Travel Insurance for Cycling and E-Biking
Take life by the handlebars and check out World Nomads travel insurance plans when cycling on your next adventure.
- As featured in:
As featured in:
At a glance:
- Travel insurance for cyclists is important for riders who want protection against unexpected emergency medical expenses, trip interruptions, and damage or theft of gear during their biking adventures.
- World Nomads offers coverage for a wide range of cycling activities, including road biking, mountain biking and BMX with flexible plans that cater to everything from casual rides to extreme expeditions.
- 24/7 non-insurance emergency assistance is available if you run into trouble on or off the bike.
- Choose from two travel insurance plans: Standard or Explorer
- World Nomads plans also cover 250+ other adventure activities, from rock climbing and hiking to snorkeling and trekking.
- Why should I consider travel insurance for my cycling trip?
- What types of cycling adventures can be covered by World Nomads Travel Insurance?
- Cycling Travel Insurance: What’s covered?
- What level of travel insurance coverage do I need for my cycling trip?
- What’s not covered when cycling?
- Top safety tips we recommend for your cycling trip
- FAQs
When planning a cycling adventure—whether it’s scenic touring, urban exploration on a motor bike, or challenging off-road terrain—investing in travel insurance for your cycling trip may be just as important as tightening your helmet. With plans designed to match your ride, you’ll hit the road confident that both your body and equipment are covered.
Why should I consider travel insurance for my cycling trip?
Even the best-laid cycling plans can face unexpected detours. A crash, sudden illness, or travel delays might throw off your itinerary, while stolen or damaged gear could cut your ride short. That’s where travel insurance coverage for your cycling trip could come in—it may help cover medical costs if you’re injured mid-ride, reimburse you for non-refundable expenses if you have to cancel for a covered reason, and assist if your essential biking equipment is stolen or damaged. Whether you’re pedaling in Canada or venturing to far-flung trails, World Nomads helps keep your adventure on track with 24/7 non-insurance emergency assistance and coverage for more than 250 sports and activities.
What types of cycling adventures can be covered by World Nomads Travel Insurance?
World Nomads offers coverage for:
- Mountain biking - On or off road/downhill/cross country up to 3,000 metres in elevation
- Mountain biking - On or off road/downhill/cross country up to 6,000 metres in elevation
- BMX – on road
- BMX - off road/on-track/cross country
- Quad biking
- Scooter biking/riding
- Triathlons and endurance races that are less then ultra-distance (non-professional) may also be covered!
Note: Special conditions and exclusions, in addition to the General Conditions and General Exclusions, may apply while taking part in certain sports or activities.
Cycling Travel Insurance: What’s covered?
World Nomads Travel Insurance for Canadian residents may cover a range of unexpected problems you could face on and off the road. Plans may include:
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Emergency Medical Expenses
For broken bones and gashes after an cycling fall. -
24/7 Emergency Assistance
Your first call in any emergency situation -
Baggage & Gear Coverage
Broken or stolen biking gear (no coverage for in-use damage, though)
Get a quote to see which level of coverage is right for you.
At World Nomads Travel Insurance, we know your cycling trip is more than just biking from one destination to the next. That’s why our plans include travel insurance coverage for cyclists and protection for over 250 other adventure sports and experiences – from camping and rock climbing to zip-lining and snorkeling. Whether you’re flying downhill or taking a trail straight up a mountain, we offer two travel insurance plans with different levels of coverage to suit your trip style, budget, and adventure level. Check out our (lengthy) activity list and ensure you pick the plan that covers everything you plan to do.
To see the cost of adding your particular adventure, get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.
*All coverage is subject to plan terms and conditions. Be sure you read and understand your plan documents. Any questions, just ask!
What level of travel insurance coverage do I need for my cycling trip?
- Standard Plan – Best suited for backpackers, budget travellers and families. Includes up to $5,000,000CAD in emergency medical expenses and $2500 for trip cancellation and trip interruption. This is our most basic plan, but it packs a punch.
- Explorer Plan – For those trips you’ll be talking about for years to come! Our plan with the highest benefit limits, including up to $3,000 for baggage, personal effects and sporting equipment coverage and $5,000 for trip cancellation.
Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province too.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What’s not covered when cycling?
While we can offer coverage for many losses relating to biking, there are some things that may not be covered. These include, but are not limited to:
- Participating in any activity or sport as a professional athlete.
- Bicycles and other sporting equipment that are damaged while in use due to wear and tear.
- Search-and-rescue missions.
- Unattended baggage, sporting equipment or personal items.
- Cycling while under the influence of alcohol or drugs.
Top safety tips we recommend for your cycling trip
As cyclists ourselves, we have learned that it helps to be prepared. Before you hit the road with your bike, helmet and gear, check out a few of our safety tips for having the best cycling trip ever.
- Check you have all your paperwork. Make sure you have all your appropriate documents before you leave. This can include things like proof of any required vaccinations, visitor permits if you plan to visit any national parks, and special tourist visas for the countries you’ll be visiting.
- Be responsible when choosing a cycling destination or activity. Does the cycling tour suit your experience level? Are there any travel or weather alerts for your destination?
