Photo © Jarana Creatives/Getty

Travel insurance when visiting Portugal

Learn more about World Nomads travel insurance for your travel across Portugal.

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If you’re planning a holiday to Portugal to experience the historic city centres of Lisbon and Porto, pristine beaches like Praia da Rocha in Portimao, wine tours in the Douro Valley, majestic castles in The Alentejo region and culinary experiences throughout this impressive European country, it’s a smart move to buy a travel insurance policy from World Nomads to protect your trip investment. And don’t forget about your health and your baggage. World Nomads plans offer out-of-country emergency medical coverage and baggage insurance.

Your World Nomads policy may include coverage for:

SRua Garrett at night
Rua Garrett at night, Lisbon, Portgual. Photo credit: Getty Images / Renaud Visage

What should you look for in a travel insurance policy for a trip to Portugal?

An emergency situation affecting your travel plans could spell disaster for you and your pocketbook. What would happen if you or an immediate family member suddenly became sick, and you had to cancel your trip? What would you do if a pickpocket swipes your phone while you’re enjoying the sights and sounds of old town Sintra? Travel insurance is designed to cover losses resulting from these types of unforeseeable and emergency circumstances.

A travel insurance plan that includes trip cancellation and interruption coverage can help protect your travel investment and should also provide cover for your baggage and personal effects and emergency medical cover in case you become sick or injured while on your trip. Travel insurance does not cover everything so make sure you read your policy to ensure it meets your needs.

A World Nomads policy can help provide you with:

Trip cancellation and interruption coverage

It’s common to have to put down deposits on lodging, tours, excursions, and transportation because so many Canadian travellers visit Portugal. Travel insurance may protect your non-refundable and prepaid outlays should you need to cancel your trip because of a covered reason listed in your policy, like a sick parent.

Lost, stolen or delayed baggage coverage

World Nomads Standard and Explorer Plans offer cover for loss, theft or damage to baggage and personal belongings and sporting equipment. The policy limit will depend on the policy you choose to purchase. Upon arriving to Porto from Toronto to start your trip, if your luggage doesn’t arrive at the airport, it will be upsetting. However, our assistance services team can help you with emergency travel problems including luggage tracing. And your travel insurance policy may provide reimbursement for the replacement of necessary personal effects if your baggage is delayed by your airline or ground carrier for 12 hours or more while you are on your trip.

World Nomads travel insurance may also provide reimbursement towards the cost to replace lost or damaged baggage and personal belongings, including lost or damaged sporting equipment. Your personal belongings also may be covered if stolen while travelling in Portugal. For example, if you’re on a city tour in Lisbon, and your watch is swiped in a crowded shopping area, you may be reimbursed for this loss.

When you realize your baggage or belongings have been delayed, lost or stolen, get a report from your airline, tour operator or local police. You will need this report when you file a claim. Hold on to any related receipts. Keep in mind there could be a waiting period before your benefits kick in. Be sure to read your travel insurance policy as it will outline exclusions, per item limits and how depreciation may impact your reimbursement.

To be best protected, keep your personal belongings near you at all times. Store valuables like credit cards and travel documents in a money belt or cross-body bag, and don’t draw attention by wearing expensive jewellery. You have a duty of care to protect your belongings. For instance, if you leave your cell phone in a washroom while drinking in excess in Lisbon, your travel insurance probably won’t cover this type of loss.

Lagos beach in Algarve, Portugal
Lagos beach in Algarve, Portugal. Photo credit: Getty Images / Carol Yepes

Overseas emergency medical coverage

When in Portugal, having overseas medical insurance is a good idea in case you become sick or get injured. It’s important to understand that Canada and Portugal do not have reciprocal healthcare agreements. Out-of-country medical treatment can be expensive, so buying overseas emergency medical insurance for travel to Portugal is recommended. World Nomad’s travel insurance plans include emergency medical coverage for injury and sickness. Coverage may include such things as the cost of a visit to a local doctor, hospital expenses, ambulance transportation and emergency evacuation and repatriation if recommended by your treating physician. So if you cut your foot on a beach in Praia de Tavira, Algarve, the emergency medical coverage in your World Nomads travel insurance policy may cover your medical expenses.

For information on COVID-related coverage, read our Travel Insurance & Covid-19 article.

24/7 Emergency Assistance

Handling a medical emergency is unsettling, but with a World Nomads travel insurance policy, you’re not alone. Our 24/7 Emergency Assistance Team may help you to identify appropriate medical care, act as a liaison with medical providers, and assist with arrangements including upfront payment of medical care if deemed necessary. We can also assist with translation services.

Elevador da Bica funicular in Lisbon, Portugal
Elevador da Bica funicular in Lisbon, Portugal. Photo credit: Getty Images / Alexander Spatari

Coverage for sports and recreational activities in Portugal

If you’re headed to Lagos to kayak, or you’re planning a guided bicycle tour in the Alentejo region, World Nomads offers travel insurance coverage for 150+ activities and sports. List your planned activities when you purchase your policy. You’ll have the option to upgrade your policy for more adventurous pursuits. Reach out to us if you need help with policy choices, we’re happy to assist.

