Whether you’re a hobby mountain biker or serious fiend, travel insurance for mountain biking can stand you in good stead when the mountain wins.
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What’s covered for mountain biking?Our plans can help you navigate any unexpected mishaps and help get you back on track. World Nomads may offer cover (up to the policy limits) for:
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Unfortunately we can’t help with that punctured tyre but if you’ve seriously hurt yourself World Nomads Travel Insurance Standard and Explorer plans can offer coverage for unforeseen medical costs on your next mountain biking adventure overseas. Both our plans offer optional upgrades so if you plan on taking lifts for some gripping descents, you must upgrade to the activity level that suits your needs at the time you purchase your policy.
We understand that unexpected accidents and illnesses may strike at any moment, that’s why the World Nomads 24/7 Emergency Medical Assistance team is here to help you navigate any issues you may have if you end up in hospital. If you’re admitted to hospital, you (or someone else) must notify our 24/7 Emergency Medical Assistance team as soon as reasonably possible. Your medical expenses can be paid directly to the hospital, where possible, once cover is confirmed. For more information on what to do if you need emergency assistance while overseas check out our Overseas Medical Treatment and Hospitalisation Help Centre article.
Travel insurance tip: Irish travellers, if you require any medical treatment during your trip while outside of Ireland (and as soon as your medically able to do so) you’ll need to contact your private medical insurance (PMI) provider (if applicable) and follow their emergency medical procedures and claims procedures. Where your PMI provider cannot provide assistance, get in touch with our 24-hour Emergency Medical Assistance Team as soon as reasonably possible before incurring medical costs, and also please provide us with details of your PMI provider to help us coordinate your care. For more information on what to do please refer to Section 8 Medical Sections of Cover, Important Information, in your Policy Wording.
You can also claim for your non-refundable costs of cancelling your trip if you or your travel buddy suddenly gets sick or hurt before you go on your trip. We also offer cover if you’re left empty-handed when the airline loses your baggage; or if a storm affects your connecting flight and puts the brakes on your travel plans (Explorer Plan only).
Having travel insurance can help take some of the stress out if you end up in hospital with unexpected medical costs from a broken leg to some bangs and scrapes. Importantly travel insurance offers coverage for those ‘worst possible case’ scenarios when you need to be repatriated to Ireland to recover.
An upgrade for certain activities and sports may be required and terms and conditions apply for each activity. Check out our activities article for details or contact us if you have questions.
World Nomads plans offer cover for many mountain bike destinations:
Some things we may not cover for mountain bike riding include:
For more information, go to our Help Desk mountain biking article.
This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the Policy Wording for complete details of cover and exclusions. If you are unsure of your level of travel cover, please contact us for help.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWhether you’re a hobby mountain biker or serious fiend, travel insurance for mountain biking can stand you in good stead when the mountain wins.
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Embrace the thrill of the trails! Whether you're a weekend warrior, or a downhill daredevil, having travel insurance can keep you focused on the fun, not the what-ifs. From the rugged peaks of Scotland to the challenging trails of the Alps…there’s so many mountains waiting to be climbed on two wheels! But before you hit the paths less pedalled, check out our tips to ensure you're fully geared up with the right cover.
Accidents and Injuries: the rugged nature of mountain biking increases the risk of falls and injuries. Whether it's a minor scrape or a more serious injury requiring hospitalisation, travel insurance can cover medical expenses and emergency treatments.
Remote Locations: many of the best trails are off the beaten path. If you get injured in a remote area, emergency evacuation can be costly. Travel insurance can cover the expense of medically necessary evacuations, ensuring you receive the best possible care swiftly.
Damage or Loss of Gear: mountain biking gear is an investment. If your essential equipment is damaged or stolen during your trip, travel insurance can help cover these costs, allowing you to replace or repair your gear without significant financial burden. World Nomads provides baggage protection for lost, stolen, or damaged items of up to £3,000 with the Explorer Plan and £1,500 with the Standard Plan. For high-value gear, you may want to consider adding them as high value items. You can increase the level of cover of item up to £750 on the Explorer plan and £400 on the Standard. The maximum limit for all high value items is £2,250 on the Explorer and £1,200 on the Standard. An additional premium is required when adding high value items.
