Travel Insurance when sailing
Don’t let an accident take the wind out of your sails.
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For UK adventurers drawn to the sea's call, the promise of slicing through the waves along the storied coasts of the French Riviera or exploring distant archipelagos is an alluring one. Before you embark, consider anchoring your trip with travel insurance. Packing World Nomads travel insurance could ensure you're prepared; whether you’re dealing with a sprained wrist from handling the sails or facing unexpected stormy weather.
- Should I consider travel insurance when undertaking sailing?
- What’s covered for sailing?
- World Nomads water sports coverage
- What’s not covered for sailing?
- Frequently asked questions
Should I consider travel insurance when undertaking sailing?
Let's set sail with realism: while we're not predicting rough waters, the unpredictable nature of sailing brings inherent risks. Imagine dealing with a sudden storm or a navigational mishap in unfamiliar waters – the challenges are magnified far from home. Coupling these potential scenarios with the complexities of international maritime response, costs can skyrocket quickly. Whether it’s a minor accident or a major emergency, having travel insurance helps you prepare for whatever the sea might throw your way.
Traveller tip #1: Verify that your UK boating and, if applicable, driving licences are valid in the destinations you plan to visit. Some countries may require international permits or specific local licenses.
What’s covered for sailing?
From medical emergencies to lost gear overboard, ensure your sailing journey is memorable for all the right reasons. Let's make your nautical dreams a safe reality—hoist the sails, but anchor your risks first!
Under our Standard and Explorer plans, Level 1 coverage automatically includes sailing in inland or coastal waters and non-manual work related to your sailing adventures. Just make sure you’re guided by a certified professional or possess the necessary UK qualifications to manage the sailboat yourself.
If your nautical aspirations push you beyond coastal waters, consider upgrading to Level 2 coverage. There’s still rules though – you need to stay within 60 miles of a safe haven, and personal liability under Section 11 of the policy wording is not covered.
Here are a few more eventualities typically covered in World Nomads plans for inland sailing and coastal waters:
Emergency medical assistance
Even without wet decks and choppy seas, you could find yourself with a medical emergency, be it an ankle sprain or a collarbone fracture. Our coverage may help cover everything from the services of a physician to ambulance services and x-rays in the case of an accident or injury at sea or on shore. World Nomads policy holders also have access to 24/7 Emergency Medical Assistance Team. The Standard Plan offers cover of up to £5,000,000 for emergency medical expenses and medical repatriation, and £10,000,000 on the Explorer Plan. Additional accommodation and travelling expenses are also included under both the Standard and Explorer plan.
Evacuation
Most of our earth is covered in water... which means you have plenty of places to sail but could easily hit a snag in a far-flung destination. Subject to approval of or 24/7 Emergency Medical Assistance Team, your World Nomads policy may transport you by air ambulance to get treatment at an appropriate medical facility if deemed medically necessary.
Baggage & Gear protection
Maybe your backpack slipped off the sopping wet stern, or your windbreaker got stolen right off the port. Our gear coverage can help replace your stuff, up to its actual cash value at the time of the loss. World Nomads provides baggage protection for lost or stolen items of up to £3,000 with the Explorer Plan and £1,500 with the Standard Plan. For high-value gear, consider upgrading for coverage up to £750 per item on the Explorer Plan and £400 per item on the Standard Plan, with maximum upgrade limits of £2,250 and £1,200 respectively.
Trip Disruption
Say a physician advises you not to travel until your health improves, or a hurricane at your destination renders your chartered course and your pre-sail accommodation totally unusable, you may be able to recoup some of your pre-paid, non-refundable travel expenses... handy when you’re ready to re-book the adventure. The Standard Plan provides up to £3,000 for trip cancelation and £5,000 under the Explorer Plan. These limits also apply if you have to cut your trip short.
Traveller tip #2: Always check weather and maritime forecasts before sailing, and plan your route with safe havens. Inform someone onshore of your itinerary. No matter your experience, review local navigation rules, tides, and hazards. Consider a refresher course if needed.
World Nomads water sports coverage
Besides sailing, World Nomads can offer cover for other water-based activities on island and coastal waters, such as:
- Yachting
- Parasailing
- Sailboarding
- Cruising
- Catamaran sailing
- Hydro foiling
- Hydrospeeding
- Water skiing
- Barefoot water skiing
- Kiteboarding (on land or water)
- Kayaking
- Sea Kayaking
- Wakeboarding
- Wake skating
- Scuba diving
For UK travellers, World Nomads extends its safety net far beyond the deck, offering coverage for over 150+ sports and activities. Whether you’re rockclimbing or rollerblading, check our comprehensive list of activities to ensure your adventure is covered.
What’s not covered?
Not every day is smooth sailing, but if you check the weather forecast, you can avoid some choppy waters. The same is true for travel insurance: if you know what’s excluded beforehand, you’ll be better equipped to navigate any unexpected losses. And sorry, we may not be able to cover you for:
- Sailing beyond the allowed distance from a safe haven or shore (60 miles for Brits)
- Racing and/or professional sailing
- Boat rental damage or loss
- Search-and-rescue missions
- Extreme sport sailing
- Losses that come from knowingly exposing yourself to needless risk
- Fraudulent and criminal acts
- Any claims resulting in the violation of local laws
- Any losses related to non-compliance with a license, contract or permit
- Sports equipment such as scuba, snorkel and scuba gear if it’s damaged while in-use
In addition to life jackets, floatation devices and other safety gear, be sure to BYO sunscreen. For more travel info, read our Explore, Travel Safety, and Responsible Travel articles.
Traveller tip #3: Familiarize yourself with the details of your travel insurance policy to understand what activities are covered and any applicable conditions or exclusions.
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Work emergency?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
FAQ
Here are our most frequently asked questions about buying travel insurance for sailing. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
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Should I consider insurance to sail while overseas?
Without the right cover, you could be setting sail for disaster. Consider choosing travel insurance that covers you for all the water-based adventures you plan to enjoy overseas, even sailing. Securing travel insurance specifically for sailing means you and your vessel will be protected for a wide variety of unforeseen disasters. Check your policy wording for details on what’s covered.
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Which destinations am I covered for when sailing?
Depending on your Country of Residence and the policy you choose, your boating in your desired destination could be just a gust of wind away. Get a quote today to see if your preferred destination is covered for sailing trips.
Travel Insurance when horse riding
Make your horse riding adventure a memorable one for all the right reasons
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Ready to rein in some adventure? Whether you're planning to trot through the rolling vineyards of France or gallop along the sunlit shores of Spain, World Nomads has your back. Our travel insurance caters to UK globetrotters eager to immerse themselves in leisurely rides.
- Why should I consider travel insurance for horse riding?
- What's covered
- Coverage for more than 150 activities, sports, and experiences
- What's not covered?
- Frequently asked questions
Why should I consider travel insurance for horse riding?
Dreaming of galloping across the sandy beaches of Portugal or exploring the rugged trails of South America on horseback? Remember, while horse riding can put the epic into your travel experience, it also brings risks—risks that our travel insurance is designed to address.