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Photo © Tony Anderson/Getty

Travel Insurance for South America

Explore this continent’s rich tapestry of destinations and promise of adventure

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Getting away from the gringo trail (the tourist hotspots) and discovering a more authentic South America will make for holiday memories that will stay with you long after you return home to Canada. Whether you visit Chile’s Marble Caves, explore Lamas Castle in Peru, or take in the stunning Hill of Seven Colors in Purmamarca (locals call it the Hill of Seven Skirts), South America has an array of experiences for the adventurous traveller.

When traversing this amazing continent, travel insurance can come in handy if unexpected roadblocks are thrown in your path, with a 24/7 Emergency Assistance Team on hand to assist with emergencies and a range of travel insurance benefits.

Read on to find out more about the benefits many of our travellers find helpful when they’re in South America.

Santiago, Chile
Costanera tower and city skyline, Santiago, Chile. Photo credit: Getty Images / Ruben Earth

What’s covered?

World Nomads offers two travel insurance plans, the Standard Plan and the Explorer Plan, which can support Nomads on their South America journey - benefit limits vary between the plans so it’s worth considering which activities you plan to do and which plan will suit you best.

Lost, stolen or delayed baggage cover

Overseas travel can bring all kinds of unexpected surprises, from the sheer deliciousness of a street vendor’s pao de queijo (cheese bread), to the less-than-welcome surprise of the theft of your wallet and passport while you sleep, or having your luggage lost by your airline carrier. World Nomads travel insurance offers baggage cover that can help keep your holiday on track.

Coverage includes:

  • Baggage and personal effects, including sporting equipment, lost or damaged by your transportation carrier
  • Stolen bags or personal belongings that are reported to the authorities
  • Theft or damage of travel documents such as passports and visas
  • Baggage delayed for more than 12 hours

Be sure to keep your receipts as you will need them in order to submit a claim for reimbursement under the policy.

Buenos Aires, Argentina The obelisk on Ave 9 de Julio in Buenos Aires, Argentina. Photo credit: Getty Images / Andrew Peacock


Overseas emergency medical insurance

World Nomads travel insurance plans include cover for emergency medical expenses. Our plans offer cover for emergency medical coverage for injury or sickness, ambulance transportation and emergency medical evacuation.

You must be covered under your Canadian Government Health Insurance Plan (GHIP) for the entire duration of your trip to be eligible for the maximum emergency medical expenses benefit under the policy.

If you are a solo traveller and you’re admitted to hospital for three days or more, your policy provides cover up to the maximum limit for a bedside companion’s travel (round trip airfare) and subsistence (accommodation, meals, essential calls and taxis for up to 10 days).

Access to our 24/7 Emergency Medical Assistance team around the clock

Canadians have access to our assistance team 24 hours a day, seven days a week. They can help you access medical treatment and assistance and get help if you need it. Note that you must notify our medical assistance team before you have any emergency medical treatment and before any surgery.

The LiveTravel™ service team can also help you with emergency travel problems such as after-hours travel services, rebooking flights, hotel reservations, ground transportation and luggage tracking.

Cover for activities and sports when in South America

South America offers adventures galore. However, if you’re planning to go whitewater rafting on the Mendoza River or glacier walking on the Perito Moreno Glacier, travel insurance could help you if you have an accident by covering some medical expenses.

World Nomads offers cover for more than 150 sports, activities, volunteer and work experiences under both the Standard Plan and the Explorer Plan. When you purchase your policy, be sure to list any activities you think you will be doing to make sure you're covered. Some adventure, sports, work or volunteer activities may require you to pay an extra premium. If something goes wrong while participating in an activity, sport or adventure, the cover that may be available includes:

  • Emergency Medical Expense
  • Evacuation and Repatriation
  • Travel Accident
  • Trip Interruption

If you’re not sure if a sport or activity is covered, please contact us to find out.

World Nomads Explorer and Standard policies will cover expenses up to a capped limit, including the cost for a medical escort if you’re severely injured and need to be transported home. Check your policy for details.

Botafogo bay, Rio de Janeiro
Botafogo bay, Rio de Janeiro, Brazil. Photo credit: Getty Images / Andre Pinto

What’s not covered?

Understanding what’s not covered is just as important as knowing what your insurance does cover you for.

For example, some things that won’t be covered by the Standard or the Explorer policy include:

  • Lost baggage without a theft report
  • Gear that was stolen from an unattended car (even if it was locked)
  • Medical evacuation or repatriation for any incidents related to drug or alcohol abuse, or that is not pre-authorized by a physician

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.

Safety tip Try to stick to well-lit areas at all times and avoid travelling alone. This may help safeguard you against armed robbery which unfortunately can be a risk. But if the unthinkable happens, and you are a victim of theft, don’t try to fight off armed attackers. Your life and your safety is paramount; your things can be replaced, you can’t. Contact the local authorities immediately for assistance. In the event of a theft, burglary or robbery, make sure you obtain a copy of the police report as you will need this for any claims you make under your policy.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Photo © Tony Anderson/Getty

Travel Insurance for South America

Learn more about World Nomads travel insurance for your trip across South America.

