Travel Insurance for Vietnam
From vibrant cities to hushed hillside tribes and cultural connections and zesty eats to untamed natural wonders, Vietnam is a land of splendour.
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Whether you’re cruising Ha Long Bay, trekking in Sapa’s terraced hills, or wandering the lantern-lit streets of Hoi An, Vietnam is a blend of vibrant cities, lush landscapes, and rich traditions. If you’re visiting the Land of the Blue Dragon, consider packing travel insurance to help keep your trip on track.
Read on to find out how World Nomads’ travel insurance can help you navigate the unknown while overseas.
- What’s covered
- How can travel insurance help when travelling to Vietnam?
- What’s not covered
- Handy tips when travelling to Vietnam
- FAQs
What’s covered
Our policies can offer cover, up to policy limits, for a range of benefits including:
- Overseas medical emergencies and hospital expenses
- Baggage and personal belongings
- Travel delays and trip interruption
- More than 150 activities and experiences
- Trip cancellation
- Extended stays
- Family coverage plans
- Coronavirus-related events
- And many more optional benefits…
World Nomads offers two types of travel insurance plan, Standard and Explorer. Each plan provides different levels of cover so it’s important to choose the plan that best suits your travel plans and the level of cover you need.
How can travel insurance help when travelling to Vietnam?
Vietnam is an adventurer’s paradise, but even the best-planned trips can encounter unexpected hiccups. Imagine hiking the Fansipan mountain when you trip and injure yourself, requiring a local hospital transfer or even medical evacuation.
Or picture landing in Hanoi, only to discover your luggage didn’t make the journey. Travel insurance can help cover the cost of replacing your essentials so you don’t miss out on exploring the bustling Old Quarter.
From trip cancellations due to unexpected events, to assistance if your passport is stolen in Hoi An, World Nomads travel insurance can help if things don’t go right on your Vietnam trip.
Get a quote 24/7
With World Nomads you can get an instant quote anytime, anywhere, before you leave Australia or while you’re on the road.
What’s not covered
Travel insurance isn’t designed to cover everything. There are some things that we simply do not cover. These include:
- Participation in a sport or activity not listed in the policy wording, or one that's offered by World Nomads, but you haven't paid the required additional premium.
- Not following your treating doctor’s directions and/or those of our Emergency Assistance Team.
- Existing medical conditions.
- Stolen, lost or damaged personal belongings that were left unguarded.
- Incidents resulting from reckless behaviour.
- Being intoxicated by alcohol or drugs or acting illegally.
- Expenses you have not made every reasonable attempt to recover from the carrier, accommodation provider, booking or travel agents, any compensation scheme, or other source.
Always check the terms and conditions of your policy. If you’re not sure about something or have any questions, contact us.
Handy tips when travelling in Vietnam
- Stay safe on scooters
Our policies offer cover for cover riding on scooters and motorbikes as long as you always wear a helmet, you have a valid license for the same type of vehicle in Australia and as required in Vietnam, and you follow local laws. If you’re a passenger, make sure the driver has a valid license and you’re both wearing helmets. Check out our detailed guide on motorbiking in Vietnam.
- Best time to visit Vietnam
Vietnam is a wonderful destination to visit year-round. July and August are the best time for beach trips, December to March brings cooler temperatures perfect for bustling city visits, and the low season allows a more timid look at this vibrant country.
- How to avoid gastro
It’s advisable to avoid drinking tap water while in Vietnam. Water can be contaminated and can result in gastrointestinal upset and other more serious disease such as hepatitis A and typhoid. It’s best to avoid raw fruits and vegetables with the skin on, as well as ice cubes in your drinks.
- Be aware of petty crime
While Vietnam is generally a safe place to travel, low level crime does exist.
As with many other destinations petty crime remains an issue in Vietnam. Stay alert and keep your belongings close.
- We’re here to help 24/7
If you experience an emergency and need help while travelling in Vietnam, our multi-lingual team is here to help 24/7. We can direct you to the nearest hospital, organise medical transport and even consult with your family back home.
Travel insurance is not designed to cover everything, so take the time to read the full description of cover in the PDS for the full details on what’s not covered as well as the terms, conditions, limitation and exclusions. If you are unsure of anything, please contact us for help.
Are you looking for more travel inspiration for Vietnam?
World Nomads has various articles that cover a range of fun topics on Vietnam, such as:
- Motorbike Riding in Vietnam: How To Stay Safe When You Ride
- Dos & Don’ts in Vietnam: 6 Tips for Travelers
- Local Laws and Customs in Vietnam: Know Before You Go
- Is Halong Bay in Vietnam Worth Visiting? A Guide to Bay Cruises
FAQ
Here are our most frequently asked questions about buying travel insurance for Vietnam. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
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Does my travel insurance cover my medical costs upfront?
It depends. If you’re in an emergency situation that requires medical evacuation, we may cover these costs upfront provided the incident is covered by your policy. Contact us for more information.
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Do I need a visa to travel to Vietnam from Australia?
Yes, you need a visa to travel to Vietnam from Australia. You can apply for a visa online for tourism or business purposes. You can also request a visa at the airport on the day of travel, but this is more expensive. Your passport must be valid for at least six months after your planned stay and have at least one blank visa page. Check with your travel adviser prior to departure.
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Does travel insurance cover motorbike accidents in Vietnam?
Yes, but only if you hold a valid motorcycle license and wear a helmet while riding. Check your PDS details for specifics. To find out more about coverage related to motorbike, scooter and moped riding while overseas read our FAQ to get all the answers you need.
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Is travel insurance mandatory for Vietnam?
While not mandatory, you should consider TID travel insurance for possible protection against medical emergencies, cancellations, lost or stolen valuables, and unexpected natural disasters.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance when sailing
Don’t let an accident take the wind out of your sails.
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For UK adventurers drawn to the sea's call, the promise of slicing through the waves along the storied coasts of the French Riviera or exploring distant archipelagos is an alluring one. Before you embark, consider anchoring your trip with travel insurance. Packing World Nomads travel insurance could ensure you're prepared; whether you’re dealing with a sprained wrist from handling the sails or facing unexpected stormy weather.
- Should I consider travel insurance when undertaking sailing?
- What’s covered for sailing?
- World Nomads water sports coverage
- What’s not covered for sailing?
- Frequently asked questions
Should I consider travel insurance when undertaking sailing?
Let's set sail with realism: while we're not predicting rough waters, the unpredictable nature of sailing brings inherent risks. Imagine dealing with a sudden storm or a navigational mishap in unfamiliar waters – the challenges are magnified far from home. Coupling these potential scenarios with the complexities of international maritime response, costs can skyrocket quickly. Whether it’s a minor accident or a major emergency, having travel insurance helps you prepare for whatever the sea might throw your way.
Traveller tip #1: Verify that your UK boating and, if applicable, driving licences are valid in the destinations you plan to visit. Some countries may require international permits or specific local licenses.
What’s covered for sailing?
From medical emergencies to lost gear overboard, ensure your sailing journey is memorable for all the right reasons. Let's make your nautical dreams a safe reality—hoist the sails, but anchor your risks first!