From unexpected falls to equipment loss, we’re here to ensure your ride remains memorable for the right reasons. World Nomads provides tailored coverage for leisurely horse-riding activities.
Note: Before you saddle up, review our plans to select the right coverage level for your itinerary and ensure your chosen activities are included. Stay protected and focused on the joy of riding, not the potential pitfalls.
Horse riding can be a rewarding and exciting experience. If it’s your first time horse riding, you might want to keep the following handy tips in mind:
- Have the right gear: Before saddling up, thoroughly inspect your horse-riding gear. Ensure your helmet fits snugly and your footwear is appropriate for riding to avoid any mishaps.
- It pays to be prepared: check the weather, check your equipment, and check the credentials of your riding instructor (if it’s a group ride) – if they’re not good then reconsider if it’s a smart move to go.
- Keep an eye on your gear: don’t leave your expensive horse-riding gear or any other baggage unattended – those 'I spaced out” moments might not qualify for coverage.
- Proof of purchase: any claim you make will need supporting documentation such as receipts of your purchases.
- Saddle up properly: make sure you and your children’s saddles are fitted properly. If the saddle is the wrong size, you or your child could be more likely to slip out of it and fall and it could end up being a costly mistake.
- Ask for the right horse: If it’s your first time, ask for a horse that matches your skill level—typically a calm, experienced horse.
Check your policy wording carefully as terms and conditions and special exclusions may apply for horse riding activities.
What's covered
At World Nomads, we've got two travel insurance plans to suit your style. Go for the Standard Plan for the essentials, or level up with the Explorer Plan if you’re after broader coverage and higher limits.
- Trip cancellation or disruption: Things happen – and sometimes out best laid plans mice (and men) go awry. The Explorer Plan covers cancellations up to £5,000, while the Standard Plan covers up to £3,000. These figures also apply if you are forced to cut your trip short. Please note events must be unexpected and unforeseen.
- Baggage delays and personal belongings: if you arrive at your destination but your baggage doesn’t, our policies cover baggage delays that of 24 hours or more.
- Emergency medical: horse-riding and fresh air can be great for the body and soul, but not if it you’re on the wrong end of a feisty hoof and require medical assistance. Emergency medical coverage could come in handy in the case of an accident or injury that results in you going to hospital.
- Evacuation cover: your horse-riding adventure may be far away from medical facilities. With our cover, you can get transported to the medical facility best for your care, subject to approval from us. If your injuries are worse than first thought, you could be repatriated back to the UK if it's medically necessary.
- Natural catastrophe: If you find yourself amid a natural disaster or your destination is affected by extreme weather, we can offer coverage if you can’t use your booked accommodation or need to move to a safer location.
Keep in mind that benefit limits, terms and conditions, and exclusions apply, so be sure to read your policy wording carefully. If you have any questions about your cover, contact us.
Traveller tip: always carry water, especially on longer rides. Staying hydrated is crucial to maintain your concentration and overall health during the journey.
Coverage for more than 150+ activities, sports, and experiences
At World Nomads, we know that adventurous activities go hand-in-hand with travelling abroad. That’s why World Nomads offers cover for 150+ adventure activities, sports, and experiences, everything from hot-air ballooning, rafting, hiking, and of course – horse riding.
We offer two plans – Standard and Explorer – each of which offers different levels of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific activity plans.
If your favourite sport is not on the list get in touch with our Customer Assistance Team and they will let you know if we cover it. Be aware that an upgrade for certain activities and sports may be required.
Traveller tip: if things go wrong during your horse-riding trip and you intend to make a claim, please be aware that, in most cases, a claim will require that you prove you acted responsibly, used the recommended safety clothing and equipment, and were guided by a professional, qualified, and licensed guide, instructor, or operator.
What's not covered
While there are several things, we can offer coverage for, there are also things we just won’t cover. These include, but are not limited to:
- If you travel against medical advice or neglect to adhere to government ‘Do Not Travel’ warnings issued prior to departure.
- Pre-existing medical conditions.
- Participation in a sport or activity not listed as covered in the policy wording or agreed by World Nomads or where you haven’t paid the required additional premium.
- Expenses you incur after you return to the United Kingdom.
- Losses arising from unattended baggage or personal items.
This is not a full list of what’s covered and what’s not; please check your policy for a full list of terms, conditions, limitations, and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about buying travel insurance for horse riding. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
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What does the World Nomads travel insurance cover for horse riding?
Our policies can offer cover for leisure horse riding. You can get a quote here.
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Can I get coverage for competitive horse-riding events with World Nomads?
Unfortunately, our policies exclude activities like dressage and show jumping. Please review the policy details or contact our customer service for more information.
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What should I do if I injure myself horse riding?
If you get injured while horse riding, immediately call our 24/7 Emergency Medical Assistance Team for help. Make sure you were using all the recommended safety equipment and following safety guidelines, as this will be important for any potential claims.
Travel Insurance for Singapore
Travel advice for Canadians visiting Singapore
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At a glance
- World Nomads offers four travel insurance plans for your trip to Singapore. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Singapore like kayaking, bungee jumping and cycling.
- Policies for Canadians include protection for medical emergencies, trip interruptions and lost luggage.
Small in size but big on experiences, this city-state blends sleek modern design with pockets of heritage and some of the best food anywhere in Asia. Neighbourhoods each bring a different flavour – Chinatown’s temples and hawker stalls, Little India’s colour and spice, Kampong Gelam’s cafés and boutiques. You might start the day walking through the futuristic domes of Gardens by the Bay, stop for laksa or chilli crab at a bustling hawker centre, then end with skyline views from Marina Bay Sands. It’s clean, efficient and easy to navigate, with excellent public transport. For Canadian travellers, it’s often a first stop in Asia or a standout city break in its own right. A smooth trip starts with smart planning, including the right cover.
Plan Comparisons
Choosing the right travel insurance coverage depends on your trip type and planned activities. We offer four plans – Standard, Explorer, Epic and Annual – each with different coverages or levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip to Singapore. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Travel insurance for adventure activities in Singapore
Singapore makes it easy to slot in a hit of activity between meals, markets and sightseeing. Start with the Southern Ridges, where elevated walkways link parks and viewpoints, or cycle the park connectors that thread through the city from East Coast Park to Marina Bay. For something more high-energy, tackle treetop obstacle courses or try indoor surfing, while over on Sentosa Island, ziplining, bungee jumping and even indoor skydiving add a thrill factor to a beach day. Water-based options include kayaking around the mangroves at Pulau Ubin or stand-up paddleboarding along the coast.
Coverage for 250 activities you love + more
Common insurance considerations for Singapore
Accidents and emergencies
No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to hospital, you’ll be glad you purchased travel insurance before you left home. Fell down some steps at a shopping mall? Wiped out on a cycling track and ended up in hospital? Ate dodgy dumplings and got a bad bout of food poisoning? Emergency assistance is a phone call away.
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home. Change your mind about travelling? There’s no judgment here. Just make sure you purchase Cancel For Any Reason insurance cover within 15 days of making your first trip payment (like booking a hotel or flight).