As long as you’re not doing anything silly, like riding without a helmet or under the influence of drugs or alcohol, World Nomads offers cover for mountain biking (on and off road, cross country, or downhill). We offer two plans – Standard and Explorer – each of which offers different levels of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific mountain biking plans. Here are some of the things our plans over:
It’s not nice to think about, but if you suffer an injury or accident on your ride, our emergency medical assistance coverage may protect you for emergencies that require:
If you need medical treatment, it’s essential that you get in touch with our Emergency Medical Assistance team as soon as possible so they can support you.
You might be riding in a remote area, far from medical assistance, so our policies include coverage if you need to be evacuated to a medical facility.
Having a medical emergency in a foreign country can be overwhelming but buying a World Nomads policy means you’ll have access to our 24/7 Emergency Medical Assistance team. Our Medical Emergency Assistance team can help with a range of services in whatever part of the world you’re travelling 365 days a year.
If your ride is cancelled or interrupted due to an unforeseen event, you may be able to recover your unused/additional travel expenses. With the Explorer plan this can include if your destination is affected by a natural catastrophe.
Note: There are specific terms and conditions, limits and exclusions that apply to mountain biking, so be sure to check the exclusions section of this article, and also check your policy wording carefully. If you’re not sure whether something is covered, contact us.
While we can offer coverage for mountain biking, there are also things we just won’t cover. These include, but are not limited to:
Check out our handy guides and insider travel tips on the best places to go mountain biking:
This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions about buying travel insurance for mountain biking. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
Protect your flexcation by adding travel insurance to your remote work and study trips.
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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
It's never been easier to unplug and take off, now that you can work and study remotely – assuming there's good Wi-Fi.
But travel glitches can arrive in all shapes and sizes, even with the most meticulous planning. Although it's great to hope for the best, it may be wiser to plan your moves with travel insurance*.
Because of flexible work and school schedules, more travelers are opting to take 'flexcations', extended stays away from home that are mixture of leisure and work (digital nomads), or going to school remotely, either domestically or abroad.
If you’re planting yourself in a different place while working and playing, there are a few questions to ask yourself when you’re shopping around for a travel insurance plan. How long am I staying? What kind of medical coverage do I need? Am I taking along personal belongings that I can’t stand to lose? Is my entire family covered? How much am I spending on pre-paid deposits?
There's a lot to consider when buying travel insurance and specifically for the needs of flexcations. Here are a number of ways that travel insurance can help on a trip that combines business and pleasure.
Whether you're seeking a quiet haven or an outdoor adventure, World Nomads has ways to support you:
When you get a quote, you can compare the plans side-by-side and determine which one might be right for you.
Travel insurance isn't designed to cover everything. These are some things that don't fall under the scope of your plan:
Staying for an extended period of time or moving to a country as an expat? Consider whether you need a travel health insurance as opposed to a travel insurance plan. To read more about the differences, go to our page on travel health insurance.
To read more about ‘Digital Nomad’ travel insurance see our Travel for Digital Nomads article.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSimple and flexible travel insurance to take you camping around the world. Buy at home or while travelling, and claim online from anywhere in the world.
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We get it. You want to escape from the hustle and unwind under a blanket of stars. From lush forests to the endless horizons of Australia’s Outback, a camping trip offers every manner of revival. As exciting as planning your outdoor adventure is, travelling far from home and urban comforts also comes with risks.
World Nomads Travel Insurance Standard and Explorer plans have been designed to offer cover for sudden and unforeseen events on your next camping trip such as being left empty handed when the airline loses your baggage (with your hiking gear in it), if you need to see a doctor if you are hurt or unwell or if severe weather washes away your travel plans.