Under our Standard and Explorer plans, Level 1 coverage automatically includes sailing in inland or coastal waters and non-manual work related to your sailing adventures. Just make sure you’re guided by a certified professional or possess the necessary UK qualifications to manage the sailboat yourself.
If your nautical aspirations push you beyond coastal waters, consider upgrading to Level 2 coverage. There’s still rules though – you need to stay within 60 miles of a safe haven, and personal liability under Section 11 of the policy wording is not covered.
Here are a few more eventualities typically covered in World Nomads plans for inland sailing and coastal waters:
Emergency medical assistance
Even without wet decks and choppy seas, you could find yourself with a medical emergency, be it an ankle sprain or a collarbone fracture. Our coverage may help cover everything from the services of a physician to ambulance services and x-rays in the case of an accident or injury at sea or on shore. World Nomads policy holders also have access to 24/7 Emergency Medical Assistance Team. The Standard Plan offers cover of up to £5,000,000 for emergency medical expenses and medical repatriation, and £10,000,000 on the Explorer Plan. Additional accommodation and travelling expenses are also included under both the Standard and Explorer plan.
Evacuation
Most of our earth is covered in water... which means you have plenty of places to sail but could easily hit a snag in a far-flung destination. Subject to approval of or 24/7 Emergency Medical Assistance Team, your World Nomads policy may transport you by air ambulance to get treatment at an appropriate medical facility if deemed medically necessary.
Baggage & Gear protection
Maybe your backpack slipped off the sopping wet stern, or your windbreaker got stolen right off the port. Our gear coverage can help replace your stuff, up to its actual cash value at the time of the loss. World Nomads provides baggage protection for lost or stolen items of up to £3,000 with the Explorer Plan and £1,500 with the Standard Plan. For high-value gear, consider upgrading for coverage up to £750 per item on the Explorer Plan and £400 per item on the Standard Plan, with maximum upgrade limits of £2,250 and £1,200 respectively.
Trip Disruption
Say a physician advises you not to travel until your health improves, or a hurricane at your destination renders your chartered course and your pre-sail accommodation totally unusable, you may be able to recoup some of your pre-paid, non-refundable travel expenses... handy when you’re ready to re-book the adventure. The Standard Plan provides up to £3,000 for trip cancelation and £5,000 under the Explorer Plan. These limits also apply if you have to cut your trip short.
Traveller tip #2: Always check weather and maritime forecasts before sailing, and plan your route with safe havens. Inform someone onshore of your itinerary. No matter your experience, review local navigation rules, tides, and hazards. Consider a refresher course if needed.
World Nomads water sports coverage
Besides sailing, World Nomads can offer cover for other water-based activities on island and coastal waters, such as:
- Yachting
- Parasailing
- Sailboarding
- Cruising
- Catamaran sailing
- Hydro foiling
- Hydrospeeding
- Water skiing
- Barefoot water skiing
- Kiteboarding (on land or water)
- Kayaking
- Sea Kayaking
- Wakeboarding
- Wake skating
- Scuba diving
For UK travellers, World Nomads extends its safety net far beyond the deck, offering coverage for over 150+ sports and activities. Whether you’re rockclimbing or rollerblading, check our comprehensive list of activities to ensure your adventure is covered.
What’s not covered?
Not every day is smooth sailing, but if you check the weather forecast, you can avoid some choppy waters. The same is true for travel insurance: if you know what’s excluded beforehand, you’ll be better equipped to navigate any unexpected losses. And sorry, we may not be able to cover you for:
- Sailing beyond the allowed distance from a safe haven or shore (60 miles for Brits)
- Racing and/or professional sailing
- Boat rental damage or loss
- Search-and-rescue missions
- Extreme sport sailing
- Losses that come from knowingly exposing yourself to needless risk
- Fraudulent and criminal acts
- Any claims resulting in the violation of local laws
- Any losses related to non-compliance with a license, contract or permit
- Sports equipment such as scuba, snorkel and scuba gear if it’s damaged while in-use
In addition to life jackets, floatation devices and other safety gear, be sure to BYO sunscreen. For more travel info, read our Explore, Travel Safety, and Responsible Travel articles.
Traveller tip #3: Familiarize yourself with the details of your travel insurance policy to understand what activities are covered and any applicable conditions or exclusions.
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Work emergency?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
FAQ
Here are our most frequently asked questions about buying travel insurance for sailing. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
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Should I consider insurance to sail while overseas?
Without the right cover, you could be setting sail for disaster. Consider choosing travel insurance that covers you for all the water-based adventures you plan to enjoy overseas, even sailing. Securing travel insurance specifically for sailing means you and your vessel will be protected for a wide variety of unforeseen disasters. Check your policy wording for details on what’s covered.
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Which destinations am I covered for when sailing?
Depending on your Country of Residence and the policy you choose, your boating in your desired destination could be just a gust of wind away. Get a quote today to see if your preferred destination is covered for sailing trips.
Travel Insurance when horse riding
Make your horse riding adventure a memorable one for all the right reasons
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Ready to rein in some adventure? Whether you're planning to trot through the rolling vineyards of France or gallop along the sunlit shores of Spain, World Nomads has your back. Our travel insurance caters to UK globetrotters eager to immerse themselves in leisurely rides.
- Why should I consider travel insurance for horse riding?
- What's covered
- Coverage for more than 150 activities, sports, and experiences
- What's not covered?
- Frequently asked questions
Why should I consider travel insurance for horse riding?
Dreaming of galloping across the sandy beaches of Portugal or exploring the rugged trails of South America on horseback? Remember, while horse riding can put the epic into your travel experience, it also brings risks—risks that our travel insurance is designed to address.
From unexpected falls to equipment loss, we’re here to ensure your ride remains memorable for the right reasons. World Nomads provides tailored coverage for leisurely horse-riding activities.
Note: Before you saddle up, review our plans to select the right coverage level for your itinerary and ensure your chosen activities are included. Stay protected and focused on the joy of riding, not the potential pitfalls.
Horse riding can be a rewarding and exciting experience. If it’s your first time horse riding, you might want to keep the following handy tips in mind:
- Have the right gear: Before saddling up, thoroughly inspect your horse-riding gear. Ensure your helmet fits snugly and your footwear is appropriate for riding to avoid any mishaps.
- It pays to be prepared: check the weather, check your equipment, and check the credentials of your riding instructor (if it’s a group ride) – if they’re not good then reconsider if it’s a smart move to go.
- Keep an eye on your gear: don’t leave your expensive horse-riding gear or any other baggage unattended – those 'I spaced out” moments might not qualify for coverage.
- Proof of purchase: any claim you make will need supporting documentation such as receipts of your purchases.
- Saddle up properly: make sure you and your children’s saddles are fitted properly. If the saddle is the wrong size, you or your child could be more likely to slip out of it and fall and it could end up being a costly mistake.
- Ask for the right horse: If it’s your first time, ask for a horse that matches your skill level—typically a calm, experienced horse.
Check your policy wording carefully as terms and conditions and special exclusions may apply for horse riding activities.