- Wear a helmet and visible clothing. This should be a no-brainer, but it’s still worth mentioning because in many countries around the world, the locals don’t wear helmets when cycling. Another no-brainer is if you’re planning to ride at night, you should use lights and wear high visibility clothing to make sure other riders and vehicles see you.
- Make sure your bike is set up correctly before you ride. Check the saddle, pedals, handlebars and tire pressure before you set forth on your journey.
- Save your receipts. Hopefully you will have a perfect trip and won’t need to make a claim. But if you do have a mishap, make sure to save all supporting documentation such as receipts of your purchases.
- Get bike fit: Be sure you are physically capable of the cycling routes you are planning. Have you got a ‘fit for travel’ thumbs up from your doctor to take on the mountains and specific altitudes?
NOMADS TIP: Using an e-bike for the first time? Give yourself plenty of practice time. These bikes are heavy and can take longer to brake than you are used to. Start off in a low assist mode and then gradually increase as you become more comfortable.
FAQ
Here are our most frequently asked questions about cover for cycling. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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What does travel insurance for cycling cover?
Travel insurance for cycling trips covers emergency medical treatment, evacuation, and repatriation if you’re injured while riding, plus trip cancellation, interruption, and coverage for lost, stolen, or damaged cycling gear checked as luggage. Whether you’re road biking, mountain biking, or embarking on a motor bike tour, plans can be tailored to your style of cycling, with the Explorer plan offering higher coverage for more extreme rides. With 24/7 emergency assistance and protection for over 250 activities, World Nomads helps keep your cycling adventure on track even if the unexpected happens.
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Does travel insurance cover bicycle damage or loss?
World Nomads travel protection plans include baggage and personal effects benefit that could reimburse you if your bicycle is damaged or stolen while travelling. Keep receipts and incident reports to support your claim.
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Can I get reimbursed if I have to cancel my cycling trip?
If your trip is cancelled due to a covered reason—such as unexpected illness or injury—World Nomads’ travel insurance may reimburse you for pre-paid, unused, non-refundable expenses like flights and accommodation.
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Are cycling competitions or races covered?
Your participation as a professional athlete in any sporting event is not covered. Always review your plan details to understand any exclusions related to professional sports.
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What plan should I choose for a cycling trip abroad?
World Nomads offers two plans tailored to your adventure style and budget:
- Standard Plan – Great for budget-conscious riders. 3,000 metres maximum ride elevation
- Explorer Plan – Has higher benefit limits that may be best for someone pushing the limits, or cycling in more remote locations. 3,000 metres maximum ride elevation
- Optional additional activity level coverage – provides coverage for rides up to 6,000 metres in elevation
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Does travel insurance cover cycling injuries like concussions or broken bones?
Yes, if you’re hurt while cycling, World Nomads’ Emergency Medical Coverage may help reimburse you for doctor visits, hospital stays, or other medical treatment needed due to an accident on a bike. You can get travel insurance for your Canadian rides, but you must not be in your home province for the plan to take effect.
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What may not be covered by travel insurance for your cycling trip?
Travel insurance may not cover injuries that occur while cycling under the influence of drugs or alcohol, participating in professional competitions, or damage from regular wear and tear.
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Are there altitude limits for cycling insurance coverage?
Yes, both travel insurance plans have elevation limits for covered activities. If you're planning to bike at high altitudes (like in the Andes or Himalayas) of up to 6,000 metres, you will need to pay an additional premium. If you need help, give our customer service team a call.
Need destination inspiration?
Planning a holiday on two wheels? The view from a bike is a world apart from the driver’s seat. Cycling offers incredible freedom and opens the door to spontaneous adventures. Discover top cycling destinations and essential travel tips to make your ride unforgettable.
How to Plan for a Cycling Trip
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamRock Climbing Travel Insurance Coverage
US Residents Can Protect Their Rock Climbing Trips with Travel Insurance
- As featured in:
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At a glance:
- All World Nomads plans cover losses resulting from indoor and outdoor rock climbing, with some plans that may cover climbing at higher elevations and offer higher limits of coverage.
- Emergency Medical Coverage may assist with medical costs if you're seriously hurt while rock climbing.
- Our travel protection plans include transportation if your condition is severe, acute, or life-threatening and adequate treatment is not available in your immediate area. Additional terms apply.
- Gear and baggage protection helps cover lost, stolen, or damaged rock climbing gear and luggage.
- An optional Cancel for Any Reason upgrade is available on some plans (additional cost and state restrictions may apply.)
- Why should I consider travel insurance for my rock climbing trip?
- Travel insurance and non-insurance services for rock climbing: What may be covered?
- What level of travel insurance coverage do I need for my rock climbing trip?
- What may not be covered when rock climbing?
- Top safety tips we recommend for your rock climbing trip
- FAQs
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
Whether you're rock climbing in Yosemite National Park or taking your adventure outside of the United States to epic spots like Italy’s Dolomite Mountains, it helps to always be prepared for the unexpected. If you’re planning a rock climbing trip, consider a travel protection plan that may help with issues like stolen climbing gear to unexpected medical expenses.
Why should I consider travel insurance for my rock climbing trip?
