Travel Insurance for Spain
Discover how World Nomads travel insurance plans could help you travel better.
- As featured in:
As featured in:
From catching waves on the beaches of San Sebastian, to exploring the vibrant streets of Barcelona, or touring the tapas scene in Valencia, Spain has something for all Australian travellers. If you’re heading on an adventure to La Roja, learn how travel insurance could help.
- What's covered
- Why should I consider travel insurance to go to Spain?
- What should I look out for when travelling around Spain
- What's not covered
- Travel and safety tips when going to Spain
What's covered
Our policies can offer cover (up to policy limits) for benefits including:
- Emergency medical treatment, evacuation and repatriation
- More than 150 activities, sports, and experiences
- Trip cancellation and delay
- Baggage and personal belongings
- Coronavirus-related events
- Cover for families small and large
- Cover for extended stays and if you’re working
- 24/7 worldwide Emergency Assistance.
World Nomads offers two plans – Standard and Explorer – each offers different levels of coverage and benefits. It is up to you to choose what plan has the right level of coverage to meet your travel needs.
Why should I consider travel insurance for Spain?
Travel insurance could help if you land in Barcelona but your baggage doesn’t, you suffer a travel delay, or you need to be medically evacuated.
Backpacking in Spain
With plenty of affordable accommodation, delicious food and a never-ending list of famous sights, Spain is a backpacker's dream! Our policies may cover you if your wallet is stolen whilst browsing the El Rastro markets, for travel delays or if your trip is cancelled.
Adventuring in Spain
Our policies can cover injuries and accidents for more than 150 activities, sports and experiences - whether you’re cycling the Basque country, kayaking in Costa Brava or hiking in the Pyrenees. Just be sure to specify the activities you intend to do when you purchase your policy, as you can’t add them afterwards.
Medical Mishaps
Our policies can cover you if you get sick from a dodgy prawn in your paella, or are in a serious accident that requires emergency treatment, evacuation. We can even bring you home for treatment. We can cover hospitalisation, evacuation, treatments and more.
What should I look out for when travelling around Spain
As fun and fascinating as Spain can be, there are some things you should be aware of:
Crime in Spain’s hotspots
Wandering the streets of Madrid, Barcelona, and Seville can be a wonderful experience, but remember to remain vigilant and keep your valuables in sight. Watch out for bag snatching, pickpockets, and theft from cars. If you’re taking tech gear and other high value items our policies can cover you with an upgrade.
Natural disasters in Spain
Spain experiences earthquakes, severe storms, and wildfires. Our policies offer cover for natural disasters. To be covered you’ll need to purchase your policy before the natural disaster event is known. Check your policy carefully as benefit limits apply and vary between plans.
Festivals
Spain has some of the best party spots in the world – Ibiza, anyone? When travelling to party hotspots and festivals be aware of your surroundings, especially if you’re travelling solo and don’t know the language. Don’t overdo it when it comes to drinking and be careful of accepting drinks from strangers.
Remember that benefits limits apply, and benefits may differ depending on the plan you purchase. If you’re unsure of anything, contact us.
What's not covered
While there are several things we offer coverage for, there are also things we just won’t cover. These include, but are not limited to:
- Travelling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the Australian Government (see Smartraveller)
- Any activities or sports that aren’t covered by our policies or where you don’t purchase the appropriate level upgrade
- Participation in a sport or activity not listed in the Product Disclosure Statement (PDS) or agreed by World Nomads where you haven’t paid the required additional premium.
- Unsupervised baggage or personal items
- Being intoxicated by alcohol or drugs or acting illegally.
- Non-emergency treatment that can wait until you return home (it's not health insurance, it's travel insurance for medical emergencies)
- Expenses you have not made every reasonable attempt to recover from the carrier, accommodation provider, booking or travel agents, any compensation scheme, or other source.
New Entry/Exit System (EES) starts October 2025
If you’re travelling to any EU countries, you need to be aware of a new system being rolled out. The Entry/Exit System (EES) is coming to 29 European countries from October 12, 2025.
The EES is a new automated border control system designed to modernize and enhance how travellers enter and leave the Schengen Area.
Countries that are taking part in the EES are: Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and Switzerland.
ETIAS delayed until 2026
The European Travel Information and Authorisation System (ETIAS) travel authorisation system has been postponed to late 2026.
Non-EU citizens planning a holiday to Europe will need to check if they need a ETIAS travel permit before they go.
The ETIAS will apply to travellers from 59 visa-exempt countries and territories, including Australia, New Zealand, Canada, Japan, Singapore, South Korea, the United Kingdom and the United States.
While an official date hasn’t been announced yet, ETIAS is expected to begin in the last quarter of 2026.
Learn more about the ETIAS by checking out our Travel Wiser article.
Travel and safety tips when going to Spain
- Running with the bulls in Pamplona? It’s a no from us - our policies do not cover this activity.
- Keep your personal items close: petty crime is a problem in big cities like Barcelona. Take care at busy tourist spots, beaches and on public transport.
- Be mindful of tourist scams: common scams include the flower scam and pigeon poo scam.
- Keep copies of all receipts, tickets, paperwork: you’ll need to provide these in the event of a claim.
- Prepare for the outdoors: make sure you have adequate gear including sunscreen and water. Spain has a warm climate – you don’t want to ruin your holiday with severe sunburn or heatstroke!
Have more questions?
If you have more questions about travel insurance, feel free to contact us.
Travel insurance is not designed to cover everything, so take the time to read the full description of cover in the PDS for the full details on what’s not covered as well as the terms, conditions, limitation and exclusions. If you are unsure of anything, please contact us for help.
Frequently asked questions about travel insurance for Spain
Here are our most frequently asked questions about buying travel insurance for a trip to Spain. Find answers to common questions in our Help Centre.
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Do I need a Schengen Visa to travel to Spain?
Yes! When in Spain, it’s very important to have a valid passport and a Schengen visa if you’re not a European citizen as this will help you move freely around the 27 EU member states. If you’re travelling to Spain on a short trip, you will likely need to apply for a Schengen short-stay visa for Spain. Consult the Schengen Visa website for more details.
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Is proof of COVID vaccination required to enter Spain?
Entry to Spain no longer requires proof of COVID-19 vaccination. For full details on entry requirements for your Country of Residence, consult your country’s travel advisory.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Chile
Travel advice for Americans visiting Chile
- As featured in:
As featured in:
At a glance
- World Nomads offers four travel protection plans for your trip to Chile. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Chile like white water rafting, surfing and skiing.
- Plans for Americans include protection for medical emergencies, trip interruptions and lost luggage.
From the stark terrain of the Atacama Desert to the glaciers and fjords of Patagonia, Chile is home to some of South America’s most dramatic scenery – all within easy reach of the US. Running along the continent’s western edge, Chile is framed by the Andes to the east and the Pacific Ocean to the west, with landscapes shifting between mountain ranges, valleys and coastline. Santiago and Valparaíso bring culture, color and energy, while the Casablanca and Colchagua valleys offer a slower pace. Come for the scenery, stay for the rhythm of daily life – and a calendar of festivals that bring people together. Just don’t forget to consider travel insurance before you leave.
Plan Comparisons
Choosing the right travel protection coverage depends on your trip type and planned activities. Each of our four plans – Standard, Explorer, Epic and Annual – offers different coverages and benefit maximums.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip to Chile. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available.* Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available.* Get a quote |
Ideal for: Coverage Includes:
|
Travel insurance for adventure activities in Chile
Getting active outdoors is an essential part of the Chile experience. In the north, the Atacama Desert is the place to go for sandboarding, stargazing under some of the clearest skies on earth and exploring salt flats and geysers at high altitude. Further south, Patagonia is all about scale – think multi-day treks in Torres del Paine, glacier hikes and kayaking past icebergs. You can also ride horses across wide-open plains or take on challenging climbs in the Andes. Along the coast, world-class waves roll into places like Pichilemu, while offshore waters are ideal for diving. Skiing in Chile is also world-class.