What's covered
At World Nomads, we've got two travel insurance plans to suit your style. Go for the Standard Plan for the essentials, or level up with the Explorer Plan if you’re after broader coverage and higher limits.
- Trip cancellation or disruption: Things happen – and sometimes out best laid plans mice (and men) go awry. The Explorer Plan covers cancellations up to £5,000, while the Standard Plan covers up to £3,000. These figures also apply if you are forced to cut your trip short. Please note events must be unexpected and unforeseen.
- Baggage delays and personal belongings: if you arrive at your destination but your baggage doesn’t, our policies cover baggage delays that of 24 hours or more.
- Emergency medical: horse-riding and fresh air can be great for the body and soul, but not if it you’re on the wrong end of a feisty hoof and require medical assistance. Emergency medical coverage could come in handy in the case of an accident or injury that results in you going to hospital.
- Evacuation cover: your horse-riding adventure may be far away from medical facilities. With our cover, you can get transported to the medical facility best for your care, subject to approval from us. If your injuries are worse than first thought, you could be repatriated back to the UK if it's medically necessary.
- Natural catastrophe: If you find yourself amid a natural disaster or your destination is affected by extreme weather, we can offer coverage if you can’t use your booked accommodation or need to move to a safer location.
Keep in mind that benefit limits, terms and conditions, and exclusions apply, so be sure to read your policy wording carefully. If you have any questions about your cover, contact us.
Traveller tip: always carry water, especially on longer rides. Staying hydrated is crucial to maintain your concentration and overall health during the journey.
Coverage for more than 150+ activities, sports, and experiences
At World Nomads, we know that adventurous activities go hand-in-hand with travelling abroad. That’s why World Nomads offers cover for 150+ adventure activities, sports, and experiences, everything from hot-air ballooning, rafting, hiking, and of course – horse riding.
We offer two plans – Standard and Explorer – each of which offers different levels of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific activity plans.
If your favourite sport is not on the list get in touch with our Customer Assistance Team and they will let you know if we cover it. Be aware that an upgrade for certain activities and sports may be required.
Traveller tip: if things go wrong during your horse-riding trip and you intend to make a claim, please be aware that, in most cases, a claim will require that you prove you acted responsibly, used the recommended safety clothing and equipment, and were guided by a professional, qualified, and licensed guide, instructor, or operator.
What's not covered
While there are several things, we can offer coverage for, there are also things we just won’t cover. These include, but are not limited to:
- If you travel against medical advice or neglect to adhere to government ‘Do Not Travel’ warnings issued prior to departure.
- Pre-existing medical conditions.
- Participation in a sport or activity not listed as covered in the policy wording or agreed by World Nomads or where you haven’t paid the required additional premium.
- Expenses you incur after you return to the United Kingdom.
- Losses arising from unattended baggage or personal items.
This is not a full list of what’s covered and what’s not; please check your policy for a full list of terms, conditions, limitations, and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about buying travel insurance for horse riding. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
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What does the World Nomads travel insurance cover for horse riding?
Our policies can offer cover for leisure horse riding. You can get a quote here.
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Can I get coverage for competitive horse-riding events with World Nomads?
Unfortunately, our policies exclude activities like dressage and show jumping. Please review the policy details or contact our customer service for more information.
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What should I do if I injure myself horse riding?
If you get injured while horse riding, immediately call our 24/7 Emergency Medical Assistance Team for help. Make sure you were using all the recommended safety equipment and following safety guidelines, as this will be important for any potential claims.
Travel insurance when cycling
Take life by the handlebars and check out World Nomads travel insurance plans when cycling on your next overseas adventure.
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Ready to swap the UK drizzle for sunnier cycles abroad? Whether you dream of dodging sheep in New Zealand's trails or weaving through Tuscany's vineyards, consider packing World Nomads travel insurance with your helmet. It could be your backup plan for when those quaint cobbled streets throw a spoke in your wheel, covering everything from scrapped knees to swiped gear. Gear up, get insured, and go!
- How you may benefit from World Nomads travel insurance cover
- What's covered for cycling?
- Know where you’re going and what to do if the unexpected happens
- What's not covered
- Frequently asked questions
How you may benefit from World Nomads travel insurance cover
Hitting the road on two wheels is exhilarating, but every turn brings the unknown – especially abroad. While cycling lets you connect with landscapes and cultures intimately, it also exposes you to risks not present back home. From navigating unfamiliar traffic rules and road conditions to potential mishaps like a fall or a collision with a vehicle, the physical risks are real. And then there's theft – bicycles are a popular target.
When choosing World Nomads products, you’ll have access to two simple and flexible plans – Standard and Explorer. We offer cover (up to the policy limits) for:
- Baggage & Gear protection: With our travel insurance, whether it’s the Standard or Explorer plan, you're protected. If your baggage is delayed for more than 24 hours, we cover the cost of essential items. And if your prized cycling gear is lost or stolen, we’re here to help cover replacement costs. For high-value gear, consider upgrading for coverage up to £750 per item on the Explorer Plan and £400 per item on the Standard Plan, with maximum upgrade limits of £2,250 and £1,200 respectively.
- Emergency overseas medical: cycling through the Alps and taking in the fresh air can be great for the body and the mind, but not if it ends up in a bad injury. Emergency medical coverage will come in handy in the case of an accident, illness or injury.
- Evacuation: your cycling route may be far away from medical facilities. With our cover, you can get transported to the medical facility best for your care, subject to approval from World Nomads. Note, there is no cover for search and rescue expenses.
- Trip disruption: has a sick or injured travelling companion put a stop to your cycling abroad? You may be able to recover your unused, prepaid travel expenses.
- 24-hour emergency medical assistance: if you find yourself in need of urgent medical help, it’s not always easy to find help. World Nomads provides 24-hour Emergency Medical Assistance.
Traveller tip: always carry enough water, especially in hot climates, and use sunscreen and sunglasses to protect against sunburn and glare.
What’s covered for cycling?
Under both of World Nomads plans – Standard and Explorer – you may be automatically covered. However you may need to upgrade and pay an additional premium depending on the type of cycling activity you'll be doing. United Kingdom travellers could be covered for the following cycling activities:
- Cycling (incidental to the trip): level 1 activity
- Cycling (on an organised tour): Level 2 activity – upgrade required
- Cycling (independent cycle touring): level 3 activity - upgrade required
Note: all our plans are different and may require an upgrade to include cycling at certain altitude. In some instances, you must be with a professional, qualified and licensed cycling guide, instructor or operator. Terms and conditions, limits and exclusions, apply. Read your policy wording carefully to choose the right plan and cycling option for your trip.
For more information on cycling and mountain biking coverage check out our Help Centre article, ‘Am I covered if I'm cycling or mountain biking?’ in the Help Centre which explains what you need to know to be adequately covered. Choose your “for European residents” and you’ll access the most up to date information.
Traveller tip: keep your essential documents (passport, travel insurance details, and emergency contacts) secure in a waterproof pouch.
Know where you’re going and what to do if the unexpected happens
Before you hit the road with your bike, helmet and gear, it pays to arm yourself with these cycling tips for a safer trip:
- Include all countries you’re visiting or traveling through on your policy: as well as all the adventure activities you’re planning to do or participate in. With World Nomads you’ll have a choice of more than 150+ activities, sports and experiences to choose from.
