What to do if you have to cancel your trip due to illness or injury
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As featured in:
Illness and injury are never fun, especially when they interfere with your travel plans.
If you have no option but to cancel your trip because you’ve fallen ill or become injured in some way, we’re here to help. Because the only thing worse than missing out on your trip is footing the bill when the unforeseen happens.
- Contact us as soon as possible
- Rearrange or cancel your bookings straight away
- Provide all written documents
- Don’t forget your receipts
- Am I covered if I cancel my trip due to COVID-19?
- Need to know more?
Here’s what to do in the event you need to cancel:
1. Contact us as soon as possible
If you’ve had an accident, you must notify our 24/7 Emergency Assistance Team as soon as reasonably possible so that we can confirm your cover and manage any potential claim for you.
You can contact our 24/7 Emergency Assistance Team on +353 21 237 8009 or +353 21 237 8003.
The team is available 24 hours a day, 7 days a week, 365 days a year and can offer the following assistance:
- Arranging medical transport.
- Setting up direct payments to medical facilities.
- Giving support to you and your family.
2. Rearrange or cancel your bookings straight away
As soon as you know you’re unable to travel you must try to rearrange, or if necessary, cancel your bookings as soon as possible. This means contacting any tour operator or carrier where you’ve pre-booked travel arrangements, such as accommodation, transport, or tour providers.
3. Provide all written documents
Written documents are the best way to support your claim. They need to come from an independent third party and provide evidence pertaining to the illness or injury that is preventing you from traveling or continuing your travels, and any relevant confirmation relating to cancellations made with your travel providers, such as the costs incurred, whether the pre-paid expenses were deemed non-refundable, or if refundable, what refunds were provided.
Required documents include:
- Doctor’s report, written medical diagnosis, or medical certificate from the treating doctor confirming it is medically necessary to cancel, curtail or interrupt your trip.
- Relevant medical records or reports regarding your illness or injury, including information about pre-existing medical conditions.
- Ambulance report if one was required.
- Police report if they were involved.
- Hospital admission report if the person was admitted to the hospital.
- A report from all relevant travel supplier or carrier confirming the details around the cancellation, including refund or offers made to you.
- Any other relevant documentation related to what happened.
4. Don’t forget your receipts
If you need to cancel your travel plans due to illness or injury, you’ll need to provide relevant receipts, itineraries, and bookings and cancellation information (including any refunds received).
Your receipts are pertinent to your claim, and they can help keep things hassle-free so you can focus on getting better.
5. Am I covered if I cancel my trip due to COVID-19?
If you or a member of your traveling party are diagnosed with coronavirus and you have no option but to cancel your trip, or if your travel plans are impacted after being diagnosed with coronavirus during your trip, we may be able to help.
We offer Standard and Explorer Plans, each with different levels of cover. It’s important to note that cover is only available for Coronavirus travel costs if you’ve purchased an Explorer Plan. And we don’t provide cover for any expenses you incur after you return home to your Country of Residence.
Like other illnesses, for a valid claim you must be able to provide satisfactory written evidence of diagnosis as well as all the other details outlined above.
To find out what cover applies to you, read our What’s Covered for Coronavirus article, which has all of the details, including benefit limits, conditions, and exclusions.
6. Need to know more?
If you’re still unsure what to do if you need to cancel your trip because you or someone in your travel party is ill or injured, we’re here to help answer your questions. Check out our Help Centre that has FAQs on diverse topics that will answer any of your questions. If you are still unsure you can get in touch and we’ll help you navigate the process.
And in case of a medical emergency, our experienced Emergency Assistance Team is available to help 24 hours a day 7 days week.
What does my travel insurance cover?
Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states, or provinces. Please carefully read your Policy Wording for a full description of coverage.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamLive Action Role Playing (LARP) Travel Insurance Coverage
Learn how your LARP adventure can be covered by travel insurance plans
- As featured in:
As featured in:
At a glance:
- All World Nomads plans cover live action role playing trips, with some plans that offer higher limits of coverage.
- Emergency Medical Coverage may assist with medical costs and transport if you're seriously hurt while LARPing.
- Our travel protection plans include transportation if your condition is severe, acute, or life-threatening and adequate treatment is not available in your immediate area. Additional terms apply.
- Gear and baggage protection helps cover lost, stolen, or damaged LARPing gear and luggage.
- An optional Cancel for Any Reason upgrade is available on some plans (additional cost and state restrictions may apply.)
- Why should I consider travel insurance for my LARP trip?
- Travel insurance and non-insurance services for LARP: What may be covered?
- What level of travel insurance coverage do I need for my live action role playing trip?
- What may not be covered when on a LARPing trip?
- Top safety tips we recommend for LARPing safely
- FAQs
Whether you’re into fantasy, renaissance, steampunk, or horror, live-action role-playing lets you step out of reality and immerse yourself in a fictional world. These adventures can even take you to exciting destinations beyond the U.S.—but wherever you go, it’s wise to be prepared for the unexpected. If you’re planning a trip, you may want to protect yourself with a travel protection plan that includes a range of travel insurance benefits and non-insurance services for live action role playing trips that may help with everything from stolen LARP gear to unexpected medical expenses.
Why should I consider travel insurance for my LARP trip?
Most game masters take steps to try to keep the environment safe, but unexpected issues can mess up even the most carefully planned LARP trips. If you lose your footing and trip, that fall to the ground will bring you back to reality quickly. Adventure travel insurance and non-insurance services designed for LARP adventures may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to travel confidently when you’re LARPing away from home.
Travel insurance and non-insurance services for LARP: What may be covered?
When you’re live action role playing and engrossed in the moment as a character, you can become so consumed in your actions that you don’t pay attention to the terrain around you. Uneven ground and a twisted ankle can be scarier than a horde of monsters coming your way. Since unexpected situations can happen when LARPing, we’ve designed coverage for losses resulting from live action role playing while traveling. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.
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Emergency Medical Expenses
For falls that happen when LARPing -
24/7 Non-Insurance Emergency Assistance
Available 24/7 to assist in an emergency situation -
Baggage & Gear Coverage
Damaged or stolen LARP gear or luggage that is lost -
Trip Delays, Interruptions & Cancellations
A money-saver if inclement weather keeps you from participating in a LARP
Get a quote and compare the plans to see which level of coverage is right for you.
Terms, conditions, and limitations apply to all mentioned coverages.
All plans include adventure travel insurance coverage for LARP trips, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records and pre-departure telehealth services.
What level of travel insurance coverage do I need for my live action role playing trip?
World Nomads offers four plans for U.S. residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even when you’re going on a LARP trip, you may want to do other fun things too, like hiking or camping. That’s totally fine, because you may be covered for more than 250+ other sports, activities and experiences when you purchase a travel protection plan that includes travel insurance coverage and non-insurance services for your LARP adventure.
- Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while LARPing. It includes up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation.
- Explorer Plan – This also covers live action role playing, but also covers other activities such as skydiving and triathlons. It also has higher limits of coverage for most benefits.
- Epic Plan – This covers everything the Explorer plan covers, plus even more activities – including cliff diving and free soloing. It also has the highest benefit limits of coverage.
- Annual Plan – If you’re planning multiple trips throughout the year, this plan may be for you. Just buy once and stay protected all year. It includes travel insurance coverage for LARP trips, as well as all of the other activities covered in the Standard Plan.
NOMADS TIP: For even more trip cancellation flexibility, check out the optional ‘Cancel for Any Reason’ benefit. It can be added to Explorer and Epic plans. Available at an additional cost for U.S. residents, except in New York.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What may not be covered when on a LARPing trip?
If you arrive at your event, and aren’t vibing with your plot, your live action role playing travel insurance coverage won’t cover you if you want to cut your trip short and go home. Some other things that aren’t covered include:
- Unattended baggage, LARP gear or personal items
- Traveling or LARPing within 100 miles of your home
- Not following ‘Do Not Travel’ warnings issued by the US government prior to departure
- Damage that happens to your LARP equipment while you are using it.
- Injuries that happen if you are LARPing under the influence of drugs or alcohol.