Coverage for activities in Chile
Common insurance considerations for Chile
Accidents and emergencies
No one likes imagining the worst, but if you do get sick or have an accident that sends you to the hospital, you’ll be glad you purchased travel protection before you left home. Fell off a horse in Patagonia? Wiped out on a mountain bike descent and ended up in the hospital? Ate ceviche past its prime and got a bad bout of food poisoning? Emergency assistance is a phone call away. All World Nomads plans include non-insurance services like portable health records. This enables medical staff to access your records 24/7. Having that information available may be critical if you experience an unexpected medical emergency while travelling.
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel protection plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home. Change your mind about traveling? There’s no judgment here. Just make sure you purchase the Cancel For Any Reason benefit within 7 days of making your first trip payment (like booking a hotel or flight) and remember to cancel no later than two days before your departure date. Additional cost, terms and conditions apply; not available to New York residents.
Emergency evacuation
If you get sick or injured and your condition is acute, severe, or life threatening and you’re far from suitable medical facilities, emergency evacuation and repatriation coverage may help get you the care you need. It may cover, up to the maximum benefit amount, to get you to the closest suitable medical facility or to your primary residence for further treatment. Under your World Nomads plan, emergency evacuation may be covered if it’s recommended by the attending physician and pre-approved by our 24/7 Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies.
Trip interruption
No matter how good of a time you’re having, things can happen that mean you have to finish your trip early or you’re unable to participate in your full planned itinerary. If you get injured or sick while you're traveling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.
Tips we recommend for traveling to Chile
- Distances can be surprisingly long, so plan driving routes carefully
- Pack for changing conditions, especially if you’re visiting places like Patagonia or the Atacama where temperatures can vary widely
- Take care at altitude in northern Chile and allow time to acclimatize if visiting high-elevation areas
- Watch out for petty crime – pickpocketing, bag snatching and theft from vehicles happens in cities and tourist areas.
FAQ
Here are our most frequently asked questions about cover for Chile. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Americans need a visa to visit Chile?
Americans don’t need a visa for short stays in Chile (typically up to 90 days), but you may need to show proof of onward travel. Entry requirements can change, so check before you go.
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Is Chile safe for tourists?
Chile is considered one of the safer countries* in South America, but petty theft can occur, particularly in cities like Santiago and Valparaíso. Stay aware of your surroundings and follow US Department of State travel advisories. You may want to consider travel insurance* for those unexpected situations that arise.
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What is the best time to visit Chile?
Chile’s seasons vary by region. Summer (December to February) is ideal for Patagonia, while spring and autumn are great for central regions. The Atacama Desert can be visited year-round.
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Can I drink tap water in Chile?
Tap water is generally safe to drink in cities, but in remote areas it’s best to check locally or stick to bottled water.
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What currency is used in Chile?
Chile uses the Chilean peso (CLP). Credit cards are widely accepted in cities, but it’s useful to carry cash for smaller purchases and rural areas.
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What is the best way to get around Chile?
Domestic flights are the quickest way to cover long distances, while buses are reliable and affordable. Car hire is useful for exploring certain regions at your own pace.
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Do I need travel insurance for Chile?
Travel insurance isn’t mandatory, but it’s strongly recommended. Benefits for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness. All World Nomads plans for US residents include insurance benefits and additional non-insurance services like access to pre-trip medical support. A telehealth consultation can help you with a customized medical plan based on your destination. This may help you prepare for health concerns before you go and the best ways to avoid travel-related illnesses.
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What if my bags are lost or stolen?
Travel insurance benefits for lost, damaged, destroyed, stolen or delayed bags are included in all World Nomads plans. Also, our non-insurance service included in every plan assists with tracking and delivering missing checked bags.
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How do I make a travel insurance claim?
You can make a claim online 24/7: https://worldnomads-us.eclaims.csaclaims.com. Have your documents and receipts handy to upload and get started. If you get stuck, you can call us collect on +1 844-207-1930 and we can assist you with your claim.
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What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 non-insurance Emergency Assistance partners at Generali Global Assistance are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 (877) 289-0968 (toll-free from the Continental US); or
Phone: +1 (954) 334-8143 (collect from anywhere else in the world)
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What if my passport gets stolen in Chile?
World Nomads travel protection plans cover theft or damage of the following documents:
- Passports
- Driver’s licenses
- Birth certificates
- Travel visas
You can claim up to the maximum limit stated in the plan towards the replacement of your passport or one or more other travel documents mentioned above.
Need inspiration for your Chilean travels?
Not sure where your next adventure should take you? Take a look at these travel and safety ideas and get destination-specific travel insurance tips to help you plan with confidence.
Highlights of Southern Chile: An Adventurer’s Guide
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Argentina
Travel tips and advice for Americans exploring Argentina
- As featured in:
As featured in:
At a glance
- World Nomads offers four travel protection plans for your trip to Argentina. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Argentina whitewater rafting, hiking and skiing.
- Plans for Americans include protection for medical emergencies, trip delays and lost luggage.
One day you’re eating empanadas in a local parrilla or catching a late-night tango show in Buenos Aires; the next, you’re cycling through Mendoza vineyards, leaving on a cruise to Antarctica, standing at the edge of Iguazú Falls or heading south to Patagonia’s wide-open plains and glacier-fed lakes. In the northwest, red-rock valleys and high-altitude deserts add yet another dimension. Before venturing beyond Buenos Aires, though, catch a football match, settle in for a proper asado (barbecue) and wander barrios like San Telmo, La Boca and Recoleta to get a sense of the city’s history. American travelers will find Argentinians social and welcoming – this alone can make a good destination great. Travel with confidence, knowing you’re prepared for the unexpected.
Plan Comparisons
Choosing the right travel protection coverage depends on your trip type and planned activities. Each of our four plans – Standard, Explorer, Epic and Annual – offers different coverages and benefit maximums.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip to Argentina. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available.* Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available.* Get a quote |
Ideal for: Coverage Includes:
|
Travel insurance for adventure activities in Argentina
Whether you’re a turbo-charged adventurer or just love getting out into the outdoors, Argentina delivers. In Patagonia, trek through Los Glaciares National Park or kayak among icebergs – or push things further with ice climbing or multi-day backcountry expeditions. Around Bariloche, it’s all about getting active surrounded by natural beauty – alpine peaks, clear lakes and forested trails set the scene for hiking, mountain biking and kayaking, with skiing in winter and options for off-piste runs. In Mendoza, ride horses in the Andes foothills, cycle quiet backroads, or ramp things up with whitewater rafting and paragliding over the mountains. In the northwest, try sandboarding and high-altitude climbs or take your time hiking through remote valleys.
Coverage for activities in Argentina
Common insurance considerations for Argentina
Accidents and emergencies
No one likes imagining the worst, but if you do get sick or have an accident that sends you to hospital, you’ll be glad you purchased travel insurance before you left home. Fell over hiking in Patagonia? Wiped out on a mountain bike descent and ended up in a hospital? Ate ceviche past its prime and got a bad bout of food poisoning? Emergency assistance is a phone call away. Also, all World Nomads plans include non-insurance services like portable health records. This enables medical staff to access your records 24/7. Having that information available may be critical if you experience an unexpected medical emergency while traveling.
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel protection plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home. Changed your mind about traveling? There’s no judgement here. Just make sure you purchase the Cancel For Any Reason benefit within 7 days of making your first trip payment (like booking a hotel or flight) and remember to cancel no later than two days before your departure date. Additional cost, terms and conditions apply; not available to New York residents.
Emergency evacuation
If you get sick or injured and your condition is acute, severe, or life threatening and you’re far from suitable medical facilities, emergency evacuation and repatriation coverage may help get you the care you need. It may cover, up to the maximum benefit amount, to get you to the closest suitable medical facility or to your primary residence for further treatment. Under your World Nomads plan, emergency evacuation may be covered if it’s recommended by the attending physician and pre-approved by our 24/7 non-insurance Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies.
Trip interruption
No matter how good of a time you’re having, things can happen that mean you have to finish your trip early or you’re unable to participate in your full planned itinerary. If you get severely injured or sick while you're traveling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.
