• Why should I consider travel insurance for my cycling trip?
• What types of cycling adventures may be covered by World Nomads Travel Insurance?
• Cycling travel insurance benefits
• Plan levels for cycling trips
• What's not covered
• Top safety tips we recommend for your cycling trip
• FAQs

For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.

When planning a cycling adventure—whether it’s scenic touring, urban exploration on an e-bike, or challenging off-road terrain—investing in travel insurance for cycling may be just as important as tightening your helmet. With plans designed to match your ride, you’ll hit the road confident.

Why should I consider travel insurance for my cycling trip?

Even the best-laid cycling plans can face unexpected detours. A crash, sudden illness, or travel delays might throw off your itinerary, while stolen or damaged gear while traveling could cut your ride short. That’s where travel insurance for cycling could come in—it may help cover medical costs if you’re injured mid-ride, reimburse you for non-refundable expenses if you have to cancel for a covered reason, and assist if your essential biking equipment is stolen or damaged while traveling. Whether you’re pedaling out of state roads or venturing to far-flung trails, World Nomads helps keep your adventure on track with 24/7 non-insurance emergency assistance and coverage for more than 250 sports and activities.

What types of cycling adventures may be covered by World Nomads Travel Insurance?

World Nomads offers benefits for losses relating to:

• On and off-road biking
• BMX
• Snow biking (yes, that’s a thing!)
• Even unicycling can also be covered!

What travel insurance coverages and non-insurance services are offered by World Nomads for cyclists?

World Nomads Travel Insurance for US residents may cover a range of unexpected problems you could face on and off the road. Plans may include:

At World Nomads Travel Insurance, we know your cycling trip is more than just biking from one destination to the next. That’s why our plans include travel insurance and non-insurance services for cyclists and protection for over 250+ other adventure sports and experiences – from camping and rock climbing to zip-lining and snorkeling. Whether you’re flying downhill or taking a trail straight up a mountain, we offer four travel protection plans with different levels of insurance coverage to suit your trip style, budget, and adventure level. Check out our (lengthy) activity list and ensure you pick the plan that covers everything you plan to do.

*All coverage is subject to plan terms and conditions. Be sure you read and understand your plan documents. Any questions, just ask!

What level of travel insurance coverage do I need for my cycling trip?

• Standard Plan – Best suited for backpackers, budget travelers and families. Includes benefit maximums up to $125,000 in emergency medical expenses and up to $2500 for trip cancellation. This is our most basic plan, but it packs a punch.
• Explorer Plan – For those trips you’ll be talking about for years to come! Covers over 300 activities and offers the optional ‘Cancel for Any Reason’ benefit for ultimate flexibility.
• Epic Plan – Checking that big trip off your bucket list? We’re talking multi-day cycling adventures, safaris, cruises… you name it! This plan offers our highest level of coverage for trips that are truly once in a lifetime.
• Annual Plan – Weekend warriors, digital nomads, world explorers… this plan is for you. Just buy once and stay protected all year.

You can compare plans and maximum benefit amounts when you get a quote. Optional benefits come at an additional cost; CFAR not available in NY.

What may not covered by the travel protection plan I buy for my international cycling trip?

While we can offer coverage for many losses relating to biking, there are some things that may not be covered. These include, but are not limited to:

• Participating in any activity or sport as a professional athlete.
• Bicycles and other sporting equipment that are damaged while in use due to wear and tear.
• Search-and-rescue missions.
• Unattended baggage, sporting equipment or personal items.
• Cycling while under the influence of alcohol or drugs.

Top safety tips we recommend for your cycling trip

As cyclists ourselves, we have learned that it helps to be prepared. Before you hit the road with your bike, helmet and gear, check out a few of our safety tips for having the best cycling trip ever.