Emergency evacuation
If you get seriously sick or injured but you’re far from appropriate medical facilities, emergency evacuation and repatriation insurance can help get you the care you need. It may cover, up to the policy limits, the cost to get you to the closest appropriate medical facility or to your home province for further treatment. Under your World Nomads plan, emergency evacuation may be covered if it’s recommended by the attending physician and pre-approved by our 24/7 Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies. If you’re in hospital for three days or more, it may also include the transportation of a family member or companion to your bedside or the return of a dependent child back to your home.
Trip interruption
No matter how good of a time you’re having in Singapore, things can happen that mean you have to finish your trip early or you’re unable to participate in your full planned itinerary. If you get severely injured or sick while you're travelling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.
Tips for travelling to Singapore
- Public transport is excellent, so use the MRT and buses to get around quickly and affordably
- It’s hot and humid year-round, so dress lightly, stay hydrated and plan indoor breaks during the hottest part of the day
- Hawker centres are a must – look for busy stalls with high turnover and check hygiene ratings displayed at each stall
- Follow local rules and laws closely, including restrictions on smoking, littering and eating or drinking on public transport.
FAQ
Here are our most frequently asked questions about cover for Singapore. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Canadians need a visa to visit Singapore?
Canadians don’t need a visa for short stays in Singapore (typically up to 30 days). Entry requirements can change, so check before you go.
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Is Singapore safe for travellers?
Singapore is one of the safest destinations in the world, with very low crime rates. Still, take standard precautions in busy areas.
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What is the best time to visit Singapore?
Singapore can be visited year-round. Expect hot, humid weather with occasional rain at any time, though February to April is often slightly drier.
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Can I drink tap water in Singapore?
Yes, tap water is safe to drink in Singapore.
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What currency is used in Singapore?
Singapore uses the Singapore dollar (SGD). Credit cards are widely accepted, and contactless payments are common.
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What should I wear in Singapore?
Light, breathable clothing is best due to the heat and humidity. Dress codes are generally relaxed, though modest clothing is recommended for religious sites.
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What is the best way to get around Singapore?
The MRT (train system) and buses are efficient, clean and easy to use. Taxis and ride-share services are also widely available.
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Are there strict laws in Singapore?
Yes, Singapore has strict laws around things like littering, smoking in prohibited areas and chewing gum. Follow local rules to avoid fines.
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Do I need travel insurance for Singapore?
Travel insurance isn’t mandatory, but it’s strongly recommended. Cover for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness.
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How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload, and get started. If you get stuck, you can call us collect on +1 416 646 3723 or send an email to worldnomads@travelguard.com and we will assist you with your claim.
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What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or
Phone: +1 416 646 3723 (collect from anywhere else in the world)
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Turkey
Travel advice for Canadians visiting Turkey
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As featured in:
At a glance
- World Nomads offers four travel insurance plans for your trip to Turkey. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Turkey like jet skiing, diving and hiking.
- Policies for Canadians include protection for medical emergencies, trip interruptions and lost luggage.
From Istanbul’s skyline of domes and minarets to Cappadocia’s otherworldly rock formations and the turquoise coastline of the Aegean and Mediterranean, more Canadians are turning their attention to Turkey. It sits at the crossroads of Europe and Asia, and that blend is reflected in its culture, architecture and warm hospitality. Explore ancient sites like Ephesus and Troy, wander through city bazaars and unwind along the stunning Turquoise Coast in Bodrum and Fethiye – known for beach clubs, boat days and outdoor adventure. Turkey is a destination that rewards a well-planned itinerary, but if something happens that changes your plans, travel insurance helps you stay on track.
Plan Comparisons
Choosing the right travel insurance coverage depends on your trip type and planned activities. We offer four plans – Standard, Explorer, Epic and Annual – each with different coverages or levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip to Turkey. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Travel insurance for adventure activities in Turkey
The sky’s the limit in Turkey – literally. Float above Cappadocia in a hot air balloon at sunrise (skydiving back down optional!) or paraglide over one of the world’s most photographed stretches of coastline in Ölüdeniz. Along the Turquoise Coast, days are spent on the water – jet skiing, paddleboarding, kayaking or diving in clear Mediterranean bays. Boat trips between hidden coves and islands add to the experience, with plenty of chances to swim and snorkel along the way. Inland, walk barefoot across the white travertine terraces of Pamukkale as the Greeks and Romans did thousands of years before you. Hiking is a great way to explore Turkey’s natural beauty and ancient heritage, or take in more by bike.
Coverage for 250 activities you love + more
Common insurance considerations for Turkey
Accidents and emergencies
No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to hospital, you’ll be thankful you purchased travel insurance before you left home. Hit by a car crossing the street in Istanbul? Took a tumble on off your mountain bike in the Taurus Mountains and ended up in hospital? Ate dodgy street food and ended up with food poisoning? Emergency assistance is a phone call away.
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home to care for your fur baby. Change your mind about travelling? There’s no judgment here. Just make sure you purchase Cancel For Any Reason insurance cover within 15 days of making your first trip payment (like booking a hotel or flight).
Emergency evacuation
If you get seriously sick or injured but you’re far from appropriate medical facilities, emergency evacuation and repatriation insurance can help get you the care you need. It may cover, up to the policy limits, the cost to get you to the closest appropriate medical facility or to your home province for further treatment. Under your World Nomads plan, emergency evacuation may be covered if it’s recommended by the attending physician and pre-approved by our 24/7 Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies. If you’re in hospital for three days or more, it may also include the transportation of a family member or companion to your bedside or the return of a dependent child back to your home.
Trip interruption
No matter how good of a time you’re having in Turkey, things can happen that mean you have to finish your trip early or you’re unable to participate in your full planned itinerary. If you get severely injured or sick while you're travelling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.
Tips for travelling to Turkey
- Dress modestly when visiting mosques, with shoulders and knees covered, and carry a scarf for head covering where required
- Stay aware of your surroundings in busy areas and bazaars, as petty theft can occur
- Carry some cash for markets, taxis and smaller businesses where cards may not always be accepted
- Agree on a price before taking a taxi or ensure the meter is used to avoid confusion.
FAQ
Here are our most frequently asked questions about cover for Turkey. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Canadians need a visa to visit Turkey?
Canadians need an e-Visa to enter Turkey, which can be applied for online before travel. Entry requirements can change, so check current advice before you go.
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Is Turkey safe for tourists?
Turkey is generally safe for travellers, especially in major tourist areas. As with any destination, stay aware of your surroundings and take care in crowded places. You may want to consider travel insurance for those unexpected situations that can arise.
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What is the best time to visit Turkey?
Spring (April to June) and autumn (September to October) offer pleasant weather and fewer crowds. Summer is popular but can be very hot, particularly inland.
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Can I drink tap water in Turkey?
Tap water is not generally recommended for drinking in Turkey. Bottled water is widely available and inexpensive.
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What currency is used in Turkey?
Turkey uses the Turkish lira (TRY). Credit cards are widely accepted, but it’s useful to carry cash for smaller purchases.
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What should I wear in Turkey?