    Trusted by:

  • Trusted by:

South America is home to some of humanity’s oldest treasures as the home of the ancient Incans and Aztecs. But it offers much more than ancient wonders, with a rich tapestry of destinations and promise of adventure from the legendary Galapagos islands and beaches of Valparaiso.

Travel insurance can be the safety net that helps when things don’t go to plan while traversing this spectacular continent, with a 24/7 Emergency Assistance Team available and travel insurance benefits.

Travel Insurance can offer cover for:

Santiago, Chile
Costanera tower and city skyline, Santiago, Chile. Photo credit: Getty Images / Ruben Earth

What’s covered?

When traveling through South America World Nomads offers two travel insurance plans, the Standard Plan and the Explorer Plan.

Both plans offer cover for things such as lost baggage and emergency medical evacuation, however, the Explorer Plan offers higher benefit limits and cover for a wider range of activities. If you know you’re planning to tackle some adventure sports, check our list of activities to decide which travel insurance policy best suits your needs.

If your checked-in bags are delayed by 12 hours or more, you may be able to buy some essentials to last until your bags are returned and claim those costs against your insurance policy. These essentials will include a t-shirt, underwear, socks, toiletries, and/or pajamas. They do not include designer clothes or glamorous evening wear. Make sure to review your benefit limits for baggage delay.

South America offers adventures galore, but if you’re planning to go white-water rafting on the Mendoza River or glacier walking on the Perito Moreno Glacier and an accident happens, travel insurance could help with reimbursement of medical expenses or the cost of evacuation should a physician advise it’s necessary.

Buenos Aires, Argentina
The obelisk on Ave 9 de Julio in Buenos Aires, Argentina. Photo credit: Getty Images / Andrew Peacock

What should I look out for when traveling to South America?

Getting away from the gringo trail (the tourist hotspots) and discovering a more authentic South America will make for holiday memories that stay with you long after you return State-side.

Whether you visit Chile’s Marble Caves, explore Lamas Castle in Peru, or take in the stunning Hill of Seven Colors in Purmamarca, (locally called the Hill of Seven Skirts), South America has an array of experiences for the adventurous traveler.

However, whenever you leave the US to travel overseas there are risks and travel insurance isn’t designed to cover everything so understanding what your policy covers you for is important. Make sure your valuables are safe and kept on you at all times, particularly while traveling on public transport. Pickpockets and thieves operate in many areas throughout South America so taking all reasonable precautions to keep your belongings safe will help with any claim if theft happens to you.

Also, unfortunately, armed robbery can be a risk. Stick to well-lit areas at all times and avoid traveling alone. But if the unthinkable happens, your life and your safety is paramount so don’t try to save your wallet if it means risking your life. Your things can be replaced, but you can’t.

  • Cover for activities and sports when in South America
    Hiking to Choquequirao through the cloud forest above the Apurimac River is a glorious way to explore Incan civilisations, but you’ll need to know the height of your hiking trail to make sure you’re covered by the right policy – up to 19,685 feet is covered by the Standard Plan but up to 22,965 feet requires the Explorer Plan.
    It’s advisable that you plan the sports and activities that you’re doing and then check the list of covered activities to see if you need the Standard Plan or the Explorer Plan.
    If you’re injured and require medical evacuation, or even repatriation back to the US, a physician must certify that emergency evacuation is necessary before cover will kick in.
  • Access to our 24/7 Emergency Assistance team around the clock
    US residents have access to Generali Global Assistance 24 hours a day, seven days a week, 365 days a year from anywhere in the world.
    When you call (call collect from anywhere in the world), make sure you have your policy number and a contact number for where you are so we can help.
  • Overseas medical insurance and cover for Coronavirus-related events
    There’s no denying that the way we travel has changed following the impact of coronavirus. It may be helpful to know that World Nomads emergency medical travel insurance offers cover for things such as unexpected sickness that prevents you from beginning or continuing your trip, helping with pre-paid non-refundable trip costs. You can read more about coverage for Coronavirus related events.
  • Lost, stolen or delayed baggage cover
    Overseas travel can bring all kinds of unexpected surprises and traveling to South America is no different – the sheer deliciousness of a street vendor’s pao de queijo (cheese bread), the kindness of a helpful stranger, the beauty of a beach sunrise. These are the moments you will remember. But it’s important to be prepared for everything – the theft of your wallet and passport while you sleep, your rental car being damaged or stolen while you hike an Incan trail, or the garden variety luggage being lost by your airline carrier. World Nomads travel insurance offers cover for many of life’s unexpected and unwelcome surprises.
    A few tips that will help you include making sure you make a police report as soon as you discover the theft. Without a report the insurance claim can’t be considered. Also, make sure you keep receipts for everything to help with your claim.
Botafogo bay, Rio de Janeiro
Botafogo bay, Rio de Janeiro, Brazil. Photo credit: Getty Images / Andre Pinto

What’s not covered?