Tips we recommend for travelling to Argentina
- Distances are vast, so plan ahead and consider domestic flights to cover long routes efficiently
- Dinner is eaten late, often from 9pm onwards, so adjust your schedule accordingly
- Book ahead for popular experiences like Iguazú Falls and Patagonia during peak season
- If drinking mate with locals – don’t stir the straw and pass the gourd back to the server when finished
FAQ
Here are our most frequently asked questions about cover for Argentina. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Americans need a visa to visit Argentina?
Americans don’t need a visa* for short stays in Argentina (typically up to 90 days). Entry requirements can change, so check before you go.
-
Is Argentina safe for travelers?
Argentina is generally safe, but petty theft can occur, particularly in Buenos Aires. Stay aware of your surroundings and follow US Department of State travel advisories*. You may want to consider travel insurance for those unexpected situations that arise.
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How do I avoid getting sick in Argentina?
Keep up simple hygiene habits – wash or sanitize your hands regularly and be mindful of where and what you eat and drink, especially in busy markets or remote areas. Before you go, check the recommended vaccinations and make sure routine immunisations are up to date. All World Nomads plans for US residents include additional non-insurance services like access to pre-trip medical support. A telehealth consultation can help you with a customized medical plan based on your destination. This may help you prepare for health concerns before you go and the best ways to avoid travel-related illnesses.
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What is the best time to visit Argentina?
It depends on where you’re going. Summer (December to February) is best for Patagonia, while spring and autumn are ideal for Buenos Aires and wine regions.
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What currency is used in Argentina?
Argentina uses the Argentine peso (ARS). Credit cards are accepted in many places, but cash is still widely used, especially outside major cities.
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What is the best way to get around Argentina?
Domestic flights are the quickest way to cover long distances, while long-distance buses are comfortable and widely used.
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What should I wear in Argentina?
Dress is generally casual, but people tend to dress smartly in cities like Buenos Aires, especially for dining and nightlife.
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Do I need travel insurance for Argentina?
Travel insurance isn’t mandatory, but it’s strongly recommended. Cover for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness.
-
What if my bags are lost or stolen?
Travel insurance benefits for lost, damaged, destroyed, stolen or delayed bags are included in all World Nomads plans. Also, our non-insurance service included in every plan assists with tracking and delivering missing checked bags.
-
How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload and get started. If you get stuck, you can call us collect on +1 844-207-1930 and we can assist you with your claim.
-
What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 non-insurance Emergency Assistance partners at Generali Global Assistance are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 (877) 289-0968 (toll-free from the Continental US); or
Phone: +1 (954) 334-8143 (collect from anywhere else in the world)
Need destination inspiration?
Not sure where your next adventure should take you? Take a look at these travel ideas around the world and get destination-specific travel insurance tips to help you plan with confidence.
What to see and do in Mendoza, Argentina
Hiking travel insurance coverage
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Cambodia
From its ancient wonders to its sandy beaches, learn how travel insurance can help Americans traveling to Cambodia.
- As featured in:
As featured in:
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
At a glance:
- Travel insurance benefits for Cambodia may include trip cancellation, delay, and interruption
- Coverage for medical emergencies, medical evacuation, and natural disasters while abroad
- Protection for lost, stolen, or delayed baggage and personal belongings
- Coverage for 250+ adventure and sports activities across Cambodia (hiking included)!
- Optional Cancel For Any Reason (CFAR) upgrade for extra flexibility. Additional terms apply
- Do I need travel insurance for Cambodia?
- Travel insurance for activities in Cambodia
- Travel insurance for motorbiking in Cambodia
- Travel insurance for medical emergencies in Cambodia
- Travel insurance for lost and stolen bags in Cambodia
- Travel insurance for canceled, interrupted, or delayed trips to Cambodia
- Tips for traveling to Cambodia from the United States
From catching sunrises over Angkor Wat to relaxing on the shores of Koh Rong, Cambodia is home to ancient wonders, mouthwatering dishes like fish amok, and beautiful jungle and coastal landscapes. Thousands of Americans make the trip to Cambodia every year to dive deeper into the wonders this Southeast Asian country has to offer.
Sample pepper straight from the trees in Kampot, fill up on crab in Kep, and visit the floating villages on Tonle Sap. Admire the gilded Royal Palace in Phnom Penh, wander through the markets of Siem Reap, and explore ancient temples beyond Angkor Wat. Unwind on peaceful Koh Thmei or drink Angkor beers and dance the night away in Sihanoukville.
While a trip to Cambodia is an incredible experience, there are some things to be aware of when visiting from the US, including theft and motorcycle accidents. We’ve learned quite a bit in our travels and encourage you to explore travel insurance* plans for Cambodia.
Do I need travel insurance for Cambodia?
International travel can bring all kinds of unexpected surprises - like swimming in bioluminescence waters along on the Cambodian coast.
Some surprises are not as great though. Nobody wants to think about canceled trips, delayed baggage, and medical emergencies, but these things can happen unexpectedly. If you get into a motorcycle accident while cruising around Siem Reap, you may then wish that you had travel insurance for Cambodia.
World Nomads has four plans to choose from, and when you get a quote you can compare the options to choose the best international travel insurance for your needs.
Travel insurance for activities in Cambodia
Cambodia has plenty of adventures to offer the active traveler. Nature lovers will particularly be enthralled by Cambodia’s wild east, where you can look for endangered river dolphins, go wild swimming, and visit tribal villages and waterfalls. World Nomads covers more than 250 activities for Americans traveling to Cambodia and includes things like scuba diving in Koh Kon, hiking through the remote jungles of Virachey National Park, and kayaking down the Mekong River.
When you get a quote for your travel insurance for Cambodia, it’s helpful to have a general itinerary in mind. Different plans cover different activities. Knowing your activities in advance will help you choose the best insurance for your trip.
Ziplining over the spectacular Bousra waterfall, cycling around Koh Trong Island, and volunteering at the ethical Elephant Valley Project are covered under all plans, including the Standard Plan. If you want to climb via ferrata in the rock formations around Kampot, though, you’ll need to invest in an Explorer or an Epic Plan.
Travel insurance for motorbiking in Cambodia
Motorbiking is common in Cambodia, and in some instances, it could be covered by your travel insurance plan - but it’s not guaranteed. Just because it’s easy to rent a motorbike there doesn’t mean you should, and it doesn’t mean you’ll be covered.
We get a lot of accident claims from nomads who hop on a motorized bike for the first time in Cambodia because it’s cheap and easy to rent. However, safety is not always top priority for other drivers – speed and convenience are. The rules of the road can be very different from back home in the United States and traffic can be hectic. Motorbike accidents are quite common and it’s very important to know that if you don’t have the proper license for motorbiking, your travel insurance for Cambodia won’t cover you.
If motorbiking is something you insist on doing, you’ll need to look at getting the proper license for motorbiking in Cambodia before you leave the US. You can get specific license requirements for Cambodia on the U.S. government’s website. You’ll also want to review your plan wording carefully when you get a quote for travel insurance for Cambodia.
Travel insurance for medical emergencies in Cambodia
Before you take off on your Cambodian adventure, we recommend that you make an appointment with our Pre-Departure Telehealth Service. Our non-insurance partner offers online consultations 24/7 and can help you obtain necessary vaccinations or medications, such as medication to help with traveler’s diarrhea or malaria prevention. We also recommend you pack a strong mosquito repellent and sunscreen to keep you protected on your travels.
Medical care in Cambodia looks a bit different than what you’re used to in the US. If you crash your bike while cycling around the temples of Angkor Wat, you may need to seek medical attention. In the event of a medical emergency while traveling in Cambodia, you can call the 24/7 Emergency Assistance team and they can help refer you to a place that offers the level of care that you need. They can also help communicate with your local medical team if there are language barriers.
If your attending physician (and the 24/7 emergency assistance team) determines that it’s best for you to go home to the US to get medical care, the repatriation coverage that is included in your travel insurance for Cambodia may cover the costs to get you there.