- Check you have all your paperwork: you’ll need to have all the appropriate paperwork, these may include any required vaccinations, visitor permits if you plan to visit any national parks, and special tourist visas for the countries you’ll be visiting,
- Be responsible when choosing a cycling destination or activity: does the cycling tour your planning suit your experience level? Are there any travel or weather alerts for your destination? Have you got a ‘fit for travel’ thumbs up from your doctor to take on the mountains and specific altitudes? Do you need to use an accredited tour provider or operator? Can our 24/7 Emergency Medical Assistance Team reach you if you get into trouble?
- Wear a helmet and visible clothing: this should be a no brainer, but it’s still worth mentioning, as in many countries around the world, the locals don’t wear helmets when cycling. Another no brainer is if you’re planning to ride at night, you should have high vis clothing on yourself, your bike, or both to make sure other riders and vehicles see you.
- Proof of purchase: remember that any claim you make will need supporting documentation such as receipts of your purchases. Keep these with you in printed or digital form if you intend to make a claim.
Travel insurance tip: World Nomads provides travel insurance for more than 150+ activities, sports and experiences. While this list might seem exhaustive, it doesn’t cover everything. That’s why you shouldn’t take for granted that your preferred activities will be covered. You can’t upgrade your level of cover mid-way through your holiday, so do consider this wisely.
What's not covered?
Some things we may not cover include:
- Costs incurred if you refuse to be repatriated after being declared medically unfit to continue your trip.
- Costs incurred if you ignore the advice of your doctor or our 24/7 Emergency Medical Assistance Team.
- Damage to any sporting equipment while in use; loss, damage or theft of any sporting equipment left unattended.
- Pre-existing medical conditions.
- Expenses that can be recovered from another source, e.g., transport carriers or accommodation providers
- Unattended baggage or personal items
- Participating or training in activity or sport at a professional level
- Any search or rescue operations as explained in the policy wording
- Misuse or being under the influence of alcohol or drugs.
- Fraudulent or criminal acts.
This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Traveller tip: keep a list of local emergency contacts, including medical facilities and the local police, on your person when cycling – just in case.
True Claims Stories
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
FAQ
Here are our most frequently asked questions about buying travel insurance for cycling. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
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How do I claim if my bike or cycling gear is stolen while travelling?
While our policies excludes cover for bicycles, if your cycling equipment is stolen, making an online claim is simple. This article will take you through all the necessary steps (including documentation and timelines).
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Can I upgrade my cycling coverage mid-trip?
Good news is, if you already have World Nomads travel insurance, all our plans cover incidental cycling adventures (T&Cs apply). However, if you’re planning some independent cycling touring, you will need to plan and purchase an appropriate activity cover and pay an additional premium from the beginning, as you cannot upgrade mid-trip.
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What should I do if I need emergency medical assistance while cycling abroad?
Contact our 24/7 Emergency Medical Assistance Team straight away, and they’ll help get you sorted.
Travel Insurance for Trip Delays
What happens if I hit a scheduling snag?
- As featured in:
As featured in:
Imagine this: you booked your dream trip months ago and have been counting down the days to takeoff. Finally, the day has come! Your bags are packed, itinerary checked, boarding pass in hand. You arrive at the airport only to find the word ‘DELAYED’ splashed across the screen next to your flight number.
While situations like these can be disappointing, World Nomads travel insurance may help you handle the unexpected and keep your travel plans moving forward (even if it’s a little later than planned).
Cover depends on your country of residence, and the limits depends on the policy that you choose, so make sure you read your policy carefully.
- Does World Nomads cover trip delays?
- Can I claim for trip delays?
- What is not covered under trip delays?
- Need to know more?
Does World Nomads cover trip delays?
Whether it’s your flight or your cruise, there’s more than one way to be caught off guard by a trip delay when you’re on holiday.
If your trip gets delayed by the minimum time mentioned in your policy wording, you may be covered for accommodation, meals, local transportation, and other basic expenses that you’ve had to incur as a result of the trip delay. We would recommend that you check your individual plan, as coverage varies according to your country of residence.
In order to qualify for this benefit, your travels must have been delayed by a reason mentioned as covered under the policy.
A World Nomads travel insurance policy also provides access to the 24/7 Emergency Assistance team, ready to help if you need to claim.
Travel insurance tip: Be sure to keep a copy of all of your receipts so that you can submit them with your claim. If the travel delay happened on commercial transportation, you’ll need to file a claim with your carrier before asking for reimbursement under your travel insurance.
Can I claim for trip delays?
If your trip delay meets the conditions outlined in your policy, you may be able to file a claim for things like:
- Basic expenses that you had to pay for because of the delay. Terms and conditions, exclusions and limitations apply.
- Any non-refundable, pre-paid portions of your trip that you’ve had to forfeit because of the delay (such as a hotel night or a tour).
To file a claim you’ll need to:
- Retain all documentation from your airline, transport, and/or tour provider detailing the cause and duration of the delay
- All receipts and documentation for expenses you incur
- And any other relevant documents for your claim
What is not covered under trip delays?
Travel insurance is designed to help when your trip is affected by the unexpected, but not all delays qualify for coverage. Some examples of when you’re not covered include:
- Delays that are less than the minimum amount of time specified in your policy
- Delays caused by expected events
- Costs that are unnecessary or extravagant
- Expenses that are covered by your common carrier.
Get a travel insurance quote from World Nomads today.
It’s important to read over your policy wording carefully, and always check the terms and conditions of your policy for full details what is and isn’t covered.
Need to know more?
When you get a travel insurance quote, you’ll be able to compare the coverage of each plan so you may determine the best travel insurance plan for your needs. If you’re unclear about anything at all, get in touch with us, and we’ll help explain it all.
The policy isn’t designed to cover everything. Take the time to read the terms and conditions, limitations and exclusions in the Policy Wording for full details on what is and isn’t covered. That way there are no surprises if you need to use it.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital urgently?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Trip Delays
What happens if I hit a scheduling snag?
- As featured in:
As featured in:
You’ve been buzzing about your trip to Bali for weeks. Cozzies and sunscreen are packed, and your boarding pass is in-hand. But just as you’re about to board, your flight is delayed because there’s a volcanic ash cloud shrouding the island. While trip delays like these are a buzz kill, travel insurance with World Nomads may help ease the stress.
- Does World Nomads cover trip delays?
- Can I claim for trip delays?
- What is not covered under trip delays?
- Need to know more?
Does World Nomads offer cover for trip delays?
Whether it’s your flight or your cruise, there’s more than one way to be caught off guard by a trip delay when you’re on holiday. If your trip gets delayed by the minimum time listed in your policy, you may be covered for accommodation, meals, local transportation, and other basic expenses that you’ve had to incur as a result of the trip delay.
In order to qualify for this benefit, your travels must have been delayed by a reason listed as covered under the policy.
