Travel Insurance for volunteering
Get coverage for your good deeds.
- As featured in:
As featured in:
- Should I consider insurance when volunteering overseas?
- What's covered for volunteers?
- What volunteer activites may I participate in?
- What's not covered?
At World Nomads, our travel insurance allows you to participate in a range of volunteer activities and vacations, from summer teaching programs to clean water projects. We’re strong supporters of paying it forward and giving back — and what better way to strengthen communities, forge meaningful connections and open your eyes (and arms and hearts) than contributing to a worthy purpose?
Should I consider insurance when volunteering overseas?
If you’re planning to volunteer your time while travelling, World Nomads Travel Insurance may cover you for issues you encounter while on the road, such as an emergency medical condition, baggage theft, and trip interruption due to a travel advisory.
World Nomads has two levels of coverage - the Standard Plan and Explorer Plan - that offer different benefits, limits and sub-limits of coverage. It’s good to spend time comparing the plans to see which one suits your travel needs. You can get a quote, make a claim, or buy a policy instantly online, even while travelling.
What’s covered for volunteers?
Want to step out into the world and volunteer your time? World Nomads plans can provide coverage for:
- Trip cancellation
- Trip interruption
- Emergency medical care
- Emergency evacuation
- Baggage delay
- Theft of baggage and personal belongings
What volunteer activities may I participate in?
At World Nomads, we do our best to support volunteers, whether it's protecting endangered turtle hatching grounds or teaching school children in a faraway village.
Volunteer activities our plans may cover include:
- WWOOFing (general farm work, fruit picking, manual work)
- Au pair, nanny or other volunteer childcare
- Teaching (volunteer teaching, non-manual work)
- Hospitality (bar work)
- Scuba, ski or snowboard instructor or guiding
- Manual Work with power tools or working at heights under five metres
What’s not covered?
We do not cover volunteering in dangerous conditions including:
- Mountaineering, rock climbing or mountain guiding where ropes or specialist equipment is used
- Work at a height of over five metres or on offshore rigs, underground or caves
- Operating heavy machinery
- Working with dangerous animals or big game
As a global citizen contributing to good causes, we can only assume that you’ll act responsibly and within your limits. But just to be clear, we won’t cover any incidents related to:
- Alcohol or drug abuse
- Reckless behavior
- Criminal or illegal acts
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
If haven’t yet chosen a volunteer program, you can find inspiration in our article about choosing ethical volunteer programs.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
-
Will travel insurance cover me for countries other than those listed on my policy?
Once you’ve already purchased a plan, you’ll need to make a request for any additional countries you want to include in your coverage. (You can do this through your membership account online.) Our team should get back to you about a decision on your request.
-
Why don't you cover ongoing treatment at home?
Travel insurance policies are designed to provide coverage for emergencies due to unexpected illness or accidents outside of your home province. As Canadians, while travelling in Canada or in your home province, Government Health Insurance Plans (GHIP) provides coverage for most medical bills.
-
Does my insurance cover emergency medical costs upfront or do I have to pay and claim later?
It will depend on the situation at the time of the medical emergency. Should you require hospitalization and/or medical evacuation the emergency medical team will work directly with the hospital and evacuation services on your behalf. The team works very hard to ensure you do not have to pay out of pocket. However, many urgent care facilities, pharmacies and walk-in clinics may do not accept travel insurance. Be prepared to pay out of pocket and, upon your claim being approved, you will be reimbursed for your expenses.
Travel Insurance for Volunteering
Protect your volunteer trip with coverage for medical emergencies, trip interruptions, and more.
- As featured in:
As featured in:
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
- Should I consider insurance when volunteering overseas?
- What's covered for volunteers?
- What volunteer activities may I participate in?
- What's not covered while volunteering?
At World Nomads, our travel insurance* plans allow you to participate in a range of volunteer activities and vacations, from summer teaching programs to clean water projects. We're strong supporters of paying it forward and giving back and what better way to strengthen communities, forge meaningful connections and open your eyes (and arms and hearts) than contributing to a worthy purpose?
Whether you are planning to volunteer for a week or for several months, our travel insurance plans can protect you while you are doing good in the world.
Should I consider insurance when volunteering overseas?
If you’re planning to volunteer your time while traveling, a World Nomads travel insurance plan may cover you for many issues you may encounter, such as medical emergencies, baggage theft or delay, and trip interruption.
Our single trip plans (Standard, Explorer or Epic) cover trips up to 180 days in length. Our Annual Plan covers you for 12 months, but with a maximum individual trip length of 45 days.
What's covered for volunteers?
Want to step out into the world and volunteer your time? World Nomads plans can provide cover for:
- Trip cancellation
- Trip interruption
- Trip delay
- Emergency medical expenses
- Emergency evacuation
- Baggage delay
- Theft of baggage and personal belongings.