Top safety tips we recommend for LARPing safely
Every LARP is different, and we encourage you to make sure an event fits your comfort level before participating. Find out ahead of time what type of story you are joining in, and the combat the event allows. Never make assumptions about safety and always ask questions related to the equipment and actions that are classified as safe. You may also want to save a copy of your plan documents in your phone and have the phone number for the 24/7 Non-insurance Emergency Assistance team easily accessible as well – just in case.
Here are a few other tips we have found to help keep you safe while LARPing:
- Drink plenty of water.
- Know the safe words beforehand.
- Read all of the rules.
- Listen to the game master and marshal.
- Don’t drink and LARP.
- Wear a helmet.
- Get rest the day before.
- Take breaks when you need to.
FAQ
Here are our most frequently asked questions about cover for LARPing. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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Can LARP be covered under World Nomads Travel Insurance?
Yes, live action role playing may be covered under all four plans offered by World Nomads Travel Insurance. If you want higher limits of coverage, you’ll want to consider the Explorer or Epic plan.
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What types of incidents may be covered while on your live action role playing trip?
If your trip is canceled or interrupted due to an unforeseen event, you may be able to recover your travel expenses (up to the maximum benefit amount), and this may include unused, pre-paid, non-refundable tours that you paid for in advance. If you fall and get hurt when LARPing and require medical assistance, emergency medical coverage may come in handy in the case of an unexpected injury. You may also be covered for unplanned situations such as lost bags.
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Can I purchase a plan after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan that includes adventure travel insurance coverage for LARP trips online anytime, from anywhere in the world. World Nomads Travel Insurance for U.S. residents takes effect at 12:01 a.m. local time the day after you purchase your plan. If you’re already traveling and want to get coverage for live action role playing, you’ll need to buy your insurance at least the day before you need coverage.
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Does World Nomads Travel Insurance offer coverage for live action role playing overseas?
Yes, some of the best LARP events are outside of the US and World Nomads doesn’t want to limit your fun. For example, if you have travel insurance for Germany, you could have the opportunity to participate in Conquest of Mythodea. When you get a quote for a travel protection plan , you’ll need to input where you’ll be traveling.
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What should I do if I get hurt while LARPing?
If you get hurt while live action role playing, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help cover the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance team is also included for support anytime, anywhere when you purchase a travel protection plan that includes travel insurance coverage for LARP trips.
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Does World Nomads cover other activities during my trip?
Yes, when you purchase travel insurance and non-insurance services for live action role playing, you could be covered for losses related to more than 250+ other sports, activities and experiences. Things like swimming, hiking and camping may all be covered. You can review the list of activities, but if you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason. U.S. residents (except those that live in New York) also have the ability to add additional cancel for any reason coverage when certain World Nomads plans are purchased.
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What happens if my bags are delayed?
When you purchase travel insurance coverage for LARP trips, baggage coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes non-insurance service that can help track down your bag and get it delivered to you.
Need destination inspiration for your next LARP trip?
In the US, DrachenFest has become a favorite event for many LARPers. However, there are plenty of great spots to live action role play around the world, too. If you aren’t sure where to go for your next LARP adventure, check out a couple of our favorite live action role playing events and get destination-specific travel insurance tips to help you plan with confidence.
Requiem: Reichskinder – Czech Republic
20250930-4852446. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamLive Action Role Playing (LARP) Travel Insurance Coverage
Protect Your Quest: Travel Insurance for Canadian LARP Adventures
- As featured in:
As featured in:
At a glance:
- Coverage for LARP Adventures Abroad: World Nomads offers travel insurance to help cover medical emergencies, gear loss, and trip cancellations. Live action role playing (LARP) may be covered, and you can choose a plan based upon the level of coverage you need.
- Emergency Medical Evacuation for Remote Battles: Our plans include emergency medical evacuation coverage if you get injured while LARPing in remote areas.
- Protection for Your LARP Gear: We provide gear protection if your LARP equipment is stolen or accidentally damaged by the common carrier during your trip.
- Plans that Level Up: Choose from four travel insurance plans: Standard, Explorer, Epic and Annual Multi-Trip and add optional higher activity level coverage to customize your plan based on your trip style and level of adventure.
- Why should I consider travel insurance for live action role playing?
- Live action role playing travel insurance: What may be covered?
- Choosing the Right LARP Travel Insurance Plan
- What may not be covered when on a live action role play trip?
- Top safety tips we recommend for LARPing safely
- FAQs
LARPing—whether renaissance, steampunk, or another style—lets you step away from real life and immerse yourself in a fictional world. With tens of thousands of participants around the globe and large events drawing thousands of players, it’s an experience that can take you to some truly exciting destinations beyond Canada. But when you’re travelling for any adventure, it helps to be prepared for the unexpected. If you’re planning a trip, you may want to protect your experience with World Nomads Travel Insurance for live action role playing. Our travel insurance plans include benefits that may help with everything from stolen LARP gear to unexpected emergency medical expenses.
Why should I consider travel insurance for my LARP trip?
Most game masters take steps to try to keep the environment safe, but unexpected issues can mess up even the most carefully planned LARP trips. If you lose your footing and trip, that fall to the ground will bring you back to reality quickly. Travel insurance for your LARPing adventure may help you bounce back quickly with support for medical and travel emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a smart way to travel confidently when you’re live action role playing outside of your home province.
Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province too.
Travel insurance for LARPing: What may be covered?
When you’re live action role playing and engrossed in the moment as a character, you can become so consumed in your actions that you don’t pay attention to the terrain around you. Uneven ground and a twisted ankle can be scarier than a horde of monsters coming your way. Since unexpected situations can happen when live action role playing, we’ve designed our plans to include travel insurance for LARPing.
-
Emergency Medical Expenses
If you get injured when LARPing and require emergency medical treatment -
24/7 Emergency Assistance
Available 24/7 to assist in an emergency situation -
Baggage & Gear Coverage
Damaged or stolen LARP gear -
Trip Cancellations, Trip Interruptions and Delays
Travel protection for your unused, pre-paid, nonrefundable trip costs and unexpected expenses
Get a quote and compare the plans to see which level of coverage is right for you.
Choosing the Right LARP Travel Insurance Plan
World Nomads offers four plans for Canadian residents – the Standard, Explorer, Epic and Annual Multi-Trip – each with different levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Even if your main goal is to LARP, you may also be participating in other activities like archery or camping. That’s totally fine, because there are over 250+ sports, activities and experiences that could be covered when you purchase travel insurance for LARP. When you purchase your policy, you’ll need to list live action role playing, and all of the other activities that you plan to participate in while on your trip. Costs may vary depending on the additional activities you list.
If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered.
Nomads tip: Get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.
Coverage for 250 activities you love + more
What may not be covered when on a live action role play trip?
If you arrive at your event, and aren’t vibing with your plot, your travel insurance for your LARPing adventure won’t cover you if you want to cut your trip short and go home. Some other things that aren’t covered include:
- Baggage, LARP gear, or personal items left unattended
- Damage that happens to your LARP equipment while you’re using it
- Not following government ‘Do Not Travel’ advisories issued by the Canadian government
- Travelling or LARPing in your home province
- Participation in other activities not listed as covered in your policy
Top safety tips we recommend for LARPing safely
Every LARP is different, and we encourage you to make sure an event fits your comfort level before participating. Find out ahead of time what type of story you are joining in, and the combat the event allows. Never make assumptions about safety and always ask questions related to the equipment and actions that are classified as safe. You may also want to save a copy of your travel insurance documents for your LARPing trip in your phone and have the phone number for the 24/7 Emergency Assistance team easily accessible as well – just in case.
Here are a few other tips we have found to help keep you safe while LARPing:
- Drink plenty of water.
- Know the safe words beforehand.
- Listen to the game master and marshal.
- Don’t drink and LARP.
- Wear a helmet.
- Perform a weapons check.
- Get rest the day before.
- Take breaks when you need to.
FAQ
Here are our most frequently asked questions about cover for LARPing. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
-
Is live action role playing covered under World Nomads Travel Insurance?