Travel insurance for lost and stolen bags in Cambodia
What happens if your bags don’t show up at baggage claim when you land in Phnom Penh? If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If your bag is at least 12 hours delayed, you may still be reimbursed for a change of clothes and toiletries until you and your bag are reunited.
The first step is to contact the airline. If the airline isn’t able to help you locate your lost bag, the second step is to contact our non-insurance service, Delayed or Lost Baggage Tracking and Delivery. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call so you can file a lost luggage claim.
Petty theft, crime, and pickpockets can take place in Phnom Penh and touristy spots like Angkor Wat and Sihanoukville. Motorcyclists have been known to grab bags as they drive by people on the street. Watch out for scams, as well. A common one is a child or mother asking you to buy them formula from a store, which they’ll return for money.
Keeping your bag in front of you, having an eye on your belongings, and leaving your valuables locked in a safe at your hotel minimize the risk of theft. If anything does happen, make sure you make a police report. You’ll need that if you have to make a claim.
It's important that you do your part to keep your belongings safe. If you have a few too many beers during a night out in Phnom Penh, leave your belongings unattended at a nightclub, and your purse is stolen, your travel insurance for Cambodia won’t cover you.
Travel insurance for canceled, interrupted, or delayed trips to Cambodia
Even if you’ve booked all your hotels and excursions for Cambodia, unexcepted things can happen that might disrupt your trip. When looking for travel insurance plans for Cambodia, consider getting one that covers trip cancelation, delays, and interruptions.
Cambodia is vulnerable to natural disasters and can experience things like flooding, cyclones, and landslides throughout the year. If an unforeseen cyclone hits Cambodia before you leave for your trip and the US government issues a warning for travel there, your travel insurance for Cambodia may reimburse you for pre-paid, non-refundable flights, tours, and accommodation.
Cambodia is quite a journey from the United States so if you want an additional safety net for your trip, consider purchasing CFAR (cancel for any reason) as an add-on to your Explorer or Epic Plan during the time-sensitive period. Whether you simply change your mind or need to cancel your vacation for any reason not covered by the insurance plan, CFAR allows you to cancel and get back a portion of your prepaid, non-refundable trip expenses, whether that be a cruise or a cultural excursion.
Tips for traveling to Cambodia from the United States
Before you head out on your epic adventure, we encourage you to check out the US government’s travel warnings for Cambodia. Weather, safety, and political situations can change at any time, and this is where they list any current advisories.
If you purchase travel insurance for Cambodia, it is a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.
Remember that Cambodia has a complicated history, and the majority of the population has been impacted by the Khmer Rouge in some capacity. Visit sites like Choeung Ek Killing Fields to learn more about this side of Cambodia’s history and be respectful when discussing these topics. You can also check out our tips on how to be a responsible traveler in Cambodia.
If it aligns with your schedule, visit during the Khmer New Year in April, which is a colorful, family-centric celebration and a fantastic way to experience Khmer culture.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.Travel insurance for Laos
Whether you’re chasing waterfalls or Buddhist temples, learn how travel insurance can benefit Americans traveling to Laos.
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As featured in:
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
At a glance:
- Travel insurance benefits for Laos may include trip cancellation, delay, and interruption
- Coverage for medical emergencies, medical evacuation, and natural disasters while abroad
- Protection for lost, stolen, or delayed baggage and personal belongings
- Coverage for 250+ adventure and sports activities across Laos (kayaking and rafting included)!
- Optional Cancel For Any Reason (CFAR) upgrade for extra flexibility. Additional terms apply
- Do I need travel insurance for Laos?
- Travel insurance for activities in Laos
- Travel insurance for motorbiking in Laos
- Travel insurance support for medical emergencies in Laos
- Travel insurance for stolen items in Laos
- Travel insurance for canceled, interrupted, or delayed trips to Laos
- Tips for traveling to Laos from the United States
Also known as the “Land of a Million Elephants,” Laos offers an intriguing blend of Buddhist culture, French colonial history, Khmer ruins, scenic landscapes, and laidback villages. Whether you want to go caving in Tham Nam, learn from remote mountain tribes like the Hmong and the Karen, or visit Buddhist monasteries like Pha That Luang, Laos has plenty of highlights that rival its more well-visited neighbors. You can chase islands, caves, and waterfalls in Southern Laos or head to Northern Laos for hiking, cultural, and cycling adventures.
In Vientiane, you can kick back at a trendy café, admire colonial era architecture, step back in time at historic Buddhist temples, and sample Laotian specialties like Khao Piak Sen (rice noodle soup). Beyond its buzzy cities, Laos is also a wonder for nature seekers. You can refresh in waterfalls, look for river dolphins, or take a boat ride in Nong Kiau.
While a trip to Laos is an incredible experience, there are some things to be aware of when visiting from the US, including lost luggage and motorcycle accidents. We’ve learned quite a bit in our travels and encourage you to explore travel insurance* plans for Laos.
Do I need travel insurance for Laos?
International travel can bring unexpected surprises, like coming across a mountain covered in ancient stone jars in Xiangkhoang Plateau. However, some surprises are not as exciting. Nobody wants to think about delayed flights or lost bags, but these things can happen unexpectedly.
If you get into a motorcycle accident while biking around Luang Prabang, you may need to see a doctor. You may then wish that you had travel insurance for Laos.
World Nomads has four plans to choose from, and when you get a quote you can compare the options to determine the best international travel insurance plan for your needs.
Travel insurance for activities in Laos
From the meandering Mekong River to the rolling mountains, Laos is plentiful with adventures. Seventy percent of the country’s geographic area is made up of mountains, highlands, and plateaus, after all. While you may not be able to go tubing in Vang Vieng anymore, the area remains a hub for rock climbing, mountain biking, kayaking, and other outdoor adventures. World Nomads covers more than 250 activities for Americans traveling to Laos and includes things like climbing Phou Bia—the highest mountain in Laos--, rafting on the Lao River, and canyoning in Nam Sa Nam.
When you get a quote for your travel insurance for Laos, it’s helpful to have a general itinerary in mind. Different plans cover different activities. Knowing your activities in advance will help you choose the best insurance for your trip.
You can volunteer with ethical wildlife non-profits like Lao Conservation Trust for Wildlife or motorbike the Bolaven Plateau Loop—home to waterfalls and coffee plantations—with any plan, including the Standard Plan. If taking a hot air balloon ride over the cliffs of Vang Vieng is on your bucket list, though, you’ll need to invest in the Explorer or the Epic Plan.
Travel insurance for motorbiking in Laos
Motorbiking is common in Laos, and in some instances, it could be covered by your travel insurance plan - but it’s not guaranteed. Just because it’s easy to rent a motorbike there doesn’t mean you should, and it doesn’t mean you’ll be covered.
We get a lot of accident claims from nomads who hop on a motorized bike for the first time in Laos because it’s cheap and easy to rent. However, safety is not always top priority for other drivers – speed and convenience are. The rules of the road can be very different from back home in the United States. Motorbike accidents are quite common and it’s very important to know that if you don’t have the proper license for motorbiking, your travel insurance for Laos won’t cover you.
If motorbiking is something you insist on doing, you’ll need to look at getting the proper license for motorbiking in Laos before you leave the US. You can get specific license requirements for Laos on the U.S. government’s website and will want to review your plan wording carefully when you get a quote for travel insurance for Laos. We also recommend that you read up on how to safely motorbike in Laos.
Travel insurance support for medical emergencies in Laos
Before you leave the United States, we recommend you book an appointment with our Pre-Departure Telehealth service. This non-insurance service offers online consultations 24/7 and can help you obtain necessary medications before you take off for Laos, such as certain vaccinations or antimalarial medication.
We also recommend you pack a strong mosquito repellent and sunscreen to keep you protected on your travels. You should avoid drinking tap water and instead stick with boiled or bottled water. Trust us, food poisoning is a sure way to throw off your travel plans!