Nothing soothes the soul like the crackle of a campfire. As passionate campers ourselves, we’ve designed our plans to cover all types of camping adventures:
Our plans can help you navigate any mishaps and help get you back on track. World Nomads may offer cover (up to the policy limits) for:
What’s a camping trip without some action?
Both our plans offer cover for activities such as bungee jumping, stand up paddle boarding/surfing and scuba diving up to 30 metres. While there are many activities available on the Standard plan, those feeling extra adventurous can upgrade to the Explorer Plan which offers higher benefits and a broader range of activities and sports pursuits. It costs more but it may better suit your needs as it offers upgrades for activities such as camping and hiking up to 6,000 metres, or mountaineering (with ropes, picks or specialist climbing equipment) up to 6,000 metres.
Travel insurance tip: Your cover will depend on the activity(ies) you chose at the time of policy purchase and terms and conditions apply for each activity. Level 1 sports and activities are automatically covered on the Standard and Explorer Plans. You can upgrade your cover for a range of other activities, experiences and manual work if you select the activities (listed as Level 2, 3 and 4) but you will need an upgrade to the Explorer Plan.
Check your Policy Wording for details or contact us if you have questions.
Before you head off to the wilderness, it pays to arm yourself with these camping tips for a safer trip:
Some things we do not cover include:
This is not a full list of what’s covered and what’s not; please check your Policy Wording for a full list of limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSimple and flexible travel insurance to take you camping around the world. Buy at home or while travelling, and claim online from anywhere in the world.
As featured in:
We get it. You want to escape from the hustle and unwind under a blanket of stars. From lush forests to the endless horizons of Australia’s Outback, a camping trip offers every manner of revival. As exciting as planning your outdoor adventure is, travelling far from home and urban comforts also comes with risks.
World Nomads Travel Insurance Standard and Explorer plans have been designed to offer cover for sudden and unforeseen events on your next camping trip such as being left empty handed when the airline loses your baggage (with your hiking gear in it), if you need to see a doctor if you are hurt or unwell or if severe weather washes away your travel plans.
Nothing soothes the soul like the crackle of a campfire. As passionate campers ourselves, we’ve designed our plans to cover all types of camping adventures:
Our plans can help you navigate any mishaps and help get you back on track. World Nomads may offer cover (up to the policy limits) for:
What’s a camping trip without some action?
Both our plans offer cover for activities such as stand up paddle boarding/surfing and scuba diving up to 30 metres. You can also choose to upgrade your activity cover by paying an additional premium, here you can be covered for activities like hiking up to 6,000 metres and mountaineering (with ropes, picks and specialist climbing equipment on both Standard and Explorer plans.
The Explorer offers higher benefit limits along with some additional insured events.
Travel insurance tip: Your cover will depend on the activity(ies) you chose at the time of policy purchase and terms and conditions apply for each activity. Level 1 sports and activities are automatically covered on the Standard and Explorer Plans. You can upgrade your cover for a range of other activities, experiences and manual work if you select the activities (listed as Level 2, 3 and 4) but you will need to pay an additional premium.
Check your Policy Wording for details or contact us if you have questions.
Before you head off to the wilderness, it pays to arm yourself with these camping tips for a safer trip:
Some things we do not cover include:
This is not a full list of what’s covered and what’s not; please check your Policy Wording for a full list of limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamBeen working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Simple and flexible travel insurance to take you camping around the world. Buy at home or while traveling, and claim online from anywhere in the world.
As featured in:
You want to escape from the hustle and unwind under a blanket of stars. We get it, we’re a community of adventure travelers, and sometimes getting off the beaten track is exactly what we need. From lush northern European forests to the endless horizons of Australia’s Outback, a camping trip offers the chance to get in touch with nature and explore a different side of travel. But as exciting as planning your outdoor adventure is, traveling far from home and urban comforts can also come with risks.