Dress is generally relaxed in coastal areas, but modest clothing is recommended or even required when visiting mosques and more traditional regions.
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What is the best way to get around Turkey?
Domestic flights are a quick way to cover long distances, while buses are affordable and widely used. Car hire can be useful for exploring at your own pace.
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Do I need travel insurance for Turkey?
Travel insurance isn’t mandatory, but it’s strongly recommended. Cover for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness.
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How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload, and get started. If you get stuck, you can call us collect on +1 416 646 3723 or send an email to worldnomads@travelguard.com and we will assist you with your claim.
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What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or
Phone: +1 416 646 3723 (collect from anywhere else in the world)
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel insurance for Morocco
Travel advice for Canadians visiting Morocco
- As featured in:
As featured in:
At a glance
- World Nomads offers four travel insurance plans for your trip to Morocco. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Morocco like hiking, horse riding and cycling.
- Policies for Canadians include protection for medical emergencies, trip interruptions and lost luggage.
Morocco is a sensory-rich destination where bustling medinas, mountain villages and vast desert landscapes come together in a vibrant blend of history, culture and everyday life. No wonder Canadian travellers are increasingly choosing to go there. In Marrakech, the city’s old quarter hums with energy – spice stalls, tiled courtyards and the call to prayer drifting over the rooftops. In Fez, labyrinthine lanes and traditional trades still shape daily life. Head into the Atlas Mountains for cooler air, hiking trails and Berber villages, or venture south to the Sahara, where camel treks and nights under the stars shift the pace completely. Along the coast, towns like Essaouira bring sea breezes, fresh seafood and a more relaxed rhythm. Travel insurance allows you to get around with confidence, knowing you’re prepared for the unexpected.
Plan Comparisons
Choosing the right travel insurance coverage depends on your trip type and planned activities. We offer four plans – Standard, Explorer, Epic and Annual – each with different coverages or levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip to Morocco. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Travel insurance for adventure activities in Morocco
In the Atlas Mountains, trails wind between Berber villages, with options ranging from day hikes to multi-day treks, including the climb to the summit of Mount Toubkal. In winter, the same region offers skiing in an unexpected setting, with resorts like Oukaïmeden. In the Sahara, ride camels into the dunes or pick up the pace sandboarding or 4WDing. Along the coast, Essaouira’s steady winds make it a hotspot for surfing and kitesurfing, while calmer stretches suit swimming and paddleboarding. For something different, try quad biking through rocky desert terrain, rock climbing in the Todra Gorge or rafting seasonal rivers in the Atlas foothills. Cycling and horse riding are also popular in Morocco.
Coverage for 250 activities you love + more
Common insurance considerations for Morocco
Accidents and emergencies
No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to hospital, you’ll be glad you purchased travel insurance before you left home. Hit by a motorcycle in Fez? Fell off a camel and ended up in hospital? Ate dodgy street food and got a bad bout of food poisoning? Emergency assistance is a phone call away.
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home. Change your mind about travelling? There’s no judgment here. Just make sure you purchase Cancel For Any Reason insurance cover within 15 days of making your first trip payment (like booking a hotel or flight).
Emergency evacuation
If you get seriously sick or injured but you’re far from appropriate medical facilities, emergency evacuation and repatriation insurance can help get you the care you need. It may cover, up to the policy limits, the cost to get you to the closest appropriate medical facility or to your home province for further treatment. Under your World Nomads plan, emergency evacuation may be covered if it’s recommended by the attending physician and pre-approved by our 24/7 Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies. If you’re in hospital for three days or more, it may also include the transportation of a family member or companion to your bedside or the return of a dependent child back to your home.
Trip interruption
No matter how good of a time you’re having, things can happen that mean you have to finish your trip early or you’re unable to participate in your full planned itinerary. If you get severely injured or sick while you're travelling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.
Tips for travelling to Morocco
- Dress modestly, especially in medinas and rural areas, to respect local customs
- Be prepared to haggle in souks – it’s expected, so take it in good humour
- Stay alert in busy areas, as petty theft can occur in crowded medinas and markets
- Tap water isn’t recommended for drinking, so stick to bottled or filtered water
FAQ
Here are our most frequently asked questions about cover for Morocco. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Canadians need a visa to visit Morocco?
Canadians don’t need a visa for short stays in Morocco (up to 90 days). Entry requirements can change, so check before you go.
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Is Morocco safe for travellers?
Morocco is generally safe to visit, but petty theft and scams can occur in busy areas like medinas and markets. Stay aware of your surroundings and take standard precautions.
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What is the best time to visit Morocco?
Spring (March to May) and autumn (September to November) offer the most comfortable weather. Summers can be very hot, especially inland and in the desert.
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Can I drink tap water in Morocco?
Tap water is not recommended for drinking. Stick to bottled or filtered water.
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What should I wear in Morocco?
Modest clothing is recommended, particularly in traditional areas. Lightweight, breathable fabrics work best in the heat
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What currency is used in Morocco?
Morocco uses the Moroccan dirham (MAD). Cash is widely used, though cards are accepted in hotels and larger restaurants.
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Can I drink alcohol in Morocco?
Alcohol is available in licensed hotels, restaurants and bars, but it’s not widely consumed and public drinking is discouraged.
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What is the best way to get around Morocco?
Trains are reliable for major cities, while private drivers, guided tours or buses are common for reaching smaller towns and desert regions.
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Do I need travel insurance for Morocco?
Travel insurance isn’t mandatory, but it’s strongly recommended. Cover for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness.
-
How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload, and get started. If you get stuck, you can call us collect on +1 416 646 3723 or send an email to worldnomads@travelguard.com and we will assist you with your claim.
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What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or
Phone: +1 416 646 3723 (collect from anywhere else in the world)
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Nepal
Essential travel advice for Canadians heading to Nepal
- As featured in:
As featured in:
At a glance
- World Nomads offers four travel insurance plans for your trip to Nepal. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Nepal like trekking, kayaking and whitewater rafting.
- Policies for Canadians include protection for medical evacuations, trip cancellations and lost luggage.
Nepal draws an ever-growing number of Canadians to the Himalayas but there’s plenty more to see and do beyond the peaks – it’s a welcoming country that blends adventure with rich cultural experiences. In Kathmandu, temples, market squares and ancient stupas set the tone, while in Pokhara, lakeside views and mountain backdrops offer a slower pace. Head south to Chitwan National Park for jungle safaris and wildlife encounters with rhinos, crocodiles and, if you’re lucky, elephants and Bengal tigers.
Plan Comparisons
Choosing the right travel insurance coverage depends on your trip type and planned activities. Each of our four plans – Standard, Explorer, Epic and Annual – offers different coverages and benefit maximums.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your Trip to Nepal. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Travel insurance for adventure activities in Nepal
Some of the world’s most iconic trekking routes run through the Himalayas, and you don’t have to climb Mt Everest to have an exhilarating time. Multi-day hikes to Everest Base Camp or in the Annapurna region are epic, while shorter treks and viewpoints offer access to the same dramatic landscapes without the altitude. Nepal has some of the best rivers for kayaking and whitewater rafting in the world, while in Pokhara, paragliding or hot air ballooning will have you floating high above Phewa Lake with the Annapurna range as a backdrop. Mountain biking, bungee jumping and zip-flying offer faster-paced ways to explore.
