlife in an ethical way.
There are so many great tours that American visitors can book in Chile. When you’re researching options, try to find an eco-friendly tour operator. With the vast amount of untouched natural land and waterways in Chile, it’s up to us nomads to do our part to protect it for years to come.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHanging with penguins by day and tangoing at milongas all night, learn how travel insurance could help Americans in Argentina.
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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
It’s no wonder Argentina is a popular destination for Americans. Whether you’re taking a road trip to see glaciers, experiencing the nightlife in Buenos Aires, rafting the Mendoza River, or visiting the hot springs in Concordia, there are countless adventures for our World Nomads travelers.
While a trip to Argentina is an amazing experience, there are some things to be aware of when you’re visiting from the United States. Our nomads have experienced it all - from lost baggage to natural disasters. We’ve learned quite a bit in our travels and we encourage you to check out our team’s tips on what to know before you go to Argentina—and also consider getting travel insurance* to protect your trip.
International travel can bring all kinds of unexpected surprises. Some are great, like the new friendships made while sipping mate or discovering that the flower shop in Retiro is actually a secret speakeasy.
Some surprises are not so great. Nobody wants to think about things like canceled trips, delayed baggage, and medical emergencies, but these things can happen unexpectedly. If you fall and get hurt while enjoying some of the great hiking spots in Argentina you may wish that you had travel insurance.
There are four plans to select from, and when you get a quote, you can compare the options to determine which international travel insurance plan for Argentina fits your needs.
From surfing at Mar del Plata to riding horses with the gauchos in Bariloche, World Nomads covers more than 250 activities for Americans traveling to Argentina. You could even be covered for rock climbing in Piedra Parada and camping in Los Glaciares National Park.
When you get a quote for your travel insurance for Argentina, it’s helpful to have an idea of your planned activities. Each plan covers different activities so if you know what you’ll be doing ahead of time, you can select the best insurance for your Argentinian adventure.
If you plan to hike and camp in the Argentinian Patagonia, all plans will cover your adventures if you stay under 19,685 feet. However, if you’re dreaming of a hot air balloon ride over Mendoza wine country, you’ll need to purchase the Explorer or Epic Plan to be covered.
Our nomads all agree that one of our favorite activities is visiting Perito Moreno glacier in Patagonia. While the coolness of glacier walking can’t be denied, anytime you’re walking on slippery ice, accidents can happen. You may need to get medical care if you slip and fall on the ice-- and travel insurance for Argentina can help you get the treatment you need.
If you have a medical emergency when traveling to Argentina, you can call the 24/7 Emergency Assistance team and they can help refer you to a place that offers the level of care that you need. You’ll need to call and report your emergency as soon as it happens, or as soon as possible. They can also help communicate with your Argentinian medical team if language is a barrier.
If your attending physician (and the 24/7 Emergency Assistance Team) determines that it’s best for you to go home to the United States to get medical care, the repatriation coverage that is included in your travel insurance for Argentina may cover the costs to get you there.
To streamline your experience in seeking medical treatment in Argentina, we recommend signing up for FootprintID before your trip. This non-insurance service is a portable personal health record where your documents, prescriptions, test results, and emergency contacts are accessible in one place anywhere in the world. Whether you need to refill a prescription or deal with a more serious injury, FootprintID expedites the process.
Nobody plans for lost bags, but it happens. If you’re planning to hike the Cerro de Siete Colores (the stratified Hill of Seven Colors), you may be bringing along your new pair of hiking boots. If you get to Jujuy and realize that the airline lost your bag, your travel insurance for Argentina may reimburse you for the cost to replace your hiking boots and other belongings.
If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If you bag is delayed by 12 hours or more, you may be reimbursed for a change of clothes and toiletries until you and your bag are reunited.
The first step is to contact the airline. If they’re unable to locate your bag, the second step is to contact Blue Ribbon Bags, our non-insurance service partner that will track and expedite the return of your undelivered baggage by the airline.
Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call Blue Ribbon Bags so you can file a lost luggage claim. Baggage information and receipts for lost bags and goods are needed to complete the claim.
Theft is something to watch out for when you travel to Argentina - especially in crowded tourist areas like Buenos Aires. Be aware of your surroundings and avoid putting anything valuable in your back pockets.
Smartphones and iPads are expensive in Argentina. Try not to use these in public, and definitely don’t leave them sitting around. Expensive jewelry can also be appealing, so you may want to leave the bling locked up in your hotel room safe.
Another thing to be aware of in Argentina is motochorros (motorcycle robberies). This is where two people on a motorcycle grab your belongings from your hand as they are passing by you, and then speed off.
Many American visitors don’t have any problems at all when visiting Argentina, but it’s always important to be vigilant. If anything does happen, make sure you make a police report. You’ll need that if you have to make a claim with your travel insurance for Argentina.
Do your part to keep your belongings safe too. Argentina is famous for its wine and there are plenty of opportunities to taste Argentinian varietals. However, if you’re in Cafayate, overindulge at your wine tasting, and forget your purse at the vineyard, you won’t be covered by your travel insurance for Argentina if it’s not there waiting for you the next day.
Sometimes you have the perfect getaway planned, but things happen. When you’re searching for the best travel insurance for Argentina, check to make sure it has coverage for trip cancellation, trip delay, and trip interruption.
Argentina is in an active seismic zone, and there’s the possibility of natural disasters that can affect your travels. If your trip to Salta is canceled because an earthquake makes it impossible for you to get there, your travel insurance for Argentina may help you be reimbursed for non-refundable tours and hotel accommodations that you paid for in advance.
Travel insurance may also help if you’re already on your trip and something happens. For example, you may need to go back to the US early if an immediate family member has an unexpected medical emergency or dies.
The Explorer and Epic Plan also can cover various travel inconveniences you may encounter. If you’re on a cruise expedition exploring the wild southern coast of South America and you encounter a storm, causing you to miss your port call in Ushuaia, you may be eligible to be paid for the inconvenience.
Before you leave the US, we encourage you to read up on laws in Argentina and check out the US government’s safety warnings for Argentina. Weather, safety, and political situations can change at any time, and this is where they list their up-to-date warnings on any advisories that may exist.
If you purchase travel insurance for Argentina, it’s a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.
Take extra camera batteries. The worst feeling is to get set up for the perfect shot of the Magellanic penguins on Punta Tombo, only to find out you have a dead battery. If you do decide to make the journey to see the penguins, make sure to read up on some of our tips on how to photograph wildlife in an ethical way.
Enjoy the adventures but make time for a little rest and relaxation too. In many areas, siestas are a part of the culture in Argentina. So, do as the locals do, and don’t feel bad about squeezing in a little nap time between all your awesome adventures and activities.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team