Unexpected issues can mess up even the most carefully planned rock climbing trips. Falling rocks can cause injuries and bad weather can put a halt to your climbing. Travel insurance benefits designed for adventures paired with our non-insurance services designed for rock climbing trips may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to travel confidently. If you have a more adventurous climb planned in the Rocklands and you have travel insurance for Africa, you may be covered as well.
Travel insurance and non-insurance services for rock climbing: What may be covered?
Rock climbing can test your physical and mental abilities – and as adventurers ourselves, that’s part of what we love. Since unexpected situations can happen when climbing though, we’ve designed coverage for losses resulting from rock climbing while traveling. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.
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Emergency Medical Expenses
For falls that happen when rock climbing -
24/7 Non-insurance Emergency Assistance
Available 24/7 to assist in an emergency situation -
Baggage & Gear Coverage
Damaged or stolen climbing gear or luggage that is lost -
Trip Delays, Interruptions & Cancellations
A money-saver if inclement weather keeps you from climbing
Terms, conditions, and limitations apply to all mentioned coverages.
All plans include adventure travel insurance coverage for rock climbing, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records and pre-departure telehealth services.
Get a quote and compare the plans to see which level of coverage is right for you.
What level of travel insurance coverage do I need for my rock climbing trip?
World Nomads offers four plans for US residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even when you’re going on a rock climbing trip, you may want to do other fun things too when you’re traveling, like hiking or camping. That’s totally fine, because you may be covered for more than 250+ other sports, activities and experiences when you purchase a travel protection plan that includes extreme sports travel insurance coverage and non-insurance services.
- Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while rock climbing and bouldering indoors, outdoor rock climbing and ice climbing up to 9,842 feet/3,000 meters and scrambling up to 19,685 feet/6,000 meters. It also includes up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation.
- Explorer Plan – This is for those who want to take their rock climbing adventures even higher. It covers via ferrata and outdoor rock climbing, mountaineering, scrambling and ice climbing up to 21,325 feet/ 6,500 meters. It also has higher limits of coverage for most benefits.
- Epic Plan – This plan covers everything the Explorer Plan covers, but includes more activities and allows you to climb even higher. Outdoor rock climbing, ice climbing, bouldering, soloing, scrambling and mountaineering up to 26,247 feet/8,000 meters may be covered. It also has the highest benefit limits of coverage.
- Annual Plan – If you’re planning multiple trips throughout the year, this plan may be for you. Just buy once and stay protected all year. It includes adventure travel insurance coverage for the activities included in the Standard Plan.
Nomads tip: For even more trip cancellation flexibility, check out the optional ‘Cancel for Any Reason’ benefit. It can be added to Explorer and Epic plans. Available at an additional cost for US residents, except in New York.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What may not be covered when rock climbing?
The US has some great places to climb, and you may be covered by your extreme sports travel insurance benefits inside the country too – but you may not be covered for rock climbing or traveling within 100 miles of your home. Some other things that may not be covered include:
- Unattended baggage, climbing gear or personal items
- Not following ‘Do Not Travel’ warnings issued by the US government prior to departure
- Participation in activities not listed in our 250+ sports, activities and experiences.
- Ignoring your doctor if they have advised in writing that you are not medically fit to travel
- Any medical bills related to a pre-existing condition, unless you purchased the Epic or Explorer Plan during the time-sensitive period and were medically able to travel at the time of purchase
Top safety tips we recommend for your rock climbing trip
- If you’ve never climbed, take a lesson to learn proper climbing techniques.
- Always wear a helmet. Accidents can happen on any level of terrain when climbing, and you always need to protect your head.
- Double check your gear and equipment before climbing. Make sure your rope, harness and carabiners are properly fastened, and ensure your knots are secure.
- Climb with a partner and develop good communication with them, including established hand signals. Make sure they are experienced and have the necessary skills to keep you safe.
- Only climb in places that allow climbing. If you’re trespassing in an area where you shouldn’t be climbing, you may not be covered by your adventure travel insurance benefits included in your travel protection plan.
- Don’t get in over your head. Be responsible when choosing a rock climbing destination and make sure it suits your experience level.
- Take advantage of the pre-departure medical consultation included in your non-insurance services and see if there are any vaccinations or prescription medications (like altitude sickness pills) recommended for your destination. Depending on the medication, you may need to start it prior to your trip.
- Check with the US Department of State to see if they have issued any travel advisories for your destination.
- Enroll in the free Smart Traveler Enrollment Program (STEP) to stay updated on emergency situations.
- Have a copy of the documents for your adventure travel insurance coverage saved in your phone. Save the phone number for the 24/7 Non-insurance Emergency Assistance team and have that easily accessible as well. Make sure you know the name of the climbing route and the nearest landmark so you can relay the appropriate information to the local authorities if you need help.
FAQ
Here are our most frequently asked questions about cover for rock climbing. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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Can rock climbing be covered under World Nomads Travel Insurance?