Travel insurance tip: Be sure to keep a copy of all of your receipts so that you can submit them with your claim. If the travel delay happened on commercial transportation, you’ll need to file a claim with your carrier before asking for reimbursement under your travel insurance.
A World Nomads travel insurance policy also provides access to the 24/7 Emergency Assistance team, ready to help if you need to claim.
Get a travel insurance quote from World Nomads today.
Can I claim for trip delays?
If your trip delay meets the conditions outlined in your policy, you may be able to file a claim for things like:
- Basic expenses that you had to pay for because of the delay. Terms and conditions, exclusions and limitations apply.
- Any non-refundable, pre-paid portions of your trip that you’ve had to forfeit because of the delay (such as a hotel night or a tour).
To file a claim you’ll need to:
- Retain all documentation from your airline, transport, and/or tour provider detailing the cause and duration of the delay
- All receipts and documentation for expenses you incur
- And any other relevant documents for your claim
What is not covered under trip delays?
Travel insurance is designed to help when your trip is affected by the unexpected, but not all delays qualify for coverage. Some examples of when you’re not covered include:
- Delays that are less than the minimum amount of time specified in your policy
- Delays caused by expected events
- Costs that are unnecessary or extravagant
- Expenses that are covered by your common carrier.
It’s important to read over your Product Disclosure Statement (PDS) carefully, and always check the terms and conditions of your policy for full details what is and isn’t covered.
Need to know more?
When you get a travel insurance quote, you’ll be able to compare the coverage of each plan so you may determine the best travel insurance plan for your needs. If you’re unclear about anything at all, get in touch with us, and we’ll help explain it all.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your PDS in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital urgently?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Singapore
From exploring Gardens by the Bay to eating your way through Chinatown, learn how travel insurance for Singapore could help Canadian travellers.
- As featured in:
As featured in:
- Do I need travel insurance for Singapore?
- Travel insurance for activities in Singapore
- Travel insurance for medical emergencies in Singapore
- Travel insurance for lost and stolen luggage in Singapore
- Travel insurance for cancelled, interrupted, or delayed trips to Singapore
- Tips for travelling to Singapore from Canada
What’s the first thing that comes to mind when you think of Singapore? The futuristic gardens at Gardens by the Bay, the sweeping views from the Marina Bay Sands Skypark, and the tropical gardens of spots like Bukit Timah Nature Reserve come to mind for us.
The tiny city-state of Singapore has been a major trading hub for more than 700 years, and the relics from the millions who have passed through make it a fascinating place for foodies and history buffs. Dig into the multicultural cuisine and tasty street food in Chinatown, explore the colorful streets and Hindu temples of Little India, and learn about the Malay influences in Kampong Glam. Whether you’re using it as a stopover before travelling further into Southeast Asia or are dedicating your entire vacation to Singapore, the country offers an exciting mix of lush nature, modern city-life, and diverse culture in a compact space.
As beautiful and fun as Singapore is, you can bet we’ve seen all sorts of travel insurance claims from Canadians travelling there. International travel can be life changing, but it also can involve those less-than-great moments - like sickness, missed flights, and lost baggage. Because of this, you may want to get a quote and purchase travel insurance for Singapore before you set forth on your journey.
Do I need travel insurance for Singapore?
World Nomads travel insurance plans offer protection against certain unexpected and unforeseeable circumstances that might disrupt your travel plans. You’ll want to consider travel insurance to protect yourself against expenses related to unforeseen events like theft of your baggage or a missed connection due to inclement weather that grounds your flight, for example.
Travel insurance for Singapore can also protect against large medical bills resulting from accidents that may happen on your outdoor adventures such as paddle boarding at Sentosa Island.
Our travel insurance plans also include important travel, medical, and security assistance services designed to provide you with guidance before and during your trip.
We have two plans to choose from for different types of travellers and adventures.
Travel insurance for activities in Singapore
Whether you’re planning to sail around Marina Bay Sands or hike the coast-to-coast trail on the island, World Nomads travel insurance covers Canadians for over 250 activities in Singapore.
Kayaking through mangroves in Pulau Ubin, spending a day enjoying the waterslides at Adventure Cove Water Park, and cycling around the island’s urban and coastal routes are all covered under travel insurance for Singapore.
It’s important to have a fairly concrete idea of your trip plans before you get a quote. You must list all your activities out when purchasing the plan—and if something happens while you are participating in an activity you didn’t list on your plan, then you won’t be covered. For example, if you go hiking while on your trip and you didn’t list that activity out when making your plan purchase, you won’t be covered if something were to happen on the trail. You may want to overshoot and list out all possible activities you may do, just in case.
Also keep in mind that you will be covered under the base plan to participate in various adventure sports, activities, volunteer, and work experiences, shown as Level 1, under both our Standard and Explorer Plans. To have coverage for adventures sports, work and activities listed as Level 2 or Level 3, you will need to upgrade your adventure sports coverage and pay an extra premium at the time you purchase your policy.
Note: Special conditions and exclusions may apply to while taking part in certain sports and activities. For the full policy terms and conditions please review the policy wording.
Travel insurance for medical emergencies in Singapore
If you have an accident and injure yourself while windsurfing or jet skiing in East Coast Park, you can protect yourself from loss due to emergency medical expenses by purchasing a travel insurance plan for your trip to Singapore.
In a medical emergency, the first thing you must do (if you are medically able) is call the 24/7 Emergency Assistance Team. The team may be able to help you find a reputable medical center and could help organize the care you need. If you are unable to call until later, make sure you call them as soon as possible or have someone call on your behalf.
The Emergency Assistance Team can also help you navigate the unfamiliar health care system in Singapore, including assisting you with finding the best places to seek medical treatment.
Travel insurance for lost luggage in Singapore
Lost or stolen bags is never something we plan for, but these things do happen. Did you land in Changi but your bag—packed with your new swimsuit and favorite sundress for your tropical holiday—never showed up on the carrousel? The first step is to contact the airline.
If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If this happens and your bag is delayed for more than 12 hours or more, your travel insurance for Singapore may reimburse you for a change of clothes and toiletries, until you and your bag are reunited.
Singapore is generally considered very safe and has one of the lowest crime rates in the world. However, pickpocketing or theft can happen anywhere, and it is important to keep an eye on your belongings in crowded tourist areas or public transportation. If your stuff is stolen from under your nose, your travel insurance plan could also reimburse you for what was lost (deprecation and plan limits will apply). When picking a plan, you may want to consider the amount of baggage coverage available and make sure you are comfortable with the maximum amount. The Standard and Explorer plans each have different limits.
Travel insurance for cancelled, interrupted, or delayed trips to Singapore
Sometimes your plans just don’t work out. World Nomads travel insurance plans include trip cancellation, trip interruption, and trip delay benefits that may provide reimbursement for your unused, pre-paid, non-refundable travel expenses should an unforeseen (and covered) event happen.
Trip cancellation and Trip interruption coverage can help protect you in case of emergencies before your leave, or back home in Canada after you’ve departed. If you need to cancel or interrupt your trip due to a covered reason such as a medical emergency or the death of an immediate family member, you may be eligible for reimbursement of your unused, pre-paid travel expenses (up to plan limits) that you can no longer use.