Yes, LARPing is covered under both plans offered by World Nomads Travel Insurance. Live action role playing is considered a Level 1 activity and is automatically covered, but you’ll still need to list this as an activity when you purchase your travel insurance for LARP to be covered under your policy. However, you’ll need to pay an additional premium to be covered for any Level 2 and Level 3 activities like zip lining and hang gliding. If you aren’t sure if something is covered, we suggest you contact us to ask.
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What types of incidents are covered while on a LARP trip?
If your trip is delayed or interrupted due to an unforeseen event, you may be able to recover your unused, non-refundable, prepaid travel expenses (up to the policy limits), and this could include unused, prepaid, non-refundable tours that you paid for in advance. If you fall and get hurt while LARPing and require emergency medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags or if the Canadian government issues a travel advisory for your trip destination.
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Can I get coverage after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan online anytime, from anywhere in the world. If you buy a plan after departing from your home province, you won’t be covered for any loss or expense related to any injury or sickness that occurs in the 48-hour period after your departure date.
If your trip is delayed or interrupted due to an unforeseen event, you may be able to recover your unused, non-refundable, prepaid travel expenses (up to the policy limits), and this could include unused, prepaid, non-refundable tours that you paid for in advance. If you fall and get hurt while LARPing and require emergency medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags or if the Canadian government issues a travel advisory for your trip destination.
-
Does World Nomads offer travel insurance for live action role playing overseas?
Yes, some of the best LARP events are outside of Canada and World Nomads doesn’t want to limit your fun. For example, if you have travel insurance for Germany, you could have the opportunity to participate in Conquest of Mythodea. When you get a quote for travel insurance for your LARPing adventure, you’ll need to input where you’ll be travelling.
-
What should I do if I get hurt while I’m LARPing?
You can contact the 24/7 Emergency Assistance team and they can help direct you to nearby medical facilities. They can also translate for you if you’re travelling outside Canada and your medical team doesn’t speak English or French. Make sure you keep all documentation including doctor reports, invoices, etc. You’ll need those things if you plan to make a claim.
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Does World Nomads Travel Insurance cover other activities during my trip?
Yes, you could be covered for more than 250 other sports, activities and experiences. Things like archery, hiking, and camping could all be covered. When you purchase your policy, you’ll need to list all of the activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. If you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancellation coverage is available on all four plans offered by World Nomads, and you could be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason. If you want ultimate flexibility to simply change your mind about your trip, you may be able to get optional ‘cancel for any reason’ coverage as well.
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What happens if my bags are delayed?
If your checked-in bags are delayed more than 12 hours on the way to your destination, your plan could reimburse you for the cost (up to the policy limits) of essential items like toiletries and a change of clothes until you and your bag are reunited.
Need destination inspiration for your next LARP trip?
Within Canada, Bicolline has become a favorite in the LARP world. However, there are plenty of great spots to LARP around the world, too. If you aren’t sure where to go for your next live action role playing adventure, check out a couple of our favorite LARP events and get destination-specific travel insurance tips to help you plan with confidence.
Requiem: Reichskinder – Czech Republic
This article is for general informational purposes only. It is not intended to provide medical, legal, insurance, or travel advice and provides only a general summary of certain features that may be available under applicable travel insurance policies. Coverage is subject to the specific terms, conditions, limitations, exclusions, and pre-existing condition provisions of the applicable insurance policy. In the event of any inconsistency between this article and the wording of any insurance policy, the policy wording shall govern and take precedence. It is important that you read and understand your policy before travelling. If you have questions about your coverage or are unsure how your policy applies to your circumstances, please contact us for clarification.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Live Action Role Playing (LARP)
Learn about the benefits of travel insurance for live action role playing, and why you may want to consider coverage before your next trip.
- As featured in:
As featured in:
Whether you are into fantasy, renaissance, steampunk, or horror, the excitement of participating in live action role play (LARP) can be electrifying. You’re able to step away from the mundane reality and responsibilities of life, and temporarily enjoy some adventurous fun in a fictional setting.
Most game masters take steps to try to keep the environment safe, but some things can’t be avoided. If you are attacked by a crunchy, step back too far when blocking, and trip over a tree root, that fall to the ground will bring you back to reality quickly. If you have plans to participate in a LARP event on your next trip, you may want to consider a World Nomads travel insurance plan with adventure sports cover.
- Should I consider travel insurance for LARP
- Does travel insurance cover other adventure activities I might participate in during my trip?
- What else is covered by travel insurance?
- What are some things trip insurance would not cover?
- Tips for LARPing Safely
Should I consider travel insurance for LARP?
Trip and falls are some of the most common injuries that happen while LARPing. When you’re engrossed in the moment as a player or non-player character, you can become so consumed in your actions that you don’t pay attention to the terrain around you. Uneven ground and a twisted ankle can be scarier than the horde of monsters coming towards you. Getting hit in the eye with a spell packet is not any fun either. If you get hurt, your health insurance may not always cover you when you are traveling to destinations outside of your network or plan. However, a travel insurance plan from World Nomads could assist by helping to reimburse expenses for costs like x-rays, prescription medications, a hospital stay, or other emergency medical needs if you get hurt while LARPing.
Does travel insurance cover other adventure activities I might participate in during my trip?
If you are looking to explore even more sports and adventures during your travels, you can compare the adventure travel insurance cover in both the Standard and Explorer travel insurance plans that are offered by World Nomads, as we offer cover for more than 150 activities
When you get a quote, you can select your country of residence, and compare both plans side by side to see what each covers. The Explorer plan has higher limits and sub-limits of coverage, and for some countries of residence, it includes additional covered activities. Depending on your country of residence, you may need to add activities to your policy when you purchase it. Check out both plan options, because only you can decide the best travel insurance for your needs.
If you aren’t sure if something is covered, contact our customer service team and they can help explain what each policy includes.
What else is covered by travel insurance?
In addition to emergency medical cover, travel insurance may help with several other unexpected situations you may encounter while you are on your trip. Depending on your country of residence, World Nomads may also offer cover for:
- Baggage and Gear: If the airline lost the bag that held your favorite boffer sword, baggage cover may help replace it if it’s lost by a common carrier.
- Trip Interruption and Cancellation Insurance: If something unexpected happens like an illness or injury, and you need to cancel or interrupt your trip, you may be able to recover your unused, prepaid, non-refundable travel expenses.
- Evacuation: If you get injured while LARPing in a place where there aren't nearby medical facilities, the World Nomads 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.
What are some things travel insurance would not cover?
If you arrive at your event, and aren’t vibing with the plot of your LARP, your adventure travel insurance would not cover the cancellation of your trip. Some other things that are not covered include:
- Damage that happens to your LARP equipment while you are using it
- Injuries that happen if you are LARPing under the influence of drugs or alcohol
- Pre-existing medical conditions
- Participation in other activities not listed as covered in your policy
Tips for LARPing safely
We’ve learned that every LARP is different, and we encourage you to make sure an event fits your comfort level before participating. Find out ahead of time what type of story you are joining in, and the combat the event allows. Never make assumptions about safety and always ask questions related to the equipment and actions that are classified as safe.
Here are a few other tips we have found to help keep you safe while LARPing:
- Drink plenty of water.
- Know the safe words beforehand.
- Read all of the rules.
- Listen to the game master and marshal.
- Don’t drink and LARP.
- Wear a helmet.
- Perform a weapons check.
- Get rest the day before.
- Take breaks when you need to.
This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamPickleball Travel Insurance Coverage
Game, Set, Covered: Pickleball Travel Insurance for Canadians
- As featured in:
As featured in:
At a glance:
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Travel Insurance That Has Your Backhand: World Nomads offers travel insurance to help cover medical emergencies, stolen pickleball gear and trip cancellations.
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Your Paddle, Protected: We provide gear protection if your pickleball equipment is stolen or accidentally damaged by your common carrier during your trip.
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Choose Coverage That Matches Your Trip: Choose from four travel insurance plans: Standard, Explorer, Epic and Annual Multi-Trip and add optional higher activity level coverage to customize your plan based on your trip style and level of adventure.