What volunteer activities may I participate in?
At World Nomads, we do our best to support volunteers, whether it's protecting endangered turtle hatching grounds or teaching school children in a faraway village. If haven't yet chosen a volunteer program, you can find inspiration in our article about choosing ethical volunteer programs.
We offer four plans Standard, Explorer, Epic and Annual each with different levels of coverage for various volunteer activities.
All our plans cover these volunteer activities:
- Farming such as fruit picking or other manual labor.
- Wildlife or animal care.
- Environmental or conservation work.
- Au pair, nanny or other volunteer childcare.
- Teaching.
Our higher tier plans (Explorer or Epic) cover these additional volunteer activities:
- Construction or renovation projects, including painting, using power tools, operating machinery or roadwork.
- NGO support and disaster relief.
- Medical and health care work (health education, medical services, medical practitioner).
Be sure to check out the activities list to make sure your specific volunteer task will be covered. If you don't see it listed or have questions, give us a call.
What’s not covered while volunteering?
As a global citizen contributing to good causes, we can only assume that you’ll act responsibly and within your limits. But just to be clear, we won't cover any incidents related to:
- Alcohol or drug abuse.
- Reckless behavior.
- Criminal or illegal acts.
- Pre-existing medical conditions unless you purchased the Epic or Explorer plan during the time-sensitive period were medically able to travel at the time of purchase.
- Exposure to hazardous biological, chemical and nuclear radioactive material, gas or contamination.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about volunteering and travel insurance. You can also find the answers to other questions in our Help Centre or you can ask our customer service team.
-
Will travel insurance cover me for countries other than those listed on my policy?
As long as you are traveling at least 100 miles from your home in the US, your policy will cover you according to the policy terms and conditions.
-
Why don't you cover ongoing treatment at home?
Travel insurance policies are designed for accidents or unexpected illnesses abroad. They don't stand in place of primary medical insurance.
-
Does my insurance cover emergency medical costs upfront or do I have to pay and claim later?
Who pays depends on what’s happened. If it’s an emergency situation where medical evacuation is required, World Nomads covers these costs upfront (provided the incident is covered as per the policy wording, of course).
Top travel insurance tips to know before you go
Good insurance begins a long way from the departure lounge
- As featured in:
As featured in:
Whether or not you're a boy scout, there's wisdom in the maxim 'be prepared.' This is possibly even truer when adventuring abroad. Carry a first-aid kit. Research local etiquette and customs. Learn some of the language. And most importantly take the time to understand your travel insurance policy and what to do in case you need to use it.
- Tip 1: Check if your favorite adventure activity is covered by your policy
- Tip 2: You might need a license for that
- Tip 3: Gear gone? Stuff stuffed? A little admin makes claiming a cakewalk
- Tip 4: There are some places travel insurance won't go
- Tip 5: Stress less with added coverage for some Coronavirus (COVID-19) related events
Tip 1: Check if your favorite adventure activity is covered by your policy
World Nomads covers more than 150 adventure sports, activities and experiences. But some activities are more dangerous than others and may not be covered.
Upgrade required?
Depending on your Country of Residence, you may need to include an insurance upgrade when you buy to have cover for some activities. If you don't have the right level of coverage, you won't be able to claim if something goes wrong.
Get it right when you buy
The time to add upgrades or activities is when you purchase your travel insurance – you can't do it afterwards. So if you decide to detour to the ski slopes, make sure you have the policy to match.
What's not covered?
Some activities aren't covered at all. Your policy has the full list, but common sense can help: long walks along the beach – generally OK; dive-bombing to the depths of the Mariana Trench without your flippers – probably not. If you're unsure whether an activity is covered, contact us.
Read your policy wording
Many activities have special conditions and exclusions. If you don't follow these you may void your coverage. These include safety gear requirements, terrain limitations, geographical boundaries and more. And then there's the issue of licenses…
Tip 2: You might need a license for that
Having the right level of coverage is just the beginning. Travelers from some parts of the world need to have valid licenses in their home country as well as at the destination to have insurance cover for some activities. Broadly, these include:
- Driving rented vehicles, such as cars and motorbikes. For example, you may need to be a licensed motorbike rider at home to be covered to ride the same class of motorbike on holiday. Plus, you'll need to follow your country of residence's laws on safety gear too, such as helmets or safety belts.
- Scuba diving. If coverage for this is available under your policy, you'll need to be pre-accredited for the dive you want to do.
So before you jump on that bike or strap on an oxygen tank, make sure you already have the permit and expertise.
Tip 3: Gear gone? Stuff stuffed? A little admin makes claiming a cakewalk
It's tough enough when your bags or belongings are stolen or damaged. Keep your claim's process as smooth as possible with some pre-trip prep.