Medical care in Laos looks a bit different than what you’re used to in the US. If you get injured while climbing Pha Daeng, you may need to seek medical attention. In the event of a medical emergency while traveling in Laos, you can call the 24/7 Emergency Assistance team and they can help refer you to a place that offers the level of care that you need. They can also help communicate with your local medical team if there are language barriers.
If your attending physician (and the 24/7 emergency assistance team) determines that it’s best for you to go home to the US to get medical care, the repatriation coverage that is included in your travel insurance for Laos may cover the costs to get you there.
Travel insurance for lost and stolen bags in Laos
What happens if you land in Vientiane to find that your bags haven’t arrived? It’s no fun to be waiting at the luggage carousel wondering if your bag is on its way. If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If your bag is delayed for at least 12 hours, you could still be reimbursed for a change of clothes and toiletries until you and your bag are reunited.
The first step is to contact the airline. If the airline isn’t able to help you locate your lost bag, the second step is to contact the Delayed or Lost Baggage Tracking and Delivery service, which is another of our non-insurance service partners. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call so you can file a lost luggage claim.
While Laos is generally a safe place, petty theft and pickpockets can happen in crowded tourist spots or on public transportation. Like anywhere you travel, it’s smart to keep your belongings where you can see them and store your valuables in a safe at your accommodation. If anything does happen, make sure you file a police report. You’ll need that if you have to make a claim and get reimbursed for stolen goods with your travel insurance for Laos.
Travel insurance for canceled, interrupted, or delayed trips to Laos
Even if you’ve booked all your hotels and excursions for Laos, unexcepted things can happen that might disrupt your trip. When looking for travel insurance plans for Laos, make sure to get one that covers trip cancelation, delays, and interruptions.
What happens if you get sick a few days before leaving for Laos? If your doctor tells you not to travel at that time, you could be forced to cancel your trip. A travel insurance plan for Laos that includes cancelation coverage could reimburse you for those non-refundable or transferable flights, hotels, and activities you paid for in advance.
If you’re already on your trip, and something happens to interrupt your vacation, World Nomads travel insurance may compensate you for covered reasons. For example, if your travel companion gets in a motorcycle accident and needs to stay in the hospital for at least 24 hours, your expenses (up to plan limits) could be covered, too. Make sure to keep all documentation and receipts for things you paid for in advance- you’ll need those if you make a claim.
Tips for traveling to Laos from the United States
Before you head out on your epic adventure, we encourage you to check out the US government’s travel warnings for Laos. Weather, safety, and political situations can change at any time, and this is where they list any current advisories.
If you purchase travel insurance for Laos, it is a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.
Laotians have a reputation for being warm and welcoming towards tourists. Beyond a warm welcome, you have stunning scenery and rich culture to look forward to. To help prep for your trip, you may want to read up on the things to know before you visit Laos. Brush up on some local phrases and embrace the spirit of slow travel to help you get off the beaten path in Laos and enjoy this surprising country.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.Travel Insurance for Vietnam
From street eats in Hanoi to sailing around Halong Bay, learn how travel insurance can help Americans traveling to Vietnam.
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As featured in:
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
At a glance:
- Travel insurance benefits for Vietnam may include trip cancellation, delay, and interruption
- Coverage for medical emergencies, medical evacuation, and natural disasters while abroad
- Protection for lost, stolen, or delayed baggage and personal belongings
- Coverage for 250+ adventure and sports activities across Vietnam (kayaking and hiking included)!
- Optional Cancel For Any Reason (CFAR) upgrade for extra flexibility. Additional terms apply
- Do I need travel insurance for Vietnam?
- Travel insurance for activities in Vietnam
- Travel insurance for motorbiking in Vietnam
- Travel insurance support for medical emergencies in Vietnam
- Travel insurance for lost and stolen bags in Vietnam
- Travel insurance for canceled, interrupted, or delayed trips to Vietnam
- Tips for traveling to Vietnam from the United States
Slurping down bowls of steaming Pho on a corner in Ho Chi Minh City, cruising along the coast from Hanoi to the Mekong Delta, and hiking through terraced rice fields in Sapa are probably a few of the visions you have of exploring vibrant Vietnam. This Southeast Asian country draws thousands of American visitors each year to adventure through storied landscapes, buzzing cities, and, of course, to sample its famed cuisine.
You can get lost in a sea of motorcycles in busy Ho Chi Minh, check out the evolving underground scene in Hanoi, get a history lesson at war memorials such as the Cu Chi Tunnels and at ancient Confucius sites like the Temple of Literature, and unwind on a boat trip down the Mekong River. Nature travelers might want to explore Northern Vietnam, where lush hills, waterfalls, and tiny mountain villages like Mai Chau are in abundance.
While a trip to Vietnam is an incredible experience, there are some things to be aware of when you’re visiting from the US. We’ve learned quite a bit in our travels and encourage you to explore travel insurance* plans for Vietnam.
Do I need travel insurance for Vietnam?
International travel can bring all kinds of unexpected surprises - like tasting the banh mi from a legendary sandwich shop in Hoi An.
Some surprises are not as great though. Nobody wants to think about canceled trips, delayed baggage, and medical emergencies, but these things can happen unexpectedly. If crash your bicycle while cycling through the mountains around Dalat, you may then wish that you had travel insurance for Vietnam.
World Nomads has four plans to choose from, and when you get a quote you can compare the options to choose the best international travel insurance for your needs.
Travel insurance for activities in Vietnam
From cruising in Halong Bay to exploring the caves in Phong Nha-Kẻ Bàng National Park, Vietnam is brimming with adventures for the adrenaline seekers and outdoor travelers. World Nomads covers more than 250 activities for Americans traveling to Vietnam and includes things camping on Cat Ba Island, canyoning in Dalat, and swimming in the ocean.
When you get a quote for your travel insurance for Vietnam, it’s helpful to have a general itinerary in mind. Different plans cover different activities. Knowing which activities you’ll do in advance will help you choose the best insurance for your trip.
Things like kayaking in beautiful Tu San Gorge and rock climbing in Hữu Lũng are covered under all plans, including the Standard Plan. However, if you’re hoping to go cliff jumping in Nha Trang, you’ll need to purchase the Explorer or the Epic Plan for coverage.
Travel insurance for motorbiking in Vietnam
Motorbiking is common in Vietnam, and in some instances, it could be covered by your travel insurance plan - but it’s not guaranteed. Just because it’s easy to rent a motorbike there doesn’t mean you should, and it doesn’t mean you’ll be covered.
We get a lot of accident claims from nomads who hop on a motorized bike for the first time in Vietnam because it’s cheap and easy to rent. However, safety is not always top priority for other drivers – speed and convenience are. The roads are often narrow and windy, and in the cities are clogged with traffic. The rules of the road can be very different from back home in the United States. Motorbike accidents are quite common and it’s very important to know that if you don’t have the proper license for motorbiking, your travel insurance for Vietnam won’t cover you.
If motorbiking is something you insist on doing, you’ll need to look at getting the proper license for motorbiking in Vietnam before you leave the US. You can get specific license requirements for Vietnam on the U.S. government’s website. You’ll also want to review your plan wording carefully when you get a quote for travel insurance for Vietnam.
Travel insurance support for medical emergencies in Vietnam
Before you take off on your adventure to Vietnam, we recommend that you make an appointment with our Pre-Departure Telethealth Service. This non-insurance service offers online consultations 24/7 and can help you obtain necessary vaccinations or medications, such as medication to help with traveler’s diarrhea. Depending on which region of Vietnam you’ll be visiting, they can also recommend whether you should take an anti-malarial medication.
Let’s face it—eating street food is practically synonymous with a vacation in Vietnam. We certainly can’t blame you for wanting to try bun cha, bot chien, and banh xeo, but street food can be a gamble and you should choose your vendors carefully. Food poisoning is no fun when traveling. Also remember to drink filtered or bottled water, as tap water is generally not recommended to drink.
Your travel insurance may also come into handy if you fall and injure yourself while hiking one of the many beautiful trails in Vietnam. If you have a medical emergency while traveling in Vietnam, you can call the 24/7 Emergency Assistance team and they can help refer you to a place that offers the level of care that you need. If you’re traveling in a remote area, they may be able to help transfer you to a suitable facility for care and can also help communicate with your local medical team if there are language barriers.