Coverage for 250 activities you love + more
Common insurance considerations for Nepal
Accidents and emergencies
No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to hospital, you’ll be thankful you purchased travel insurance before you left home. Hit by a motorcycle crossing the street? Tripped over on your trek to Base Camp and need stitches? Ate a dodgy momo and came down with a nasty bout of food poisoning? Emergency assistance is a phone call away.
Emergency evacuation
If you get seriously sick or injured but you’re far from appropriate medical facilities, emergency evacuation and repatriation insurance can help get you the care you need. It may cover, up to the policy limits, the cost to get you to the closest appropriate medical facility or to your home province for further treatment. Under your World Nomads plan, emergency evacuation may be covered if it’s recommended by the attending physician and pre-approved by our 24/7 Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies. If you’re in hospital for three days or more, it may also include the transportation of a family member or companion to your bedside or the return of a dependent child back to your home.
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home to care for your fur baby. Change your mind about travelling? There’s no judgment here. Just make sure you purchase Cancel For Any Reason insurance cover within 15 days of making your first trip payment (like booking a hotel or flight).
Natural disasters
When a natural disaster strikes, even the most carefully planned trip can be thrown off course, but travel insurance can offer some much-needed weatherproofing. With protection for trip interruption, medical emergencies, and even evacuation, you can head into the unknown feeling prepared for whatever comes your way. Do your research before you go though, because if you buy a policy after an event is known and the natural disaster impacts your trip, you won’t be covered for any expenses.
Tips for travelling to Nepal
- Allow time to acclimatise – altitude sickness is a real risk on treks, so build in rest days and ascend gradually.
- Stick to bottled or purified water and eat freshly cooked food to avoid illness.
- Pack for changing conditions – temperatures can vary widely depending on altitude and conditions, so layers are essential.
- Stay aware of your surroundings – Nepal is generally safe, but petty theft can occur in busy areas like Kathmandu and on trekking routes. Beware of scammers posing as guides.
FAQ
Here are our most frequently asked questions about cover for Nepal. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
-
Do I need travel insurance for Nepal?
Travel insurance isn’t mandatory, but it’s strongly recommended. Cover for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness.
-
Do Canadians need a visa to visit Nepal?
Yes. Canadians need a visa to enter Nepal, which can be obtained on arrival at the airport. You can reduce your time in airport queues by applying for an ETA in advance. Requirements can change, so check official advice before you travel.
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Is Nepal safe for tourists?
Nepal is generally safe for travellers, including trekkers, but a high degree of caution is advised. Petty theft can occur in busy areas like Kathmandu, and trekking in remote regions carries risks, particularly if you’re trekking solo, so it’s important to take sensible precautions – and travel with a guide if you can.
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How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload, and get started. If you get stuck, you can call us collect on +1 416 646 3723 or send an email to worldnomads@travelguard.com and we will assist you with your claim.
-
What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or
Phone: +1 416 646 3723 (collect from anywhere else in the world)
-
What is the best time to visit Nepal?
The best time to visit is during the dry seasons – October to November and March to April – when conditions are ideal for trekking and sightseeing. The monsoon season (June to September) can bring heavy rain and disruptions.
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Do I need permits for trekking in Nepal?
Yes. Most trekking regions require permits, such as TIMS cards and national park or conservation area permits. Requirements vary depending on the route.
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Is altitude sickness a risk in Nepal?
Yes. Altitude sickness is a serious risk on treks exceeding altitudes higher than 2,500 metres. It’s important to acclimatise properly, ascend gradually and recognise the symptoms.
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Can I drink tap water in Nepal?
No. It’s best to avoid tap water. Stick to bottled or purified water and take care with ice and raw foods.
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What currency is used in Nepal and can I use credit cards?
Nepal uses the Nepalese rupee (NPR). Credit cards are accepted in larger hotels and restaurants, but cash is essential in smaller towns and trekking areas.
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Do I need a guide for trekking in Nepal?
For many popular trekking routes, hiring a licensed guide is now required or strongly recommended. Guides improve safety, help with navigation and logistics, and enhance the overall experience, especially in remote or high-altitude areas.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Indonesia
Everything you need to know about Indonesia, a world where ancient temples coexist with bustling cities.
- As featured in:
As featured in:
Indonesia’s the world's largest archipelago to form a single state – where emerald jungles meet sprawling rice terraces and volcanic landscapes. From Yogyakarta's vibrant streets to the Gili islands' serene shores, Indonesia’s a tapestry of diverse experiences waiting to be discovered. But, with such adventures comes the unexpected, which is why you may consider packing some travel insurance before setting off to wander Jakarta’s markets, surf Bali's waves, or trek Sumatra's lush trails.
What’s covered
At World Nomads, we try to keep insurance simple so you can focus on enjoying your time abroad. We offer two insurance plans: Standard and Explorer – our Standard Plan offers a base level of coverage, and our Explorer Plan offers coverage with more benefits and higher limits.
Depending on your Country of Residence, your travel insurance plan can offer cover for:
- Delayed, lost, or stolen baggage and personal effects: Heading to Indonesia with checked bags? There's a slim chance they might go on an unplanned tour. No sweat – our delay benefits can cover essential items (think basic clothing and toiletries) until your baggage finds its way back to you. And if your gear’s lost or pinched? We’re here to help (after you’ve gone through other necessary channels first). Want to know more about World Nomads travel insurance cover for baggage and personal effects? We have an entire article here.
- Trip cancellation and trip interruption: World Nomads travel insurance for trip interruption might have you covered for unexpected trip cancellations to Indonesia – think family emergencies or a doctor-advised travel halt. On the road and need to head back home early? Our policy could cover your return and any non-refundable costs. Just remember, keep those receipts and docs for any claims!
- Overseas medical emergencies and hospital expenses: No one plans to go to Bali and get Bali Belly, yet…we all know it happens. Problem is, your usual health insurance may not cover you abroad, and medical expenses can be costly. Both our Standard and Explorer plans offer overseas medical travel insurance coverage.
- Cover for 150+ adventure sports and activities: If you’re a fan of getting the adrenaline pumping while holidaying abroad, then Indonesia’s got the goods for you. Diving in Komodo Park, or jungle trekking in Borneo? You may be covered. With World Nomads, you're covered for over 150 adventure sports and activities. But, before you dive into Indonesia's natural wonders, make sure to check your policy to ensure your action-seeking pursuits are included.
Whether you're temple-hopping in Bali or diving in Raja Ampat, choosing the right level of coverage is key. Read the policy wording, browse the World Nomads’ Help Center, or contact our customer service team to see if what you’re planning to do is covered under your plan.
Need a quote? You can get one online, before you leave your country of residence or when you’re already in Indonesia.
Trekking at Mount Bromo at sunrise. Photo credit: Getty Images/Martin Puddy
What’s not covered
Remember, travel insurance isn't a catch-all safety net. Our goal at World Nomads is to be there for you when you need us most, but there are a few things that fall outside of our policies:
- Off the list activities and sports: If it's not in our policy wording or you haven't opted for that extra cover, those adventurous pursuits aren't covered.