Keep the paperwork for your gear
Save photos of your items and digital copies of receipts, valuations or proof of ownership to cloud storage or your email. It's a good idea to leave copies of any documents with someone at home too.
If something is stolen or damaged
Along with your ownership and value documents, get reports from the police and, if your checked-in luggage went missing in transit, from the carrier (such as the airline).
While this might seem time-consuming, we ask it of all our travelers to help combat baggage claim fraud. Unfortunately, this is the number one reason we have to increase premiums for everyone. And remember, any payments include depreciation of an item's value unless you've nominated it as a high-value/specified item and paid the extra premium.
Tip 4: There are some places travel insurance won't go
World Nomads provides coverage to more than 130 countries but not all. We exclude some places because they are too dangerous for you to go there and too expensive for us to cover.
A 'do not travel' advisory means exactly that.
Before you start booking flights and accommodation or paying deposits, check out the relevant government's travel advisory for your destination. If there's a 'do not travel' advisory or similar, we can't insure you to go there. Please keep in mind that these warnings change regularly and might affect your cover.
Other places we don't cover
Your policy may exclude other regions, such as polar areas or places with political instability. Government sanctions may also restrict us from paying claims in certain countries, so we can't pay expenses incurred there. When you get your quote, World Nomads' online purchase path will tell you if we can't cover your destination country(ies).
All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
Tip 5: Stress less with added coverage for some Coronavirus (COVID-19) related events
With COVID-19 affecting our travel plans, it is more important than ever to know that you have access to coverage for some COVID-19-related events. Depending on your Country of Residence and the travel insurance plan you choose, you may also have access to:
- Emergency medical coverage, evacuation and/or repatriation if you're diagnosed with COVID-19 while overseas;
- Coverage for some additional COVID-19-related events such as cancellation following a diagnosis to assist our travelers on the Explorer Plan.
To find out what cover applies to you, read our What's Covered for Coronavirus article, which has all of the details, including benefit limits, conditions and exclusions.
Coverage depends on your Country of Residence and varies between plans.
Our policies aren't designed to cover everything, so take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you're not sure if something is covered get in touch.
What Does my Travel Insurance Cover?
Teeth hit the ground
I put my foot in a funny way while I was walking quickly because it was raining, I just fell unexpectedly to the floor my face first so I put my arm bad and broke the shoulder a little bit and hit the ground with my front teeth so the lip was in blood and one tooth broken.
P.R. Italian Nomad.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Suddenly sick?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamStandard vs Explorer Plans
Why two travel insurance plans and what’s the difference?
- As featured in:
As featured in:
No two travelers are the same, so why should travel insurance be one-size-fits-all?
You might be at the ski lodge in Queenstown or Sapporo, and half your crew are heading to the café while you hit the slopes. Or maybe your sister always rents a car when she travels, while you prefer to bus it. World Nomads offers different plans with different levels of coverage so you can choose one to suit your needs.
Two plans to choose from
World Nomads offers two plans – a Standard Plan and an Explorer Plan – each with different benefits, limits and sub-limits of coverage.
Standard Plan: Includes a range of benefits such as overseas medical, coverage for your belongings, pre-trip cancellation and certain adventure activities.
Explorer Plan: Has all the benefits of a Standard Plan and a few more, and is more expensive to buy.
Please choose carefully from the outset, as you can’t upgrade from a Standard Plan to an Explorer Plan mid-trip. Depending on your Country of Residence, you may also need to add adventure activities to your quote as another type of coverage upgrade as you can’t add this mid-trip.
What are the differences between a Standard and an Explorer Plan?
This varies depending on your Country of Residence. Broadly speaking, though:
- An Explorer Plan has benefits not available in the Standard Plan.
- An Explorer Plan has higher benefit limits and/or sub-limits than the Standard Plan.
An easy way to see the differences is in the benefit summary when you get an instant online quote. The quote page will also tell you how much each plan costs and has links to the policy wording, which details the coverage in full.
Which plan should I choose?
That’s your decision to make. Ask yourself, how much cover will you need if something goes wrong? Only you know where you’re planning to go, how much you paid, what you’re planning to do, see and visit, and how your personal situation might influence your choice.
Am I covered for COVID-19 related events on both the Standard and Explorer plans?
The coverage you will have for Coronavirus (COVID-19) related events under our Standard and Explorer plans will depend on your Country of Residence. If you are diagnosed with COVID-19 while overseas, your benefits may include:
- 24/7 access to our Emergency Assistance team, who can help you access local medical care;
- Medical costs including hospitalization;
- Evacuation or repatriation if deemed medically necessary by us and in consultation with your attending medical practitioner.