World Nomads Travel Insurance Standard and Explorer plans offer cover for independent travelers like you for sudden and unforeseen events on your next camping trip, such as being left empty-handed when the airline loses your baggage (with your tent in it), if you need to see a doctor if you are hurt or unwell, or if severe weather washes away your travel plans.
World Nomads can offer cover (up to the policy limits) for:
Your coverage will vary according to your country of residence and whether you chose a Standard or an Explorer plan. Read your policy for details on cover, maximum benefit limits, exclusions, and conditions of your coverage. Contact us if you have any questions about your cover.
It doesn’t matter if you’re camping in a van or hiking into a remote campsite – chances are you’re going to want to do some more adventuring wherever you’re headed.
Depending on your Country of Residence, and the plan you choose, you can be covered for several activities such as bungee jumping, kayaking, and scuba diving up to 30 meters. While there are many activities available on the Standard plan, those feeling extra adventurous can upgrade to the Explorer Plan. The Explorer plan offers upgrades for activities such as hiking up to 6,000 meters, or canyoning and scuba diving up to 50 meters.
Check your policy carefully for details or contact us if you have questions.
Before you head off into the wilderness, it pays to arm yourself with these tips for a safer camping trip:
Some things we may not cover include:
This is not a full list of what’s covered and what’s not; please check your policy for a full list of limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamBeen working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Learn why it’s smart for Americans to invest in travel insurance as they explore Europe’s cities, coasts, and mountains.
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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
Home to 44 countries, centuries-old cities, sweeping coasts, highland forests, and delectable cuisine, Europe offers an incredibly varied experience over a relatively compact space.
You can go dog-sledding in the Norwegian Arctic, learn how to cook traditional Italian dishes in Cinque Terre, journey into a dormant volcano in the Azores Islands, and explore the wild valleys of Albania’s newest park, Vjosa Wild River National Park. Festival goers can celebrate King’s Day in Amsterdam, toast with pints at Oktoberfest in Germany, and throw tomatoes at La Tomatina in Spain. Foodies can indulge cheese in France, find the best pasteis de nata in Portugal, and drink wine among rolling vineyards. It’s easy to see why Europe is so popular among Americans.
Whether you’re focusing on a single country or are planning to cross borders for a multi-destination excursion—by train or by car— you may want to consider travel insurance* for Europe to help you explore the wonders of this continent with ease.
International travel can come with many surprises—such as finding a tiny winery in Tuscany that has been in the family for hundreds of years, or spotting the northern lights dancing through the night skies in Iceland.
Some surprises are not as great, though. Nobody wants to think about things like canceled trips, delayed baggage, and medical emergencies, but these things can happen unexpectedly. If Mount Etna on Sicily erupts, disrupting your travel plans or if you fall off your bike and get hurt while cycling through Slovenia, you may then wish that you had travel insurance for Europe.
World Nomads has four plans to select from, and when you get a quote you can compare the options to determine the best international travel insurance for your needs.
Whether you’re planning to go explore Portugal by bike or surf in San Sebastian, World Nomads travel insurance covers Americans for over 250 activities. Rock climbing in the Dolomites, skiing in Andorra, and sailing around the Greek islands are all covered under travel insurance for Europe too.
Different plans cover different activities. Before you get a quote, it might be helpful to have a general idea of your itinerary in Europe. If you know what activities you have planned, you’ll be able to choose the right insurance plan for your trip.
For example, if you want to go sea kayaking in Croatia and mountain biking in Austria, you’ll be covered under all insurance plans, including the Standard Plan. If you’re itching to do some more daring winter adventures in Switzerland, such as backcountry alpine ski touring, or if you hope to run with the bulls in Pamplona, Spain, you’ll need to invest in the Explorer or the Epic Plan.
As prepared as you may be for your European vacation, sometimes the unexpected happens. You might be trying to catch a big wave in Nazare, Portugal, and hit your head on a rock and require immediate medical attention. Or you might twist your ankle while hiking through the storied forests of Bavaria.