Tips for travelling to Singapore from Canada
As much as you may have planned each detail of your Singaporean adventure, the unexpected can still happen. We encourage you to check out the Canadian government’s safety warnings for Singapore before you leave. Up-to-date warnings— including weather advisories and political situations—will be listed on the website.
It’s also a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.
While English is widely spoken, know that as a multicultural country, several languages are spoken including Chinese, Malay, and Tamil.
Singapore is known for having strict rules, from a ban on chewing gum and on smoking in public places, to strict laws against littering and a zero-tolerance policy towards drugs. Breaking the law can result in a minor fine or a more severe punishment. Read up on these laws beforehand so you can respect the local culture, avoid any unnecessary obstacles, and relax during your vacation! Travel insurance won’t cover you if you are involved in a criminal act.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, of if you have questions, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Turkey
From sailing around the Turquoise Coast to visiting the Grand Bazaar and Blue Mosque in Istanbul, learn how insurance for Turkey could help Canadian travellers.
- As featured in:
As featured in:
- Do I need travel insurance for Turkey?
- Travel insurance for activities in Turkey
- Travel insurance for medical emergencies in Turkey
- Travel insurance for lost and stolen luggage in Turkey
- Travel insurance for cancelled, interrupted, or delayed trips to Turkey
- Tips for travelling to Turkey from Canada
What’s the first thing that comes to mind when you think of Turkey? Riding the ferry along the Bosporus while watching Istanbul’s skyline pass by, markets filled with antiques and carpets, the dreamy blue waters along the Turquoise Coast, and hot air balloons floating over the ancient caves of Cappadocia all come to mind for us.
Of course, streetside kebab stands, honey-soaked baklava, a fresh pot of Turkish coffee, relaxing treatments in hammams, landscapes dotted with olive trees and vineyards, busy markets selling spices, nuts, and fruit, and experiencing Muslim traditions during Ramadan are all part of the allure as well. Whether you want to sun and swim in coastal towns or visit during winter to beat the crowds while you’re busy exploring ancient ruins, your Turkish adventure is sure to be unforgettable. This country straddling two continents is steeped in history and brimming with natural scenery, grand architecture, and a flavorful cuisine.
As captivating as Turkey is, you can imagine we’ve seen all sorts of travel insurance claims from Canadians travelling there. International travel can be life-changing, but it also can involve those less-than-great moments - like sickness, missed flights, and lost baggage. Because of this, you may want to get a quote and purchase travel insurance for Turkey before you set forth on your journey.
Do I need travel insurance for Turkey?
World Nomads travel insurance plans offer protection against certain unexpected and unforeseeable circumstances that might disrupt your travel plans. You’ll want to consider travel insurance to protect yourself against expenses related to unforeseen events like theft of your baggage or a missed connection due to inclement weather that grounds your flight, for example.
Travel insurance for Turkey can also protect you against large medical bills resulting from accidents that may happen on your outdoor adventures such as kiteboarding in Bodrum.
Our travel insurance plans also include important travel, medical, and security assistance services designed to provide you with guidance before and during your trip.
We have two plans to choose from for different types of travellers and adventures.
Travel insurance for activities in Turkey
Whether you’re planning to go on a multi-day trek along southwestern Turkey’s Lycian Way or sailing around the islands near Göcek, World Nomads travel insurance covers Canadians for over 250 activities in Turkey. Taking a hot air balloon ride over the rock formations of Cappadocia, skiing in Uludag, kayaking to the sunken city in Kekova National Park, and cycling along the historic Eurasian Road are all covered under travel insurance for Turkey.
It’s important to have a fairly concrete idea of your trip plans before you get a quote. You must list all your activities out when purchasing the plan—and if something happens while you are participating in an activity you didn’t list on your plan, then you won’t be covered. For example, if you go hiking while on your trip and you didn’t list that activity out when making your plan purchase, you won’t be covered if something were to happen on the trail. You may want to overshoot and list out all possible activities you may do, just in case.
Also keep in mind that you will be covered under the base plan to participate in various adventure sports, activities, volunteer, and work experiences, shown as Level 1, under both of our Standard and Explorer Plans. To have coverage for adventures sports, work, and activities listed as Level 2 or Level 3, you will need to upgrade your adventure sports coverage and pay an extra premium when you purchase your policy.
Note: Special conditions and exclusions may apply to while taking part in certain sports and activities. For the full policy terms and conditions please review the policy wording.
Travel insurance for medical emergencies in Turkey
Whether you have an accident while rock climbing in Antalya or end of with a serious bout of food poisoning, you can protect yourself from loss due to emergency medical expenses by purchasing a travel insurance plan for your trip to Turkey.
While water is technically safe to drink from the tap in Turkey, it is common to drink bottled water instead. The water is heavily chlorinated and not particularly pleasant tasting. Food poisoning is also something that can happen, especially when it comes to street food. Use common sense when you’re choosing where to eat. Those 3am street mussels or wet burgers in Taksim Square after a rowdy night out might seem like a great idea at the time, but you might be end up regretting your decision later.
In a medical emergency, the first thing you must do (if you are medically able) is call the 24/7 Emergency Assistance Team. The team may be able to help you find a reputable medical center and could help organize the care you need. If you are unable to call until later, make sure you call them as soon as possible or have someone contact them on your behalf.
The Emergency Assistance Team can also help you navigate the unfamiliar health care system in Turkey, including assisting you with language barriers and finding the best places to seek medical treatment.
Travel insurance for lost and stolen luggage in Turkey
Lost or stolen bags is never something we plan for, but these things do happen. Did you land in Istanbul, but your bag packed with your favorite dresses and shoes for your vacation didn’t? The first step is to contact the airline.
If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If this happens and your bag is delayed for 12 hours or more, your travel insurance for Turkey could still reimburse you for a change of clothes and toiletries, until you and your bag are reunited.
While Turkey is generally quite safe and pickpocketing isn’t as common as in other major European cities, bag snatching and pickpocketing can still happen. It’s important to be especially vigilant in crowded tourist spots, like the Grand Bazaar, and on busy trams. Be mindful for scammers at the ferry terminals in Istanbul who might tell you that the ticket machine is broken and offer to buy a ticket for you—and then charge you far above the ticket price.
If your stuff is stolen from under your nose, your travel insurance plan could also reimburse you for what was lost (deprecation and plan limits will apply). When picking a plan, you may want to consider the amount of baggage coverage available and make sure you are comfortable with the maximum amount. The Standard and Explorer plans each have different limits.
Travel insurance for cancelled, interrupted, or delayed trips to Turkey
Sometimes your plans just don’t work out. World Nomads travel insurance plans include trip
cancellation, trip interruption, and trip delay benefits that may provide reimbursement for your unused, pre-paid, non-refundable travel expenses.
Trip cancellation and Trip interruption coverage can help protect you in case of emergencies before your leave, or back home in Canada after you’ve departed. If you need to cancel or interrupt your trip due to a covered reason such as a medical emergency or the death of an immediate family member, you may be eligible for reimbursement of your unused, pre-paid travel expenses (up to plan limits) that you can no longer use.