Some of our Explorer plans also offer cover for some additional COVID-19-related events such as cancellation following a diagnosis to assist our travelers.
To find out what cover applies to you, read our What’s Covered for Coronavirus article, which has all of the details, including benefit limits, conditions and exclusions.
Coverage depends on your Country of Residence and varies between plans.
Our policies aren’t designed to cover everything, so take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.
Want all the details?
You can compare the Standard and Explorer plans and prices through getting an instant online quote.
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for volunteering
Don't let your good deeds go uncovered.
- As featured in:
As featured in:
At World Nomads, our travel insurance allows you to participate in a range of volunteer activities and vacations, from summer teaching programs to clean water projects. We’re strong supporters of paying it forward and giving back — and what better way to strengthen communities, forge meaningful connections and open your eyes (and arms and hearts) than contributing to a worthy purpose?
- Should I consider insurance when volunteering overseas?
- What's covered for volunteers?
- A choice of policy and extras for your next holiday
- What volunteer activities may I participate in?
- What’s not covered?
Should I consider insurance when volunteering overseas?
If you’re planning to volunteer your time while traveling, World Nomads Travel Insurance may help when stepping on the plane to start your adventure. Travel insurance can cover you for issues you may encounter while on the road, such as medical issues, baggage theft or delay, and travel interruption.
What's covered for volunteers?
Want to step out into the world and volunteer your time?
World Nomads plans may cover:
- Trip cancellation
- Trip interruption
- Medical emergency care
- Emergency evacuation
- Baggage delay
- Theft of baggage and personal belongings
A choice of policy and extras for your next holiday
Always make sure that you’ve selected the right travel insurance plan for your specific needs. World Nomads has two levels of cover - the Standard Plan and Explorer Plan - that offer different benefits, limits and sub-limits of coverage. It’s always good to spend time comparing the plans to see which one suits your travel needs.
You can get a quote, make a claim, or buy a policy instantly online, even while traveling.
What volunteer activities may I participate in?
The types of activities that are covered depend on your Country of Residence. Check your plan and policy wording to get more details. Examples of volunteering that could be covered include environmental and conservation work or teaching in literacy programs.
What’s not covered?
As a traveler who wants to do good while overseas, we can only assume doing good things is in your nature. But momentary lapses in judgement do happen so just to be clear, we won’t cover any incidents related to:
- Alcohol or drug abuse
- Reckless behavior
- Criminal or illegal acts
- Changing your mind
- Pre-existing conditions unless specified by your policy
This is only a summary of coverage and does not include the full terms and conditions of the policy. You should read your policy wording in full so you understand what is and isn’t covered.
If haven’t yet chosen a volunteer program, you can find inspiration in our article about choosing ethical volunteer programs.
About World Nomads
World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance. Featuring coverage for more than 150 activities, you can get a quote, claim, or extend your policy online at www.worldnomads.com. All the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about volunteering. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
-
Will travel insurance cover me for countries other than those listed on my policy?
That depends on your policy and your country of residence. You may have to put in a request with the customer service team for a country to be added to your policy.
-
Why don't you cover ongoing treatment at home?
Travel insurance policies are designed for accidents or unexpected illnesses overseas. They don't stand in place of primary medical insurance or your home health system.
-
Does my insurance cover medical costs upfront or do I have to pay and claim later?
Who pays depends on what happened. If it’s an emergency situation, where medical evacuation is required, we can coordinate payments directly with the hospital wherever possible, provided cover under the policy has been confirmed by us and you get pre-approval from the Emergency Assistance team. You must contact 24/7 Emergency Assistance if you have a medical emergency.
World Nomads' payment methods
All the ways you can purchase your World Nomads travel insurance.
- As featured in:
As featured in:
World Nomads accepts some credit and debit cards. Depending on your country of residence, we accept Visa®, Mastercard® and in some cases, American Express®. We may also accept Apple Pay® and Google Pay™, depending on your country of residence.
Just select your preferred payment method at checkout. For credit cards, you will be required to enter your billing address, card number, expiration date and security code. For Apple Pay or Google Pay, you will be prompted to authenticate your purchase using your Apple or Google account.
We don’t accept other methods of payment such as cash, electronic transfers or cheques.
During check-out, you’ll be given the option to make a microdonation to a program of your choice through our Footprints Network – we cover 100% of the administration costs so your full donation goes where it’s needed most.
If you have any questions, contact us – we’re happy to help.
Illness in the UAE
My wife and I got very ill while traveling in the UAE and required medical attention. Thankfully we purchased trip insurance from World Nomads and were able to submit a claim after our [health] insurance company did not cover the expenses. The whole process was very straightforward and we were extremely happy with the service and the outcome.
American traveling in the UAE
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