Yes, rock climbing may be covered under all four plans offered by World Nomads Travel Insurance. The Standard and Annual Plans include travel insurance coverage for incidents while rock climbing and bouldering indoors, outdoor rock climbing and ice climbing up to 9,842 feet/3,000 meters, and scrambling up to 19,685 feet/6,000 meters. The Explorer Plan includes via ferrata and outdoor rock climbing, mountaineering, scrambling and ice climbing up to 21,325 feet/ 6,500 meters. The Epic Plan covers everything the Explorer Plan covers, plus outdoor rock climbing, ice climbing, bouldering, soloing, scrambling and mountaineering up to 26,247 feet/8,000 meters. If you want higher limits of coverage, you’ll want to consider the Explorer or Epic plan.
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Can ice climbing be covered under World Nomads Travel Insurance?
Yes, ice climbing may be covered under all four plans offered by World Nomads Travel Insurance. The Standard and Annual Plans include travel insurance coverage for incidents while ice climbing up to 9,842 feet/3,000 meters. The Explorer Plan includes ice climbing up to 21,325 feet/ 6,500 meters. The Epic Plan covers everything the Explorer Plan covers, plus ice climbing up to 26,247 feet/8,000 meters. If you want higher limits of coverage, you’ll want to consider the Explorer or Epic Plan.
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What types of incidents may be covered while rock climbing?
If your trip is cancelled or interrupted due to an unforeseen event, you may be able to recover your travel expenses (up to the maximum benefit amount), and this may include unused, pre-paid, non-refundable tours that you paid for in advance. If you fall and get hurt when rock climbing and require medical assistance, emergency medical coverage may come in handy in the case of an unexpected injury. You may also be covered for unplanned situations such as lost bags.
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Can I purchase a plan after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan that includes adventure travel insurance coverage for rock climbing online anytime, from anywhere in the world. World Nomads Travel Insurance for US residents takes effect at 12:01 a.m. local time the day after you purchase your plan. If you’re already traveling and want to get coverage for your rock climbing trip, you’ll need to buy your plan at least the day before you depart on your trip.
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Does World Nomads Travel Insurance offer coverage for rock climbing outside of the US?
Yes, some of the best rock climbing spots are outside of the US and World Nomads doesn’t want to limit your fun. For example, if you have travel insurance for Argentina, you could have the opportunity to rock climb in the beautiful Andes Mountains. When you get a quote for a travel protection plan that includes extreme sports travel insurance coverage, you’ll need to input where you’ll be traveling.
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What should I do if I get hurt while rock climbing?
If you get hurt while rock climbing, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help cover the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance team is also included for support anytime, anywhere when you purchase a travel protection plan that includes travel insurance coverage for extreme sports.
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Does World Nomads cover other activities during my trip?
Yes, when you purchase travel insurance and non-insurance services for rock climbing trips, you could be covered for more than 250+ other sports, activities and experiences. Things like mountain biking, hiking and camping may all be covered. You can review the list of activities, but if you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason. US residents (except those that live in New York) also have the ability to add additional cancel for any reason coverage when certain World Nomads plans are purchased.
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What happens if my bags are delayed?
When you purchase travel insurance coverage for extreme sports, baggage coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes non-insurance service that can help track down your bag and get it delivered to you.
Need destination inspiration for your next rock climbing trip?
Not sure where your next climbing adventure should take you? If you want to stay closer to home, there are great places to climb inside the US, such as Moab and Red Rock Canyon. However, there are plenty of amazing spots around the world to experience, too. Check out a couple of our favorite rock-climbing locations and get destination-specific travel insurance tips to help you plan with confidence.
Where to Go in Lisbon to Avoid the Crowds (Rock climbing the cliffs of Cascais)
Seven Day Trips from Kathmandu to Add to Your Itinerary (Rock climbing around Hattiban)
This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for Canada
In this northern star, don’t forget these travel insurance tips for your next adventure
- As featured in:
As featured in:
The vast landscapes and vibrant cities of Canada have a lot to offer travelers from solo adventurers to families. From the breathtaking Rockies to cosmopolitan hubs like Toronto and Vancouver, Canada offers something for everyone. Embrace outdoor activities in Alberta, multicultural cuisine in Quebec, and a welcoming atmosphere that promises unforgettable memories.
Wherever your visit to the land of the maple leaf takes you, our policies offer benefits for:
- Overseas medical emergencies
- Medical evacuation and repatriation
- Coronavirus
- Cancellation
- Delayed Baggage
- Adventures, sports, and activities
And if you’ve already left on your trip, don’t worry – with World Nomads you can buy travel insurance while on the road.
Choosing the right policy for you
We offer two travel insurance plans – Standard and Explorer – each of which offers different levels of coverage and benefits. It is up to you to choose what plan has the right level of coverage to meet your travel needs on your Canadian adventure.
Cover for medical emergencies
Whether you’re planning on hiking in Banff National Park or seeing the Northern Lights in the Yukon, there’s so much to see and do in Canada that the last thing you want is to get sick or injured and worry about how you’re going to pay medical bills. Our overseas medical insurance offers cover for emergency medical treatment if you need:
- Hospitalization
- Day surgery and out-patient treatment
- Visits to registered medical practitioners
- Prescribed medicines
- Ambulances
- Medical evacuation, even from remote areas
- Emergency dental treatment
- Extra expenses to get you home, if medically necessary
Travel tip 1: know your own medical history and needs. For example, if you have existing medical condition(s) that may invalidate your cover. In some cases, you may need to have a doctor sign off that you’re fit to travel. If you’re not sure whether you’re covered, contact us.