- Doctor's orders: Ignoring advice from your doctor or our 24/7 Emergency Assistance Team? That's a no-go for coverage.
- Valuables on the loose: Items that get lost, stolen, or damaged because they were left unwatched? We can't cover those.
- Risky business: Taking unnecessary risks, breaking local laws, or misbehaving while under the influence of drugs or alcohol? It’s not only dumb, it’s also not covered.
- Unclaimed expenses: If you haven't tried to get back costs from other sources like carriers or booking agents, we can't step in.
- Change of heart: Decided not to travel? That's a personal choice we can't cover.
This is just a quick rundown. To really get into the nitty-gritty of what's covered (and what's not), give your policy wording a thorough read. It's the best way to know exactly where you stand with your travel insurance. Still not sure? Contact us. We’re happy to help.
Pura Ulun Danu Bratan, a Hindu temple on Bratan lake Photo credit: Getty Images/TravelCouples
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about Indonesia and travel insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
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Do I need travel insurance for Indonesia?
While travel insurance isn’t mandatory when visiting Indonesia, the healthcare system there is still evolving. Travel insurance, aside from providing cover for medical emergencies and expenses, has the added benefits of coverage for unexpected trip hiccups, baggage mishaps, and emergency medical evacuations.
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Do I file a claim for my trip to Indonesia?
With World Nomads, you can claim anywhere, anytime, online (Don’t forget to collate all your supporting documentation and have it on hand when you claim). Got questions about your claim? Get in contact - we’re always here to help.
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Do I need a visa to enter Indonesia?
Depending on your Country of Residence, you may require a visa to enter the country. Check your country of residence’s governmental travel adviser prior to departure.
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Can I get travel insurance while already traveling?
Already begun your adventure and realised you might need some travel insurance? Good news is that with World Nomads, you can purchase travel insurance while already overseas (waiting periods apply). Grab a quote today.
Travel Insurance for Nepal
What you need to know when visiting the roof of the world.
- As featured in:
As featured in:
Nepal is a small country that packs a big punch. Home to the majestic Himalayas and Everest Base Camp trek, there’s no shortage of things to do and see. Before traveling to the Roof of the World, consider packing travel insurance.
- What’s covered in Nepal?
- Why should I consider travel insurance for a trip to Nepal?
- What to look out for when travelling around Nepal
- What’s not covered?
- Travel insurance and safety tips when visiting Nepal
- FAQs for travellers going to Nepal
What’s covered in Nepal
Depending on your country of residence and the plan you choose, our policies can protect you up to policy limits for benefits including:
- Emergency medical treatment
- Medical evacuation and repatriation
- More than 150 activities, sports, and experiences
- Trip cancellation and delay
- Baggage and personal belongings
- Coronavirus-related events
- Cover for families small and large
- Cover for extended stays and if you’re working
World Nomads offers two plans – Standard and Explorer – each offers different levels of coverage and benefits. It is up to you to choose what plan has the right level of coverage to meet your travel needs. It’s important to note that all plans are different depending on your country of residence and the plan that you’ve selected and may require upgrades for cover to apply.
Why should I consider travel insurance for a trip to Nepal
Travel insurance could help if you land in Pokhara but your baggage doesn’t, if your trek is delayed due to extreme weather, or if you suffer altitude sickness and need to be evacuated.
Adventuring in Nepal
Our policies offer cover for injuries and accidents for more than 150 activities, sports and experiences whether you’re on jungle safari in Chitwan National Park or white-water rafting the Bhote Koshi. Be sure to specify the activities you intend to do when you purchase your policy, as you can’t add them afterwards.
Hiking in Nepal
Our policies offer cover for high altitude hiking, trekking and camping up to 6,000 metres including Base Camp and Annapurna. We can also cover medical evacuation if medically necessary. Keep in mind that you may require a policy upgrade to be covered.
Backpacking in Nepal
With plenty of affordable accommodation, delicious food and rich culture, Nepal is a backpacker's dream. Our policies may cover you if your passport is stolen whilst browsing Asan market, for travel disruption or if your trip is cancelled.
What to look out for when traveling around Nepal
Keep your valuables safe
Remember to remain vigilant and keep your valuables in sight when exploring Kathmandu and beyond. Our policies may cover theft if your valuables are stolen (depending on your country of residence and up to policy limits). We can also cover high-value items with an upgrade.
Staying healthy and safe in Nepal
If you get food poisoning from a dodgy dal or you’re injured while trekking, our policies can cover you for emergency medical treatment. We can even bring you home for treatment if required.
Travel disruptions in Nepal
Nepal's roads, flights, and weather can be unpredictable. If your trekking adventure is cancelled due to a natural catastrophe, or your flights are delayed due to an unforeseen event our policies can cover you.
What’s not covered
Travel insurance isn’t designed to cover everything. There are some things we can’t cover, including, but not limited to:
- Trekking/camping over 6,000 metres in elevation, mountaineering, and ice climbing
- Participation in any adventure sports activities where you don’t purchase the appropriate level upgrade, or where it is specifically excluded
- Existing medical conditions
- If you travel against medical advice or neglect to adhere to U.S. Department of State ‘Do Not Travel’ warnings issued prior to departure
- Unsupervised baggage or personal items
- Being intoxicated by alcohol or drugs or acting illegally.
Always check the terms and conditions of your policy. If you’re not sure about anything or have any questions, contact us.
Travel insurance and safety tips when visiting Nepal
- When to visit: Autumn (September to November) and spring (March to May) are the best times to visit Nepal. Autumn offers clear skies and moderate temperatures, making it ideal for trekking. Spring brings blooming rhododendrons and milder weather, perfect for cultural sightseeing and adventure activities.
- Use licensed guides and porters: They are trained to handle emergencies and know the terrain and conditions.
- Be prepared for altitude sickness: Altitude sickness is a real possibility in Nepal. Read about how to handle altitude sickness while trekking.
- Keep copies of all receipts, tickets, paperwork: you’ll need to provide these in the event of a claim.
Check out our Explore section that has travel information on Nepal to get up to date information and travel tips. You can also go to our travel alerts page, which has safety information.
Stay protected on your Nepal adventure - Buy Travel Insurance today!
Have more questions
If you have more questions about travel insurance, feel free to contact us.
Top three places to visit in Nepal:
- Everest Base Camp
The ultimate trekking experience, Everest Base Camp offers breathtaking views of the world’s highest peak. The journey is challenging but incredibly rewarding. - Pokhara
This scenic lakeside town is a gateway to the Annapurna region and offers beautiful mountain views, peaceful lakes, and adventure activities like paragliding. - Kathmandu
Nepal’s bustling capital is filled with ancient temples, palaces, and rich history. Don’t miss the famous Boudhanath Stupa and Swayambhunath (Monkey Temple).
Note: all travel insurance plans are different, and cover will vary, depending on what's happened, your Country of Residence, the plan you choose and any options or upgrades you buy.