Understanding what’s not covered is just as important as knowing what your insurance does cover you for. Things that won’t be covered by travel insurance include:

  • Lost baggage without a loss or theft report
  • Prescribed medications
  • Gear that was stolen from an unattended car (even if it was locked)
  • Medical evacuation or repatriation for any incidents related to drug and alcohol abuse, or that is not pre-authorized by a physician
  • Medical costs related to a pre-existing condition
  • Not having visas or passports issued on time or properly fulfilling the entry requirements of your destination.
  • Fear of travel – you’re not feeling secure about a situation developing in the destination where you’re booked.
  • Travel restrictions at your trip destination or warnings issued by the US Department of State.

If you’ve any questions, or are unsure if something is covered, please contact us for more information.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Photo © lechatnoir / Getty

Travel insurance when visiting France

What you should consider when buying travel insurance for a trip to France.

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Steeped in cultural icons, surrounded by some of the world’s best mountains and coastlines, and with more delicious cheese and wine than you could ever want, it’s understandable why France is high on many traveler’s itineraries.

Aerial view of Paris streets and Eiffel Tower at sunset
Aerial view of Paris streets and Eiffel Tower at sunset. Photo credit: Getty images / Alexander Spatari

What’s Covered

Here are some of the highlights of our coverage, depending on your Country of Residence and the plan you’ve selected:

  • Emergency overseas medical: if you become sick or injured during your trip your policy may cover you for overseas medical expenses, up to the policy limits and when agreed by us.
  • Travel delays/interruption: if your trip is interrupted due to an insured event. Depending on your country of residence and which plan you’ve selected you may be covered for your non-refundable, pre-paid transport and accommodation expenses.
  • Baggage and valuables: if your belongings are stolen, accidentally damaged, delayed or lost. Terms and conditions apply. You’ll need official reports, supporting documentation and copies of your receipts if you need to make a claim.
  • Adventure activities and sports: we cover more than 150 activities, sports and experiences across land, water and sky. Check before you buy that your adventure is covered and find out what policy upgrade options may be available.
  • Cover for some Coronavirus-related events: to find out what cover applies to you, read our What’s Covered for Coronavirus article, which has all of the details, including benefit limits, terms and conditions, and exclusions.

Please note that all travel insurance plans are different, and cover will vary, depending on what's happened, your Country of Residence, the plan you choose and any options or upgrades you buy.

Should I consider travel insurance for a trip to France?

France is Europe’s 3rd largest country, which means there is a lot to see and do. In most cases, traveling goes without a hitch, but considering the right travel insurance for you can take the added stress out of travel if things don’t go to plan.

Families

Traveling as a family can be an incredibly rewarding experience, and France is the perfect destination with plenty of family-friendly locations and activities on offer. Our policies can help cover for medical emergency, pregnancy and Covid, trip interruption and also provide 24/7 worldwide emergency assistance. Cover includes two adults and up to eight dependents on one policy.

Multi-Destination Trips

If you’re making your way around Europe and visiting France on your travels, travel insurance can cover medical emergencies and evacuation, stolen items, and more than 150 adventures, sports and activities including volunteering and working.

If you’re traveling to multiple European countries, World Nomads can help with:

  • Translation and interpreting services in case of an emergency
  • Physician referrals
  • Pre-trip information

Summer Adventures

You can enjoy your summer travels around France knowing our policies may cover you for a range of activities including hiking trips around the mountains of Chamonix, road trips in Provence, kayaking & rafting and even sailing the Cote D’Azur.

We offer two plans depending on your country of residence – Standard and Explorer. Each policy provides different levels of coverage depending on what you need:

  • The Standard Plan covers a range of benefits and has lower coverage limits.
  • The Explorer plan covers all the benefits of the Standard plan, with larger coverage limits, more benefits.

Simply specify all the activities you have planned for your trip when you get your quote, as you can’t add them afterwards. Terms and conditions apply, check your Policy Wording for details or contact us.

Winter Travel

From taking the family ice-skating on the rink at Champs-Elysees, to hunting for black truffles in the snow-dusted forests of Perigord, or sipping hot chocolate in between snowboard sessions in the French Alps, our travel insurance can cover you for more than 150 adventures, snow and winter sports activities, medical emergencies and even extended stays if you are enjoying your winter escape to France too much.

French Riviera
The French Riviera. Photo credit: Getty images / Pierre Longnus

What to look out for when traveling around France

  • Keep an eye on your gear 24/7: It’s very important that you NEVER leave your valuables out of sight. You should also make copies of all key documents you’ll be traveling with — passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets — and keep them separate from the originals while abroad so you’ll have backups and proof of purchase if anything happens.
  • Baggage theft or loss: if you’re on a road trip and your rental car gets broken into, or your airline loses your bags, you may be able to claim to replace the item or claim for essential clothing and toiletries while you wait for your bag to be returned.
  • Rental car coverage and road safety – France is the perfect place for a road trip, with so many different regions to explore. Available on our Explorer plan, we may cover your rental vehicle insurance excess, or the cost of repairing the rental vehicle if you’re involved in a motor accident or your rental vehicle is damaged or stolen.
  • Pickpockets: Whilst France is amongst the safest countries to travel to there is always the chance that you might end up being pickpocketed in a tourist hotspot. If your items are stolen travel insurance could help replace them.