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Reimbursement When Plans Fall Out of Bounds: If your trip is disrupted by illness or injuries (amongst other covered reasons), World Nomads travel insurance with adventure sports coverage may help cover your unused, prepaid, non-refundable trip costs.
- Why should I consider travel insurance for pickleball?
- Pickleball travel insurance: What may be covered?
- What level of coverage do I need for pickleball?
- What may not be covered when playing pickleball?
- Tips for Playing Pickleball Safely
- FAQs
As one of the fastest-growing sports in the world, pickleball has surged in popularity among Canadians and travelers globally, with participation increasing exponentially in recent years. As a result, more resorts are adding pickleball courts, giving both experienced players and newcomers a chance to get in on the action while travelling. But like any sport, it’s important to be prepared for the unexpected. If you’re planning to play pickleball on your trip, you may want to protect yourself with a World Nomads Travel Insurance plan, which includes coverage for adventure sports. Depending on your plan, benefits may help with everything from stolen gear to unexpected medical expenses.
Why should I consider travel insurance for pickleball?
While serious injuries are rare in pickleball, even the best of us have lost our balance and taken a tumble when going for an overhead slam. An unexpected injury can mess up even the most carefully planned trip, but travel insurance for pickleball may help you bounce back quickly with support for medical emergencies, trip delays, and disruptions. With coverage that is flexible to your needs, it’s a smart way to travel confidently when you’re playing pickleball outside of your home province.
Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province too.
Pickleball travel insurance: What may be covered?
Falls are one of the most common pickleball related injuries. You can be proactive and take steps ahead of time to work on your balance, but as you are twisting, turning, and moving across the court, there’s always a possibility of accidents. Since unexpected situations can happen, we’ve designed our plans to include travel insurance for pickleball.
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Emergency Medical Expenses
For injuries that happen when playing pickleball -
24/7 Emergency Assistance
Available 24/7 to assist in an emergency situation -
Baggage & Gear Coverage
Baggage or gear damaged by your common carrier or stolen pickleball gear -
Trip Delays, Interruptions & Cancellations
Travel protection for your unused, pre-paid, nonrefundable trip costs and unexpected expenses
Get a quote and and compare the plan to see which level of coverage is right for you
Choosing the Right Adventure Sports Travel Insurance Plan
World Nomads offers four plans for Canadian residents – the Standard, Explorer, Epic and Annual Multi-Trip – each with different levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
In addition to playing pickleball, you’ll probably also be doing other things like kayaking or hiking. That’s totally fine, because there are more than 250+ sports, activities and experiences that could be covered when you purchase sports travel insurance. Costs may vary depending on the additional activities you list.
If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered.
Nomads tip: Get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.
Coverage for 250 activities you love + more
What may not be covered when on a pickleball trip?
If you decide to go to happy hour and have a few drinks before playing pickleball – and then get hurt – you won’t be covered. Your pickleball travel insurance coverage won’t cover you if you get hurt when you’re under the influence of drugs or alcohol. Some other things that aren’t covered include:
- Baggage, pickleball gear, or personal items left unattended
- Damage that happens to your pickleball equipment while you are using it
- Injuries that happen if you’re competing in a professional pickleball competition
- Not following government ‘Do Not Travel’ advisories issued by the Canadian government
- Travelling or playing pickleball in your home province
- Pre-existing medical conditions exclusions apply to medical conditions and/or symptoms that existed prior to your policy start date. There may be no coverage for losses caused by a pre-existing condition.
- Participation in other activities not listed as covered in your policy
- Ignoring your doctor if they have explicitly advised you not to play pickleball
Tips for Playing Pickleball Safely
From our own time on the court, we’ve learned that many injuries can often be avoided. Here are a few tips we have learned from our own experiences as picklers.
- Wear the right shoes. Shoes designed for court sports are best. The soles are really important since you are moving from side to side and shifting your weight. Try to find a shoe that has good stability on both the inside and outside of your foot.
- Wear eye protection. The ball is lightweight, but it can travel at high speeds. You don’t want it flying toward your unprotected eyes.
- Pick the right paddle. Higher quality paddles will more effectively absorb some of the impact and could help you avoid elbow and shoulder injuries. Make sure you choose one that isn’t too heavy for you.
- Warm up. Even a brisk 5-minute walk around the court helps get your heart pumping before you play.
- Stretch. Make sure to stretch before and after you play pickleball, focusing on your ankles, legs, groin, lower back, shoulders, and arms.
- Don’t play on wet courts. Even though the court’s surface is typically gritty to provide extra traction, it can become slick when wet.
FAQ
Here are our most frequently asked questions about cover for pickleball. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Is pickleball covered under World Nomads Travel Insurance?
Yes, pickleball is covered under all four plans offered by World Nomads Travel Insurance. Pickleball is considered a Level 1 activity and is automatically covered, but you’ll still need to list this as an activity when you purchase your travel insurance for pickleball policy. However, you’ll need to pay an additional premium to be covered for any Level 2 and Level 3 activities like ziplining and hang gliding. If you aren’t sure if something is covered, we suggest you contact us to ask.
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What types of incidents are covered while playing pickleball?
If your trip is delayed or interrupted due to an unforeseen event, you may be able to recover your unused, non-refundable, prepaid travel expenses (up to the policy limits), and this could include unused, prepaid, non-refundable tours that you paid for in advance. If you get hurt while playing pickleball and require medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags or Canadian government travel advisories advising travellers not to travel to a destination on your itinerary.
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Can I get coverage after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan online anytime, from almost anywhere in the world. If you buy a plan after departing from your home province, you won’t be covered for any loss or expense related to any injury or sickness that occurs in the 48-hour period after your departure date. Your departure date will be 12:01am local time on the date that you are originally scheduled to start your trip as shown on your policy certificate.
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Does World Nomads offer travel insurance for playing pickleball on a cruise?
Yes, many cruises now have pickleball courts onboard and World Nomads doesn’t want to limit your fun. If you have travel insurance for cruises, you may be covered if you get injured while playing pickleball on the ship. When you get a quote for pickleball travel insurance, you’ll need to input where you’ll be travelling.
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What should I do if I get hurt while playing pickleball?
You can contact the 24/7 Emergency Assistance team and they can help direct you to nearby medical facilities. They can also translate for you if you’re travelling outside Canada and your medical team doesn’t speak English or French. Make sure you keep all documentation including doctor reports, invoices, etc. You’ll need those things if you plan to make a claim.
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Does World Nomads Travel Insurance cover other activities during my trip?
Yes, you could be covered for more than 250 other sports, activities and experiences. Things like swimming, hiking, and biking could all be covered. When you purchase your policy, you’ll need to list all of the activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. If you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by all four plans offered by World Nomads, and you could be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason. If you want ultimate flexibility to simply change your mind about your trip, you may be able to get optional ‘cancel for any reason’ coverage as well.
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What happens if my bags are delayed?
If your checked-in bags are delayed more than 12 hours on the way to your destination, your plan could reimburse you for the cost of (up to the policy limits) essential items like toiletries and a change of clothes until you and your bag are reunited.
Need destination inspiration for your next trip?
Are you tired of playing at your neighborhood courts and want to see something new? There are some pretty cool places around the world where you can play pickleball, and here are a few of our suggestions.
Asia: Check out a pickleball court surrounded by nature on Sumba Island in Indonesia
France: Go Dinking in the Vines and play on pickleball courts in the middle of a vineyard
This article is for general informational purposes only. It is not intended to provide medical, legal, insurance, or travel advice and provides only a general summary of certain features that may be available under applicable travel insurance policies. Coverage is subject to the specific terms, conditions, limitations, exclusions, and pre-existing condition provisions of the applicable insurance policy. In the event of any inconsistency between this article and the wording of any insurance policy, the policy wording shall govern and take precedence. It is important that you read and understand your policy before travelling. If you have questions about your coverage or are unsure how your policy applies to your circumstances, please contact us for clarification.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Natural Disaster Travel Insurance Plans
Learn how travel insurance may help Canadian travellers dealing with hurricanes, earthquakes, wildfires, and more
- As featured in:
As featured in:
At a glance
- When nature gets wild: World Nomads offers single trip and annual multi-trip plans that include travel insurance for natural disasters
- Coverage for major natural disasters: Disasters such as earthquakes, floods, wildfires, hurricanes, blizzards, and volcanic eruptions may be covered
- Getting to safety: Security evacuation benefits may help you get to a safe place if you experience a severe natural disaster in your destination
- Medical support, if needed: You may be covered for emergency medical expenses if you’re seriously injured
- Plans, disrupted: Additional coverage may be included if you need to cancel, delay, or interrupt your trip due to a natural disaster
- Why should you consider travel insurance for natural disasters?