24/7 emergency assistance
The Emergency Assistance team is available 24/7 and can help you in a medical emergency. The EA team can also arrange medical transport, set up direct payments to medical facilities, and give support to you and your family.
Coverage for Coronavirus
Both our Standard and Explorer policies offer cover for emergency medical assistance if you get sick with Covid-19 whilst traveling around Canada.
Our Explorer plan also offers cover for some Coronavirus related events such as cancellation, trip interruption expenses, and some quarantine costs, as well as additional benefits for healthcare workers, residential care workers, and law enforcement officers who have their pre-arranged leave canceled by their employer due to Coronavirus.
Check out our What’s Covered for Coronavirus article, and contact us if you have any questions.
Get a quote 24/7
With World Nomads, you can get an instant quote anytime, anywhere, before you leave home or while you’re on the road.
Trip cancellation
If your travel plans change unexpectedly and some or all of your trip is canceled, our policies offer coverage (up to benefit limits) for some non-refundable, pre-paid transport and accommodation expenses.
All of our policies can offer coverage for you if you can’t travel because:
- A doctor certifies that you’re medically unfit to travel,
- You, your traveling companion, or a close relative is hospitalized or dies
- Your transport is canceled or delayed because of severe weather, natural disaster, hijacking, or strike.
Delayed baggage
What do you do if you’re arrived in Vancouver, but your bags haven’t? If your luggage is delayed for more than 12 hours, our policies cover essential purchases so you can rest easy while you wait for your bags to turn up.
Our policies also offer coverage if your bags and personal effects are lost, damaged, or stolen.
Travel tip 2: make copies of your essential travel documents and carry essentials such as toiletries, medications, and irreplaceable items in your carry-on luggage.
Cover for adventure activities and sports
If you’re into the outdoors, Canada is the place to go! Our travel insurance policies offer cover for more than 150 activities, sports, and experiences from skiing in Whistler, to hiking in Jasper National Park, or mountain biking in Montreal. We can also cover some water-based activities, including kayaking and white-water rafting.
Keep in mind that some of these activities may require you to use specific safety gear or to be accompanied by a licensed guide, and other terms and conditions may apply. Be sure to read the exclusions section of your policy closely because some activities such as Mountaineering and professional sports are not covered.
If you’re not sure if something you’re planning on doing while on holiday is covered, please contact us before you organize your policy.
Travel tip 3: Canada experiences diverse climates. Pack layers, waterproof gear, and check weather forecasts before heading out for your adventures.
Want travel inspo for your Canadian adventures?
Check out our handy guides to get better acquainted with the ‘Great White North’:
- Your free insider’s guide to Canada
- Canadian Summer or Snow? A guide to choosing when to go
- Finding the Northern Lights in Yellowknife, Canada
- The best 8 places to see wildlife in Canada
This is only a summary of coverage and does not include the full terms, conditions, limitations, and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for Canada
In this northern star, don’t forget these travel insurance tips for your next adventure
- As featured in:
As featured in:
The vast landscapes and vibrant cities of Canada have a lot to offer travellers from solo adventurers to families. From the breathtaking Rockies, to cosmopolitan hubs like Toronto and Vancouver, Canada offers something for everyone. Embrace outdoor activities in Alberta, multicultural cuisine in Quebec, and a welcoming atmosphere that promises unforgettable memories.
Wherever your visit to the land of the maple leaf takes you, our policies offer benefits (up to the policy limits) for:
- Overseas medical emergencies
- Medical evacuation and repatriation
- Coronavirus
- Cancellation
- Delayed Baggage
- Adventures, sports, and activities
And if you’ve already left on your trip, don’t worry – with World Nomads you can buy travel insurance while on the road.
Choosing the right policy for you
We offer two travel insurance plans – Standard and Explorer – each of which offers different levels of coverage and benefits. It is up to you to choose what plan has the right level of coverage to meet your travel needs on your Canadian adventure.
Cover for medical emergencies
Whether you’re planning on hiking in Banff National Park, or seeing the Northern Lights in the Yukon, there’s so much to see and do in Canada that the last thing you want is to get sick or injured and worry about how you’re going to pay medical bills. Our overseas medical insurance offers cover for emergency medical treatment if you need:
- Hospitalisation
- Day surgery and out-patient treatment
- Visits to registered medical practitioners
- Prescribed medicines
- Ambulances
- Medical evacuation, even from remote areas
- Emergency dental treatment
- Extra expenses to get you home, if medically necessary
Travel tip: know your own medical history and needs. For example, if you have an existing medical condition(s), that may invalidate your cover. In some cases, you may need to have a doctor sign off that you’re fit to travel. If you’re not sure whether you’re covered, contact us.
24/7 emergency assistance
The Emergency Assistance team are available 24/7 and can help you if you are having a medical emergency. They can also help arrange medical transport, set up direct payments to medical facilities and give support to you and your family.