What’s not covered

Our policies aren’t designed to cover everything and there are some important general exclusions you should be aware of, including:

  • Pre-existing medical conditions – see the Policy Wording for details.
  • Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the U.S. Department of State (see travel.state.gov)
  • Unattended baggage or personal items, including any items left in a locked car overnight.
  • If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do.
  • Participation in a sport or activity where you fail to adhere to the terms of coverage for listed sports or activities.
  • Being intoxicated by alcohol or drugs.

Note: be sure to read the Policy Wording, terms, conditions and General Exclusions for other scenarios and expenses we don’t cover so there’ll be no surprises if you need to use your cover.

The River Seine walkway
The River Seine walkway. Photo credit: Getty images / James O'Neil

Tips for traveling in France

  • Always check the Visa requirements – depending on your Country of Residence you may require a Visa to visit France or any of the other Schengen countries.
  • Pack light – especialy if you’ll be traveling around France using public transport.
  • Book attraction tickets in advance – if you know your plans then consider booking ahead for popular tourist sites such as the Eiffel Tower, Palace of Versailles and the Louvre as tickets can sell out and some attractions require pre-booking.

This is not a full list of what's covered and what's not; please check your Policy Wording for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Photo © Nikada/IStock

Travel Insurance when visiting the Caribbean

Essential travel insurance tips

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Your Caribbean adventure could be trekking through rainforests in Dominica or taking a splash in the waters of Aruba. With its countless island destinations, Irish travellers will have the time of their lives when they visit the Caribbean. You may like to consider purchasing travel insurance first just in case your island adventure takes a turn for the worst.

What’s Covered

World Nomads offer travel insurance for Irish travellers who can choose between the Standard Plan and Explorer Plan as they both offer different levels of cover.

The following is a brief list of what we cover. Each policy has different conditions and limits, please check your policy wording for a thorough list of what is and is not covered.

Overseas emergency medical: cover is offered for hospitalisation (both inpatient and outpatient), as well as treatment at medical centres in the place where you are staying. You must notify our 24/7 Emergency Assistance Team in the first instance. They will confirm if the treatment is medically necessary and advise you on what to do, help locate suitable medical facilities (particularly in remote areas where access to medical care can be tricky) and monitor your medical treatments if needed to make sure you are given proper care.

Overseas emergency dental: must relate to an injury that you sustain on your overseas trip. There is no cover for routine treatment such as regular dental cleans or check-ups.

Baggage cover: if your baggage or personal belongings are lost or damaged during your trip, then you may claim for these. However, claims without supporting documentation such as police reports and receipts may not be covered. Benefit limits, conditions and exclusions apply.

Extended stays: if you decide to lengthen your overseas holiday, you may extend your travel insurance up to a maximum of 12 months past the start date listed on your Certificate of Insurance.

Medical evacuation and repatriation: we offer emergency medical transport and repatriation back to Ireland if medically necessary and authorised by our emergency medical assistance team.

Cover for Coronavirus-related events: Irish travellers may be covered for their non-refundable travel expenses if they are forced to cancel their holiday plans due to a Coronavirus diagnosis. For more information, please read our Coronavirus cover article, which includes all the details, including benefit limits, conditions, and exclusions.

How to get the most out of your insurance when visiting the Caribbean

We recognise that you may have different activities and experiences in mind for your overseas adventures.

Our Standard Plan provides cover for all the main risks facing overseas travellers such as illness, injuries, and theft. While the Explorer Plan offers everything that the Standard Plan does, the benefit limits and/or sub-limits are higher, and a wider range of activities are included.

For instance, if you wanted to go Scuba diving in the crystal-clear waters of the Caribbean, then you might want to check out all the different levels of coverage that we offer, and to find out what conditions or exclusions apply for this underwater activity.

Though both our Standard and Explorer plans include benefits for Scuba diving, each plan has a different level of coverage and may exclude certain types of diving or dives of a certain depth. Be sure to check your policy for exclusions, such as search-and-rescue missions.

Besides Scuba diving, World Nomads offers cover for 150+ adventure activities including:

  • Surfing.
  • Hiking.
  • Backpacking.
  • Kayaking.
  • Sandboarding.
  • Snorkelling.

If your favourite sport isn’t on the list get in touch with our Customer Assistance Team and they will let you know if we cover it. Be aware that an upgrade for certain activities and sports may be required.

What to look out for when travelling around the Caribbean

Like all holiday destinations, there are certain dangers that can present a challenge for anybody travelling through the Caribbean. Check your policy for all the conditions and exclusions associated with the following risks:

Extreme weather: this island region is sometimes struck by fierce storms that damage hotels and disrupt lines of transport.

Travel insurance tip: if your booked accommodation becomes uninhabitable due to extreme weather conditions, you may be eligible to claim for alternative accommodation and transport expenses up to the policy limit (Explorer Plan).

Crime: thieves are known to prey on unsuspecting tourists whose bags may be snatched from them in street mugging incidents or sneakily taken whilst their attention is diverted elsewhere.