Travel insurance doesn’t cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage. If you have any questions, please contact us.
Are you sick in the mountains?
If you are presently in Nepal and suspect you are suffering from Acute Mountain Sickness (AMS) you should immediately contact our 24/7 Emergency Assistance team. Symptoms may include headaches, nausea, shortness of breath and inability to exercise. Most cases are mild but some are life-threatening.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQs for travellers going to Nepal
Here are our most frequently asked questions about travelling to Nepal and travel insurance. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
-
Do I need travel insurance for trekking in Nepal?
Trekking in Nepal involves high-risk activities, and travel insurance with adventure coverage should be considered just in case you suffer an injury, illness or get lost and need to be evacuated. World Nomads Travel Insurance could be useful if you have a medical emergency or need to be evacuated off the side of a mountain.
-
Will travel insurance cover flight cancellations due to weather in Nepal?
World Nomads Travel Insurance can cover non-refundable expenses for flight cancellations caused by severe weather disruptions, especially in the Nepalese mountains. Read your policy for more details and scan for the sections in the PDS that mention severe weather or natural disasters or contact us for more information.
-
Can I buy travel insurance once I’m already in Nepal?
With World Nomads, you can buy travel insurance as soon as your trip is locked in and you're ready to go, or while you're on the road travelling around Nepal. Please be aware that if you buy a policy while traveling, waiting periods, conditions and restrictions on cover do apply.
Travel Insurance for Nepal
What you need to know when visiting the roof of the world.
- As featured in:
As featured in:
Nepal, with its beautiful Himalayan landscapes, rich culture, and endless opportunities for exploration, is a dream destination for adventurous New Zealanders. However, it’s not without its risks. Whether you're trekking to Everest Base Camp or exploring ancient temples in Kathmandu, travel insurance should be considered during your trip.
Before you visit the Roof of the World, you may want to consider World Nomads travel insurance.
- What’s covered in Nepal?
- Why should I consider travel insurance for a trip to Nepal?
- What to look out for when travelling around Nepal
- What’s not covered?
- Travel insurance and safety tips when visiting Nepal
- FAQs for travellers going to Nepal
What’s covered in Nepal
Our policies can offer cover (up to policy limits) for benefits including:
- Emergency medical treatment
- Medical evacuation and repatriation
- More than 150 activities, sports, and experiences
- Trip cancellation and delay
- Baggage and personal belongings
- Coronavirus-related events
- Cover for families small and large
- Cover for extended stays and if you’re working
World Nomads offers New Zealand travellers two plans – Standard and Explorer – each offers different levels of coverage and benefits. It is up to you to choose what plan has the right level of coverage to meet your travel needs.
Why should I consider travel insurance for a trip to Nepal
Travel insurance could help if you land in Pokhara but your baggage doesn’t, if your trek is delayed due to a natural disaster, or if you suffer altitude sickness and need to be evacuated.
Adventuring in Nepal
Our policies can cover injuries and accidents for more than 150 activities, sports and experiences whether you’re cycling the Kathmandu Valley rim or white-water rafting the Trishuli. Be sure to specify the activities you intend to do when you purchase your policy, as you can’t add them afterwards.
Hiking in Nepal
Our policies offer cover for high altitude hiking, trekking and camping up to 6,000 metres including Base Camp and Annapurna. We can also cover medical evacuation if medically necessary. Keep in mind that you may require a policy upgrade to be covered.
Backpacking in Nepal
With plenty of affordable accommodation, delicious food and a rich culture, Nepal is a backpacker's dream. Our policies may cover you if your passport is stolen whilst browsing the Mangal Bazaar, for travel interruptions or if your trip is cancelled.
What to look out for when travelling around Nepal
Keep your valuables safe
Remember to remain vigilant and keep your valuables in sight when exploring Kathmandu and beyond. Our policies may cover you if your valuables are stolen (up to policy limits). We can also cover high-value items with an upgrade.
Staying healthy and safe in Nepal
If you get food poisoning from a dodgy curry or you’re injured on your trek, our policies can cover you for emergency medical treatment. We can even bring you home for treatment if required.
Travel disruptions in Nepal
Nepal's roads, flights, and weather can be unpredictable. If your trekking adventure is cancelled due to a natural disaster, or your flights are delayed due to an unforeseen event our policies can cover you.
What’s not covered
Travel insurance isn’t designed to cover everything. There are some things we can’t cover, including, but not limited to:
- Trekking/camping over 6,000 metres in elevation, mountaineering, and ice climbing
- Participation in any adventure sports activities where you don’t purchase the appropriate level upgrade, or where it is specifically excluded
- Existing medical conditions . If you do meet the criteria for automatically covered medical conditions you may be covered for 40 automatically covered existing medical conditions.
- Travelling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the New Zealand Government (see https://www.safetravel.govt.nz/)
- Unsupervised baggage or personal items
- Being intoxicated by alcohol or drugs or acting illegally.
Travel insurance and safety tips when visiting Nepal
- When to visit: Autumn (September to November) and spring (March to May) are the best times to visit Nepal. Autumn offers clear skies and moderate temperatures, making it ideal for trekking. Spring brings blooming rhododendrons and milder weather, perfect for cultural sightseeing and adventure activities.
- Use licensed guides and porters: They are trained to handle emergencies and know the terrain and conditions.
- Be prepared for altitude sickness: Altitude sickness is a real possibility in Nepal. Read about how to handle altitude sickness while trekking.
- Keep copies of all receipts, tickets, paperwork: you’ll need to provide these in the event of a claim.
Check out our Explore section that has travel information on Nepal to get up to date information and travel tips. You can also go to our travel alerts page, which has safety information.
Stay protected on your Nepal adventure – Get a Travel Insurance Quote today!
Have more questions
If you have more questions about travel insurance, feel free to contact us.
Top three places to visit in Nepal:
- Everest Base Camp
The ultimate trekking experience, Everest Base Camp offers breathtaking views of the world’s highest peak. The journey is challenging but incredibly rewarding. - Pokhara
This scenic lakeside town is a gateway to the Annapurna region and offers beautiful mountain views, peaceful lakes, and adventure activities like paragliding. - Kathmandu
Nepal’s bustling capital is filled with ancient temples, palaces, and rich history. Don’t miss the famous Boudhanath Stupa and Swayambhunath (Monkey Temple).
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Are you sick in the mountains?
If you are presently in Nepal and suspect you are suffering from Acute Mountain Sickness (AMS) you should immediately contact our 24/7 Emergency Assistance team. Symptoms may include headaches, nausea, shortness of breath and inability to exercise. Most cases are mild but some are life-threatening.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQs for travellers going to Nepal
Here are our most frequently asked questions about travelling to Nepal and travel insurance. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
-
Do I need travel insurance for trekking in Nepal?
Trekking in Nepal involves high-risk activities, and travel insurance with adventure coverage should be considered just in case you suffer an injury, illness or get lost and need to be evacuated. World Nomads Travel Insurance could be useful if you have a medical emergency or need to be evacuated off the side of a mountain.
-
Will travel insurance cover flight cancellations due to weather in Nepal?