• Check you have all your paperwork. Make sure you have all your appropriate documents before you leave. This can include things like proof of any required vaccinations, visitor permits if you plan to visit any national parks, and special tourist visas for the countries you’ll be visiting.
• Be responsible when choosing a cycling destination or activity. Does the cycling tour suit your experience level? Are there any travel or weather alerts for your destination?
• Wear a helmet and visible clothing. This should be a no-brainer, but it’s still worth mentioning because in many countries around the world, the locals don’t wear helmets when cycling. Another no-brainer is if you’re planning to ride at night, you should use lights and wear high visibility clothing to make sure other riders and vehicles see you.
• Make sure your bike is set up correctly before you ride. Check the saddle, pedals, handlebars and tire pressure before you set forth on your journey.
• Save your receipts. Hopefully you will have a perfect trip and won’t need to make a claim. But if you do have a mishap, make sure to save all supporting documentation such as receipts of your purchases.
• Get bike fit: Be sure you are physically capable of the cycling routes you are planning. Have you got a ‘fit for travel’ thumbs up from your doctor to take on the mountains and specific altitudes? Consider using our non-insurance telehealth service for pre-trip medical support to get travel medicines, like altitude sickness pills, delivered to your door before you leave on your trip.

Need destination inspiration?

Planning a holiday on two wheels? The view from a bike is a world apart from the driver’s seat. Cycling offers incredible freedom and opens the door to spontaneous adventures. Discover top cycling destinations and essential travel tips to make your ride unforgettable.

How to Plan for a Cycling Trip

5 Destinations that are Putting Cyclists Ahead of Cars

How to Safely Cycle on New Zealand’s Bike Trails

• Why should I consider travel insurance for my cycling trip?
• What types of cycling adventures can be covered by World Nomads Travel Insurance?
• Cycling Travel Insurance: What’s covered?
• What level of travel insurance coverage do I need for my cycling trip?
• What’s not covered when cycling?
• Top safety tips we recommend for your cycling trip
• FAQs

When planning a cycling adventure—whether it’s scenic touring, urban exploration on a motor bike, or challenging off-road terrain—investing in travel insurance for your cycling trip may be just as important as tightening your helmet. With plans designed to match your ride, you’ll hit the road confident that both your body and equipment are covered.

Why should I consider travel insurance for my cycling trip?

Even the best-laid cycling plans can face unexpected detours. A crash, sudden illness, or travel delays might throw off your itinerary, while stolen or damaged gear could cut your ride short. That’s where travel insurance coverage for your cycling trip could come in—it may help cover medical costs if you’re injured mid-ride, reimburse you for non-refundable expenses if you have to cancel for a covered reason, and assist if your essential biking equipment is stolen or damaged. Whether you’re pedaling in Canada or venturing to far-flung trails, World Nomads helps keep your adventure on track with 24/7 non-insurance emergency assistance and coverage for more than 250 sports and activities.

What types of cycling adventures can be covered by World Nomads Travel Insurance?

World Nomads offers coverage for:

• Mountain biking - On or off road/downhill/cross country up to 3,000 metres in elevation
• Mountain biking - On or off road/downhill/cross country up to 6,000 metres in elevation
• BMX – on road 
• BMX - off road/on-track/cross country 
• Quad biking
• Scooter biking/riding 
• Triathlons and endurance races that are less then ultra-distance (non-professional) may also be covered! 

Note: Special conditions and exclusions, in addition to the General Conditions and General Exclusions, may apply while taking part in certain sports or activities. 

Cycling Travel Insurance: What’s covered?

World Nomads Travel Insurance for Canadian residents may cover a range of unexpected problems you could face on and off the road. Plans may include:

At World Nomads Travel Insurance, we know your cycling trip is more than just biking from one destination to the next. That’s why our plans include travel insurance coverage for cyclists and protection for over 250 other adventure sports and experiences – from camping and rock climbing to zip-lining and snorkeling. Whether you’re flying downhill or taking a trail straight up a mountain, we offer two travel insurance plans with different levels of coverage to suit your trip style, budget, and adventure level. Check out our (lengthy) activity list and ensure you pick the plan that covers everything you plan to do.

To see the cost of adding your particular adventure, get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.  