In either case, emergency medical travel insurance may reimburse you for certain medical expenses. While the health care system in Europe is typically quite good, travel insurance for Europe can help you access and potentially be reimbursed for the care you need.
With over 200 languages spoken in Europe, you might find yourself in an area where English isn’t spoken. The 24/7 Emergency Assistance team will be able to help refer you to a place that offers the level of care that you need. They can also help communicate with your medical team if they don’t speak English.
If your attending physician (and the 24/7 Emergency Assistance team) determines that it’s best for you to go home to the US to get medical care, the repatriation coverage that is included in your travel insurance for Europe may cover the costs to get you there.
To streamline your experience seeking medical treatment in Europe, we recommend signing up for FootprintID before your trip. This non-insurance service is a portable personal health record where your documents, prescriptions, test results, and emergency contacts are accessible in one place anywhere in the world. Whether you need to refill a prescription or deal with a more serious injury, FootprintID expedites the process.
Lost bags are never something we plan for, but unfortunately, they get lost from time to time. You may have packed your favorite swimsuit and sundress for your Italian summer vacation or all your snow gear for a ski trip to the Bavarian Alps. If you land at the airport and then realize that the airline lost your bag, your travel insurance for Europe may reimburse you for the cost of replacing your belongings.
If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If this happens, you may still be reimbursed for a change of clothes and toiletries until you and your bag are reunited.
The first step is to contact the airline. If the airline isn’t able to help you locate your lost bag, the second step is to contact Blue Ribbon Bags, a non-insurance service that will track and expedite the return of your undelivered baggage by the airline. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call Blue Ribbon Bags so you can file a lost luggage claim.
As a whole, Europe is pretty safe, although some cities like Paris, Barcelona, and Rome experience petty theft and pickpocketing. Be aware of your belongings in crowded areas, including major tourist spots or while riding the metro—and read up on some tips for avoiding pickpockets.
If anything does happen, make sure you make a police report. You’ll need that if you have to make a claim for those stolen goods.
You may have planned the perfect European getaway, but things happen that may cause you to cancel, interrupt, or delay your trip. Travel insurance for Europe may be able to recover your unused, prepaid, non-refundable travel expenses. Remember- travel insurance does not cover everything. The insurance plan will outline the covered risks for trip cancelation, trip interruption, and trip delay.
If you get sick before leaving the US and your doctor tells you not to travel at that time, you could be forced to cancel your trip. Or, if an immediate family member back home has an unexpected medical emergency while you’re on your adventure, you may need to go back to the United States early. Travel insurance for Europe may help you cover those costs.
From flooding to forest fires, nature can be unpredictable, and it is possible for natural disasters to affect your trip. Volcanoes on Iceland’s Reykjanes Peninsula have been particularly active recently. If an eruption causes flight problems that prevent you from getting to your destination as planned, your trip may be interrupted or delayed. Travel insurance for Europe can help reimburse you for non-refundable, pre-paid accommodation, and activities.
If you purchase the Explorer and Epic Plan during the time sensitive period, the plans also may cover various travel inconveniences you may encounter on your European getaway. For example, if you planned a ski vacation to Norway, but the resort lacks snow and closes when you are already there, you may be eligible for coverage. Or if your rental car broke down on a road trip through the mountains and villages of Transylvania, Romania and you arrived more than 12 hours late at your destination, you may also be eligible for coverage.
Before you leave the US, we encourage you to check out the US government’s travel advisories for all the countries you’re planning on visiting. Weather, safety, and political situations can change at any time, and this is where they list any current advisories.
If you purchase travel insurance for Europe, it’s a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.
You’ll potentially be traveling across several countries using different languages, driving laws, and customs. Learn a few phrases and do some research on each destination to know what to expect from place-to-place.