- Natural Disasters That May Be Covered
- Exclusions
- Maximum Limits
- What should I do if there’s a natural disaster while I’m travelling outside of Canada?
- Travel Safety Tips
- FAQs
Why should you consider travel insurance for natural disasters?
According to data from the Canadian Government, Canadian residents make about 32 million annual visits to countries that are potentially impacted by hurricanes. That’s only one natural disaster that can occur when you’re travelling, though. What happens if you get hurt during an earthquake in Japan or you aren’t able to travel to Vietnam because floods have washed out your hotel?
Travel insurance for natural disasters may help in a variety of ways. If a covered natural disaster makes your destination uninhabitable, causing you to cancel your trip, you may be reimbursed for your unused, prepaid, non-refundable trip costs such as airfare, hotels, and tours. If you’re already travelling and face a severe natural disaster, you need to leave and get to a safe place – and security evacuation benefits (included in the Explorer, Epic, and Annual Multi-Trip plans) may help.
If you get hurt, emergency medical expenses resulting from the disaster may be covered. You will still need to have coverage through your Government Health Insurance Plan in your home province while you’re on your trip, though. If you don’t, your total limit for all emergency medical expenses during your trip is limited to $40,000 CAD.
Natural Disasters That May Be Covered
- Earthquakes
- Floods (due to natural causes)
- Tsunamis
- Wildfires
- Hurricanes
- Typhoons
- Tornadoes
- Mudslides/Landslides
- Avalanches
- Blizzards
- Sandstorms
- Sinkholes
- Volcanic eruptions
Exclusions
- Storm-chasing activities
- Natural disasters already forecast at the time you purchased your plan
- Meteorites, asteroids, and man-made space debris
- Travel within your home province
- Expenses outside of the limits, terms, and conditions of coverage stated in your policy documents
Maximum Limits
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Emergency Medical Expenses: Up to $1,500,000 CAD Security Evacuation: Not Available Trip Cancellation: Up to $2,500 CAD Get a quote |
Emergency Medical Expenses: Up to $5,000,000 CAD Security Evacuation: Up to $50,000 CAD Trip Cancellation: Up to $10,000 CAD Get a quote |
Emergency Medical Expenses: Up to $10,000,000 CAD Security Evacuation: Up to $100,000 CAD Trip Cancellation: Up to $15,000 CAD Get a quote |
Emergency Medical Expenses: Up to $5,000,000 CAD Security Evacuation: Up to $50,000 CAD Trip Cancellation: Up to $10,000 CAD Get a quote |
What should I do if there’s a natural disaster while I’m travelling outside of Canada?
It’s one thing if a rainy day washes out your trekking expedition in Mexico, but what if a hurricane blows the roof off your hotel? If you’re faced with a natural disaster when you’re travelling outside of Canada, make sure you follow these steps.
- If you find yourself away from home and dealing with a natural disaster, first make sure you and your travel partners are somewhere safe.
- Reach out to the 24/7 Emergency Assistance Team to let them know what happened. If you need medical care, they may help direct you to a place where you can get the care you need.
- Continue to monitor the weather and developing situation if you have access to a radio, television, or mobile device.
- You can start a claim for your natural disaster travel insurance benefits, but you’ll want to make sure you have all of your documentation to submit. This includes things such as proof of all non-refundable, prepaid deposits or payments, original receipts for any expenses incurred because of the natural disaster, a written statement from your medical team, etc.
Travel Safety Tips
As travellers ourselves, we’ve dealt with weather situations when travelling. We’ve also had to cancel trips because of natural disasters that put a halt to our plans. We’ve learned a few things along the way and these are a few of our personal tips.
- Do your research and check out the Canadian government’s safety warningsfor your destination before travelling. You can see if there are any natural disasters that your destination is prone to, such as volcanoes, flooding, tsunamis, wildfires, and more. This is also where they list any current travel advisories.
- Register with Canadians Abroad to stay updated on emergency situations.
- Plan the timing of your trip appropriately. If you know that hurricane season runs from June through November in the Caribbean, you may want to plan your trip to the Bahamas outside of that window.
- Share your travel plans with family or friends back home so that someone knows where you are in case a natural disaster strikes your destination.
- Even with thorough planning, a natural disaster can happen at any time. Consider getting a quote for travel insurance for natural disasters.
- If you purchase a plan, keep a copy of it saved in your phone. It’s also helpful to save the phone number for the 24/7 Emergency Assistance team and have that easily accessible as well.
- Since natural disasters have the potential of knocking out cell service and electricity, have a printed copy of your plan too just in case you aren’t able to use your phone.
- Save all receipts for everything you’ve purchased for your trip. If there’s a natural disaster and you need to make a claim, you’ll need to provide that documentation, as well as information about the actual disaster.
FAQ
Here are our most frequently asked questions about cover for natural disasters. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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What qualifies as a natural disaster?
A natural disaster is a natural event that causes destruction or loss. Some examples include:
- Earthquakes
- Floods (due to natural causes)
- Tsunamis
- Wildfires
- Hurricanes
- Typhoons
- Tornadoes
- Mudslides/Landslides
- Avalanches
- Blizzards
- Sandstorms
- Sinkholes
- Volcanic eruptions
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Do my travel insurance benefits cover medical expenses if I get hurt during a natural disaster?
If there’s a natural disaster while you’re travelling and you’re seriously injured, theemergency medical coverage in your travel insurance plan may provide reimbursement for the treatment you need. You will still need to have coverage through your Government Health Insurance Plan in your home province while you’re on your trip, though. If you don’t, your total limit for all emergency medical expenses during your trip is limited to $40,000.
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Can I cancel my trip because I’m scared of a potential hurricane?
If a travel advisory is issued for your destination by the Government of Canada, or the appropriate authority of your destination country, advising travellers not to go there, your trip cancellation travel insurance benefits may reimburse you for unused, prepaid, non-refundable expenses such as unused hotel accommodations, airfare, and tours.
If there’s no advisory, though, you won’t be able to make a claim just because you’re scared. However, the optional ‘Cancel for Any Reason’ coverage allows you to receive a partial reimbursement for unused, prepaid, non-refundable expenses that you paid for in advance when you cancel your trip for any reason at all – even if you’re scared and don’t want to go.
The ‘Cancel for Any Reason’ travel insurance benefit isn’t automatically included, but it’s an optional add-on you can select if you purchase the Epic or Explorer plan within 15 days of paying the first deposit on your trip. With ‘Cancel for Any Reason’ coverage, benefits may be paid for up to 50% (up to policy limits) of prepaid, unused, forfeited, non-refundable deposits and payments you made towards your cancelled trip, as long as you cancel your trip at least 48 hours before the scheduled departure date listed on your policy certificate.
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Can I get travel insurance after my trip starts?
Yes, if your trip has already started, World Nomads may still offer you coverage. You can buy a plan online anytime, from almost anywhere in the world. If you buy a World Nomads plan while travelling, waiting periods and conditions may apply. There is a 48-hour waiting period before you have emergency medical coverage for injury or sickness. Also, after a natural disaster has occurred, like an earthquake or volcanic eruption, you can’t be covered for that specific event. New events may still be covered, but if you’ve bought your policy after a storm is named we won’t be able to cover you for losses related to that storm.
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How do I know if my destination is at risk of natural disasters?
We encourage you to check out the Canadian government’s safety warnings for your destination before travelling. You can see if there are any natural disasters that your destination is prone to, such as volcanoes, flooding, tsunamis, wildfires, and more. This is also where they list any current advisories.
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How much does it cost to get travel insurance benefits for natural disasters?