Coverage for Coronavirus
Both our Standard and Explorer policies offer cover for emergency medical assistance if you get sick with Covid-19 whilst travelling around Canada.
Our Explorer plan also offers cover for some Coronavirus related events such as cancellation, trip interruption expenses and some quarantine costs, as well as additional benefits for healthcare workers, residential care workers and law enforcement officers who have their pre-arranged leave cancelled by their employer due to Coronavirus.
Check out our What’s Covered for Coronavirus article, and contact us if you have any questions.
Get a quote 24/7
With World Nomads you can get an instant quote anytime, anywhere, before you leave home or while you’re on the road.
Trip cancellation
If your travel plans change unexpectedly and some or all of your trip is cancelled, our policies offer coverage (up to benefit limits) for some non-refundable, pre-paid transport and accommodation expenses.
All of our policies can offer coverage for you if you can’t travel because:
- A doctor certifies that you’re medically unfit to travel,
- You, your travelling companion, or a close relative is hospitalised or dies
- Your transport is cancelled or delayed because of severe weather, natural disaster, hijacking, or strike.
Delayed baggage
What do you do if you’ve arrived in Vancouver, but your bags haven’t? If your luggage is delayed for more than 12 hours, our policies offer cover for essential purchases so you can rest easy while you wait for your bags to turn up.
Our policies also offer coverage if your bags and personal effects are lost, damaged or stolen.
Travel tip: make copies of your essential travel documents and carry essentials such as toiletries, medications, and irreplaceable items in your carry-on luggage.
Cover for adventure activities and sports
If you’re into the outdoors, Canada is the place to go! Our travel insurance policies offer cover for more than 150 activities, sports and experiences from skiing in Whistler, to hiking in Jasper National Park, or mountain biking in Montreal. We can also cover some water-based activities, including kayaking and white-water rafting.
Keep in mind that some of these activities may require you to use specific safety gear or to be accompanied by a licensed guide, and other terms and conditions may apply. Be sure to read the exclusions section of your policy closely because some activities such as Mountaineering and professional sports are not covered.
If you’re not sure if something you’re planning on doing while on holiday is covered, please contact us before you organise your policy.
Travel tip 2: Canada experiences diverse climates. Pack layers, waterproof gear, and check weather forecasts before heading out for your adventures.
Want travel inspo for your Canadian adventures?
Check out our handy guides to get better acquainted with the ‘Great White North’:
- Your free insider’s guide to Canada
- Canadian Summer or Snow? A guide to choosing when to go
- Finding the Northern Lights in Yellowknife, Canada
- The best 8 places to see wildlife in Canada
Travel insurance is not designed to cover everything, so take the time to read the full description of cover in the PDS for the full details on what’s not covered as well as the terms, conditions, limitation, and exclusions. If you are unsure of anything, please contact us for help.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Live Action Role Playing (LARP)
Learn how travel insurance can protect you during LARP events.
- As featured in:
As featured in:
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
Whether you are into fantasy, renaissance, steampunk, or horror, the excitement of participating in live action role play (LARP) can be electrifying. You’re able to step away from the mundane reality and responsibilities of life and immerse yourself in the adventurous fun of a fictional setting.
Most game masters take steps to try to keep the environment safe, but some things can’t be avoided. If you are attacked by a crunchy, step back too far when blocking, and trip over a tree root, that fall will bring you back to reality quickly. If you have plans to participate in a LARP event on your next trip, you may want to consider a World Nomads travel insurance* plan with adventure sports coverage.
- Should I consider travel insurance for LARP
- What other activities are covered by travel insurance?
- What is covered by travel insurance?
- What are some things travel insurance would not cover?
- Tips for LARPing Safely
Should I consider travel insurance for LARP?
Trip and falls are some of the most common injuries that happen while LARPing. When you’re engrossed in the moment, you can become so consumed in your actions that you don’t pay attention to the terrain around you. Uneven ground and a twisted ankle can be scarier than the horde of monsters coming towards you. Getting hit in the eye with a spell packet is not any fun either. If you get hurt, your health insurance may not always cover you when you are traveling to destinations outside of your network or plan. However, a travel insurance plan from World Nomads may be able to assist by helping to reimburse expenses for things like x-rays, prescription medications, a hospital stay, or other emergency medical needs if you get hurt while LARPing.
What other activities are covered by travel insurance?
Are you planning to explore even more sports and adventures during your travels? World Nomads offers adventure travel insurance that covers more than 250 activities for US residents, and you can also have coverage for activities like backpacking, karate, and paint balling.
We offer four plans – Standard, Explorer, Epic and Annual – each with different levels of coverage. When you get a quote, you can compare the plans, which offer coverage up to 180 days per single trip. And if you plan to take numerous trips during the year, the Annual Travel Insurance Plan could be best for you; it has a maximum trip length of 45 days.
What is covered by travel insurance?