Travel insurance tip: if you are the victim of a theft, you must obtain a written police report as soon as you can. Where possible, provide witness details along with any photographs, comply with all the conditions of any issuing body and provide receipts for all costs incurred, or we will not pay for any claim you make.

What’s not covered

Below is a brief list of what we do not cover. Please check your policy wording for a full list of benefit limits, exclusions, as well as the terms and conditions.

  • Pre-existing conditions as explained in your policy.
  • Treatment that you had been having in Ireland, before travelling to the Caribbean.
  • Unattended luggage and other personal items that are damaged, lost or stolen.
  • Expenses that other organisations such as hotels or transport companies are responsible for paying.
  • If you are under the influence of alcohol or drugs.
  • Failing to comply with official organisations and our 24/7 Emergency Assistance Team to repatriate you back to Ireland.

This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Photo © Nikada/IStock

Travel Insurance when visiting the Caribbean

Essential travel insurance tips

    Trusted by:

  • Trusted by:

Why spend your next holiday on the couch doing Sudoku puzzles, when you could be sipping cocktails watching the sun go down in Jamaica or Puerto Rico? With countless island destinations to choose from, you can explore the Caribbean’s verdant rainforests and white sand beaches.

Before you book your flight for this popular holiday destination, you might want to consider buying travel insurance first.

What’s covered?

For all the beauty in the Caribbean, there is also the possibility of running into unexpected trouble. The following are some examples of how travel insurance can help if the unexpected happens to you:

Overseas emergency medical: if you become sick or are injured then your travel insurance may cover your treatment, hospitalisation, and medication expenses. However, you must notify our 24/7 Emergency Assistance Team as soon as reasonably possible. They will confirm if the treatment is medically necessary and advise you on what to do, help locate suitable medical facilities (particularly in remote areas where access to medical care could be tricky) and monitor your medical treatments if needed to make sure you are given proper care.

Emergency medical evacuation: if you are injured and require emergency transport to the nearest hospital via ambulance or helicopter, then the transportation costs may be covered. You will need to check with our 24/7 Emergency Assistance Team first.

Medical repatriation: we offer emergency medical repatriation back to the UK if medically necessary and authorised by our emergency medical assistance team.

Baggage cover: if your bags or other personal items are stolen, delayed, or go missing during your holiday, report the incident to the local police and get a Loss Report from them, as you’ll need to include this as supporting evidence, along with your receipts for these items, when submitting your claim. Benefit limits, conditions and exclusions apply.

Extended stays: you may extend your travel insurance policy past the expiration date if you’re planning to stay longer in the Caribbean. This will need to be done prior to the current expiration date of your policy and can be extended up to 12 months from the start date of your policy.

Rental car excess (Explorer Plan): if you have your rental car stolen or damaged, then you may be covered for the excess amount if you have purchased the Explorer Plan. Benefit limits, terms and conditions, and exclusions apply.

Cover for Coronavirus-related events: British travellers may be covered for medically necessary expenses if they get Coronavirus in the Caribbean. To find out what cover applies to you, read our Coronavirus cover article, which has all the details, including benefit limits, conditions, and exclusions.

How to get the most out of your insurance when visiting the Caribbean

The policy that you ultimately choose should depend on what type of Caribbean holiday you are planning to have. World Nomads offers two travel insurance plans, the Standard Plan and the Explorer Plan.

Both plans offer travel insurance essentials such as trip cancellation cover, baggage cover and emergency medical evacuation cover. However, the Explorer Plan offers higher benefit limits and/or sub-limits than the Standard Plan, as well as cover for a wider range of activities.

For example, if you plan to go hiking in the mountains of St Lucia, then you might want to check out our different levels of cover for hiking in case you are injured. World Nomads offers different levels of cover for hiking depending on the altitude, these include:

  • 3,000 metres (Level 1).
  • 4,500 metres (Level 2).
  • 6,000 metres (Level 3).

Note: make sure you check your policy for specific exclusions, such as search-and-rescue missions.

Besides hiking, World Nomads offers cover for 150+ adventure activities including:

  • Surfing.
  • Backpacking.
  • Scuba diving.
  • Kayaking.
  • Sandboarding.
  • Snorkelling.

If your favourite sport isn’t on the list, get in touch with our Customer Assistance Team and they will let you know if we cover it. Be aware that an upgrade for certain activities and sports may be required.

What to look out for when travelling around the Caribbean

Here are some common problems that travellers can encounter when visiting the region:

Extreme weather: well known as a sun-drenched paradise with a year-round warm climate, the Caribbean Islands are occasionally lashed by powerful tropical storms that wreak widespread destruction.

Travel insurance tip: if a hurricane, flood, or another natural disaster damages the hotel or hostel that you are booked to stay at, then you may be covered for transport expenses to and accommodation with an alternative provider up to the policy limit. (Explorer Plan).

Crime: travellers to the Caribbean are sometimes the targets of bag snatchings and other types of crimes, both petty and more serious.

Travel insurance tip: if you are the victim of a theft, you must obtain a written police report as soon as you can. Where possible, provide witness details along with any photographs, comply with all conditions of any issuing body and provide receipts for all costs incurred, or we will not pay for any claim you make.