Travel insurance for Turkey can also help you in the case of unexpected circumstances while on your trip, such as natural disasters. Turkey is in a very active earthquake zone and if the Canadian government issues a ‘do not travel’ advisory, your travel insurance for Turkey may be able help.
Tips for travelling to Turkey from Canada
As much as you may have planned each detail of your Turkish adventure, the unexpected can still happen. We encourage you to check out the Canadian government’s safety warnings for Turkey before you leave. Up-to-date warnings— including weather advisories and political situations—will be listed on the website.
It’s also a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.
English isn’t widely spoken in a lot of the country, Istanbul included, so a few basic Turkish phrases can go a long way. You may also want to read up on some travel tips to familiarize yourself with local customs before you take off. Istanbul and many coastal towns are quite modern but other regions, especially in southeastern Turkey, are much more culturally conservative. Women will benefit from carrying a light-weight scarf, which can come in handy to cover your head and shoulders at religious sites.
Enjoy your adventure and don’t be afraid to get off the beaten path! Find the magic lesser-visited spots, like Mardin and other ancient towns in eastern Turkey, or quieter islands such as a Gökçeada.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, of if you have questions, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
True Claims Stories
Never travel without travel insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain, and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
U.S resident in Spain
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHow can travel insurance help if your luggage is stolen
If you’re in the unfortunate position of having your luggage stolen, here’s what you need to do
- As featured in:
As featured in:
So, you’ve packed your sunnies, swimsuits, and a stack of holiday reads, departed the UK, and landed in sunny Spain, ready to soak up some rays. But there’s just one problem…your luggage has decided to take its own detour. No need to panic—World Nomads offers travel insurance for stolen or damaged baggage.
If you’re in the unfortunate position of having your luggage stolen, here’s what you need to do:
Step 1: Report it to the relevant person/venue
No matter where your luggage goes missing, reporting it as soon as possible is essential. Here’s what to do based on where you last had your belongings:
On public transport (plane, train, bus, or ferry):
Report the loss immediately to the transport provider. Request written evidence, like a Property Irregularity Report (PIR) if available. Keep hold of any tickets, baggage receipts, or relevant documentation useful for a claim. Also, ask about any compensation they can provide and get this in writing.
At Your Accommodation:
If your luggage is lost or stolen from a hotel or other accommodation, immediately report it to the staff. Request a written confirmation of the incident and any compensation they might offer.
During a Tour or at a Public Venue (museum, airport, sports stadium):
Notify the tour operator, venue management, or security team of the incident. Ask for written confirmation of the loss or theft and any details on possible compensation.
Your situation not on here? Get in contact, and we can help.
Tip for UK travellers: keep all supporting documents, like tickets and receipts, and scan copies or save photos in a secure location. These records will be essential if you need to make a claim, especially for any replacement items you purchase while waiting for your luggage.
Step 2: Contact the Police
Don’t skip this step: filing a police report is critical for making an insurance claim. Head to the nearest station to report your lost luggage and be sure to get a copy of the report or at least a reference number—you’ll need it to back up your claim.
Step 3: Secure Your Devices and Cards
Act quickly to protect your information if your phone, tablet, or credit cards are missing. First, try calling your device—it might just turn up! If not, use tracking features like Find My iPhone or Find My Mobile to locate it on a map. If the device can’t be found, contact your provider to block the service and ask for written confirmation.
Call your bank immediately to cancel any stolen credit or debit cards and prevent unauthorised charges. Keep records of all actions taken, as these can be helpful when filing a claim.
Step 4: Keep All Receipts and Documentation
Keep all your paperwork handy—receipts for emergency buys, travel itineraries, booking confirmations, and any cancellations. Missing documents could mean a reduced or rejected claim, so make sure you’ve got a solid record of everything.
Ideally, provide original purchase receipts for lost or damaged items, but if these aren’t available (especially for older items), alternatives like bank statements, credit card statements, invoices, or a notarised statement (if the item was a gift) can work as proof. Having this documentation will help ensure a smoother claims process.
Step 5: Need to know more?
Lost, stolen, and damaged luggage incidents account for nearly half of all travel insurance claims, so if you’re dealing with stolen gear, you’re not alone. And if you’re reading this as part of your trip prep, good on you for being proactive.
World Nomads offers two flexible travel insurance plans for UK travellers —Standard and Explorer—both covering stolen belongings. The Standard Plan provides the basics (up to £1,500 cover for baggage), while the Explorer Plan provides higher coverage limits and extra benefits (up to £3,000 cover for baggage).
Remember, each travel insurance policy is unique. Check your policy wording for all terms, conditions, and exclusions for the full rundown.
Got questions about what’s covered? Just ask us. Or, if you're ready to roll, grab a quote today.
What’s not covered
- Leaving your bags or valuables unattended—even for a quick moment—can void your coverage.
- Not reporting a loss or theft to local authorities or relevant staff (e.g., hotel or transport provider) can affect your claim.
- Damage or loss of electronics in checked luggage is typically not covered.
- If you’re taking unnecessary risks or breaking the law, we won’t be able to cover any mishaps.
- Using gear or equipment in a way that’s not covered by your policy, like extreme sports, may leave you unprotected.
Travelling tips for before you leave the United Kingdom
- Add a distinctive, trackable security tag with your contact info (minus your home address) to make your luggage easier to spot and recover if it goes missing.
- Be proactive and install tracking apps on your devices before travelling abroad.
- Scan copies of all your docs and store them in your phone before you leave the UK—future you might just thank you!
- Grab a travel insurance quote here.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about digital nomads travel insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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Will World Nomads cover replacement costs for lost passports?
World Nomads policies generally cover expenses for replacing a lost or stolen passport, as well as transportation to and from the nearest consulate. Just be sure to report the loss to local authorities and keep a copy of the police report.
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What proof do I need if I don't have the original receipt?
If you’ve lost the original receipt for an item, other proof may be acceptable, like bank or credit card statements, photos, or packaging. Providing as much documentation as possible helps support your claim.
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How does travel insurance cover delayed luggage?
If your luggage is delayed for more than 24 hrs, World Nomads will reimburse you for essential items (think toiletries and jocks). Keep all receipts for these items, as they’ll be needed for your claim.
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How do I know which plan is right for me: Standard or Explorer?
Choosing between Standard and Explorer plans depends on your travel plans. The Standard plan provides essential coverage for general trips, while the Explorer plan offers higher limits and coverage for more adventurous activities. Look over the benefits of each to find the best fit for your trip.
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Why won't you cover my tech devices if they're checked in with an airline
Electronics are fragile, and checked-in luggage can easily be damaged.
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What if I don’t have receipts for all of my items?
You can file a claim but still need to show proof of ownership. Read our Help Center article for more info on what to do if you don’t have documentation.
Travel insurance for Morocco
From hiking through the Atlas Mountains to exploring the colorful medinas of Fez and Marrakech, learn how insurance for Morocco could help Canadian travellers.