In the event that your attending physician (and the 24/7 Emergency Assistance team) determines that it’s best for you to go home to the US to get medical care, the repatriation coverage that is included in your travel insurance for South America may cover the costs to get you there.
Travel insurance for lost and stolen bags in Vietnam
What happens if you land in Ho Chi Minh City to find that your bags didn’t arrive at the same time you did? If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If your bags are delayed for at least 12 hours, you may still be reimbursed for a change of clothes and toiletries until you and your bag are reunited.
The first step is to contact the airline. If the airline isn’t able to help you locate your lost bag, the second step is to contact our Delayed or Lost Baggage Tracking and Delivery non-insurance service. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call so you can file a lost luggage claim.
Petty theft and pickpockets can happen in Vietnam’s urban centers. Pay attention if you’re in a crowded market or walking along the streets. Motorcyclists have been known to grab bags as they drive by people on the street. Keeping your bag in front of you, keeping an eye on your belongings, and leaving your valuables locked in a safe at your hotel minimize the risk of theft. If anything does happen, make sure you make a police report. You’ll need to make a claim and get reimbursed for stolen goods with your travel insurance for Vietnam.
Travel insurance for canceled, interrupted, or delayed trips to Vietnam
Even if you’ve booked all your hotels and excursions for Vietnam, unexcepted things could happen that might disrupt your trip. When looking for travel insurance plans for Vietnam, consider getting one that covers trip cancelation, delays, and interruptions.
Vietnam is prone to natural disasters, particularly flooding and landslides during monsoon season, which runs from June through November. If a flood closes roads and makes it impossible to get to your destination, your travel insurance for Vietnam may help you be reimbursed for non-refundable tours and hotel accommodations that you paid for in advance. Or, if a landslide destroys your accommodation and makes it uninhabitable, World Nomads travel insurance may also be able to help.
What happens if your travel companion gets in a motorcycle accident and needs to stay in the hospital for at least 24 hours? Your expenses (up to plan limits) could be covered, too, under the Trip Interruption benefit. Make sure to keep all documentation and receipts for things you paid for in advance- you’ll need those if you make a claim.
Tips for traveling to Vietnam from the United States
Before you head out on your epic adventure, we encourage you to check out the US government’s travel warnings for Vietnam. Weather, safety, and political situations can change at any time, and this is where they list any current advisories. You also may want to read up on our tips for traveling to Vietnam.
If you purchase travel insurance for Vietnam, it is a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone, so you don’t have to search for that if an emergency happens.
Learn a few Vietnamese phrases before you take off—these can help you bargain and order the best food! Read up on Vietnam’s complex history, both ancient and contemporary, to give you some context for your trip. And don’t be afraid to venture into the unknown. Vietnam has plenty of lesser-visited spots beyond its most popular destinations. Check out our recommendations for getting off the beaten track in Central Vietnam for some inspiration!
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.Get a quote
Before you pack your bags to explore Vietnam’s wonders get a quote for travel insurance. It may come in handy if you need it in an overseas emergency.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for New Zealand
Consider how travel insurance for New Zealand could help protect your Kiwi adventure.
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Travel insurance for New Zealand: At a glance
- Reciprocal Healthcare Arrangements are in place with New Zealand.
- Medical and hospital treatment can be costly without travel insurance.
- No visa needed for stays up to six months. Before you travel, check Immigration New Zealand's website for current entry restrictions and requirements.
- 220+ adventure activities and sports covered. Cover available for skiing, hiking, bungee jumping, jet boating and more (appropriate activity level option must be purchased depending on activity).
- Always check the Product Disclosure Statement (PDS) for full terms, conditions, limits, and exclusions.
- With World Nomads you can get a quote, make a claim, or extend your policy instantly online, anytime, from anywhere.
Just a short flight across the Tasman, New Zealand (Aotearoa) is a land of world-class adventure experiences, stunning landscapes, unique wildlife, and unforgettable cultural encounters. But before you hit the slopes in Queenstown, tramp the Milford Track, or take in the geothermal wonders of Rotorua, consider how travel insurance for New Zealand could help protect your Kiwi adventure.
Why you should consider travel insurance for New Zealand
New Zealand is close to home, but it’s still overseas. That means Medicare doesn’t apply when you leave Australia, and even a minor accident can lead to large out-of-pocket costs. However, Australia does have Reciprocal Health Care Agreements (RHCA) with 11 countries including New Zealand, some things to keep in mind when related to RHCA’s include:
- What RHCA covers:These agreements typically cover the cost of essential, urgent medical treatment in the public system, similar to what a resident of that country would receive.
- Limitations of RHCA:They do not cover everything, such as non-essential care, existing medical conditions, or ambulance transport.
- Medical evacuations:Crucially, RHCAs do not cover medical evacuations to Australia, which can cost thousands of dollars.
If you have a medical emergency while in New Zealand World Nomads travel insurance may help cover:
- Medical evacuation by air or road ambulance to the most suitable medical facility
- Admission and treatment in hospital
- Day surgery and out-patient medical treatment
- Prescribed medication for sudden illness and serious injury suffered while travelling
- Prescribed physiotherapy
- And many more.
The above features are a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the PDS for complete details of cover and exclusions.
What’s covered?
Depending on your policy and options selected, World Nomads travel insurance may provide cover (up to policy limits) for:
- Overseas medical emergencies
- Baggage and personal belongings
- trip interruption
- More than 220 activities and experiences
- Family coverage plans
- Emergency evacuation and repatriation
- Optional coverage for snow sports activities and high-value items
We offer two travel insurance plans: Standard and Explorer. Each policy offers different levels of coverage and benefits. Consider the PDS and whether this product is right for you.
What’s not covered?
Travel insurance doesn’t cover every situation. Common exclusions may include:
- Existing medical conditions except as described under Health conditions & your policy
- Undeclared or excluded activities
- Changing your mind about travelling
- Certain activities if you haven't purchased the appropriate activity coverage option
- Valuables left unattended
- Reckless or unsafe behaviour
Always read your PDS carefully to ensure you understand your coverage limits and specific exclusions.
Adventure travel insurance for New Zealand
Our policies offer travel insurance for adventure activities in New Zealand, with over 220 activities, sports, and experiences available. Summer (December to February) is perfect for kayaking Abel Tasman National park's turquoise waters, tramping the Milford Track, or diving the Poor Knights Islands. Winter is for skiing in Queenstown, relaxing in the hot pools of Taupo, and exploring Franz Josef Glacier.
Coverage depends on your plan and whether optional upgrades are selected.
Skiing and snowboarding
Heading to Coronet Peak or The Remarkables? You might want to consider travel insurance for with snow sports cover for New Zealand before you go.
Road tripping in New Zealand
With winding alpine routes and coastal highways, New Zealand is perfect for road trips. If you have an accident, the Explorer Plan may cover the rental vehicle insurance excess or the cost of repairing the vehicle (whichever is less). Or if the vehicle is damaged or stolen while in your custody the Explorer Plan may cover you.
What to watch out for in New Zealand
Remote locations
Many of New Zealand’s best experiences are far from major towns. Weather can change quickly, mobile reception can drop out, and help may be hours away, making emergency cover especially important.
Adventure sports
New Zealand’s reputation for adrenaline sports comes with higher risk. Always follow safety guidelines and ensure your activity is covered under your travel insurance policy.
Car and luggage theft
Never leave valuables in unattended vehicles, even if locked. Trailheads and campervan areas are common targets for theft, and unattended items are usually excluded from cover.
Traveller’s tip: you can buy travel insurance when you book your trip or while you're already travelling around New Zealand. Waiting periods may apply.
Travel tips for New Zealand
- Book early: Popular hikes like the Milford and Routeburn Tracks, ski passes, and wineries fill fast.
- Explore both islands: The North Island offers culture and geothermal landscapes; the South Island delivers alpine and adventure experiences.
- Pack for all seasons: Weather can change quickly, layers, rain gear, and sun protection are essential year-round.