What’s not covered?

Below is a brief list of what we do not cover. Please check your policy wording for a full list of benefit limits, exclusions, as well as the terms and conditions.

  • Any pre-existing conditions, unless otherwise stated in your policy.
  • Travelling to or staying in a country that the British Government has issued a public directive instructing travellers to avoid travel.
  • Being under the influence of alcohol or any illegal substances.
  • If you are acting in an irresponsible manner or not complying with local laws.
  • Disobeying your treating doctor’s directions and/or those of our Emergency Assistance Team.
  • Stolen, lost or damaged personal belongings that were left unguarded.

 

This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Photo © Nikada/IStock

Travel Insurance when visiting the Caribbean

Essential travel insurance tips

    Trusted by:

  • Trusted by:

The Caribbean, with its many island destinations such as Jamaica, St Lucia, and the Dominican Republic, has always been a mecca for international travelers who dream of escaping chilly climates and their frantic way of life. If you’re planning a trip to this unique part of the globe, considering travel insurance can provide support if your Caribbean holiday suddenly goes awry.

What’s covered

World Nomads travel insurance provides cover for illness, injury, or damage to your personal belongings. Depending on your Country of Residence and the plan you have selected, you may be covered for:

Overseas emergency medical: if you’ve had an injury or need urgent medical attention and require a medical centre or hospital, you must contact our 24/7 Emergency Assistance Team in the first instance. They will confirm if the treatment is medically necessary and advise you on what to do, help locate suitable medical facilities (particularly in remote areas where access to medical care can be tricky) and monitor your medical treatments if needed to make sure you’re given proper care.

Medical evacuation and repatriation: we offer emergency medical transport and repatriation back to your Country of Residence if medically necessary and authorised by our emergency medical assistance team.

Baggage cover: if your baggage or other personal belongings are lost or damaged during your trip, then you may claim for these. However, claims without supporting documentation such as police reports and receipts may not be covered. Benefit limits, conditions and exclusions apply.

Extended stays: 
if you are having way too much fun on your Caribbean holiday and choose to stay longer, you may also extend your travel insurance for a maximum of one year past the start date of your policy.

Coverage for some Coronavirus (COVID-19) related events: if you are forced to cancel your holiday plans due to being diagnosed as having Coronavirus by your treating doctor, then you may claim for any non-refundable travel expenses. To find out what cover applies to you, read our Coronavirus cover article, which has all the details, including benefit limits, conditions, and exclusions.

How to get the most out of your insurance when visiting the Caribbean

The two travel insurance plans that we offer are the Standard Plan and the Explorer Plan. Both offer cover for injuries, illness, trip cancellation expenses and theft. However, the Explorer Plan offers higher benefit limits and/or sub-limits than the Standard Plan and cover for a wider selection of activities.

For example, if you plan to go Scuba diving in the turquoise waters of the Caribbean, then you might want to consider our levels of coverage for Scuba diving in case you are involved in a Scuba diving accident.

Though both our Standard and Explorer plans include benefits for Scuba diving, each plan has a different level of coverage and may exclude certain types of diving or dives of a certain depth. Be sure to check your policy for exclusions, such as unguided dives or search-and-rescue missions.

Besides Scuba diving, World Nomads offers cover for 150+ adventure activities including:

  • Surfing.
  • Hiking.
  • Backpacking.
  • Kayaking.
  • Sandboarding.
  • Snorkelling.

If your favorite sport is not on the list get in touch with our Customer Assistance Team and they will let you know if we cover it. Be aware that an upgrade for certain activities and sports may be required.

What to look out for when traveling around the Caribbean

The Caribbean is a tropical playground where travelers from all over the world gravitate to enjoy the lush wilderness, white sand beaches and laid-back vibes. However, getting sick or injured could prove to be very costly, you may want to consider purchasing travel insurance before you go.

Here are some common problems that travelers can encounter when visiting the region:

Extreme weather: well known for being a sun-drenched paradise with year-round warm climates, the Caribbean Islands are occasionally lashed by powerful tropical storms that wreak widespread destruction.

Travel insurance tip: if your hotel is damaged by a natural catastrophe, you may be covered for transport expenses as well as accommodation in a different hotel up to the policy limit.

Theft: thieves are known to prey on unsuspecting tourists whose bags may be snatched from them in street mugging incidents or sneakily taken whilst their attention is diverted elsewhere.

Travel insurance tip: if any of your belongings are stolen, you must obtain a written police report as soon as you can. Where possible, provide witness details as well as photographs, comply with all conditions of any issuing body and provide receipts for all costs incurred, or we will not pay for any claim that you make.

What’s not covered?

Below is a brief list of what we do not cover. Please check your policy wording for a full list of benefit limits, exclusions as well as the terms and conditions.