Much of Europe is well-connected by trains, which is both a convenient and wonderful way to travel slowly through Europe and watch the scenery pass by. As you’re preparing for your adventure, brush up on our safety tips for Europe and our favorite destinations to explore on this continent.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.A few days into my trip to Spain, I twisted my foot heading down to the metro. Thanks to World Nomads, I was able to get medical attention. As luck would have it, I had a fracture that required surgery. I got a flight home the next day. Filing a claim was surprisingly easy. When the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFind out what cover is provided if Coronavirus (COVID-19) affects your travel plans
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For information relating to policies purchased prior to 14 July 2021 12:00am UTC, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 14 July 2021 please see below.
We know that many of our international travelers can’t wait to travel again even though they’re having to take added precautions as coronavirus (COVID-19) continues to disrupt global travel plans. World Nomads wants to help you travel with confidence, so we’ve added some COVID-19 cover to our insurance plans.
All our travel insurance plans purchased from 14 July 2021 include emergency medical and repatriation cover if you get sick with COVID-19 while abroad. Our Explorer plans also offer cover for some COVID-19-related events. Benefit limits, conditions and exclusions apply, and cover varies depending on your Country of Residence and the plan you chose.
Benefit limits apply and vary between plans. Exclusions also apply for pre-existing medical conditions, as outlined in the policy wording.
| Benefit | Standard | Explorer |
|---|---|---|
| Emergency medical expenses overseas | Yes | Yes |
| Medical repatriation/ evacuation (including funeral expenses or repatriation of your remains if the worst-case scenario happens) | Yes | Yes |
| Coronavirus Travel Costs Note: This section has its own benefit limits which apply. Check your policy wording for full details or have a look at our Coronavirus Travel Costs article which has all of the details, including benefit limits, conditions and exclusions. |
NA | Yes |
If you need to cancel or cut short your trip due to yourself or a member of your traveling party being diagnosed with COVID-19 by a medical practitioner, or if your close relative back home is hospitalized or dies due to COVID-19, we have provided some tips below, especially if you intend to make a claim. Please follow these simple tips:
Travel insurance isn’t designed to cover everything, so make sure you’re careful with your planning and you read the policy wording to make sure you understand what’s included and what’s not, as well as the terms, conditions, limitations and exclusions. If you have any questions, get in touch.
How to get medical assistance
Contact our 24/7 Emergency Assistance teams as soon as possible, so they can support you from the time you fall sick or get injured, until the time you get home.
When you call please have ready:
It was my final day in Riga, Latvia. In my small bag I keep all my valuables, because hostels can't always be reliable with safekeeping. It contained my new GoPro, iPhone, digital camera, laptop and hard drive, plus my emergency money (200 euros). I planned on using my cameras and computer for editing later that afternoon. The coast was amazing and as it got late, I decided to take the train back to Riga city. As I was getting off the train, down the vertical steep steps, I had my bag snatched off my shoulder. In seconds, the doors closed and the train pulled off. Telling authorities on the platforms immediately, they could not assist and referred me straight to the police. Feeling helpless, I went to the police where I was kept for hours because of English barriers and translations of documents. I walked out just after midnight with my report. A day trip I won't forget soon.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
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Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWorld Nomads travel insurance has been designed by travelers for travelers, to cover your trip essentials.
As featured in:
I was surfing and was bitten by a shark in Tortuga Bay, Galapagos Is. I was able to walk to the medical center in nearby Puerto Ayora, where I received emergency medical treatment from Dr, Idrovo. The treatment consisted of cleaning the wound, local anaesthetic and 10 stitches. A course of antibiotics and anti-inflammatories/ pain-killers was prescribed. A follow-up check 24 hours later (today) revealed no infection.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWorld Nomads travel insurance has been designed by travelers for travelers, to help you explore your boundaries
As featured in:
I was surfing and was bitten by a shark in Tortuga Bay, Galapagos Is. I was able to walk to the medical center in nearby Puerto Ayora, where I received emergency medical treatment from Dr. Idrovo. The treatment consisted of cleaning the wound, local anesthetic and ten stitches. A course of antibiotics and anti-inflammatories/ pain-killers was prescribed. A follow of check 24 hours later (today) revealed no infection. I am able to provide photos of the injury and treatment.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team