*All coverage is subject to plan terms and conditions. Be sure you read and understand your plan documents. Any questions, just ask!

What level of travel insurance coverage do I need for my cycling trip? 

• Standard Plan – Best suited for backpackers, budget travellers and families. Includes up to $5,000,000CAD in emergency medical expenses and $2500 for trip cancellation and trip interruption. This is our most basic plan, but it packs a punch.
• Explorer Plan – For those trips you’ll be talking about for years to come! Our plan with the highest benefit limits, including up to $3,000 for baggage, personal effects and sporting equipment coverage and $5,000 for trip cancellation.

What’s not covered when cycling?

While we can offer coverage for many losses relating to biking, there are some things that may not be covered. These include, but are not limited to:

• Participating in any activity or sport as a professional athlete.
• Bicycles and other sporting equipment that are damaged while in use due to wear and tear.
• Search-and-rescue missions.
• Unattended baggage, sporting equipment or personal items.
• Cycling while under the influence of alcohol or drugs.

Top safety tips we recommend for your cycling trip

As cyclists ourselves, we have learned that it helps to be prepared. Before you hit the road with your bike, helmet and gear, check out a few of our safety tips for having the best cycling trip ever.

• Check you have all your paperwork. Make sure you have all your appropriate documents before you leave. This can include things like proof of any required vaccinations, visitor permits if you plan to visit any national parks, and special tourist visas for the countries you’ll be visiting.
• Be responsible when choosing a cycling destination or activity. Does the cycling tour suit your experience level? Are there any travel or weather alerts for your destination?
• Wear a helmet and visible clothing. This should be a no-brainer, but it’s still worth mentioning because in many countries around the world, the locals don’t wear helmets when cycling. Another no-brainer is if you’re planning to ride at night, you should use lights and wear high visibility clothing to make sure other riders and vehicles see you.
• Make sure your bike is set up correctly before you ride. Check the saddle, pedals, handlebars and tire pressure before you set forth on your journey.
• Save your receipts. Hopefully you will have a perfect trip and won’t need to make a claim. But if you do have a mishap, make sure to save all supporting documentation such as receipts of your purchases.
• Get bike fit: Be sure you are physically capable of the cycling routes you are planning. Have you got a ‘fit for travel’ thumbs up from your doctor to take on the mountains and specific altitudes?

NOMADS TIP: Using an e-bike for the first time? Give yourself plenty of practice time. These bikes are heavy and can take longer to brake than you are used to. Start off in a low assist mode and then gradually increase as you become more comfortable.

Need destination inspiration?

Planning a holiday on two wheels? The view from a bike is a world apart from the driver’s seat. Cycling offers incredible freedom and opens the door to spontaneous adventures. Discover top cycling destinations and essential travel tips to make your ride unforgettable.

How to Plan for a Cycling Trip

5 Destinations that are Putting Cyclists Ahead of Cars

How to Safely Cycle on New Zealand’s Bike Trails

• Why should I consider travel insurance for my rock climbing trip?
• Travel insurance and non-insurance services for rock climbing: What may be covered?
• What level of travel insurance coverage do I need for my rock climbing trip?
• What may not be covered when rock climbing?
• Top safety tips we recommend for your rock climbing trip
• FAQs

For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.

Whether you're rock climbing in Yosemite National Park or taking your adventure outside of the United States to epic spots like Italy’s Dolomite Mountains, it helps to always be prepared for the unexpected. If you’re planning a rock climbing trip, consider a travel protection plan that may help with issues like stolen climbing gear to unexpected medical expenses.

Why should I consider travel insurance for my rock climbing trip?

Unexpected issues can mess up even the most carefully planned rock climbing trips. Falling rocks can cause injuries and bad weather can put a halt to your climbing. Travel insurance benefits designed for adventures paired with our non-insurance services designed for rock climbing trips may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to travel confidently. If you have a more adventurous climb planned in the Rocklands and you have travel insurance for Africa, you may be covered as well.