When you get a quote for a natural disaster travel insurance plan that includes emergency medical coverage, trip cancellation, security evacuation, and more, you’ll input information about your trip, including the destination and dates. It just takes a few minutes and you’ll then be shown the prices for the single trip and annual multi-trip travel insurance plans for Canadian residents offered by World Nomads. At that point, you can choose the best travel insurance plan for your needs.
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If there’s a natural disaster at my home before I leave for my trip, am I covered?
If you or your travel companion are unable to occupy your primary residence because of a natural disaster and need to cancel or delay your trip, you may be able to recover your travel expenses (up to the policy limits shown in your policy documents), and this could include unused, prepaid, non-refundable tours and hotel accommodations that you paid for in advance.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance Coverage for Pickleball Trips
Traveling to play pickleball? US Residents, make sure you’re covered before your next match.
- As featured in:
As featured in:
At a glance:
- All World Nomads plans cover losses from playing pickleball, with some plans that offer higher limits of coverage.
- Emergency Medical Expense Coverage may assist with medical costs and transport if you're seriously hurt while playing pickleball.
- Baggage and Personal Effects protection helps cover lost, stolen, or damaged pickleball gear and luggage.
- An optional Cancel for Any Reason upgrade is available on some plans (Additional cost and terms apply. Not available in New York.)
- Why should I consider travel insurance for my pickleball trip?
- Travel insurance and non-insurance services for pickleball trips: What may be covered?
- What level of travel insurance coverage may I need for my pickleball trip?
- What may not be covered when playing pickleball?
- Tips for Playing Pickleball Safely
- FAQs
As one of the fastest growing sports in the world, more resorts are building pickleball courts to give experienced and new picklers a chance to get in on the action while they’re traveling. When you’re participating in any sport, it helps to always be prepared for the unexpected. If you’re planning to play pickleball while traveling, you may want to protect yourself with a travel protection plan that includes a range of travel insurance benefits and non-insurance services to help with everything from stolen pickleball gear to unexpected medical expenses.
Why should I consider travel insurance for my pickleball trip?
While serious injuries are rare in pickleball, even the best of us have lost our balance and taken a tumble when going for an overhead slam. An unexpected injury can mess up even the most carefully planned trip, but travel insurance designed with pickleball in mind may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to play pickleball with confidence.
Travel insurance and non-insurance services for pickleball trips: What may be covered?
Falls are one of the most common pickleball related injuries. You can be proactive and take steps ahead of time to work on your balance, but as you are twisting, turning, and moving across the court, there’s always a possibility of accidents. Since unexpected situations can happen, we’ve designed coverage for losses resulting from playing pickleball while traveling. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.
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Emergency Medical Expenses
For injuries resulting from falls when playing pickleball -
24/7 Non-Insurance Emergency Assistance
Available 24/7 to assist in an emergency situation -
Baggage & Gear Coverage
Damaged or stolen pickleball gear or luggage that is lost -
Trip Delays, Interruptions & Cancellations
A money-saver if inclement weather keeps you from traveling
Get a quote and compare the plans to see which level of coverage is right for you.
Terms, conditions, and limitations apply to all mentioned coverages.
All plans include travel insurance coverage for playing pickleball, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records and pre-departure telehealth services.
What level of travel insurance coverage may I need for my pickleball trip?
World Nomads offers four plans for U.S. residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. In addition to playing pickleball, you may want to do other fun things when traveling too, like rock climbing or zip lining. That’s totally fine, because you may be covered for losses resulting from 250+ other sports, activities and experiences when you purchase a travel protection plan that includes pickleball travel insurance coverage and non-insurance services.
- Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while playing pickleball. It includes up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation.
- Explorer Plan – This plan also includes pickleball, plus even more activities – including skydiving. It also has higher limits of coverage for most benefits.
- Epic Plan – This plan covers everything the Explorer plan covers, plus even more activities – including free soloing and cliff diving. It also has the highest benefit limits of coverage.
- Annual Plan – If you’re planning multiple trips throughout the year, this plan may be for you. Just purchase once and stay protected all year. It includes travel insurance coverage for pickleball, as well as all of the other activities covered in the Standard Plan.
NOMADS TIP: For even more trip cancellation flexibility, check out the optional ‘Cancel for Any Reason’ benefit. It can be added to Explorer and Epic plans. Available at an additional cost for U.S. residents, except in New York.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What may not be covered when playing pickleball?
If you decide to go to happy hour and have a few drinks before playing pickleball – and then get hurt – you won’t be covered. Your travel insurance coverage for pickleball trips won’t cover you if you’re injured when you’re under the influence of drugs or alcohol. Some other exclusions include:
Some other things that aren’t covered include:
- Unattended baggage, pickleball gear or personal items
- Damage that happens to your pickleball equipment while you are using it
- Professional sports – If you are receiving a salary or compensation in exchange for participation, you will not be covered. (This does not include athletes participating in exchange for a scholarship or tuition.)
- Participation in activities not listed in our 250+ sports and activities and experiences
- Traveling or playing pickleball within 100 miles of your home
- Pre-existing Conditions. However, you could be eligible for the Pre-Existing Medical Condition Exclusion Waiver if you purchased the Epic or Explorer plan during the time-sensitive period. Additional terms apply.
Tips for Playing Pickleball Safely
From our own time on the court, we’ve learned that many injuries can often be avoided. Here are a few tips we have learned from our own experiences as picklers.
- Wear the right shoes. Shoes designed for court sports are best. The soles are really important since you are moving from side to side and shifting your weight. Try to find a shoe that has good stability on both the inside and outside of your foot.
- Wear eye protection. The ball is lightweight, but it can travel at high speeds. You don’t want it flying toward your unprotected eyes.
- Pick the right paddle. Higher quality paddles will more effectively absorb some of the impact and could help you avoid elbow and shoulder injuries. Make sure you choose one that isn’t too heavy for you.
- Warm up. Even a brisk 5-minute walk around the court helps get your heart pumping before you play.
- Make sure to stretch before and after you play pickleball, focusing on your ankles, legs, groin, lower back, shoulders, and arms.
- Don’t play on wet courts. Even though the court’s surface is typically gritty to provide extra traction, it can become slick when wet.
- Wear sunscreen when playing outside. Look for one that has an SPF of 30 or higher and reapply it every two hours.
- Check with your doctor. You know your body best. If you have physical conditions that you have concerns about, always talk to your doctor first about any exercise limitations that you may have. You can also take advantage of the pre-departure medical consultation included in your non-insurance services and see if there are any vaccinations or prescription medications, like altitude sickness pills, recommended for your destination. Depending on the medication, you may need to start it prior to your trip.
FAQ
Here are our most frequently asked questions about cover for pickleball. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
-
Can pickleball trips be covered under World Nomads Travel Insurance?
Yes, pickleball trips may be covered under all four plans offered by World Nomads Travel Insurance. If you want higher limits of coverage, you’ll want to consider the Explorer or Epic plan.
-
What may be covered while on your pickleball trip?
If your trip is canceled or interrupted due to an unforeseen event, you may be able to recover your travel expenses (up to the maximum benefit amount), and this may include unused, pre-paid, non-refundable tours that you paid for in advance. If you get hurt while playing pickleball and require medical assistance, emergency medical coverage may come in handy in the case of an unexpected injury. You may also be covered for unplanned situations such as lost bags.
-
Can I purchase a plan after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan that includes travel insurance coverage and non-insurance services for pickleball trips online anytime, from anywhere in the world. World Nomads Travel Insurance for U.S. residents take effect at 12:01 a.m. local time the day after you purchase your plan. If you’re already traveling and want to get coverage for playing pickleball, you’ll need to purchase your insurance at least the day before you need coverage.
-
Does World Nomads Travel Insurance offer coverage for playing pickleball on a cruise?
Yes, many cruises now have pickleball courts onboard and World Nomads doesn’t want to limit your fun. If you have travel insurance for cruises, you may be covered if you get injured while playing pickleball on the ship. When you get a quote for a travel protection plan that includes sports travel insurance coverage, you’ll need to input where you’ll be traveling.
-
What should I do if I get hurt while playing pickleball?