- Check conditions daily: Especially for mountain hikes and alpine driving routes.
- Stay informed with Smartraveller for country-specific alerts.
Looking for more travel inspiration for New Zealand?
Get more travel inspiration for New Zealand:
- Travel safety tips and information for New Zealand
- 10 Things to Know About New Zealand Before You Go
- New Zealand Snow Activities for Non-Skiers
- Adventure in New Zealand: A Thrill-Seeker's Safety Guide
- A Guide to Working Holiday Visas in New Zealand
- Hiking New Zealand's North Island: 7 of the Best Tramps
FAQ
Here are our most frequently asked questions about cover for a trip to New Zealand. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Australians need travel insurance for New Zealand?
It’s not mandatory, but it’s strongly recommended. Travel insurance may help cover medical costs, cancellations, luggage issues, and adventure activities.
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Is travel insurance worth it for a short trip to New Zealand?
Yes. Even short trips can involve cancellations, accidents, or damaged or stolen luggage. Overseas medical care alone can be expensive without cover.
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What happens if I lose my passport in New Zealand?
After reporting the loss to local authorities, we recommend you contact your nearest embassy or consular to advise them your passport has been lost or stolen. Contact us for details.
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Can I buy travel insurance for New Zealand while already travelling?
Yes. World Nomads allows you to buy or extend travel insurance while overseas, provided you’re not already making a claim.
This is not a full list of what's covered and not covered. There may be specific terms, conditions, limitations and exclusions that apply depending on what you'll be doing. Please read your PDS carefully. If you’re not sure if something is covered or how to claim, contact us and we’ll let you know.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel insurance for participating in team sport
Headed overseas to play in a team sport? You should consider a World Nomads travel insurance policy. Our policies are designed to safeguard your trip, so all you have to worry about is focusing on your game.
- As featured in:
As featured in:
- Why consider travel insurance for team sports?
- Does World Nomads travel insurance offer cover for other team activities I might want to do on my trip?
- What else is covered by travel insurance?
- What are some things trip insurance does not cover?
- Tips for doing team sports safely
Why consider travel insurance for team sports?
Whether you’re headed to the UK to play cricket, the USA for ultimate frisbee, or somewhere in between for an entirely different team sport, travel insurance can be just as valuable when you’re traveling to play sports as it can be for your annual overseas vacations.
No matter where you’re headed or which team sports you’re planning to participate in, you should consider travel insurance — because plans go awry and mishaps can happen.
World Nomads Travel Insurance offers coverage for a number of team sports and adventure activities. Let's break down what this means for you:
- Cover for bags and valuables: when you arrive to your destination ready to play but your gear doesn’t. Our baggage travel insurance may be able to help replace necessary items, clothing, and other personal belongings.
- Cover for medical evacuation: cover for when you become injured or unwell and can’t participate in the team sport and need to be evacuated to a medical facility, or in the worst case scenario, back to your home country. Emergency evacuation coverage isn’t just for adventure-seekers who need adventure travel insurance; it’s also helpful for those contact sports and other team activities you might want to participate in while overseas.
- Repatriation back home: If you're declared medically unfit to continue your travels or in the unfortunate event of your passing, cover is available for your repatriation back home. This is subject to the reasonable recommendation of a medical practitioner appointed by us, ensuring that transportation is medically necessary and appropriate.
- Cover for the whole family: when you plan to bring the whole family overseas with you. When you have to be overseas for an extended period to play sport, it helps to know that if your family comes with you, our travel insurance may help with cover for your loved ones.
Does World Nomads travel insurance offer cover for other team activities I might want to do on my trip?
Absolutely. World Nomads offers cover for more than 150 activities, sports and experiences under our Standard and Explorer plans, from solo pursuits to team activities, such as:
- Baseball
- Basketball
- Cricket
- Fencing
- Football
- Hockey
- Tennis
- Ultimate frisbee
- Volleyball
- Ice Hockey
- Pickleball
- And a heap more team sports.
Note: Not all team activities, sports, and experiences are covered under every travel insurance plan. Cover will depend on your Country of Residence and on the plan you have chosen. For example, some snow activities require a specific plan or upgrade to be selected when you purchase with World Nomads.
It’s always a good idea to read your policy wording carefully so you understand exactly what you’re covered for. And if you’re unsure, get in touch and we can help answer any questions you might have about travel insurance for team sports and other activities.
What else is covered by travel insurance?
Playing sport comes with its share of risk, but not all accidents or calamities happen on the field — or court, or ice-rink for that matter. Other times travel insurance may come in handy include:
- A canceled trip: If you have no choice but to cancel your trip due to illness, injury, or any other unforeseen event covered under your policy, we may be able to help recoup the cost of things like your unused, non-refundable, pre paid accommodation, tours and flights.
- A natural disaster: From tsunamis to volcanic eruptions, earthquakes to floods— natural disasters can take many forms. And there’s no shortage of ways they can spoil travel plans, closing airports, delaying flights, wiping out accommodation, and closing off entire towns. Check out our natural disaster coverage article to find out how travel insurance can help when nature goes rogue.
- Cover for stolen baggage and gear: Whether you arrive to your destination, but your bags and sports gear don’t, your gear is damaged en-route, or you’re the victim of theft, we may be able to help. If your sports gear gets lost or stolen report it to your carrier or police ASAP, then get in touch with the 24/7 Emergency Assistance team who can help.
- Overseas medical emergencies: Sports injuries are common. If you become injured while participating in team sports activities, we may be able to help with things like locating a doctor or hospital, medical bills, and medical evacuation. Depending on your Country of Residence, World Nomads also offers coronavirus cover for a range of coronavirus-related events.
What plans and options do you offer?
World Nomads offers two travel insurance plans: a Standard Plan and an Explorer Plan, each one has their own benefits, limits, and sub-limits of coverage. Our Explorer Plan offers higher benefit limits and/or sub-limits.
You can compare our Standard and Explorer plans and prices through getting an instant online quote.
Note: both our travel insurance plans are different, and cover varies, depending on what's happened, your Country of Residence, the plan you choose and any options or upgrades you buy.
What are some things trip insurance does not cover?
Because travel insurance isn’t designed to cover everything, there are certain things we may not cover, such as:
- If you simply change your mind and decide not to go .
- If you don’t adhere to the recommendations of the Emergency Assistance team. Failure to do so or refusing repatriation home may result in limitations to your cover.
- Participation in a sport or activity that is not covered under your policy (check your policy wording carefully).
- Loss or theft of your bags or gear when they’re left unattended.
- If you’re participating in a sport or activity professionally.
This is not an exhaustive list. For the full details of what is and isn’t covered, read over your policy wording carefully.
What to do in case of an emergency
If you're involved in an accident, suffer a sudden illness, serious injury, or unfortunately, in the event of your passing overseas, contact the 24/7 Emergency Assistance team as soon as possible.
They're available 24/7 to provide guidance and support. The team will assist in arranging emergency medical transport, directing you to the nearest appropriate medical facility, or organizing your repatriation back home for medical reasons if and when required.
Please note that not reaching out to the Emergency Assistance team may result in limitations or reductions in your cover, and please be aware that waiting periods may apply, so don't hesitate to get in touch.
Tips for doing team sports safely
Regardless which team sport you’re partial to, safety should be your primary concern. You might find these tips helpful when planning your team sports holiday:
- Know your health and fitness limits: You may have played soccer since you were in school, or been physically active in other ways since, but it’s important to always exercise within your own capabilities. Consider your fitness levels and plan your sports and other activities accordingly.
- Safety gear: Always wear appropriate safety gear when participating in any sport or activity — because heading out on a cricket field without your cup, for example, is not going to end well.
- Keep your sports gear and other bags and items with you: Leaving your things unattended makes them a prime target for light fingers and swift snatching. Don’t make things easier for thieves.
Get a quote 24/7
Sound like you would like to consider travel insurance? Fill out the quick quote form below.
Buy while abroad
Already left? With World Nomads, you can buy travel insurance even after you’ve left home. Get an instant online quote.