Travel insurance and non-insurance services for rock climbing: What may be covered?

Rock climbing can test your physical and mental abilities – and as adventurers ourselves, that’s part of what we love. Since unexpected situations can happen when climbing though, we’ve designed coverage for losses resulting from rock climbing while traveling. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.

Terms, conditions, and limitations apply to all mentioned coverages.

All plans include adventure travel insurance coverage for rock climbing, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records and pre-departure telehealth services.

What level of travel insurance coverage do I need for my rock climbing trip?

World Nomads offers four plans for US residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even when you’re going on a rock climbing trip, you may want to do other fun things too when you’re traveling, like hiking or camping. That’s totally fine, because you may be covered for more than 250+ other sports, activities and experiences when you purchase a travel protection plan that includes extreme sports travel insurance coverage and non-insurance services.

• Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while rock climbing and bouldering indoors, outdoor rock climbing and ice climbing up to 9,842 feet/3,000 meters and scrambling up to 19,685 feet/6,000 meters. It also includes up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation.
• Explorer Plan – This is for those who want to take their rock climbing adventures even higher. It covers via ferrata and outdoor rock climbing, mountaineering, scrambling and ice climbing up to 21,325 feet/ 6,500 meters. It also has higher limits of coverage for most benefits.
• Epic Plan – This plan covers everything the Explorer Plan covers, but includes more activities and allows you to climb even higher. Outdoor rock climbing, ice climbing, bouldering, soloing, scrambling and mountaineering up to 26,247 feet/8,000 meters may be covered. It also has the highest benefit limits of coverage.
• Annual Plan – If you’re planning multiple trips throughout the year, this plan may be for you. Just buy once and stay protected all year. It includes adventure travel insurance coverage for the activities included in the Standard Plan.

What may not be covered when rock climbing?

The US has some great places to climb, and you may be covered by your extreme sports travel insurance benefits inside the country too – but you may not be covered for rock climbing or traveling within 100 miles of your home. Some other things that may not be covered include:

• Unattended baggage, climbing gear or personal items
• Not following ‘Do Not Travel’ warnings issued by the US government prior to departure
• Participation in activities not listed in our 250+ sports, activities and experiences.
• Ignoring your doctor if they have advised in writing that you are not medically fit to travel
• Any medical bills related to a pre-existing condition, unless you purchased the Epic or Explorer Plan during the time-sensitive period and were medically able to travel at the time of purchase

Top safety tips we recommend for your rock climbing trip

• If you’ve never climbed, take a lesson to learn proper climbing techniques.
• Always wear a helmet. Accidents can happen on any level of terrain when climbing, and you always need to protect your head.
• Double check your gear and equipment before climbing. Make sure your rope, harness and carabiners are properly fastened, and ensure your knots are secure.
• Climb with a partner and develop good communication with them, including established hand signals. Make sure they are experienced and have the necessary skills to keep you safe.
• Only climb in places that allow climbing. If you’re trespassing in an area where you shouldn’t be climbing, you may not be covered by your adventure travel insurance benefits included in your travel protection plan.
• Don’t get in over your head. Be responsible when choosing a rock climbing destination and make sure it suits your experience level.
• Take advantage of the pre-departure medical consultation included in your non-insurance services and see if there are any vaccinations or prescription medications (like altitude sickness pills) recommended for your destination. Depending on the medication, you may need to start it prior to your trip. 
• Check with the US Department of State to see if they have issued any travel advisories for your destination.
• Enroll in the free Smart Traveler Enrollment Program (STEP) to stay updated on emergency situations.
• Have a copy of the documents for your adventure travel insurance coverage saved in your phone. Save the phone number for the 24/7 Non-insurance Emergency Assistance team and have that easily accessible as well. Make sure you know the name of the climbing route and the nearest landmark so you can relay the appropriate information to the local authorities if you need help.

Need destination inspiration for your next rock climbing trip?