  • Pre-existing medical conditions as explained in the policy wording.
  • Any medical treatment, medication, or hospitalization for a non-urgent condition. Examples could include cosmetic surgery, general check-ups, or other elective surgeries.
  • Theft, damage, or loss of items that were unattended.
  • Expenses that other organisations, including hotels and airlines are liable for.
  • If you were breaking the law or acting in a careless manner.
  • Failing to comply with official organisations and our 24/7 Emergency Assistance Team to repatriate you back to your country of residence.
  • Traveling to or staying in a country that the government in your country of residence has declared an official travel ban on or warned against non-essential travel.

 

This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.

 

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Photo © Jarana Creatives/Getty

Travel Insurance for a trip to Portugal

Learn more about World Nomads travel insurance for your travel across the Old Continent.

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Thousands of Americans plan bucket-list vacations to Portugal each year to enjoy the enticing Douro Valley wine region, impressive architecture in cities like Porto or Lisbon, sandy-white coastlines like Camilo Beach in the Algarve and exciting foodie experiences. As you’re making your travel plans for Portugal, it’s a good idea to purchase a travel insurance policy from World Nomads to protect your trip investment, your well-being and your baggage.

Your World Nomads policy may include coverage for:

SRua Garrett at night
Rua Garrett at night, Lisbon, Portgual. Photo credit: Getty Images / Renaud Visage

When planning a vacation to Portugal, common setbacks American travelers can face are lost or delayed luggage and unforeseen medical issues, including COVID-19 illnesses.

What’s included in your World Nomads travel insurance policy for a trip to Portugal?

Lost, stolen or delayed baggage coverage

World Nomads may cover (up to the policy limits) the loss, theft or damage to your baggage or personal belongings depending on your specific situation. Here are more details:

Delayed baggage

Upon arriving to Lisbon to start your trip, if your luggage isn’t on the carousel at the airport, it can be very upsetting. But your World Nomads policy may provide coverage if your bags were lost in transit to Portugal for more than 12 hours. The first thing to do is file a report with your airline, and then keep your paperwork organized so you will have this documentation to file a claim. Your bag-delay benefits may provide reimbursement for a change of clothes and some personal care items until you are reunited with your luggage.

Stolen personal effects

Your personal belongings may be covered if stolen while vacationing in Portugal. If you are the victim of a crime, file a report with local police, your tour manager or hotel staff. Be sure to read your policy documents so you understand reimbursement guidelines. For example, if you are on a walking tour in Lisbon, and your camera gets stolen from your backpack while you’re strolling in a city square, you may be reimbursed. Read over your travel insurance policy so you understand how depreciation and exclusions may impact your claims.

To be best protected, keep your personal belongings close to you at all times. Keep valuables like credit cards and travel documents in a money belt or cross-body bag, and don’t draw attention by wearing flashy jewelry. Also, risky behavior that causes loss of property likely won’t be covered by travel insurance. For example, if you’re drinking wine in excess in Porto and leave your cell phone unsupervised at a bar, this probably won’t be reimbursable.

Lagos beach in Algarve, Portugal
Lagos beach in Algarve, Portugal. Photo credit: Getty Images / Carol Yepes

Overseas emergency medical coverage and benefits for COVID-19 related events

When traveling in Portugal, having overseas emergency medical insurance is very important in case you get injured or become ill. Your US based health insurance plan may not be accepted outside the US, so if you need medical attention you will have to pay out of pocket. With your World Nomads travel insurance policy in hand, if you break your wrist from a fall while hiking the Fisherman’s Trail from Porto Covo to Odeceixe, you could potentially be reimbursed for any medical care, imaging, hospital stays and medicine.

Regarding COVID-19, World Nomads Travel Protection Plan purchased by U.S. residents may provide coverage if you test positive for COVID-19. Benefits may cover emergency medical, emergency medical evacuation, trip delay and trip interruption coverage if you contract COVID-19 while traveling in Portugal.

If you need to cancel your trip due to a positive COVID-19 diagnosis, your policy may cover loss of pre-paid, nonrefundable expenses such as flights, hotel rooms and excursions if your doctor says you can’t travel on your scheduled departure day because you’re diagnosed with COVID-19. A positive COVID test must be accompanied by 3rd party verification for claims documentation purposes. Verifiable proof of positive COVID test includes physician consultation, PCR lab results (includes name of patient, date, result) or proctored COVID test witnessed by a physician or nurse.

Elevador da Bica funicular in Lisbon, Portugal
Elevador da Bica funicular in Lisbon, Portugal. Photo credit: Getty Images / Alexander Spatari

Access to 24/7 Emergency Assistance Team

Your World Nomads travel insurance plan includes a team of professionals who can help with many issues. If you’re experiencing a medical emergency, for example, we can provide a helping hand to direct you to a medical center, talk to doctors, arrange pre-authorization for treatment and even offer translation services. We may also be able to contact your family or friends back home to keep them updated on your condition.

Coverage for sports and recreational activities in Portugal

If you’re headed Minho in North Portugal to hike or trek in the mountains, or plan to snorkel in The Azores, World Nomads offers travel insurance coverage for 150+ activities and sports. Be sure to read your plan documents to see if your intended pursuits are covered. We have two policy options: Standard and Explorer. Activity coverage differs by plan. Be sure to compare options and select the plan that best covers the activities you plan to do while in Portugal.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.