World Nomads covers international and domestic trips, when traveling at least 100 miles from home. In addition to emergency medical expense coverage, travel insurance may help with several other unexpected emergency situations you may encounter while you are on your trip. For US residents, World Nomads may also offer coverage for:
- Baggage and Gear: If the airline lost the bag that held your favorite boffer sword, baggage coverage may help reimburse the cost to replace it if it’s lost by a common carrier. All plans also include the non-insurance service Blue Ribbon Baggage, which will track and expedite the return of your airline baggage if it is lost or delayed.
- Trip Interruption and Cancellation Insurance: if your trip is cancelled, interrupted, or delayed due to an unforeseen event like an illness or injury, you may be able to recover your nonrefundable, prepaid travel expenses through our trip cancellation, trip interruption or trip delay coverage.
- Evacuation: If you get injured while LARPing in a place where there aren't nearby medical facilities, the 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.
What are some things travel insurance would not cover?
If you arrive at your event and aren’t vibing with the plot of your LARP, your adventure travel insurance would not cover the cancellation of your trip. Some other things that are not covered include:
- Damage that happens to your LARP equipment while you are using it.
- Injuries that happen if you are LARPing under the influence of drugs or alcohol.
- Any medical bills related to a pre-existing condition, unless you purchased the Epic or Explorer plan during the time-sensitive period were medically able to travel at the time of purchase.
- Participation in other activities not listed as covered in your policy.
- Domestic travel within 100 miles of your home.
Tips for LARPing safely
We’ve learned that every LARP is different, and we encourage you to make sure an event fits your comfort level before participating. Find out ahead of time what type of story you are joining in, and the combat the event allows. Never make assumptions about safety and always ask questions related to the equipment and actions that are classified as safe.
Here are a few other tips we have found to help keep you safe while LARPing:
- Drink plenty of water.
- Know the safe words beforehand.
- Read all the rules.
- Listen to the game master and marshal.
- Don’t drink alcohol and LARP.
- Wear a helmet.
- Perform a weapons check.
- Get rest the day before.
- Take breaks when you need to.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Live Action Role Playing (LARP)
Learn about the benefits of travel insurance for live action role playing, and why you may want to consider coverage before your next trip.
- As featured in:
As featured in:
Whether you are into fantasy, renaissance, steampunk, or horror, the excitement of participating in live action role play (LARP) can be electrifying. You’re able to step away from the mundane reality and responsibilities of life, and temporarily enjoy some adventurous fun in a fictional setting.
Most game masters take steps to try to keep the environment safe, but some things can’t be avoided. If you are attacked by a crunchy, step back too far when blocking, and trip over a tree root, that fall to the ground will bring you back to reality quickly. If you have plans to participate in a LARP event on your next trip, you may want to consider a World Nomads travel insurance plan with adventure sports coverage.
- Should I consider travel insurance for LARP
- Does travel insurance cover other adventure activities I might participate in during my trip?
- What else is covered by travel insurance?
- What are some things trip insurance would not cover?
- Tips for LARPing Safely
Should I consider travel insurance for LARP?
Trip and falls are some of the most common injuries that happen while LARPing. When you’re engrossed in the moment as a player character or non-player character, you can become so consumed in your actions that you don’t pay attention to the terrain around you. Uneven ground and a twisted ankle can be scarier than the horde of monsters coming towards you. Getting hit in the eye with a spell packet is not any fun either. A travel insurance plan from World Nomads could assist by helping to reimburse expenses for things like an ambulance transfer, prescription medication, hospital stay, or other emergency medical needs if you get hurt while LARPing. You will still need to have Government Health Insurance Plan (GHIP) coverage in your home province while you are on your trip though. If you don’t, your total limit for all emergency medical expenses during your trip is limited to CAD $40,000.
Does travel insurance cover other adventure activities I might participate in during my trip?
Are you planning to explore even more sports and adventures while you are travelling? World Nomads covers more than 250 activities for Canadian residents. When you get a quote, you can check out our Standard and Explorer plans to compare coverage side by side and decide on the best travel insurance coverage for your needs.
You will need to list all the activities that you plan to participate in while on your trip at the time that you purchase your policy. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time.
Level 1 activities like live action role play, archery, canyoning, and golf are automatically covered, but these will still need to be listed when you purchase your policy. However, you will need to pay an additional premium to be covered for Level 2 and Level 3 activities like hang gliding, tandem skydiving, or zip lining. Special conditions may also apply. If you plan on participating in an activity that isn’t listed in your policy wording, you will need to contact us to determine if you will be covered.
What else is covered by travel insurance?
World Nomads covers international and domestic trips, when travelling outside of your home province. In addition to emergency medical coverage, travel insurance may help with several other aspects of your trip. For Canadian residents, World Nomads may also offer coverage for:
- Baggage and Gear: If the airline lost the bag that held your favorite boffer sword, baggage cover may help reimburse the cost to replace it if it’s lost by a common carrier. If your baggage going to your destination is delayed by an airline or ground carrier for 12 hours or more, you may also be reimbursed for things like toiletries or a change of clothes until you are reunited with your bag. Check the policy wording for complete details of coverage, conditions, and exclusions.
- Trip Interruption and Cancellation Insurance: If something unexpected happens like an illness or injury, and you need to cancel or interrupt your trip, you may be able to recover your unused, prepaid, non-refundable travel expenses.