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What’s the first thing that comes to mind when you think of Morocco? The leather tanneries and ancient city walls of Fez, the energetic souks of Marrakech, tree-climbing goats, Sahara Desert vistas, magnificent riads, and colorful mountain towns like the blue buildings built into the hills of Chefchaouen all come to mind for us. Of course, steaming pots of Moroccan mint tea, fragrant orange and olive groves, delicious tagines and couscous, and buzzing markets selling fresh produce and spices are not to be missed. Whatever your ideal trip looks like, Morocco offers adventure, natural beauty, a storied history blending Berber, French, Spanish, and Arab influences, and rich culinary and artisan traditions.
As great as Morocco is, you can bet we’ve seen all sorts of travel insurance claims from Canadians travelling there. International travel can be life-changing, but it also can involve those less-than-great moments - like sickness, missed flights, and lost baggage. Because of this, you may want to get a quote and purchase travel insurance for Morocco before you set forth on your journey.
- Do I need travel insurance for Morocco?
- Travel insurance for activities in Morocco
- Travel insurance for medical emergencies in Morocco
- Travel insurance for lost luggage in Morocco
- Travel insurance for cancelled, interrupted, or delayed trips
- Tips for travelling to Morocco from Canada
Do I need travel insurance for Morocco?
World Nomads travel insurance plans offer protection against certain unexpected and unforeseeable circumstances that might disrupt your travel plans. You’ll want to consider travel insurance to protect yourself against expenses related to unforeseen events like theft of your baggage or a missed connection due to inclement weather that grounds your flight, for example.
Travel insurance for Morocco can also protect against large medical bills resulting from accidents that may happen on your outdoor adventures such as surfing in Essaouira. Our travel insurance plans also include important travel, medical, and security assistance services designed to provide you with guidance before and during your trip.
We have two plans to choose from for different types of travellers and adventures. 
Cap Spartel Lighthouse near Tangier Morocco. Photo credit: Getty Images / Albert Engeln
Travel insurance for activities in Morocco
Whether you’re planning to go on a day hike or multi-day trek in the Atlas Mountains or learn to surf in Taghazout, World Nomads travel insurance covers Canadians for over 250 activities in Morocco. Rock climbing the walls of Todra Gorge, kayaking and white water rafting on the Ourika River in the High Atlas, and cycling along the winding roads in Dades Valley are all covered under travel insurance for Morocco.
It’s important to have a fairly concrete idea of your trip plans before you get a quote. You must list all your activities out when purchasing the plan—and if something happens while you are participating in an activity you didn’t list on your plan, then you won’t be covered. For example, if you go hiking while on your trip and you didn’t list that activity out when making your plan purchase, you won’t be covered if something were to happen on the trail. You may want to overshoot and list out all possible activities you may do, just in case.
Also keep in mind that you will be covered under the base plan to participate in various adventure sports, activities, volunteer, and work experiences, shown as Level 1, under both of our Standard and Explorer Plans. To have coverage for adventures sports, work, and activities listed as Level 2 or Level 3, you will need to upgrade your adventure sports coverage and pay an extra premium at the time you purchase your policy. Note: Special conditions and exclusions may apply to while taking part in certain sports and activities. For the full policy terms and conditions please review the policy wording.
The Souk of Marrakech, Morocco. Photo credit: Getty Images / Andrea Pistolesi
Travel insurance for medical emergencies in Morocco
Whether you have an accident while biking the precarious roads of Dades Gorge or end up with a serious bout of food poisoning, you can protect yourself from loss due to emergency medical expenses by purchasing a travel insurance plan for your trip to Morocco.
Water and food-borne illnesses are a potential risk in Morocco. Make sure to drink bottled, treated, or filtered water and be careful of the places where you eat fresh vegetables. Food poisoning is no fun and can put a damper on any vacation.
In a medical emergency, the first thing you should do (if you are medically able) is call the 24/7 Emergency Assistance Team. The team may be able to help you find a reputable medical center and could help organize the care you need. If you are unable to call until later, make sure you call them as soon as possible or have someone call on your behalf.
The Emergency Assistance Team can also help you navigate the unfamiliar health care system in Morocco, including assisting you with language barriers and finding the best places to seek medical treatment.
Travel insurance for lost luggage in Morocco
Lost or stolen bags is never something we plan for, but these things do happen. Did you arrive in Marrakech but your bag packed with hiking gear for your trek through the Atlas Mountains didn’t? The first step is to contact the airline.
If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If this happens and your bag is missing for 12 hours or more, your travel insurance for Morocco could still reimburse you for a change of clothes and toiletries, until you and your bag are reunited.
Theft is something to be aware of in Morocco. It’s important to be especially vigilant in crowded tourist areas and medinas, where bag snatching and pickpocketing is known to happen. If your stuff is stolen from under your nose, your travel insurance plan could also reimburse you for what was lost (deprecation and plan limits will apply). When picking a plan, you may want to consider the amount of baggage coverage available and make sure you are comfortable with the maximum amount. The Standard and Explorer plans each have different limits. 
Tourist at Ait Benhaddou at sunrise, Morocco. Photo credit: Getty Images / Matteo Colombo
Travel insurance for cancelled, interrupted, or delayed trips to Morocco
Sometimes your plans just don’t work out. World Nomads travel insurance plans include trip cancellation, trip interruption, and trip delay benefits for certain covered risks and may provide reimbursement for your unused, pre-paid, non-refundable travel expenses should you experience an unexpected travel hiccup.
Trip cancellation and Trip interruption coverage can help protect you in case of emergencies before your leave, or back home in Canada after you’ve departed. If you need to cancel or interrupt your trip due to a covered reason such as a medical emergency or the death of an immediate family member, you may be eligible for reimbursement of your unused, pre-paid travel expenses, (up to plan limits) like hotel stays or transportation tickets, that you can no longer use.
Tips for travelling to Morocco from Canada
As much as you may have planned each detail of your Moroccan adventure, the unexpected can still happen. We encourage you to check out the Canadian government’s safety warnings for Morocco before you leave. Up-to-date warnings— including weather advisories and political situations—will be listed on the website.
It’s also a good idea to save the 24/7 Emergency Assistance phone number and your plan
number in your cell phone so you don’t have to search for that if an emergency happens. A lot of Morocco is French speaking, although the dialect might be quite different from the French Canadian that you’re used to. A few Arabic phrases can also come in handy to communicate in markets and restaurants.
You may also want to read up on some travel and cultural tips to familiarize yourself with local customs. Modest dress and a light-weight scarf is recommended for women to cover your head and shoulders at religious sites and in rural, more conservative regions. Be wary of scams at markets and don’t be afraid to engage in friendly haggling!
As with anywhere you visit, add a few unexpected destinations to your itinerary, such as the historic city of Tangier or join the El-Kelaa M'Gouna Rose Festival. And seek out community-driven experiences that connect you with local culture and give back to the communities you’re visiting.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, of if you have questions, just ask us.
Traveler Tip 1: make copies of all key documents you’ll be travelling with – passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets – and keep them separate from the originals while abroad so you’ll have backups and proof of purchase if anything happens.
Traveler tip 2: if you’re a victim of theft, to file a claim, be sure you get a police report or other written documentation such as a property irregularity report from your common carrier.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team