Not sure where your next climbing adventure should take you? If you want to stay closer to home, there are great places to climb inside the US, such as Moab and Red Rock Canyon. However, there are plenty of amazing spots around the world to experience, too. Check out a couple of our favorite rock-climbing locations and get destination-specific travel insurance tips to help you plan with confidence.

Where to Go in Lisbon to Avoid the Crowds (Rock climbing the cliffs of Cascais)

Seven Day Trips from Kathmandu to Add to Your Itinerary (Rock climbing around Hattiban)

• Why should I consider travel insurance for my LARP trip?
• Travel insurance and non-insurance services for LARP: What may be covered?
• What level of travel insurance coverage do I need for my live action role playing trip?
• What may not be covered when on a LARPing trip?
• Top safety tips we recommend for LARPing safely
• FAQs

Whether you’re into fantasy, renaissance, steampunk, or horror, live-action role-playing lets you step out of reality and immerse yourself in a fictional world. These adventures can even take you to exciting destinations beyond the U.S.—but wherever you go, it’s wise to be prepared for the unexpected. If you’re planning a trip, you may want to protect yourself with a travel protection plan that includes a range of travel insurance benefits and non-insurance services for live action role playing trips that may help with everything from stolen LARP gear to unexpected medical expenses.

Why should I consider travel insurance for my LARP trip?

Most game masters take steps to try to keep the environment safe, but unexpected issues can mess up even the most carefully planned LARP trips. If you lose your footing and trip, that fall to the ground will bring you back to reality quickly. Adventure travel insurance and non-insurance services designed for LARP adventures may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to travel confidently when you’re LARPing away from home.

Travel insurance and non-insurance services for LARP: What may be covered?

When you’re live action role playing and engrossed in the moment as a character, you can become so consumed in your actions that you don’t pay attention to the terrain around you. Uneven ground and a twisted ankle can be scarier than a horde of monsters coming your way. Since unexpected situations can happen when LARPing, we’ve designed coverage for losses resulting from live action role playing while traveling. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.

Terms, conditions, and limitations apply to all mentioned coverages.

All plans include adventure travel insurance coverage for LARP trips, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records and pre-departure telehealth services.

What level of travel insurance coverage do I need for my live action role playing trip?

World Nomads offers four plans for U.S. residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even when you’re going on a LARP trip, you may want to do other fun things too, like hiking or camping. That’s totally fine, because you may be covered for more than 250+ other sports, activities and experiences when you purchase a travel protection plan that includes travel insurance coverage and non-insurance services for your LARP adventure.

• Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while LARPing. It includes up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation.
• Explorer Plan – This also covers live action role playing, but also covers other activities such as skydiving and triathlons. It also has higher limits of coverage for most benefits.
• Epic Plan – This covers everything the Explorer plan covers, plus even more activities – including cliff diving and free soloing. It also has the highest benefit limits of coverage.
• Annual Plan – If you’re planning multiple trips throughout the year, this plan may be for you. Just buy once and stay protected all year. It includes travel insurance coverage for LARP trips, as well as all of the other activities covered in the Standard Plan.

What may not be covered when on a LARPing trip?

If you arrive at your event, and aren’t vibing with your plot, your live action role playing travel insurance coverage won’t cover you if you want to cut your trip short and go home. Some other things that aren’t covered include:

• Unattended baggage, LARP gear or personal items
• Traveling or LARPing within 100 miles of your home
• Not following ‘Do Not Travel’ warnings issued by the US government prior to departure
• Damage that happens to your LARP equipment while you are using it.
• Injuries that happen if you are LARPing under the influence of drugs or alcohol.

Need destination inspiration for your next LARP trip?

In the US, DrachenFest has become a favorite event for many LARPers. However, there are plenty of great spots to live action role play around the world, too. If you aren’t sure where to go for your next LARP adventure, check out a couple of our favorite live action role playing events and get destination-specific travel insurance tips to help you plan with confidence.

Requiem: Reichskinder – Czech Republic

Conquest of Mythodea – Germany

Chaos League events – Italy