World Nomads Travel Insurance can cover non-refundable expenses for flight cancellations caused by severe weather disruptions, especially in the Nepalese mountains. Read your policy for more details and scan for the sections in the Policy Document that mention severe weather or natural disasters or contact us for more information.
-
Can I buy travel insurance once I’m already in Nepal?
With World Nomads, you can buy travel insurance as soon as your trip is locked in and you're ready to go, or while you're on the road travelling around Nepal. Please be aware that if you buy a policy while travelling, waiting periods, conditions and restrictions on cover do apply.
Travel Insurance for Nepal
What you need to know when visiting the roof of the world.
- As featured in:
As featured in:
Home to the towering Himalayan mountains and the iconic Everest Base Camp trek, Nepal offers exhilarating outdoor adventures and vibrant, historical cities to explore. Before you visit the Roof of the World, consider packing World Nomads travel insurance.
- What’s covered in Nepal?
- Why should I consider travel insurance for a trip to Nepal?
- What to look out for when travelling around Nepal
- What’s not covered?
- Travel insurance and safety tips when visiting Nepal
- FAQs for travellers going to Nepal
What’s covered in Nepal?
Our policies can offer cover (up to policy limits) for benefits including:
- Emergency medical treatment
- Medical evacuation and repatriation
- More than 150 activities, sports, and experiences
- Trip cancellation and delay
- Baggage and personal belongings
- Coronavirus-related events
- Cover for families small and large
- Cover for extended stays and if you’re working
World Nomads offers Australian travellers two plans – Standard and Explorer – each offers different levels of coverage and benefits. It is up to you to choose what plan has the right level of coverage to meet your travel needs.
Why should I consider travel insurance for a trip to Nepal?
Travel insurance could help if you land in Pokhara but your baggage doesn’t, if your trek is delayed due to a natural disaster, or if you suffer altitude sickness and need to be evacuated.
Adventuring in Nepal
Our policies can cover injuries and accidents for more than 150 activities, sports and experiences whether you’re cycling the Kathmandu Valley rim or white-water rafting the Trishuli. Be sure to specify the activities you intend to do when you purchase your policy, as you can’t add them afterwards.
Hiking in Nepal
Our policies offer cover for high altitude hiking, trekking and camping up to 6,000 metres including Base Camp and Annapurna. We can also cover medical evacuation if medically necessary. Keep in mind that you may require a policy upgrade to be covered.
Backpacking in Nepal
With plenty of affordable accommodation, delicious food and a rich culture, Nepal is a backpacker's dream. Our policies may cover you if your passport is stolen whilst browsing the Mangal Bazaar, for trip interruptions or if your trip is cancelled.
What to look out for when travelling around Nepal
Keep your valuables safe
Remember to remain vigilant and keep your valuables in sight when exploring Kathmandu and beyond. Our policies may cover you if your valuables are stolen (up to policy limits). We can also cover high-value items with an upgrade.
Staying healthy and safe in Nepal
If you get food poisoning from a dodgy curry or you’re injured on your trek, our policies can cover you for emergency medical treatment. We can even bring you home for treatment if required.
Travel disruptions in Nepal
Nepal's roads, flights, and weather can be unpredictable. If your trekking adventure is cancelled due to a natural disaster, or your flights are delayed due to an unforeseen event our policies can cover you.
What’s not covered?
Travel insurance isn’t designed to cover everything. There are some things we can’t cover, including, but not limited to:
- Trekking/camping over 6,000 metres in elevation, mountaineering, and ice climbing
- Participation in any adventure sports activities where you don’t purchase the appropriate level upgrade, or where it is specifically excluded
- Existing medical conditions. If you do meet the criteria for automatically covered medical conditions you may be covered for 40 automatically covered existing medical conditions.
- Travelling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the Australian Government (see www.smartraveller.gov.au)
- Unsupervised baggage or personal items
- Being intoxicated by alcohol or drugs or acting illegally.
Be sure to read the Policy Disclosure Statement (PDS) and General Exclusions for other scenarios and expenses we don't cover so there'll be no surprises if you need to make a claim. Always check the terms and conditions of your policy. If you’re not sure about anything or have any questions, contact us.
Travel insurance and safety tips when visiting Nepal
- When to visit: Autumn (September to November) and spring (March to May) are the best times to visit Nepal. Autumn offers clear skies and moderate temperatures, making it ideal for trekking. Spring brings blooming rhododendrons and milder weather, perfect for cultural sightseeing and adventure activities.
- Use licensed guides and porters: They are trained to handle emergencies and know the terrain and conditions.
- Be prepared for altitude sickness: Altitude sickness is a real possibility in Nepal. Read about how to handle altitude sickness while trekking.
- Keep copies of all receipts, tickets, paperwork: you’ll need to provide these in the event of a claim.
Check out our Explore section that has travel information on Nepal to get up to date information and travel tips. You can also go to our travel alerts page, which has safety information.
Stay protected on your Nepal adventure – Get a Travel Insurance Quote today!
Have more questions?
If you have more questions about travel insurance, feel free to contact us.
Travel insurance is not designed to cover everything, so take the time to read the full description of cover in the PDS for the full details on what’s not covered as well as the terms, conditions, limitation and exclusions. If you are unsure of anything, please contact us for help.
Top three places to visit in Nepal:
- Everest Base Camp
The ultimate trekking experience, Everest Base Camp offers breathtaking views of the world’s highest peak. The journey is challenging but incredibly rewarding.
- Pokhara
This scenic lakeside town is a gateway to the Annapurna region and offers beautiful mountain views, peaceful lakes, and adventure activities like paragliding.
- Kathmandu
Nepal’s bustling capital is filled with ancient temples, palaces, and rich history. Don’t miss the famous Boudhanath Stupa and Swayambhunath (Monkey Temple).
Are you sick in the mountains?
If you are presently in Nepal and suspect you are suffering from Acute Mountain Sickness (AMS) you should immediately contact our 24/7 Emergency Assistance team. Symptoms may include headaches, nausea, shortness of breath and inability to exercise. Most cases are mild but some are life-threatening.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQs for travellers going to Nepal
Here are our most frequently asked questions about travelling to Nepal and travel insurance. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
-
Do I need travel insurance for trekking in Nepal?
Trekking in Nepal involves high-risk activities, and travel insurance with adventure coverage should be considered just in case you suffer an injury, illness or get lost and need to be evacuated. World Nomads Travel Insurance could be useful if you have a medical emergency or need to be evacuated off the side of a mountain.
-
Will travel insurance cover flight cancellations due to weather in Nepal?
World Nomads Travel Insurance can cover non-refundable expenses for flight cancellations caused by severe weather disruptions, especially in the Nepalese mountains. Read your policy for more details and scan for the sections in the PDS that mention severe weather or natural disasters or contact us for more information.
-
Can I buy travel insurance once I’m already in Nepal?
With World Nomads, you can buy travel insurance as soon as your trip is locked in and you're ready to go, or while you're on the road travelling around Nepal. Please be aware that if you buy a policy while travelling, waiting periods, conditions and restrictions on cover do apply.