If you get hurt while playing pickleball, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help cover the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance team is also included for support anytime, anywhere when you purchase a travel protection plan that includes travel insurance coverage for pickleball trips.
-
Can World Nomads cover other activities during my trip?
Yes, when you purchase travel insurance and non-insurance services for pickleball trips, you could be covered for 250+ other sports, activities and experiences. Things like kayaking, swimming, and cycling may all be covered. You can review the list of activities, but if you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
-
Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason. U.S. residents (except those that live in New York) also have the ability to add additional cancel for any reason coverage when certain World Nomads plans are purchased.
-
What happens if my bags are delayed?
When you purchase travel insurance coverage for pickleball trips, baggage coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes non-insurance service that can help track down your bag and get it delivered to you.
Need destination inspiration for your next trip?
Are you tired of playing pickleball at your same old neighborhood courts and ready to see something new? There are some pretty cool places around the world where you can play pickleball, and here are a few of our suggestions.
Asia: Check out a pickleball court surrounded by nature on Sumba Island in Indonesia
France: Go Dinking in the Vines and play on pickleball courts in the middle of a vineyard
20251106-4960419. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for the United States
Adventure from sea to shining sea
- As featured in:
As featured in:
The USA is a vast continent of mountains, deserts, lakes and forests, all edged by a spectacular and diverse coastline. Each state is different from the next with unique food, music, people and landscapes to discover.
Whether you plan to eat your way across the USA, hit the hiking or ski trails, or catch big waves, things can always go wrong. It might be a bad case of gastro, a fall on a ski slope or losing your luggage at a huge US airport; but if you consider adding travel insurance when you pack your suitcase, we can help you turn these wrongs into rights.
- What’s covered
- Why should I consider travel insurance for a trip to USA?
- What to plan for when traveling the USA?
- What’s not covered?
- Travel Tips
What’s covered
Traveling can be complicated, but travel insurance shouldn’t be. We keep it simple at World Nomads with just two policies to choose between: Standard and Explorer. Depending on your Country of Residence and the plan you have selected, you may be covered for:
- Coverage for extended stays: if you decide to stay a little longer than planned, no problem; with World Nomads you can easily log in and extend your insurance coverage.
- Buy insurance while traveling: already in the USA and have skipped getting travel insurance? With World Nomads, you can get a quote and purchase insurance while you’re on the road. However, your policy won’t be fully active until 72 hours later. For more information on waiting periods, read the Policy Wording.
- Sports and activities coverage: from rafting through the Grand Canyon, to windsurfing in Maui, World Nomads offers coverage for more than 150 sports, activities, and experiences for your next.
- Family plans: add your children and grandchildren to our policies at no extra cost. Our cover includes two adults and up to eight dependents on the one policy.
Why should I consider travel insurance for a trip to the USA?
Treatment at an American hospital is very expensive. Traveling without insurance cover could be a very costly oversight.
If you’re planning to hike in the mountains and want to be covered by World Nomads, make sure you speak to us first. Some adventure activities require upgrades to your policy, and some activities are not covered at all.
If your luggage is damaged or stolen while traveling, World Nomads may cover the cost of repair or replacement (within policy limits).
Traveler tip: you can speak to us about our optional upgrades for high-value items you plan to take to the USA.
What to plan for when traveling in the USA?
Car insurance: taking a road trip across some of the USA’s 50 states? If you’re hiring a car, World Nomads can offer cover for rental vehicle excess damage coverage in case your vehicle is stolen, or you are involved in an accident.Losing your luggage: Hartsfield-Jackson Atlanta International Airport is the world's busiest airport – which means things can get lost. If you land at any airport and your luggage does not, we can help. If your baggage is delayed by the carrier for more than 12 hours after your scheduled arrival, we can pay for the cost of your essential items (up to policy limits), and subject to the policy terms, conditions, limitations and exclusions.
Coronavirus: unfortunately, COVID-19 is still with us, however World Nomads offers Coronavirus cover which varies depending on your Country of Residence. Coronavirus can be a headache (literally), but if you (or an immediate family member) get sick with Coronavirus, our Standard Plan can offer coverage for medical assistance, repatriation, and hospitalization. Plus, our Explorer Plan offers cover for other related events, such as trip interruption (or cancellation). Looking for more information on our Coronavirus cover? We have more details here.
Overseas emergency medical: if you’ve had an injury or need urgent medical attention and require a medical center or hospital, you must contact our 24/7 Emergency Assistance Team in the first instance. It will confirm if the treatment is medically necessary and advise you on what to do, help locate suitable medical facilities (particularly in remote areas where access to medical care can be tricky) and monitor your medical treatments if needed to make sure you’re given proper care.
Trip cancellation: one of the biggest questions with any international travel currently is related to cancellations. Depending on your Country of Residence and which plan you’ve selected you may be covered for your non-refundable, pre-paid transport and accommodation expenses. Always make sure you read the details of your Policy Wording carefully, so you know what you are covered for. If in doubt about coverage and our plans, contact us.
What’s not covered?
World Nomads doesn’t offer a one-size-covers-all policy. Some incidents we won’t cover include:
- Breaking the law: not only will this dampen the holiday spirit, but it could also be costly, and we won’t cover you. Not sure of the legal drinking age in the USA? It’s 21. You can read more about it here.
- Reckless behavior: while we want you to have fun, we also encourage you to know your limits.
- Existing medical conditions as explained in your Policy Wording.
Be sure to read the Policy Wording and General Exclusions for other scenarios and expenses we don't cover so there'll be no surprises if you need to make a claim.
Travel tips
- Hiking in Yellowstone National Park? You may not run into famous Yogi Bear, but there’s a chance you could run into a real-life bear, and they're nowhere near as friendly as the cartoon character. Be prepared – we’ve compiled a list of bear safety tips for USA travellers here.
- The USA’s a big place. Plan your trip well, so you don’t miss the opportunity to discover a really cool destination. Also, with World Nomads, although we cover 150+ activities, you can’t upgrade your plan when you’re already in the USA and decide you want to participate in an activity that requires a higher level of coverage.
Still on the fence about traveling in the USA? Want some more inspiration before you book your ticket? Download our free guide - USA: Where Nomads Go.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for the United States
Adventure from sea to shining sea
- As featured in:
As featured in:
New Zealanders are known for their love of the outdoors, so it’s not surprising kiwis love the USA for its hiking, scuba diving, surfing, camping and so much more. From the Rocky Mountains to the beaches of California, Oregon and Florida, there are plenty of opportunities for adventure.
Whether you plan to eat your way across the USA, hit the hiking or ski trails, or catch big waves, things can always go wrong. It might be a bad case of gastro, a fall on a ski slope or losing your luggage at a huge US airport; but travel insurance could help you turn these wrongs into rights.
- What’s covered
- Why should I consider travel insurance for a trip to USA?
- What to plan for when traveling the USA?
- What’s not covered?
- Travel Tips
What’s covered
Travelling can be complicated, but travel insurance shouldn’t be. We keep it simple at World Nomads with just two policies to choose between: Standard and Explorer. Our policies offer cover (up to the policy limits) for:
- Coverage for extended stays: if you decide to stay a little longer than planned, no problem; with World Nomads you can easily log in and extend your insurance coverage.
- Buy insurance while travelling: already in the USA and have skipped getting travel insurance? With World Nomads, you can get a quote and purchase insurance while you’re on the road. However, your policy won’t be fully active until 72 hours later. For more information on waiting periods, read the PDS.
- Sports and activities coverage: from rafting through the Grand Canyon, to windsurfing in Maui, World Nomads can offer cover should something go wrong. World Nomads offers coverage for more than 150 sports, activities, and experiences for your next holiday.
- Family plans: add your children and grandchildren to our policies at no extra cost. Our cover includes two adults and up to eight dependents on the one policy.
Why should I consider travel insurance for a trip to the USA?
Treatment at a US hospital is very expensive. Travelling there without insurance cover could be a very costly oversight.
The USA is the perfect destination for outdoor adventures.
If you’re planning to hike in the mountains and want to be covered by World Nomads, make sure you speak to us first. Some adventure activities require upgrades to your policy, and some activities are not covered at all.