Need to know more?
Get in touch and we can help answer any questions you might have about travel insurance for team sports.
By understanding your rights, responsibilities, and the extent of coverage, you can travel with confidence, knowing that you're backed by a reliable safety net in times of need. Stay safe, and happy travels!
Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamAnnual Multi-Trip Travel Insurance
Your passport to year-round adventures
What is Annual Multi-Trip Travel Insurance?
Say goodbye to the hassle of buying insurance for every trip. Designed for frequent travellers, our World Nomads Annual Multi-Trip travel insurance covers multiple trips over a 12-month period.
Why choose Annual Multi-Trip Travel Insurance?
Cost-effective convenience? Check! Unlimited trips within 12 months? Check! Flexibility for solo, partners & families? Check! Our Annual Multi-Trip insurance has benefits to suit a range of needs.
How Does It Work?
With our Annual Multi-Trip policy, multiple journeys throughout the 12-month period are covered. Whether it's a quick city break or a month-long adventure, enjoy peace of mind knowing you're protected. Plus, the more you travel, the more you can save!
A true claim story
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Immediate relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Injured abroad?
- Need a hospital urgently?
- Medical evacuation home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover more than 150 activities you love + more
Here are several activities under each category that World Nomads love to do:
Not all activities, sports, and experiences are automatically covered. You may have to upgrade the sorting level to receive the cover you require for the activities you plan to do, by paying an additional premium. Please read your policy wording carefully before you buy.
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
Snow
- Ice Skating
- Skiing
- Snowboarding
- Tobogganing
Water
- Canoeing
- Kayaking
- Paddle Boarding
- Sailing
- Scuba Diving (up to 30 meters)
- Snorkelling
- Surfing
- Tubing
- Windsurfing
Air
- Aerial Safari
- Bungee Jumping
- Hot Air Ballooning
- Passenger in a commercial aircraft
- Skydiving / Parachuting (tandem jumps only)
- Zip Line
Land
- Bushwalking
- Camel Riding
- Camping
- Caving
- Hiking
- Orienteering
- Motorbiking
- Mountain Biking
- Trekking
Sports
- Baseball
- Basketball
- Cricket
- Go Karting
- Golf
- Hockey
- Tennis / Pickleball
- Frisbee / Ultimate frisbee
- Volleyball
Experiences
- Childcare work
- General farm work
- Hospitality
- Restaurant
- Teaching
- Fruit Picking
- Admin work
- Office work
- WWOOFing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFrequently asked questions
-
Can my kids travel on my Annual Multi-Trip travel insurance policy?
Absolutely! And the best part? When you purchase a World Nomads Annual Multi-Trip travel insurance policy, any of your children aged under 18 that are named on the policy will be covered at no extra cost. And what’s more, your kids are also covered even if they go on holiday with another adult – a friend or relative for example. Please note exclusions will apply for pre-existing medical conditions.
-
Can I cancel my Annual Multi-Trip travel insurance?
Of course. World Nomads customers have up to 21 calendar days from when we issue your Certificate of Insurance and policy wording to cancel your Annual Multi-Trip travel insurance policy. This is referred to as your cooling-off period. If you do choose to cancel your policy within the cooling-off period, we will refund your premium, provided that:
- you haven’t travelled under your policy; and
- you are not making a claim; and
- you are not exercising any other right under the policy.
-
Is AMT cheaper than a single-trip policy?
An Annual Multi-Trip policy is not cheaper than a Single-Trip policy as a single item purchase. However, it can be far more cost-effective if you plan on taking two or more trips in a year. You’re free to roam without having to purchase an individual policy every time the wanderlust takes hold with Annual Multi-Trip. Just remember to purchase a policy that will cover you for the areas you intend to travel to.
-
Does AMT cover domestic travel?
Our Annual Multi-Trip policy offers cover if your country of residence is Ireland for both international and domestic travel.
-
Will my Annual Multi-Trip policy renew annually?
World Nomads Annual Multi-Trip policies are not currently set-up to auto-renew. We will contact you four weeks in advance of your policy ending to let you know that it is set to expire and give you ample time to purchase your next policy, to avoid any unintended break in your period of cover. Upon your policy’s expiration you will no longer be covered.
-
Is there a limit on the number of trips I can take with AMT?
There is no limit on the number of trips you can take each year with our Annual Multi-Trip policy. Just be sure you have selected an appropriate policy that will offer cover for the regions you intend to travel to.
-
Is there a limit on the duration of each trip with AMT?
While there is no limit on the number of trips you can take each year with an Annual Multi-Trip travel insurance policy, there is a cap on the total number of days you can be away throughout the year. Trips are limited to 31 days under our Standard plan and 45 days under our Explorer plan. If your planned trip is longer than an Annual Multi-Trip permits you might want to consider taking out a single trip policy instead.
Annual Multi-Trip Travel Insurance
Your passport to year-round adventures
What is Annual Multi-Trip Travel Insurance?
Say goodbye to the hassle of buying insurance for every trip. Designed for frequent travellers, our World Nomads Annual Multi-Trip travel insurance covers multiple trips over a 12-month period.
Why choose Annual Multi-Trip Travel Insurance?
Cost-effective convenience? Check! Unlimited trips within 12 months? Check! Flexibility for solo, partners & families? Check! Our Annual Multi-Trip insurance has benefits to suit a range of needs.
How Does It Work?
With our Annual Multi-Trip policy, multiple journeys throughout the 12-month period are covered. Whether it's a quick city break or a month-long adventure, enjoy peace of mind knowing you're protected. Plus, the more you travel, the more you can save!
A true claim story
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Injured abroad?
- Need a hospital urgently?
- You or a family member die?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech Trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover 150 + Adventure Activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFrequently asked questions
-
Can my kids travel on my Annual Multi-Trip travel insurance policy?
Absolutely! And the best part? When you purchase a World Nomads Annual Multi-Trip travel insurance policy, any of your children aged under 18 that are named on the policy will be covered at no extra cost. And what’s more, your kids are also covered even if they go on holiday with another adult – a friend or relative for example. Please note exclusions will apply for pre-existing medical conditions.
-
Can I cancel my Annual Multi-Trip travel insurance?
Of course. World Nomads customers have up to 21 calendar days from when we issue your Certificate of Insurance and policy wording to cancel your Annual Multi-Trip travel insurance policy. This is referred to as your cooling-off period. If you do choose to cancel your policy within the cooling-off period, we will refund your premium, provided that:
- you haven’t travelled under your policy; and
- you are not making a claim; and
- you are not exercising any other right under the policy.
-
Is AMT cheaper than a single-trip policy?
An Annual Multi-Trip policy is not cheaper than a Single-Trip policy as a single item purchase. However, it can be far more cost-effective if you plan on taking two or more trips in a year. You’re free to roam without having to purchase an individual policy every time the wanderlust takes hold with Annual Multi-Trip. Just remember to purchase a policy that will cover you for the areas you intend to travel to.
-
Does AMT cover domestic travel?
Our Annual Multi-Trip policy offers cover if your country of residence is the United Kingdom for both international and domestic travel.
-
Will my Annual Multi-Trip policy renew annually?
World Nomads Annual Multi-Trip policies are not currently set-up to auto-renew. We will contact you four weeks in advance of your policy ending to let you know that it is set to expire and give you ample time to purchase your next policy, to avoid any unintended break in your period of cover. Upon your policy’s expiration you will no longer be covered.
-
Is there a limit on the number of trips I can take with AMT?
There is no limit on the number of trips you can take each year with our Annual Multi-Trip policy. Just be sure you have selected an appropriate policy that will offer cover for the regions you intend to travel to.
-
Is there a limit on the duration of each trip with AMT?
While there is no limit on the number of trips you can take each year with an Annual Multi-Trip travel insurance policy, there is a cap on the total number of days you can be away throughout the year. Trips are limited to 31 days under our Standard plan and 45 days under our Explorer plan. If your planned trip is longer than an Annual Multi-Trip permits you might want to consider taking out a single trip policy instead.