- Evacuation: If you get injured while LARPing in a place where there aren't nearby medical facilities, the World Nomads 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.
What are some things travel insurance would not cover?
If you arrive at your event, and aren’t vibing with the plot of your LARP, your adventure travel insurance would not cover you if you wanted to cancel or interrupt of your trip. Some other things that are not covered include:
- Damage that happens to your LARP equipment while you are using it
- Injuries that happen if you are LARPing under the influence of drugs or alcohol
- Pre-existing medical conditions
- Participation in other activities not listed as covered in your policy
- Domestic travel within your home province
Tips for LARPing safely
We’ve learned that every LARP is different, and we encourage you to make sure an event fits your comfort level before participating. Find out ahead of time what type of story you are joining in, and the combat the event allows. Never make assumptions about safety and always ask questions related to the equipment and actions that are classified as safe.
Here are a few other tips we have found to help keep you safe while LARPing:
- Drink plenty of water.
- Know the safe words beforehand.
- Read all of the rules.
- Listen to the game master and marshal.
- Don’t drink and LARP.
- Wear a helmet.
- Perform a weapons check.
- Get rest the day before.
- Take breaks when you need to.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Live Action Role Playing (LARP)
Learn about the benefits of travel insurance for live action role playing, and why you may want to consider coverage before your next trip.
- As featured in:
As featured in:
Whether you are into fantasy, renaissance, steampunk, or horror, the excitement of participating in live action role play (LARP) can be electrifying. You’re able to step away from the mundane reality and responsibilities of life, and temporarily enjoy some adventurous fun in a fictional setting.
Most game masters take steps to try to keep the environment safe, but some things can’t be avoided. If you are attacked by a crunchy, step back too far when blocking, and trip over a tree root, that fall to the ground will bring you back to reality quickly. If you have plans to participate in a LARP event on your next trip, you may want to consider a World Nomads travel insurance plan with adventure sports cover.
- Should I consider travel insurance for LARP
- Does travel insurance cover other adventure activities I might participate in during my trip?
- What else is covered by travel insurance?
- What are some things trip insurance would not cover?
- Tips for LARPing Safely
Should I consider travel insurance for LARP?
Trip and falls are some of the most common injuries that happen while LARPing. When you’re engrossed in the moment as a player or non-player character, you can become so consumed in your actions that you don’t pay attention to the terrain around you. Uneven ground and a twisted ankle can be scarier than the horde of monsters coming towards you. Getting hit in the eye with a spell packet is not any fun either. If you get hurt, your health insurance may not always cover you when you are traveling to destinations outside of your network or plan. However, a travel insurance plan from World Nomads could assist by helping to reimburse expenses for costs like x-rays, prescription medications, a hospital stay, or other emergency medical needs if you get hurt while LARPing.
Does travel insurance cover other adventure activities I might participate in during my trip?
If you are looking to explore even more sports and adventures during your travels, you can compare the adventure travel insurance cover in both the Standard and Explorer travel insurance plans that are offered by World Nomads, as we offer cover for more than 150 activities
When you get a quote, you can select your country of residence, and compare both plans side by side to see what each covers. The Explorer plan has higher limits and sub-limits of coverage, and for some countries of residence, it includes additional covered activities. Depending on your country of residence, you may need to add activities to your policy when you purchase it. Check out both plan options, because only you can decide the best travel insurance for your needs.
If you aren’t sure if something is covered, contact our customer service team and they can help explain what each policy includes.
What else is covered by travel insurance?
In addition to emergency medical cover, travel insurance may help with several other unexpected situations you may encounter while you are on your trip. Depending on your country of residence, World Nomads may also offer cover for:
- Baggage and Gear: If the airline lost the bag that held your favorite boffer sword, baggage cover may help replace it if it’s lost by a common carrier.
- Trip Interruption and Cancellation Insurance: If something unexpected happens like an illness or injury, and you need to cancel or interrupt your trip, you may be able to recover your unused, prepaid, non-refundable travel expenses.
- Evacuation: If you get injured while LARPing in a place where there aren't nearby medical facilities, the World Nomads 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.
What are some things travel insurance would not cover?
If you arrive at your event, and aren’t vibing with the plot of your LARP, your adventure travel insurance would not cover the cancellation of your trip. Some other things that are not covered include:
- Damage that happens to your LARP equipment while you are using it
- Injuries that happen if you are LARPing under the influence of drugs or alcohol
- Pre-existing medical conditions
- Participation in other activities not listed as covered in your policy
Tips for LARPing safely
We’ve learned that every LARP is different, and we encourage you to make sure an event fits your comfort level before participating. Find out ahead of time what type of story you are joining in, and the combat the event allows. Never make assumptions about safety and always ask questions related to the equipment and actions that are classified as safe.
Here are a few other tips we have found to help keep you safe while LARPing:
- Drink plenty of water.
- Know the safe words beforehand.
- Read all of the rules.
- Listen to the game master and marshal.
- Don’t drink and LARP.
- Wear a helmet.
- Perform a weapons check.
- Get rest the day before.
- Take breaks when you need to.
This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