If your luggage is damaged or stolen while travelling, World Nomads may cover the cost of repair or replacement (within policy limits).
Traveller tip: you can speak to us about our optional upgrades for high-value items you plan to take to the USA.
What to plan for when traveling in the USA?
Car insurance: taking a road trip across some of the USA’s 50 states? If you’re hiring a car, World Nomads can offer cover for rental vehicle excess damage coverage in case your vehicle is stolen, or you are involved in an accident.
Losing your luggage: Hartsfield-Jackson Atlanta International Airport is the world's busiest airport – which means things can get lost. If you land at any airport and your luggage does not, we can help. If your baggage is delayed by the carrier for more than 12 hours after your scheduled arrival, we can pay for the cost of your essential items (up to policy limits), and subject to the policy terms, conditions, limitations and exclusions.
Coronavirus: unfortunately, COVID-19 is still with us, however World Nomads offers Coronavirus cover which varies depending on your Country of Residence. Coronavirus can be a headache (literally), but if you (or an immediate family member) get sick with Coronavirus, our Standard Plan can offer coverage for medical assistance, repatriation, and hospitalisation. Plus, our Explorer Plan offers cover for other related events, such as trip interruption (or cancellation). Looking for more information on our Coronavirus cover? We have more details here.
Accessing our 24/7 Emergency Assistance Team: it’s good to know with World Nomads travel insurance, you can call our 24/7 Emergency Assistance Team if you suddenly find yourself in a crisis overseas. The EA 24/7 team can help get you to the nearest medical facility, provide help navigating language barriers, or assist with evacuation for medical reasons.
For injuries where treatment costs are not expected to exceed NZD$2,000, you can submit your receipts for reimbursement. If you are hospitalised or if your treatment expenses as an outpatient are likely to go above NZD$2,000, you must call our Emergency Assistance Team who will work with us to confirm cover and they will liaise with the hospital on your behalf to arrange payments.
Traveller tip 2: if you’ve suffered a theft, get a Property Irregularity Report or other incident report from the carrier so you can submit it with your claim, as well as a police report. You should also have copies of the original receipts for your valuables and any luggage tickets.
What’s not covered?
World Nomads doesn’t offer a one-size-covers-all policy. Some incidents we won’t cover include:
- Breaking the law: not only will this dampen the holiday spirit, but it could also be costly, and we won’t cover you. Not sure of the legal drinking age in the USA? It’s 21. You can read more about it here.
- Reckless behaviour: while we want you to have fun, we also encourage you to know your limits.
- Existing medical conditions as explained in your Product Disclosure Statement (PDS).
Be sure to read the PDS and General Exclusions for other scenarios and expenses we don't cover so there'll be no surprises if you need to make a claim.
Travel tips
- Hiking in Yellowstone National Park? You may not run into famous Yogi Bear, but there’s a chance you could run into a real-life bear, and they're nowhere near as friendly as the cartoon character. Be prepared – we’ve compiled a list of bear safety tips for USA travellers here.
- The USA’s a big place. Plan your trip well, so you don’t miss the opportunity to discover a really cool destination. Also, with World Nomads, although we cover 150+ activities, you can’t upgrade your plan when you’re already in the USA and decide you want to participate in an activity that requires a higher level of coverage.
Still on the fence about travelling to the USA? Want some more inspiration before you book your ticket? Download our free guide - USA: Where Nomads Go.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for the United States
Adventure from sea to shining sea
- As featured in:
As featured in:
The USA is a vast continent of mountains, deserts, lakes and forests, all edged by a spectacular and diverse coastline. Each state is different from the next with unique food, music, people, and landscapes to discover.
Whether you plan to eat your way across the USA, hit the hiking or ski trails, or catch big waves, things can always go wrong. It might be a bad case of gastro, a fall on a ski slope or losing your luggage at a huge US airport; but if you consider adding travel insurance when you pack your suitcase, we could help you turn these wrongs into rights.
- What’s covered
- Why should I consider travel insurance for a trip to USA?
- What to plan for when travelling the USA?
- What’s not covered?
- Travel Tips
What’s covered
Travelling can be complicated, but travel insurance doesn’t have to be. We keep it simple at World Nomads with just two policies to choose between: Standard and Explorer.
- Coverage for extended stays: if you decide to stay a little longer than planned, no problem; with World Nomads you can easily log in and extend your insurance coverage.
- Buy insurance while travelling: already in the USA and have skipped getting travel insurance? With World Nomads, you can get a quote and purchase insurance while you’re on the road. However, your policy won’t be fully active until 72 hours later. For more information on waiting periods, read the PDS.
- Sports and activities coverage: from rafting through the Grand Canyon, to windsurfing in Maui, World Nomads can offer cover should something go wrong. World Nomads offers coverage for more than 150 sports, activities, and experiences for your next holiday.
- Family plans: add your children and grandchildren to our policies at no extra cost. Our cover includes two adults and up to eight dependents on the one policy.
Why should I consider travel insurance for a trip to USA?
Treatment at a US hospital is very expensive. Travelling in the US without insurance cover could be a very costly oversight. The USA is the perfect destination for outdoor adventures.
If you’re planning to hike in the mountains and want to be covered by World Nomads, make sure you speak to us first. Some adventure activities require upgrades to your policy, and some activities are not covered at all.
If your luggage is damaged or stolen while travelling, World Nomads may cover the cost of repair or replacement (within policy limits).
Traveller tip: you can speak to us about our optional upgrades for high-value items you plan to take to the USA.
What to plan for when travelling the USA?
Car insurance: taking a road trip across some of the USA’s 50 states? If you’re hiring a car, World Nomads can offer cover for rental vehicle excess damage coverage in case your vehicle is stolen, or you are involved in an accident.
Losing your luggage: Hartsfield-Jackson Atlanta International Airport is the world's busiest airport – which means things can get lost. If you land at any airport and your luggage does not, we can help. If your baggage is delayed by the carrier for more than 12 hours after your scheduled arrival, we can pay for the cost of your essential items (up to policy limits), and subject to the policy terms, conditions, limitations and exclusions.
Coronavirus: unfortunately, COVID-19 is still with us, however World Nomads offers Coronavirus cover which varies depending on your Country of Residence. Coronavirus can be a headache (literally), but if you (or an immediate family member) get sick with Coronavirus, our Standard Plan can offer coverage for medical assistance, repatriation, and hospitalisation. Plus, our Explorer Plan offers cover for other related events, such as trip interruption (or cancellation). Looking for more information on our Coronavirus cover? We have more details here.
Accessing our 24/7 Emergency Assistance Team: it’s good to know with World Nomads travel insurance, you can call our 24/7 Emergency Assistance Team if you suddenly find yourself in a crisis overseas. The EA 24/7 team can help get you to the nearest medical facility, provide help navigating language barriers, or assist with evacuation for medical reasons.
What’s not covered?
World Nomads doesn’t offer a one-size-covers-all policy, some things we won’t cover are:
- Breaking the law: not only will this dampen the holiday spirit, but it could also be costly, and we won’t cover you. Not sure of the legal drinking age in the USA? It’s 21. You can read more about it here.
- Reckless behaviour: while we want you to have fun, we also encourage you to know your limits.
- Existing medical conditions as explained in your Product Disclosure Statement (PDS).
Be sure to read the PDS and General Exclusions for other scenarios and expenses we don't cover so there'll be no surprises if you need to make a claim.
Travel Tips
- Hiking in Yellowstone National Park? You may not run into famous Yogi Bear, but there’s a chance you could run into a real-life bear, and they're nowhere near as friendly as the cartoon character. Be prepared – we’ve compiled a list of bear safety tips for USA travellers here.
- The USA’s a big place. Plan your trip well, so you don’t miss an opportunity to discover a really cool destination. Also, with World Nomads, although we cover 150+ activities, you can’t upgrade your plan when you’re already in the USA and decide you want to participate in an activity that requires a higher level of coverage.
Still on the fence about travelling to the USA? Want some more inspiration before you book your ticket? Download our free guide - USA: Where Nomads Go.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team